Binghamton, NY (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 10% down for all homes in the Binghamton, NY Metro in February 2026 was $1,539.733. The month over month percentage change (MoM) was 0.25%, and the year over year percentage change (YoY) was -1.58%.

The chart below shows the trend of the total monthly payments with 10% down for all homes in the Binghamton, NY metro. The table below shows the trend of the the total monthly payments with 10% down, and the MoM and YoY percentage changes for all homes in the Binghamton, NY metro.

You can see similar information for other US metros, and for the United States.

Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.

Data Source: Zillow.
Binghamton, NY (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Binghamton, NY (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 170
Month Total Monthly Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2012 886.07624356768 NaN NaN
Feb 2012 888.8790945949587 0.32 NaN
Mar 2012 897.1514534131454 0.93 NaN
Apr 2012 898.7516923770331 0.18 NaN
May 2012 894.945365753508 -0.42 NaN
Jun 2012 888.5488236823829 -0.71 NaN
Jul 2012 881.0496840093426 -0.84 NaN
Aug 2012 880.1446978600678 -0.10 NaN
Sep 2012 872.2527629895943 -0.90 NaN
Oct 2012 865.1353876918031 -0.82 NaN
Nov 2012 864.1290077615429 -0.12 NaN
Dec 2012 862.5717479825648 -0.18 NaN
Jan 2013 866.3527565269903 0.44 -2.23
Feb 2013 874.5385628697729 0.95 -1.61
Mar 2013 881.5778862051408 0.81 -1.74
Apr 2013 880.0090613328637 -0.18 -2.08
May 2013 889.7197288479204 1.10 -0.58
Jun 2013 921.7557979906142 3.60 3.74
Jul 2013 938.9836422870198 1.87 6.58
Aug 2013 942.313746670716 0.36 7.06
Sep 2013 941.070657347575 -0.13 7.89
Oct 2013 923.4390998123938 -1.87 6.74
Nov 2013 926.8942060452691 0.37 7.26
Dec 2013 937.4152391091159 1.14 8.68
Jan 2014 937.0445314816716 -0.04 8.16
Feb 2014 931.2946074480644 -0.61 6.49
Mar 2014 936.5095468389688 0.56 6.23
Apr 2014 939.2345808731701 0.29 6.73
May 2014 934.7589727702182 -0.48 5.06
Jun 2014 935.3774774506205 0.07 1.48
Jul 2014 934.0902066323304 -0.14 -0.52
Aug 2014 931.0156119554304 -0.33 -1.20
Sep 2014 931.000114239514 0.00 -1.07
Oct 2014 920.0127229225266 -1.18 -0.37
Nov 2014 914.5837690715748 -0.59 -1.33
Dec 2014 904.0917240934966 -1.15 -3.55
Jan 2015 891.3920273100098 -1.40 -4.87
Feb 2015 892.0494540237564 0.07 -4.21
Mar 2015 895.6289018989858 0.40 -4.36
Apr 2015 892.2081009359181 -0.38 -5.01
May 2015 903.0246042474837 1.21 -3.39
Jun 2015 912.3138087464489 1.03 -2.47
Jul 2015 918.5419997814402 0.68 -1.66
Aug 2015 913.9858053362718 -0.50 -1.83
Sep 2015 915.5768450291055 0.17 -1.66
Oct 2015 912.6413206031556 -0.32 -0.80
Nov 2015 921.7866206890427 1.00 0.79
Dec 2015 924.1691444379281 0.26 2.22
Jan 2016 919.3139581390312 -0.52 3.13
Feb 2016 907.9131556553787 -1.24 1.78
Mar 2016 908.0386971172085 0.01 1.39
Apr 2016 899.8590512270581 -0.90 0.86
May 2016 897.4465582144535 -0.27 -0.62
Jun 2016 895.5822290102143 -0.21 -1.83
Jul 2016 888.3840592359904 -0.80 -3.28
Aug 2016 888.8009812210832 0.05 -2.75
Sep 2016 892.074573190286 0.37 -2.57
Oct 2016 897.052866840721 0.56 -1.71
Nov 2016 916.676689758708 2.19 -0.55
Dec 2016 942.8053221302854 2.85 2.02
Jan 2017 974.0471622110723 3.31 5.95
Feb 2017 974.7876870937907 0.08 7.37
Mar 2017 973.6352611296843 -0.12 7.22
Apr 2017 961.5468013125824 -1.24 6.86
May 2017 956.2362829108661 -0.55 6.55
Jun 2017 950.1148339855959 -0.64 6.09
Jul 2017 956.5262648364285 0.68 7.67
Aug 2017 956.6504434436196 0.01 7.63
Sep 2017 956.5894170523856 -0.01 7.23
Oct 2017 964.4825722622531 0.83 7.52
Nov 2017 968.1693194491467 0.38 5.62
Dec 2017 971.6287595482992 0.36 3.06
Jan 2018 777.6152190307266 -19.97 -20.17
Feb 2018 795.9597539294849 2.36 -18.34
