Birmingham, AL (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 10% down for all homes in the Birmingham, AL Metro in February 2026 was $1,964.374. The month over month percentage change (MoM) was -0.17%, and the year over year percentage change (YoY) was -4.63%.
The chart below shows the trend of the total monthly payments with 10% down for all homes in the Birmingham, AL metro. The table below shows the trend of the the total monthly payments with 10% down, and the MoM and YoY percentage changes for all homes in the Birmingham, AL metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 869.7071775148252 | NaN | NaN |
| Feb 2012 | 866.4713615827075 | -0.37 | NaN |
| Mar 2012 | 871.528574359756 | 0.58 | NaN |
| Apr 2012 | 870.1665832561034 | -0.16 | NaN |
| May 2012 | 865.6500723905783 | -0.52 | NaN |
| Jun 2012 | 862.6475749060646 | -0.35 | NaN |
| Jul 2012 | 860.5004584058076 | -0.25 | NaN |
| Aug 2012 | 868.5912694606138 | 0.94 | NaN |
| Sep 2012 | 865.307428345689 | -0.38 | NaN |
| Oct 2012 | 860.9666924416367 | -0.50 | NaN |
| Nov 2012 | 863.3845715899743 | 0.28 | NaN |
| Dec 2012 | 866.5087132184302 | 0.36 | NaN |
| Jan 2013 | 870.5392114061291 | 0.47 | 0.10 |
| Feb 2013 | 880.1547402045956 | 1.11 | 1.58 |
| Mar 2013 | 884.172548440086 | 0.46 | 1.45 |
| Apr 2013 | 879.4965025815657 | -0.53 | 1.07 |
| May 2013 | 891.127253540037 | 1.32 | 2.94 |
| Jun 2013 | 934.6813931912251 | 4.89 | 8.35 |
| Jul 2013 | 961.3251217872969 | 2.85 | 11.72 |
| Aug 2013 | 972.1466526181258 | 1.13 | 11.92 |
| Sep 2013 | 978.0906500566687 | 0.61 | 13.03 |
| Oct 2013 | 959.7308905264068 | -1.88 | 11.47 |
| Nov 2013 | 967.091739067031 | 0.77 | 12.01 |
| Dec 2013 | 985.5558935928568 | 1.91 | 13.74 |
| Jan 2014 | 976.441047915599 | -0.92 | 12.17 |
| Feb 2014 | 968.7119729014373 | -0.79 | 10.06 |
| Mar 2014 | 973.4244206264057 | 0.49 | 10.09 |
| Apr 2014 | 976.7086253076659 | 0.34 | 11.05 |
| May 2014 | 970.9102357819353 | -0.59 | 8.95 |
| Jun 2014 | 973.4491654054841 | 0.26 | 4.15 |
| Jul 2014 | 974.9111862741545 | 0.15 | 1.41 |
| Aug 2014 | 977.0241641627763 | 0.22 | 0.50 |
| Sep 2014 | 983.3307428134603 | 0.65 | 0.54 |
| Oct 2014 | 975.5853818280368 | -0.79 | 1.65 |
| Nov 2014 | 974.461621697091 | -0.11 | 0.76 |
| Dec 2014 | 966.0070928019758 | -0.87 | -1.98 |
| Jan 2015 | 944.2061088122063 | -2.26 | -3.30 |
| Feb 2015 | 947.0849956801267 | 0.31 | -2.23 |
| Mar 2015 | 952.9461234704174 | 0.62 | -2.10 |
| Apr 2015 | 949.0516045720799 | -0.41 | -2.83 |
| May 2015 | 965.8672909958516 | 1.77 | -0.52 |
| Jun 2015 | 980.0920576642736 | 1.47 | 0.68 |
| Jul 2015 | 988.1623105196047 | 0.82 | 1.36 |
| Aug 2015 | 980.4995606731266 | -0.77 | 0.36 |
| Sep 2015 | 982.5252764169687 | 0.21 | -0.08 |
| Oct 2015 | 979.2395588609703 | -0.33 | 0.38 |
| Nov 2015 | 995.6180487840203 | 1.67 | 2.17 |
| Dec 2015 | 1002.6197715686648 | 0.70 | 3.79 |
| Jan 2016 | 1010.932906896042 | 0.83 | 7.07 |
