Bakersfield, CA (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 10% down for all homes in the Bakersfield, CA Metro in February 2026 was $2,788.811. The month over month percentage change (MoM) was -0.32%, and the year over year percentage change (YoY) was -5.91%.

The chart below shows the trend of the total monthly payments with 10% down for all homes in the Bakersfield, CA metro. The table below shows the trend of the the total monthly payments with 10% down, and the MoM and YoY percentage changes for all homes in the Bakersfield, CA metro.

You can see similar information for other US metros, and for the United States.

Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.

Data Source: Zillow.
Bakersfield, CA (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Bakersfield, CA (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 170
Month Total Monthly Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2012 863.4635264231986 NaN NaN
Feb 2012 869.188833199212 0.66 NaN
Mar 2012 878.5580826799251 1.08 NaN
Apr 2012 882.1243460884327 0.41 NaN
May 2012 881.0399929026107 -0.12 NaN
Jun 2012 881.7756243427717 0.08 NaN
Jul 2012 878.7431319075904 -0.34 NaN
Aug 2012 886.0616242670908 0.83 NaN
Sep 2012 883.7094405941918 -0.26 NaN
Oct 2012 884.6409519346373 0.11 NaN
Nov 2012 893.9843313622605 1.06 NaN
Dec 2012 906.204611766395 1.37 NaN
Jan 2013 925.8452593020289 2.17 7.23
Feb 2013 949.3889242831312 2.54 9.23
Mar 2013 966.2929890299755 1.78 9.99
Apr 2013 973.2723153115137 0.72 10.33
May 2013 995.9204134639883 2.33 13.04
Jun 2013 1054.7565511668436 5.91 19.62
Jul 2013 1091.8589464836755 3.52 24.25
Aug 2013 1111.9585202878227 1.84 25.49
Sep 2013 1129.1850421893098 1.55 27.78
Oct 2013 1125.4642550623207 -0.33 27.22
Nov 2013 1151.6562985715484 2.33 28.82
Dec 2013 1184.3454409397195 2.84 30.69
Jan 2014 1160.759525857533 -1.99 25.37
Feb 2014 1158.7608720641158 -0.17 22.05
Mar 2014 1171.9551867774173 1.14 21.28
Apr 2014 1181.355781888694 0.80 21.38
May 2014 1177.6734706843238 -0.31 18.25
Jun 2014 1184.169877074973 0.55 12.27
Jul 2014 1186.2838024790894 0.18 8.65
Aug 2014 1187.8588540487156 0.13 6.83
Sep 2014 1195.13360001836 0.61 5.84
Oct 2014 1190.2364243625643 -0.41 5.76
Nov 2014 1196.2711353897162 0.51 3.87
Dec 2014 1193.2164934631458 -0.25 0.75
Jan 2015 1180.6360095133855 -1.05 1.71
Feb 2015 1190.4415027845077 0.83 2.73
Mar 2015 1200.8379774482744 0.87 2.46
Apr 2015 1197.3884023805726 -0.29 1.36
May 2015 1217.9131883558014 1.71 3.42
Jun 2015 1238.1185622430498 1.66 4.56
Jul 2015 1249.426975775675 0.91 5.32
Aug 2015 1241.2619389133997 -0.65 4.50
Sep 2015 1244.8325516826671 0.29 4.16
Oct 2015 1244.4944800444302 -0.03 4.56
Nov 2015 1267.215524677972 1.83 5.93
Dec 2015 1277.6613542386742 0.82 7.08
Jan 2016 1275.2676586597738 -0.19 8.02
Feb 2016 1262.3514479124392 -1.01 6.04
Mar 2016 1270.5579123029206 0.65 5.81
Apr 2016 1265.404932777019 -0.41 5.68
May 2016 1265.6934581820462 0.02 3.92
Jun 2016 1264.4454661289237 -0.10 2.13
Jul 2016 1251.1484674830117 -1.05 0.14
Aug 2016 1250.769887925077 -0.03 0.77
Sep 2016 1254.6437285754666 0.31 0.79
Oct 2016 1261.0069245505324 0.51 1.33
Nov 2016 1296.8309178720633 2.84 2.34
Dec 2016 1347.392873448435 3.90 5.46
Jan 2017 1354.5891565012719 0.53 6.22
Feb 2017 1362.9837314371414 0.62 7.97
Mar 2017 1371.9597546734349 0.66 7.98
Apr 2017 1363.562118066895 -0.61 7.76
May 2017 1364.928689933557 0.10 7.84
Jun 2017 1359.0054823828393 -0.43 7.48
Jul 2017 1367.6609918193567 0.64 9.31
Aug 2017 1363.5621557944926 -0.30 9.02
Sep 2017 1361.2508662132816 -0.17 8.50
Oct 2017 1381.0878189262842 1.46 9.52
Nov 2017 1394.7624618252912 0.99 7.55
Dec 2017 1409.0981213999537 1.03 4.58
Jan 2018 1423.0950973109489 0.99 5.06
Feb 2018 1466.6339866237768 3.06 7.61