Mar 2018 805.6756775979353 1.22 -17.25
Apr 2018 810.699374155165 0.62 -15.69
May 2018 823.7607894737926 1.61 -13.85
Jun 2018 829.8217754292934 0.74 -12.66
Jul 2018 834.5985841010771 0.58 -12.75
Aug 2018 841.7529117287249 0.86 -12.01
Sep 2018 850.9322846701477 1.09 -11.04
Oct 2018 863.7101935911222 1.50 -10.45
Nov 2018 867.1594143570907 0.40 -10.43
Dec 2018 852.8569623755677 -1.65 -12.22
Jan 2019 844.1913855942302 -1.02 8.56
Feb 2019 840.5314433955588 -0.43 5.60
Mar 2019 839.036547422697 -0.18 4.14
Apr 2019 836.3811694381324 -0.32 3.17
May 2019 834.9698406309521 -0.17 1.36
Jun 2019 820.9336362724763 -1.68 -1.07
Jul 2019 820.9561007402788 0.00 -1.63
Aug 2019 814.909450912266 -0.74 -3.19
Sep 2019 816.391149863156 0.18 -4.06
Oct 2019 823.6489850134781 0.89 -4.64
Nov 2019 827.409630390133 0.46 -4.58
Dec 2019 831.9758280990992 0.55 -2.45
Jan 2020 829.2552850628774 -0.33 -1.77
Feb 2020 823.4492831417999 -0.70 -2.03
Mar 2020 826.8071600535727 0.41 -1.46
Apr 2020 822.6078689863148 -0.51 -1.65
May 2020 820.5906462594623 -0.24 -1.72
Jun 2020 818.2843696818719 -0.28 -0.32
Jul 2020 811.5079347570007 -0.83 -1.15
Aug 2020 809.7509275114853 -0.22 -0.63
Sep 2020 812.5075109774893 0.34 -0.48
Oct 2020 816.8590175824634 0.54 -0.82
Nov 2020 822.6784296913117 0.71 -0.57
Dec 2020 826.9457283862746 0.52 -0.60
Jan 2021 837.4806945829309 1.27 0.99
Feb 2021 849.4428942467321 1.43 3.16
Mar 2021 875.3122217824755 3.05 5.87
Apr 2021 883.2980167307594 0.91 7.38
May 2021 887.3313398875309 0.46 8.13
Jun 2021 899.973799167213 1.43 9.98
Jul 2021 903.6921802296965 0.41 11.36
Aug 2021 909.6240199161862 0.66 12.33
Sep 2021 916.1853815270283 0.72 12.76
Oct 2021 928.7368345393008 1.37 13.70
Nov 2021 929.5408032430985 0.09 12.99
Dec 2021 932.6491925354262 0.33 12.78
Jan 2022 963.2120731973541 3.28 15.01
Feb 2022 996.893945509955 3.50 17.36
Mar 2022 1041.7314201569955 4.50 19.01
Apr 2022 1119.6697135014756 7.48 26.76
May 2022 1151.8236212987567 2.87 29.81
Jun 2022 1190.4612661344163 3.35 32.28
Jul 2022 1191.5608736432987 0.09 31.86
Aug 2022 1181.9402130941169 -0.81 29.94
Sep 2022 1260.3473182103166 6.63 37.57
Oct 2022 1331.058338711897 5.61 43.32
Nov 2022 1323.6014216405647 -0.56 42.39
Dec 2022 1286.461193967175 -2.81 37.94
Jan 2023 1281.23918475778 -0.41 33.02
Feb 2023 1283.3594867436814 0.17 28.74
Mar 2023 1314.8255249459485 2.45 26.22
Apr 2023 1306.551634088635 -0.63 16.69
May 2023 1327.7279559741596 1.62 15.27
Jun 2023 1370.506343175044 3.22 15.12
Jul 2023 1396.5212302513598 1.90 17.20
Aug 2023 1429.046005405697 2.33 20.91
Sep 2023 1448.447495820686 1.36 14.92
Oct 2023 1498.4375981233864 3.45 12.58
Nov 2023 1489.401331866136 -0.60 12.53
Dec 2023 1435.4794874386557 -3.62 11.58
Jan 2024 1425.2337838628655 -0.71 11.24
Feb 2024 1448.4720144174871 1.63 12.87
Mar 2024 1465.6993413094556 1.19 11.48
Apr 2024 1499.7239853493702 2.32 14.79
May 2024 1522.9636861603785 1.55 14.70
Jun 2024 1522.8659522212292 -0.01 11.12
Jul 2024 1526.9012244005994 0.27 9.34
Aug 2024 1497.3116749605108 -1.94 4.78
Sep 2024 1475.7201940217983 -1.44 1.88
Oct 2024 1505.358819786046 2.01 0.46
Nov 2024 1549.1697982781939 2.91 4.01
Dec 2024 1544.569323899012 -0.30 7.60
Jan 2025 1574.388692406431 1.93 10.47
Feb 2025 1564.4306117295664 -0.63 8.01
Mar 2025 1544.0980230217033 -1.30 5.35
Apr 2025 1552.8618147382913 0.57 3.54
May 2025 1565.8839958255767 0.84 2.82
Jun 2025 1570.5461034117925 0.30 3.13
Jul 2025 1566.8432765106086 -0.24 2.62
Aug 2025 1556.9190753625667 -0.63 3.98
Sep 2025 1543.4336146927137 -0.87 4.59
Oct 2025 1535.900884969461 -0.49 2.03
Nov 2025 1537.9654600691065 0.13 -0.72
Dec 2025 1538.3407538104248 0.02 -0.40
Jan 2026 1535.9230900570062 -0.16 -2.44
Feb 2026 1539.7330442531184 0.25 -1.58