Birmingham, AL (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 10% down for all homes in the Birmingham, AL Metro in February 2026 was $1,964.374. The month over month percentage change (MoM) was -0.17%, and the year over year percentage change (YoY) was -4.63%.

The chart below shows the trend of the total monthly payments with 10% down for all homes in the Birmingham, AL metro. The table below shows the trend of the the total monthly payments with 10% down, and the MoM and YoY percentage changes for all homes in the Birmingham, AL metro.

You can see similar information for other US metros, and for the United States.

Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.

Data Source: Zillow.
Birmingham, AL (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Birmingham, AL (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 170
Month Total Monthly Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2012 869.7071775148252 NaN NaN
Feb 2012 866.4713615827075 -0.37 NaN
Mar 2012 871.528574359756 0.58 NaN
Apr 2012 870.1665832561034 -0.16 NaN
May 2012 865.6500723905783 -0.52 NaN
Jun 2012 862.6475749060646 -0.35 NaN
Jul 2012 860.5004584058076 -0.25 NaN
Aug 2012 868.5912694606138 0.94 NaN
Sep 2012 865.307428345689 -0.38 NaN
Oct 2012 860.9666924416367 -0.50 NaN
Nov 2012 863.3845715899743 0.28 NaN
Dec 2012 866.5087132184302 0.36 NaN
Jan 2013 870.5392114061291 0.47 0.10
Feb 2013 880.1547402045956 1.11 1.58
Mar 2013 884.172548440086 0.46 1.45
Apr 2013 879.4965025815657 -0.53 1.07
May 2013 891.127253540037 1.32 2.94
Jun 2013 934.6813931912251 4.89 8.35
Jul 2013 961.3251217872969 2.85 11.72
Aug 2013 972.1466526181258 1.13 11.92
Sep 2013 978.0906500566687 0.61 13.03
Oct 2013 959.7308905264068 -1.88 11.47
Nov 2013 967.091739067031 0.77 12.01
Dec 2013 985.5558935928568 1.91 13.74
Jan 2014 976.441047915599 -0.92 12.17
Feb 2014 968.7119729014373 -0.79 10.06
Mar 2014 973.4244206264057 0.49 10.09
Apr 2014 976.7086253076659 0.34 11.05
May 2014 970.9102357819353 -0.59 8.95
Jun 2014 973.4491654054841 0.26 4.15
Jul 2014 974.9111862741545 0.15 1.41
Aug 2014 977.0241641627763 0.22 0.50
Sep 2014 983.3307428134603 0.65 0.54
Oct 2014 975.5853818280368 -0.79 1.65
Nov 2014 974.461621697091 -0.11 0.76
Dec 2014 966.0070928019758 -0.87 -1.98
Jan 2015 944.2061088122063 -2.26 -3.30
Feb 2015 947.0849956801267 0.31 -2.23
Mar 2015 952.9461234704174 0.62 -2.10
Apr 2015 949.0516045720799 -0.41 -2.83
May 2015 965.8672909958516 1.77 -0.52
Jun 2015 980.0920576642736 1.47 0.68
Jul 2015 988.1623105196047 0.82 1.36
Aug 2015 980.4995606731266 -0.77 0.36
Sep 2015 982.5252764169687 0.21 -0.08
Oct 2015 979.2395588609703 -0.33 0.38
Nov 2015 995.6180487840203 1.67 2.17
Dec 2015 1002.6197715686648 0.70 3.79
Jan 2016 1010.932906896042 0.83 7.07
Feb 2016 998.054066851216 -1.27 5.38
Mar 2016 1003.4420206569855 0.54 5.30
Apr 2016 999.5710609497838 -0.39 5.32
May 2016 1000.8641910059067 0.13 3.62
Jun 2016 999.9749537488918 -0.09 2.03
Jul 2016 990.0191310063866 -1.00 0.19
Aug 2016 990.4491444118439 0.04 1.01
Sep 2016 994.0077519627985 0.36 1.17
Oct 2016 997.6408831127709 0.37 1.88
Nov 2016 1024.6523439077812 2.71 2.92
Dec 2016 1063.269800096735 3.77 6.05
Jan 2017 1050.9277977660765 -1.16 3.96
Feb 2017 1054.0655017155186 0.30 5.61
Mar 2017 1057.9329888320092 0.37 5.43
Apr 2017 1047.2112407119992 -1.01 4.77
May 2017 1046.0960223369507 -0.11 4.52
Jun 2017 1038.2185062010562 -0.75 3.82
Jul 2017 1045.6273059844925 0.71 5.62
Aug 2017 1042.9461900653532 -0.26 5.30
Sep 2017 1042.287645765647 -0.06 4.86
Oct 2017 1055.3373286004055 1.25 5.78
Nov 2017 1063.0412205948448 0.73 3.75
Dec 2017 1070.4138767188092 0.69 0.67
Jan 2018 1082.8147970271393 1.16 3.03
Feb 2018 1112.2465702812035 2.72 5.52
