Bakersfield, CA (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 10% down for all homes in the Bakersfield, CA Metro in February 2026 was $2,788.811. The month over month percentage change (MoM) was -0.32%, and the year over year percentage change (YoY) was -5.91%.
The chart below shows the trend of the total monthly payments with 10% down for all homes in the Bakersfield, CA metro. The table below shows the trend of the the total monthly payments with 10% down, and the MoM and YoY percentage changes for all homes in the Bakersfield, CA metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 863.4635264231986 | NaN | NaN |
| Feb 2012 | 869.188833199212 | 0.66 | NaN |
| Mar 2012 | 878.5580826799251 | 1.08 | NaN |
| Apr 2012 | 882.1243460884327 | 0.41 | NaN |
| May 2012 | 881.0399929026107 | -0.12 | NaN |
| Jun 2012 | 881.7756243427717 | 0.08 | NaN |
| Jul 2012 | 878.7431319075904 | -0.34 | NaN |
| Aug 2012 | 886.0616242670908 | 0.83 | NaN |
| Sep 2012 | 883.7094405941918 | -0.26 | NaN |
| Oct 2012 | 884.6409519346373 | 0.11 | NaN |
| Nov 2012 | 893.9843313622605 | 1.06 | NaN |
| Dec 2012 | 906.204611766395 | 1.37 | NaN |
| Jan 2013 | 925.8452593020289 | 2.17 | 7.23 |
| Feb 2013 | 949.3889242831312 | 2.54 | 9.23 |
| Mar 2013 | 966.2929890299755 | 1.78 | 9.99 |
| Apr 2013 | 973.2723153115137 | 0.72 | 10.33 |
| May 2013 | 995.9204134639883 | 2.33 | 13.04 |
| Jun 2013 | 1054.7565511668436 | 5.91 | 19.62 |
| Jul 2013 | 1091.8589464836755 | 3.52 | 24.25 |
| Aug 2013 | 1111.9585202878227 | 1.84 | 25.49 |
| Sep 2013 | 1129.1850421893098 | 1.55 | 27.78 |
| Oct 2013 | 1125.4642550623207 | -0.33 | 27.22 |
| Nov 2013 | 1151.6562985715484 | 2.33 | 28.82 |
| Dec 2013 | 1184.3454409397195 | 2.84 | 30.69 |
| Jan 2014 | 1160.759525857533 | -1.99 | 25.37 |
| Feb 2014 | 1158.7608720641158 | -0.17 | 22.05 |
| Mar 2014 | 1171.9551867774173 | 1.14 | 21.28 |
| Apr 2014 | 1181.355781888694 | 0.80 | 21.38 |
| May 2014 | 1177.6734706843238 | -0.31 | 18.25 |
| Jun 2014 | 1184.169877074973 | 0.55 | 12.27 |
| Jul 2014 | 1186.2838024790894 | 0.18 | 8.65 |
| Aug 2014 | 1187.8588540487156 | 0.13 | 6.83 |
| Sep 2014 | 1195.13360001836 | 0.61 | 5.84 |
| Oct 2014 | 1190.2364243625643 | -0.41 | 5.76 |
| Nov 2014 | 1196.2711353897162 | 0.51 | 3.87 |
| Dec 2014 | 1193.2164934631458 | -0.25 | 0.75 |
| Jan 2015 | 1180.6360095133855 | -1.05 | 1.71 |
| Feb 2015 | 1190.4415027845077 | 0.83 | 2.73 |
| Mar 2015 | 1200.8379774482744 | 0.87 | 2.46 |
| Apr 2015 | 1197.3884023805726 | -0.29 | 1.36 |
| May 2015 | 1217.9131883558014 | 1.71 | 3.42 |
| Jun 2015 | 1238.1185622430498 | 1.66 | 4.56 |
| Jul 2015 | 1249.426975775675 | 0.91 | 5.32 |
| Aug 2015 | 1241.2619389133997 | -0.65 | 4.50 |
| Sep 2015 | 1244.8325516826671 | 0.29 | 4.16 |
| Oct 2015 | 1244.4944800444302 | -0.03 | 4.56 |
| Nov 2015 | 1267.215524677972 | 1.83 | 5.93 |
| Dec 2015 | 1277.6613542386742 | 0.82 | 7.08 |
| Jan 2016 | 1275.2676586597738 | -0.19 | 8.02 |
