Buffalo, NY (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 10% down for all homes in the Buffalo, NY Metro in February 2026 was $2,020.332. The month over month percentage change (MoM) was -0.19%, and the year over year percentage change (YoY) was -2.05%.
The chart below shows the trend of the total monthly payments with 10% down for all homes in the Buffalo, NY metro. The table below shows the trend of the the total monthly payments with 10% down, and the MoM and YoY percentage changes for all homes in the Buffalo, NY metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
Related Topics: Buffalo, NY (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Buffalo, NY (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Buffalo, NY (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 943.061603575391 | NaN | NaN |
| Feb 2012 | 941.9222391502183 | -0.12 | NaN |
| Mar 2012 | 949.4491539048497 | 0.80 | NaN |
| Apr 2012 | 950.6275513804397 | 0.12 | NaN |
| May 2012 | 946.8676552167067 | -0.40 | NaN |
| Jun 2012 | 940.6395323552483 | -0.66 | NaN |
| Jul 2012 | 933.9838730714828 | -0.71 | NaN |
| Aug 2012 | 937.1514680757306 | 0.34 | NaN |
| Sep 2012 | 930.7185546746189 | -0.69 | NaN |
| Oct 2012 | 924.3556854193466 | -0.68 | NaN |
| Nov 2012 | 922.5272889146756 | -0.20 | NaN |
| Dec 2012 | 923.2189353598772 | 0.08 | NaN |
| Jan 2013 | 929.1682108354839 | 0.64 | -1.47 |
| Feb 2013 | 940.3581003513086 | 1.20 | -0.17 |
| Mar 2013 | 947.6333957240854 | 0.77 | -0.19 |
| Apr 2013 | 946.1645221300907 | -0.15 | -0.47 |
| May 2013 | 957.205491768616 | 1.17 | 1.09 |
| Jun 2013 | 994.8819653963042 | 3.94 | 5.77 |
| Jul 2013 | 1017.1421142714297 | 2.24 | 8.90 |
| Aug 2013 | 1024.7814043243418 | 0.75 | 9.35 |
| Sep 2013 | 1028.2108763313804 | 0.34 | 10.48 |
| Oct 2013 | 1010.9755931919262 | -1.68 | 9.37 |
| Nov 2013 | 1018.3239945571682 | 0.73 | 10.38 |
| Dec 2013 | 1035.6033049892267 | 1.70 | 12.17 |
| Jan 2014 | 1036.7736739928466 | 0.11 | 11.58 |
| Feb 2014 | 1030.670906203927 | -0.59 | 9.60 |
| Mar 2014 | 1036.2010319190158 | 0.54 | 9.35 |
| Apr 2014 | 1040.9376784319086 | 0.46 | 10.02 |
| May 2014 | 1036.863711833942 | -0.39 | 8.32 |
| Jun 2014 | 1039.6769864705388 | 0.27 | 4.50 |
| Jul 2014 | 1040.7411750222582 | 0.10 | 2.32 |
| Aug 2014 | 1041.9714799202463 | 0.12 | 1.68 |
| Sep 2014 | 1046.7360949524657 | 0.46 | 1.80 |
| Oct 2014 | 1037.1292476698911 | -0.92 | 2.59 |
| Nov 2014 | 1033.3562587784804 | -0.36 | 1.48 |
| Dec 2014 | 1024.8404969966218 | -0.82 | -1.04 |
| Jan 2015 | 1013.6721605782873 | -1.09 | -2.23 |
| Feb 2015 | 1018.1066276174054 | 0.44 | -1.22 |
| Mar 2015 | 1023.0575049872076 | 0.49 | -1.27 |
| Apr 2015 | 1020.0282159184198 | -0.30 | -2.01 |
| May 2015 | 1034.967383397362 | 1.47 | -0.18 |
| Jun 2015 | 1049.569411463863 | 1.41 | 0.95 |
| Jul 2015 | 1059.3452214169579 | 0.93 | 1.79 |
| Aug 2015 | 1057.0783730381704 | -0.21 | 1.45 |
| Sep 2015 | 1062.925614603978 | 0.55 | 1.55 |
| Oct 2015 | 1062.643279901429 | -0.03 | 2.46 |
| Nov 2015 | 1076.155772947628 | 1.27 | 4.14 |