| Feb 2016 | 998.054066851216 | -1.27 | 5.38 |
| Mar 2016 | 1003.4420206569855 | 0.54 | 5.30 |
| Apr 2016 | 999.5710609497838 | -0.39 | 5.32 |
| May 2016 | 1000.8641910059067 | 0.13 | 3.62 |
| Jun 2016 | 999.9749537488918 | -0.09 | 2.03 |
| Jul 2016 | 990.0191310063866 | -1.00 | 0.19 |
| Aug 2016 | 990.4491444118439 | 0.04 | 1.01 |
| Sep 2016 | 994.0077519627985 | 0.36 | 1.17 |
| Oct 2016 | 997.6408831127709 | 0.37 | 1.88 |
| Nov 2016 | 1024.6523439077812 | 2.71 | 2.92 |
| Dec 2016 | 1063.269800096735 | 3.77 | 6.05 |
| Jan 2017 | 1050.9277977660765 | -1.16 | 3.96 |
| Feb 2017 | 1054.0655017155186 | 0.30 | 5.61 |
| Mar 2017 | 1057.9329888320092 | 0.37 | 5.43 |
| Apr 2017 | 1047.2112407119992 | -1.01 | 4.77 |
| May 2017 | 1046.0960223369507 | -0.11 | 4.52 |
| Jun 2017 | 1038.2185062010562 | -0.75 | 3.82 |
| Jul 2017 | 1045.6273059844925 | 0.71 | 5.62 |
| Aug 2017 | 1042.9461900653532 | -0.26 | 5.30 |
| Sep 2017 | 1042.287645765647 | -0.06 | 4.86 |
| Oct 2017 | 1055.3373286004055 | 1.25 | 5.78 |
| Nov 2017 | 1063.0412205948448 | 0.73 | 3.75 |
| Dec 2017 | 1070.4138767188092 | 0.69 | 0.67 |
| Jan 2018 | 1082.8147970271393 | 1.16 | 3.03 |
| Feb 2018 | 1112.2465702812035 | 2.72 | 5.52 |
| Mar 2018 | 1127.4988881828733 | 1.37 | 6.58 |
| Apr 2018 | 1133.5938580178608 | 0.54 | 8.25 |
| May 2018 | 1148.0137825055199 | 1.27 | 9.74 |
| Jun 2018 | 1148.9304317966464 | 0.08 | 10.66 |
| Jul 2018 | 1149.4880888448333 | 0.05 | 9.93 |
| Aug 2018 | 1156.5254041481026 | 0.61 | 10.89 |
| Sep 2018 | 1169.3172530201887 | 1.11 | 12.19 |
| Oct 2018 | 1191.8252354249398 | 1.93 | 12.93 |
| Nov 2018 | 1199.867729402356 | 0.68 | 12.87 |
| Dec 2018 | 1184.4083593577338 | -1.29 | 10.65 |
| Jan 2019 | 1171.6307145658348 | -1.08 | 8.20 |
| Feb 2019 | 1171.182452747038 | -0.04 | 5.30 |
| Mar 2019 | 1169.5145025785962 | -0.14 | 3.73 |
| Apr 2019 | 1164.4678510606261 | -0.43 | 2.72 |
| May 2019 | 1161.8842527302425 | -0.22 | 1.21 |
| Jun 2019 | 1140.3988206926729 | -1.85 | -0.74 |
| Jul 2019 | 1140.5010061115438 | 0.01 | -0.78 |
| Aug 2019 | 1131.659790705173 | -0.77 | -2.15 |
| Sep 2019 | 1134.6080444598565 | 0.26 | -2.97 |
| Oct 2019 | 1147.6642590006084 | 1.15 | -3.70 |
| Nov 2019 | 1156.4365847400081 | 0.76 | -3.62 |
| Dec 2019 | 1169.2647938371308 | 1.11 | -1.28 |
| Jan 2020 | 1166.0946840198535 | -0.27 | -0.47 |
| Feb 2020 | 1161.0103518342767 | -0.44 | -0.87 |
| Mar 2020 | 1168.6029007300644 | 0.65 | -0.08 |
| Apr 2020 | 1162.8712252669288 | -0.49 | -0.14 |
| May 2020 | 1160.9350601109716 | -0.17 | -0.08 |
| Jun 2020 | 1158.103502703694 | -0.24 | 1.55 |
| Jul 2020 | 1148.6168387275602 | -0.82 | 0.71 |
| Aug 2020 | 1147.979998676567 | -0.05 | 1.44 |
| Sep 2020 | 1154.4859202178855 | 0.57 | 1.75 |
| Oct 2020 | 1162.0016647141272 | 0.65 | 1.25 |
| Nov 2020 | 1170.5490178333296 | 0.74 | 1.22 |
| Dec 2020 | 1177.1908375144874 | 0.57 | 0.68 |
| Jan 2021 | 1186.8257758191994 | 0.82 | 1.78 |
| Feb 2021 | 1207.2117201687295 | 1.72 | 3.98 |