| Feb 2016 | 1262.3514479124392 | -1.01 | 6.04 |
| Mar 2016 | 1270.5579123029206 | 0.65 | 5.81 |
| Apr 2016 | 1265.404932777019 | -0.41 | 5.68 |
| May 2016 | 1265.6934581820462 | 0.02 | 3.92 |
| Jun 2016 | 1264.4454661289237 | -0.10 | 2.13 |
| Jul 2016 | 1251.1484674830117 | -1.05 | 0.14 |
| Aug 2016 | 1250.769887925077 | -0.03 | 0.77 |
| Sep 2016 | 1254.6437285754666 | 0.31 | 0.79 |
| Oct 2016 | 1261.0069245505324 | 0.51 | 1.33 |
| Nov 2016 | 1296.8309178720633 | 2.84 | 2.34 |
| Dec 2016 | 1347.392873448435 | 3.90 | 5.46 |
| Jan 2017 | 1354.5891565012719 | 0.53 | 6.22 |
| Feb 2017 | 1362.9837314371414 | 0.62 | 7.97 |
| Mar 2017 | 1371.9597546734349 | 0.66 | 7.98 |
| Apr 2017 | 1363.562118066895 | -0.61 | 7.76 |
| May 2017 | 1364.928689933557 | 0.10 | 7.84 |
| Jun 2017 | 1359.0054823828393 | -0.43 | 7.48 |
| Jul 2017 | 1367.6609918193567 | 0.64 | 9.31 |
| Aug 2017 | 1363.5621557944926 | -0.30 | 9.02 |
| Sep 2017 | 1361.2508662132816 | -0.17 | 8.50 |
| Oct 2017 | 1381.0878189262842 | 1.46 | 9.52 |
| Nov 2017 | 1394.7624618252912 | 0.99 | 7.55 |
| Dec 2017 | 1409.0981213999537 | 1.03 | 4.58 |
| Jan 2018 | 1423.0950973109489 | 0.99 | 5.06 |
| Feb 2018 | 1466.6339866237768 | 3.06 | 7.61 |
| Mar 2018 | 1489.731044942163 | 1.58 | 8.58 |
| Apr 2018 | 1500.9176589984797 | 0.75 | 10.07 |
| May 2018 | 1522.852130538548 | 1.46 | 11.57 |
| Jun 2018 | 1529.3885306490745 | 0.43 | 12.54 |
| Jul 2018 | 1532.7357594469831 | 0.22 | 12.07 |
| Aug 2018 | 1540.08624795219 | 0.48 | 12.95 |
| Sep 2018 | 1552.7031118692805 | 0.82 | 14.06 |
| Oct 2018 | 1579.9031487994257 | 1.75 | 14.40 |
| Nov 2018 | 1588.7557633232498 | 0.56 | 13.91 |
| Dec 2018 | 1567.609747485121 | -1.33 | 11.25 |
| Jan 2019 | 1554.2084428789672 | -0.85 | 9.21 |
| Feb 2019 | 1551.1679417299215 | -0.20 | 5.76 |
| Mar 2019 | 1546.2841540065197 | -0.31 | 3.80 |
| Apr 2019 | 1538.2310305430883 | -0.52 | 2.49 |
| May 2019 | 1534.9260353225432 | -0.21 | 0.79 |
| Jun 2019 | 1508.310385288613 | -1.73 | -1.38 |
| Jul 2019 | 1507.9190874671367 | -0.03 | -1.62 |
| Aug 2019 | 1496.0988643522871 | -0.78 | -2.86 |
| Sep 2019 | 1499.1019299905963 | 0.20 | -3.45 |
| Oct 2019 | 1514.9608736739801 | 1.06 | -4.11 |
| Nov 2019 | 1523.2135660435235 | 0.55 | -4.12 |
| Dec 2019 | 1534.3751694333914 | 0.73 | -2.12 |
| Jan 2020 | 1521.5346448714606 | -0.84 | -2.10 |
| Feb 2020 | 1511.7925192402438 | -0.64 | -2.54 |
| Mar 2020 | 1520.5140266306175 | 0.58 | -1.67 |
| Apr 2020 | 1512.355842139131 | -0.54 | -1.68 |
| May 2020 | 1509.0259556699361 | -0.22 | -1.69 |
| Jun 2020 | 1505.9378627399897 | -0.20 | -0.16 |
| Jul 2020 | 1496.247553482854 | -0.64 | -0.77 |
| Aug 2020 | 1498.758854080152 | 0.17 | 0.18 |
| Sep 2020 | 1509.2326845929401 | 0.70 | 0.68 |
| Oct 2020 | 1520.4525938019306 | 0.74 | 0.36 |
| Nov 2020 | 1533.7803036886185 | 0.88 | 0.69 |
| Dec 2020 | 1545.9366361984648 | 0.79 | 0.75 |
| Jan 2021 | 1574.003511370313 | 1.82 | 3.45 |