Mar 2018 1489.731044942163 1.58 8.58
Apr 2018 1500.9176589984797 0.75 10.07
May 2018 1522.852130538548 1.46 11.57
Jun 2018 1529.3885306490745 0.43 12.54
Jul 2018 1532.7357594469831 0.22 12.07
Aug 2018 1540.08624795219 0.48 12.95
Sep 2018 1552.7031118692805 0.82 14.06
Oct 2018 1579.9031487994257 1.75 14.40
Nov 2018 1588.7557633232498 0.56 13.91
Dec 2018 1567.609747485121 -1.33 11.25
Jan 2019 1554.2084428789672 -0.85 9.21
Feb 2019 1551.1679417299215 -0.20 5.76
Mar 2019 1546.2841540065197 -0.31 3.80
Apr 2019 1538.2310305430883 -0.52 2.49
May 2019 1534.9260353225432 -0.21 0.79
Jun 2019 1508.310385288613 -1.73 -1.38
Jul 2019 1507.9190874671367 -0.03 -1.62
Aug 2019 1496.0988643522871 -0.78 -2.86
Sep 2019 1499.1019299905963 0.20 -3.45
Oct 2019 1514.9608736739801 1.06 -4.11
Nov 2019 1523.2135660435235 0.55 -4.12
Dec 2019 1534.3751694333914 0.73 -2.12
Jan 2020 1521.5346448714606 -0.84 -2.10
Feb 2020 1511.7925192402438 -0.64 -2.54
Mar 2020 1520.5140266306175 0.58 -1.67
Apr 2020 1512.355842139131 -0.54 -1.68
May 2020 1509.0259556699361 -0.22 -1.69
Jun 2020 1505.9378627399897 -0.20 -0.16
Jul 2020 1496.247553482854 -0.64 -0.77
Aug 2020 1498.758854080152 0.17 0.18
Sep 2020 1509.2326845929401 0.70 0.68
Oct 2020 1520.4525938019306 0.74 0.36
Nov 2020 1533.7803036886185 0.88 0.69
Dec 2020 1545.9366361984648 0.79 0.75
Jan 2021 1574.003511370313 1.82 3.45
Feb 2021 1604.3667131984234 1.93 6.12
Mar 2021 1661.6023354785693 3.57 9.28
Apr 2021 1682.7351194485775 1.27 11.27
May 2021 1696.646254692318 0.83 12.43
Jun 2021 1727.0192111688025 1.79 14.68
Jul 2021 1740.470911783902 0.78 16.32
Aug 2021 1761.4362206152132 1.21 17.53
Sep 2021 1789.0333227642864 1.57 18.54
Oct 2021 1831.5197734958674 2.38 20.46
Nov 2021 1851.7728465781631 1.11 20.73
Dec 2021 1878.54995942915 1.45 21.52
Jan 2022 1914.9437712839542 1.94 21.66
Feb 2022 1994.7183059303727 4.17 24.33
Mar 2022 2097.6059244832927 5.16 26.24
Apr 2022 2277.016467602256 8.55 35.32
May 2022 2359.2782875725197 3.61 39.06
Jun 2022 2444.854421616511 3.63 41.57
Jul 2022 2442.65771380969 -0.09 40.35
Aug 2022 2411.4357930372325 -1.28 36.90
Sep 2022 2573.681686619685 6.73 43.86
Oct 2022 2718.5666333681756 5.63 48.43
Nov 2022 2688.238387817867 -1.12 45.17
Dec 2022 2590.8320033090495 -3.62 37.92
Jan 2023 2569.0803887366164 -0.84 34.16
Feb 2023 2554.2736122123893 -0.58 28.05
Mar 2023 2604.923207646324 1.98 24.19
Apr 2023 2572.497864867049 -1.25 12.98
May 2023 2603.382427724121 1.20 10.35
Jun 2023 2680.558273479814 2.96 9.64
Jul 2023 2729.373815168769 1.82 11.74
Aug 2023 2799.430358393266 2.57 16.09
Sep 2023 2842.861741793973 1.55 10.46
Oct 2023 2942.018599007836 3.49 8.22
Nov 2023 2914.444933835351 -0.94 8.41
Dec 2023 2794.710585961408 -4.11 7.87
Jan 2024 2767.148689266208 -0.99 7.71
Feb 2024 2806.9241374852622 1.44 9.89
Mar 2024 2831.0353962269996 0.86 8.68
Apr 2024 2886.584489764421 1.96 12.21
May 2024 2919.128814057583 1.13 12.13
Jun 2024 2902.612750969813 -0.57 8.28
Jul 2024 2897.9910604455235 -0.16 6.18
Aug 2024 2831.263591995179 -2.30 1.14
Sep 2024 2776.0787842926284 -1.95 -2.35
Oct 2024 2835.078366168451 2.13 -3.63
Nov 2024 2923.4336206574153 3.12 0.31
Dec 2024 2914.8826773453925 -0.29 4.30
Jan 2025 2983.482515526026 2.35 7.82
Feb 2025 2964.008356087549 -0.65 5.60
Mar 2025 2923.180193127161 -1.38 3.26
Apr 2025 2937.802291642114 0.50 1.77
May 2025 2955.195182014126 0.59 1.24
Jun 2025 2952.136912309593 -0.10 1.71
Jul 2025 2926.3718803694537 -0.87 0.98
Aug 2025 2891.718870855734 -1.18 2.13
Sep 2025 2844.8439757579413 -1.62 2.48
Oct 2025 2823.3396348869305 -0.76 -0.41
Nov 2025 2822.011426294875 -0.05 -3.47
Dec 2025 2813.61615898341 -0.30 -3.47
Jan 2026 2797.6714023135855 -0.57 -6.23
Feb 2026 2788.811124469314 -0.32 -5.91