| Dec 2015 | 1081.120549092662 | 0.46 | 5.49 |
| Jan 2016 | 919.2162111802835 | -14.98 | -9.32 |
| Feb 2016 | 907.7812336998986 | -1.24 | -10.84 |
| Mar 2016 | 912.0219454443046 | 0.47 | -10.85 |
| Apr 2016 | 908.1454774685919 | -0.42 | -10.97 |
| May 2016 | 909.6526862431878 | 0.17 | -12.11 |
| Jun 2016 | 910.7614885016234 | 0.12 | -13.22 |
| Jul 2016 | 905.0331732133377 | -0.63 | -14.57 |
| Aug 2016 | 909.3883414058675 | 0.48 | -13.97 |
| Sep 2016 | 916.2710293338012 | 0.76 | -13.80 |
| Oct 2016 | 923.0515700881188 | 0.74 | -13.14 |
| Nov 2016 | 950.0608699359354 | 2.93 | -11.72 |
| Dec 2016 | 987.87725144775 | 3.98 | -8.62 |
| Jan 2017 | 1140.5515064596389 | 15.46 | 24.08 |
| Feb 2017 | 1146.3734673710546 | 0.51 | 26.28 |
| Mar 2017 | 1150.9444884470363 | 0.40 | 26.20 |
| Apr 2017 | 1143.6692433686533 | -0.63 | 25.94 |
| May 2017 | 1147.0316559045657 | 0.29 | 26.10 |
| Jun 2017 | 1146.5779955054024 | -0.04 | 25.89 |
| Jul 2017 | 1158.65196254018 | 1.05 | 28.02 |
| Aug 2017 | 1158.897716467925 | 0.02 | 27.44 |
| Sep 2017 | 1159.5988206977936 | 0.06 | 26.56 |
| Oct 2017 | 1172.9596258146075 | 1.15 | 27.07 |
| Nov 2017 | 1182.2441844479424 | 0.79 | 24.44 |
| Dec 2017 | 1192.1297716761387 | 0.84 | 20.68 |
| Jan 2018 | 1206.8206396479948 | 1.23 | 5.81 |
| Feb 2018 | 1236.7814071456924 | 2.48 | 7.89 |
| Mar 2018 | 1253.660882521564 | 1.37 | 8.93 |
| Apr 2018 | 1262.0923646257936 | 0.67 | 10.36 |
| May 2018 | 1279.8971147046327 | 1.41 | 11.58 |
| Jun 2018 | 1286.0162730909237 | 0.48 | 12.16 |
| Jul 2018 | 1291.5493927880916 | 0.43 | 11.47 |
| Aug 2018 | 1302.4436652551733 | 0.84 | 12.39 |
| Sep 2018 | 1316.3424177728552 | 1.07 | 13.52 |
| Oct 2018 | 1337.1686473168481 | 1.58 | 14.00 |
| Nov 2018 | 1341.676190992056 | 0.34 | 13.49 |
| Dec 2018 | 1321.5043471445936 | -1.50 | 10.85 |
| Jan 2019 | 1309.8136818063283 | -0.88 | 8.53 |
| Feb 2019 | 1306.9017882207813 | -0.22 | 5.67 |
| Mar 2019 | 1305.5989109960756 | -0.10 | 4.14 |
| Apr 2019 | 1301.461613884829 | -0.32 | 3.12 |
| May 2019 | 1301.542186095778 | 0.01 | 1.69 |
| Jun 2019 | 1285.0481594020084 | -1.27 | -0.07 |
| Jul 2019 | 1287.5394568505847 | 0.19 | -0.31 |
| Aug 2019 | 1279.62246066431 | -0.61 | -1.75 |
| Sep 2019 | 1282.7855282854975 | 0.25 | -2.55 |
| Oct 2019 | 1295.1095981947108 | 0.96 | -3.14 |
| Nov 2019 | 1301.2463245211302 | 0.47 | -3.01 |
| Dec 2019 | 1307.8750654755347 | 0.51 | -1.03 |
| Jan 2020 | 1303.8835412184765 | -0.30 | -0.45 |
| Feb 2020 | 1294.9937563619328 | -0.68 | -0.91 |
| Mar 2020 | 1299.5909599308652 | 0.36 | -0.46 |
| Apr 2020 | 1293.2170114504602 | -0.49 | -0.63 |
| May 2020 | 1293.0526184571083 | -0.01 | -0.65 |
| Jun 2020 | 1293.9822238033973 | 0.07 | 0.70 |
| Jul 2020 | 1290.2861661920738 | -0.29 | 0.21 |
| Aug 2020 | 1294.360461821579 | 0.32 | 1.15 |
| Sep 2020 | 1306.6821979987378 | 0.95 | 1.86 |
| Oct 2020 | 1321.2117863117437 | 1.11 | 2.02 |
| Nov 2020 | 1337.7876186150693 | 1.25 | 2.81 |
| Dec 2020 | 1350.0023182712391 | 0.91 | 3.22 |
| Jan 2021 | 1370.905037658552 | 1.55 | 5.14 |