| Feb 2021 | 1604.3667131984234 | 1.93 | 6.12 |
| Mar 2021 | 1661.6023354785693 | 3.57 | 9.28 |
| Apr 2021 | 1682.7351194485775 | 1.27 | 11.27 |
| May 2021 | 1696.646254692318 | 0.83 | 12.43 |
| Jun 2021 | 1727.0192111688025 | 1.79 | 14.68 |
| Jul 2021 | 1740.470911783902 | 0.78 | 16.32 |
| Aug 2021 | 1761.4362206152132 | 1.21 | 17.53 |
| Sep 2021 | 1789.0333227642864 | 1.57 | 18.54 |
| Oct 2021 | 1831.5197734958674 | 2.38 | 20.46 |
| Nov 2021 | 1851.7728465781631 | 1.11 | 20.73 |
| Dec 2021 | 1878.54995942915 | 1.45 | 21.52 |
| Jan 2022 | 1914.9437712839542 | 1.94 | 21.66 |
| Feb 2022 | 1994.7183059303727 | 4.17 | 24.33 |
| Mar 2022 | 2097.6059244832927 | 5.16 | 26.24 |
| Apr 2022 | 2277.016467602256 | 8.55 | 35.32 |
| May 2022 | 2359.2782875725197 | 3.61 | 39.06 |
| Jun 2022 | 2444.854421616511 | 3.63 | 41.57 |
| Jul 2022 | 2442.65771380969 | -0.09 | 40.35 |
| Aug 2022 | 2411.4357930372325 | -1.28 | 36.90 |
| Sep 2022 | 2573.681686619685 | 6.73 | 43.86 |
| Oct 2022 | 2718.5666333681756 | 5.63 | 48.43 |
| Nov 2022 | 2688.238387817867 | -1.12 | 45.17 |
| Dec 2022 | 2590.8320033090495 | -3.62 | 37.92 |
| Jan 2023 | 2569.0803887366164 | -0.84 | 34.16 |
| Feb 2023 | 2554.2736122123893 | -0.58 | 28.05 |
| Mar 2023 | 2604.923207646324 | 1.98 | 24.19 |
| Apr 2023 | 2572.497864867049 | -1.25 | 12.98 |
| May 2023 | 2603.382427724121 | 1.20 | 10.35 |
| Jun 2023 | 2680.558273479814 | 2.96 | 9.64 |
| Jul 2023 | 2729.373815168769 | 1.82 | 11.74 |
| Aug 2023 | 2799.430358393266 | 2.57 | 16.09 |
| Sep 2023 | 2842.861741793973 | 1.55 | 10.46 |
| Oct 2023 | 2942.018599007836 | 3.49 | 8.22 |
| Nov 2023 | 2914.444933835351 | -0.94 | 8.41 |
| Dec 2023 | 2794.710585961408 | -4.11 | 7.87 |
| Jan 2024 | 2767.148689266208 | -0.99 | 7.71 |
| Feb 2024 | 2806.9241374852622 | 1.44 | 9.89 |
| Mar 2024 | 2831.0353962269996 | 0.86 | 8.68 |
| Apr 2024 | 2886.584489764421 | 1.96 | 12.21 |
| May 2024 | 2919.128814057583 | 1.13 | 12.13 |
| Jun 2024 | 2902.612750969813 | -0.57 | 8.28 |
| Jul 2024 | 2897.9910604455235 | -0.16 | 6.18 |
| Aug 2024 | 2831.263591995179 | -2.30 | 1.14 |
| Sep 2024 | 2776.0787842926284 | -1.95 | -2.35 |
| Oct 2024 | 2835.078366168451 | 2.13 | -3.63 |
| Nov 2024 | 2923.4336206574153 | 3.12 | 0.31 |
| Dec 2024 | 2914.8826773453925 | -0.29 | 4.30 |
| Jan 2025 | 2983.482515526026 | 2.35 | 7.82 |
| Feb 2025 | 2964.008356087549 | -0.65 | 5.60 |
| Mar 2025 | 2923.180193127161 | -1.38 | 3.26 |
| Apr 2025 | 2937.802291642114 | 0.50 | 1.77 |
| May 2025 | 2955.195182014126 | 0.59 | 1.24 |
| Jun 2025 | 2952.136912309593 | -0.10 | 1.71 |
| Jul 2025 | 2926.3718803694537 | -0.87 | 0.98 |
| Aug 2025 | 2891.718870855734 | -1.18 | 2.13 |
| Sep 2025 | 2844.8439757579413 | -1.62 | 2.48 |
| Oct 2025 | 2823.3396348869305 | -0.76 | -0.41 |
| Nov 2025 | 2822.011426294875 | -0.05 | -3.47 |
| Dec 2025 | 2813.61615898341 | -0.30 | -3.47 |
| Jan 2026 | 2797.6714023135855 | -0.57 | -6.23 |
| Feb 2026 | 2788.811124469314 | -0.32 | -5.91 |