Mar 2018 1127.4988881828733 1.37 6.58
Apr 2018 1133.5938580178608 0.54 8.25
May 2018 1148.0137825055199 1.27 9.74
Jun 2018 1148.9304317966464 0.08 10.66
Jul 2018 1149.4880888448333 0.05 9.93
Aug 2018 1156.5254041481026 0.61 10.89
Sep 2018 1169.3172530201887 1.11 12.19
Oct 2018 1191.8252354249398 1.93 12.93
Nov 2018 1199.867729402356 0.68 12.87
Dec 2018 1184.4083593577338 -1.29 10.65
Jan 2019 1171.6307145658348 -1.08 8.20
Feb 2019 1171.182452747038 -0.04 5.30
Mar 2019 1169.5145025785962 -0.14 3.73
Apr 2019 1164.4678510606261 -0.43 2.72
May 2019 1161.8842527302425 -0.22 1.21
Jun 2019 1140.3988206926729 -1.85 -0.74
Jul 2019 1140.5010061115438 0.01 -0.78
Aug 2019 1131.659790705173 -0.77 -2.15
Sep 2019 1134.6080444598565 0.26 -2.97
Oct 2019 1147.6642590006084 1.15 -3.70
Nov 2019 1156.4365847400081 0.76 -3.62
Dec 2019 1169.2647938371308 1.11 -1.28
Jan 2020 1166.0946840198535 -0.27 -0.47
Feb 2020 1161.0103518342767 -0.44 -0.87
Mar 2020 1168.6029007300644 0.65 -0.08
Apr 2020 1162.8712252669288 -0.49 -0.14
May 2020 1160.9350601109716 -0.17 -0.08
Jun 2020 1158.103502703694 -0.24 1.55
Jul 2020 1148.6168387275602 -0.82 0.71
Aug 2020 1147.979998676567 -0.05 1.44
Sep 2020 1154.4859202178855 0.57 1.75
Oct 2020 1162.0016647141272 0.65 1.25
Nov 2020 1170.5490178333296 0.74 1.22
Dec 2020 1177.1908375144874 0.57 0.68
Jan 2021 1186.8257758191994 0.82 1.78
Feb 2021 1207.2117201687295 1.72 3.98
Mar 2021 1248.5947743477068 3.43 6.85
Apr 2021 1261.1400142110692 1.00 8.45
May 2021 1265.9119055402941 0.38 9.04
Jun 2021 1282.6463144059485 1.32 10.75
Jul 2021 1284.8742300342801 0.17 11.86
Aug 2021 1291.294731686802 0.50 12.48
Sep 2021 1302.4078600987864 0.86 12.81
Oct 2021 1326.9002472686398 1.88 14.19
Nov 2021 1337.8136261406698 0.82 14.29
Dec 2021 1354.1355275194358 1.22 15.03
Jan 2022 1409.5242653011078 4.09 18.76
Feb 2022 1468.2612744652363 4.17 21.62
Mar 2022 1544.0685728367964 5.16 23.67
Apr 2022 1674.5793507620879 8.45 32.78
May 2022 1730.6195064889519 3.35 36.71
Jun 2022 1791.754527721167 3.53 39.69
Jul 2022 1787.8842935550124 -0.22 39.15
Aug 2022 1766.2457773119095 -1.21 36.78
Sep 2022 1893.9053837777758 7.23 45.42
Oct 2022 2008.6849170414253 6.06 51.38
Nov 2022 1991.021373766267 -0.88 48.83
Dec 2022 1919.24173941317 -3.60 41.73
Jan 2023 1910.022649830299 -0.48 35.51
Feb 2023 1901.2602882726628 -0.46 29.49
Mar 2023 1943.7436485914427 2.23 25.89
Apr 2023 1921.7543339198298 -1.13 14.76
May 2023 1947.197365790437 1.32 12.51
Jun 2023 2002.4870252938354 2.84 11.76
Jul 2023 2027.3070518470724 1.24 13.39
Aug 2023 2064.589607190632 1.84 16.89
Sep 2023 2085.9504790501774 1.03 10.14
Oct 2023 2148.0645961333726 2.98 6.94
Nov 2023 2117.900347809542 -1.40 6.37
Dec 2023 2017.7122866086077 -4.73 5.13
Jan 2024 1991.6487423606256 -1.29 4.27
Feb 2024 2011.5742686388162 1.00 5.80
Mar 2024 2022.3525467013592 0.54 4.04
Apr 2024 2055.215429423218 1.63 6.95
May 2024 2070.2504767053806 0.73 6.32
Jun 2024 2047.7206151862488 -1.09 2.26
Jul 2024 2035.0118681772 -0.62 0.38
Aug 2024 1979.0739135195122 -2.75 -4.14
Sep 2024 1936.5817110984096 -2.15 -7.16
Oct 2024 1974.0545806740201 1.94 -8.10
Nov 2024 2033.1889628414622 3.00 -4.00
Dec 2024 2024.2706664094333 -0.44 0.33
Jan 2025 2076.0958946264227 2.56 4.24
Feb 2025 2059.64693919299 -0.79 2.39
Mar 2025 2027.814032717631 -1.55 0.27
Apr 2025 2035.59799883478 0.38 -0.95
May 2025 2047.899849460968 0.60 -1.08
Jun 2025 2048.056475163078 0.01 0.02
Jul 2025 2033.6022996616657 -0.71 -0.07
Aug 2025 2013.985837343536 -0.96 1.76
Sep 2025 1987.489541327511 -1.32 2.63
Oct 2025 1976.5118943319192 -0.55 0.12
Nov 2025 1978.5457661265004 0.10 -2.69
Dec 2025 1976.6595891053244 -0.09 -2.35
Jan 2026 1967.6455662635037 -0.46 -5.22
Feb 2026 1964.3737695566228 -0.17 -4.63