| Feb 2021 | 1393.852989490843 | 1.67 | 7.63 |
| Mar 2021 | 1437.132423532262 | 3.11 | 10.58 |
| Apr 2021 | 1455.8886342355765 | 1.31 | 12.58 |
| May 2021 | 1470.2903825388134 | 0.99 | 13.71 |
| Jun 2021 | 1499.4907489502243 | 1.99 | 15.88 |
| Jul 2021 | 1511.8244994335719 | 0.82 | 17.17 |
| Aug 2021 | 1521.9549847642859 | 0.67 | 17.58 |
| Sep 2021 | 1527.0272379616922 | 0.33 | 16.86 |
| Oct 2021 | 1541.2272789231945 | 0.93 | 16.65 |
| Nov 2021 | 1541.0837001675368 | -0.01 | 15.20 |
| Dec 2021 | 1547.6433626495814 | 0.43 | 14.64 |
| Jan 2022 | 1597.7302291065416 | 3.24 | 16.55 |
| Feb 2022 | 1654.2485534887373 | 3.54 | 18.68 |
| Mar 2022 | 1732.0910789335185 | 4.71 | 20.52 |
| Apr 2022 | 1862.5444175920504 | 7.53 | 27.93 |
| May 2022 | 1926.432824587871 | 3.43 | 31.02 |
| Jun 2022 | 1997.644823307121 | 3.70 | 33.22 |
| Jul 2022 | 2006.648137047401 | 0.45 | 32.73 |
| Aug 2022 | 1992.7788195960584 | -0.69 | 30.94 |
| Sep 2022 | 2108.5855431336086 | 5.81 | 38.08 |
| Oct 2022 | 2210.218713154734 | 4.82 | 43.41 |
| Nov 2022 | 2190.9509570840924 | -0.87 | 42.17 |
| Dec 2022 | 2125.769764905638 | -2.97 | 37.35 |
| Jan 2023 | 2108.021965848914 | -0.83 | 31.94 |
| Feb 2023 | 2101.5784667613966 | -0.31 | 27.04 |
| Mar 2023 | 2143.3332823885958 | 1.99 | 23.74 |
| Apr 2023 | 2128.2453506956117 | -0.70 | 14.27 |
| May 2023 | 2160.562910703922 | 1.52 | 12.15 |
| Jun 2023 | 2224.5469041240763 | 2.96 | 11.36 |
| Jul 2023 | 2263.6864582602866 | 1.76 | 12.81 |
| Aug 2023 | 2315.949753888538 | 2.31 | 16.22 |
| Sep 2023 | 2346.9510422263247 | 1.34 | 11.31 |
| Oct 2023 | 2420.273096693964 | 3.12 | 9.50 |
| Nov 2023 | 2400.5238345703037 | -0.82 | 9.57 |
| Dec 2023 | 2313.7712622992794 | -3.61 | 8.84 |
| Jan 2024 | 1913.5731218438393 | -17.30 | -9.22 |
| Feb 2024 | 1939.723426237371 | 1.37 | -7.70 |
| Mar 2024 | 1957.5351292471448 | 0.92 | -8.67 |
| Apr 2024 | 2001.059728767979 | 2.22 | -5.98 |
| May 2024 | 2030.6057291700104 | 1.48 | -6.01 |
| Jun 2024 | 2024.0684005527241 | -0.32 | -9.01 |
| Jul 2024 | 2023.295877191712 | -0.04 | -10.62 |
| Aug 2024 | 1976.6592825245211 | -2.31 | -14.65 |
| Sep 2024 | 1939.2092022836691 | -1.89 | -17.37 |
| Oct 2024 | 1982.5556519022418 | 2.24 | -18.08 |
| Nov 2024 | 2043.824506710832 | 3.09 | -14.86 |
| Dec 2024 | 2034.6860113560147 | -0.45 | -12.06 |
| Jan 2025 | 2075.968325170939 | 2.03 | 8.49 |
| Feb 2025 | 2062.5356566954206 | -0.65 | 6.33 |
| Mar 2025 | 2032.923356845862 | -1.44 | 3.85 |
| Apr 2025 | 2047.2166932822754 | 0.70 | 2.31 |
| May 2025 | 2065.8452657241965 | 0.91 | 1.74 |
| Jun 2025 | 2074.4273844162763 | 0.42 | 2.49 |
| Jul 2025 | 2070.8537184187144 | -0.17 | 2.35 |
| Aug 2025 | 2061.089170307302 | -0.47 | 4.27 |
| Sep 2025 | 2038.9851849852855 | -1.07 | 5.15 |
| Oct 2025 | 2030.7880384313535 | -0.40 | 2.43 |
| Nov 2025 | 2034.1369460113797 | 0.17 | -0.47 |
| Dec 2025 | 2033.1667053390397 | -0.05 | -0.07 |
| Jan 2026 | 2024.2062497466325 | -0.44 | -2.49 |
| Feb 2026 | 2020.3322320564648 | -0.19 | -2.05 |
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