| Mar 2021 | 1248.5947743477068 | 3.43 | 6.85 |
| Apr 2021 | 1261.1400142110692 | 1.00 | 8.45 |
| May 2021 | 1265.9119055402941 | 0.38 | 9.04 |
| Jun 2021 | 1282.6463144059485 | 1.32 | 10.75 |
| Jul 2021 | 1284.8742300342801 | 0.17 | 11.86 |
| Aug 2021 | 1291.294731686802 | 0.50 | 12.48 |
| Sep 2021 | 1302.4078600987864 | 0.86 | 12.81 |
| Oct 2021 | 1326.9002472686398 | 1.88 | 14.19 |
| Nov 2021 | 1337.8136261406698 | 0.82 | 14.29 |
| Dec 2021 | 1354.1355275194358 | 1.22 | 15.03 |
| Jan 2022 | 1409.5242653011078 | 4.09 | 18.76 |
| Feb 2022 | 1468.2612744652363 | 4.17 | 21.62 |
| Mar 2022 | 1544.0685728367964 | 5.16 | 23.67 |
| Apr 2022 | 1674.5793507620879 | 8.45 | 32.78 |
| May 2022 | 1730.6195064889519 | 3.35 | 36.71 |
| Jun 2022 | 1791.754527721167 | 3.53 | 39.69 |
| Jul 2022 | 1787.8842935550124 | -0.22 | 39.15 |
| Aug 2022 | 1766.2457773119095 | -1.21 | 36.78 |
| Sep 2022 | 1893.9053837777758 | 7.23 | 45.42 |
| Oct 2022 | 2008.6849170414253 | 6.06 | 51.38 |
| Nov 2022 | 1991.021373766267 | -0.88 | 48.83 |
| Dec 2022 | 1919.24173941317 | -3.60 | 41.73 |
| Jan 2023 | 1910.022649830299 | -0.48 | 35.51 |
| Feb 2023 | 1901.2602882726628 | -0.46 | 29.49 |
| Mar 2023 | 1943.7436485914427 | 2.23 | 25.89 |
| Apr 2023 | 1921.7543339198298 | -1.13 | 14.76 |
| May 2023 | 1947.197365790437 | 1.32 | 12.51 |
| Jun 2023 | 2002.4870252938354 | 2.84 | 11.76 |
| Jul 2023 | 2027.3070518470724 | 1.24 | 13.39 |
| Aug 2023 | 2064.589607190632 | 1.84 | 16.89 |
| Sep 2023 | 2085.9504790501774 | 1.03 | 10.14 |
| Oct 2023 | 2148.0645961333726 | 2.98 | 6.94 |
| Nov 2023 | 2117.900347809542 | -1.40 | 6.37 |
| Dec 2023 | 2017.7122866086077 | -4.73 | 5.13 |
| Jan 2024 | 1991.6487423606256 | -1.29 | 4.27 |
| Feb 2024 | 2011.5742686388162 | 1.00 | 5.80 |
| Mar 2024 | 2022.3525467013592 | 0.54 | 4.04 |
| Apr 2024 | 2055.215429423218 | 1.63 | 6.95 |
| May 2024 | 2070.2504767053806 | 0.73 | 6.32 |
| Jun 2024 | 2047.7206151862488 | -1.09 | 2.26 |
| Jul 2024 | 2035.0118681772 | -0.62 | 0.38 |
| Aug 2024 | 1979.0739135195122 | -2.75 | -4.14 |
| Sep 2024 | 1936.5817110984096 | -2.15 | -7.16 |
| Oct 2024 | 1974.0545806740201 | 1.94 | -8.10 |
| Nov 2024 | 2033.1889628414622 | 3.00 | -4.00 |
| Dec 2024 | 2024.2706664094333 | -0.44 | 0.33 |
| Jan 2025 | 2076.0958946264227 | 2.56 | 4.24 |
| Feb 2025 | 2059.64693919299 | -0.79 | 2.39 |
| Mar 2025 | 2027.814032717631 | -1.55 | 0.27 |
| Apr 2025 | 2035.59799883478 | 0.38 | -0.95 |
| May 2025 | 2047.899849460968 | 0.60 | -1.08 |
| Jun 2025 | 2048.056475163078 | 0.01 | 0.02 |
| Jul 2025 | 2033.6022996616657 | -0.71 | -0.07 |
| Aug 2025 | 2013.985837343536 | -0.96 | 1.76 |
| Sep 2025 | 1987.489541327511 | -1.32 | 2.63 |
| Oct 2025 | 1976.5118943319192 | -0.55 | 0.12 |
| Nov 2025 | 1978.5457661265004 | 0.10 | -2.69 |
| Dec 2025 | 1976.6595891053244 | -0.09 | -2.35 |
| Jan 2026 | 1967.6455662635037 | -0.46 | -5.22 |
| Feb 2026 | 1964.3737695566228 | -0.17 | -4.63 |