Cape Coral, FL (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 10% down for all homes in the Cape Coral, FL Metro in February 2026 was $2,869.33. The month over month percentage change (MoM) was -0.53%, and the year over year percentage change (YoY) was -12.82%.

The chart below shows the trend of the total monthly payments with 10% down for all homes in the Cape Coral, FL metro. The table below shows the trend of the the total monthly payments with 10% down, and the MoM and YoY percentage changes for all homes in the Cape Coral, FL metro.

You can see similar information for other US metros, and for the United States.

Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.

Data Source: Zillow.
Cape Coral, FL (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Cape Coral, FL (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 170
Month Total Monthly Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2012 995.0909802119866 NaN NaN
Feb 2012 996.4275193023396 0.13 NaN
Mar 2012 1004.1644634990994 0.78 NaN
Apr 2012 1007.7486435686171 0.36 NaN
May 2012 1009.2869844151187 0.15 NaN
Jun 2012 1011.6959055904747 0.24 NaN
Jul 2012 1013.2493600730057 0.15 NaN
Aug 2012 1024.9883549846654 1.16 NaN
Sep 2012 1025.2263589438528 0.02 NaN
Oct 2012 1024.9975961636626 -0.02 NaN
Nov 2012 1031.465481974115 0.63 NaN
Dec 2012 1040.235072285127 0.85 NaN
Jan 2013 1060.4267284799091 1.94 6.57
Feb 2013 1079.2818683015946 1.78 8.32
Mar 2013 1092.152306784357 1.19 8.76
Apr 2013 1094.4488661513972 0.21 8.60
May 2013 1114.754984156373 1.86 10.45
Jun 2013 1171.1501285472668 5.06 15.76
Jul 2013 1208.9039110331576 3.22 19.31
Aug 2013 1228.4457489552933 1.62 19.85
Sep 2013 1244.1482039806003 1.28 21.35
Oct 2013 1232.1878268722216 -0.96 20.21
Nov 2013 1248.3545925132582 1.31 21.03
Dec 2013 1275.0946795342343 2.14 22.58
Jan 2014 1278.4629856500615 0.26 20.56
Feb 2014 1275.8813211366694 -0.20 18.22
Mar 2014 1288.9339273034673 1.02 18.02
Apr 2014 1297.4485500206838 0.66 18.55
May 2014 1293.7698175401217 -0.28 16.06
Jun 2014 1300.0180036957256 0.48 11.00
Jul 2014 1305.846557848843 0.45 8.02
Aug 2014 1312.060385368002 0.48 6.81
Sep 2014 1324.8267638050406 0.97 6.49
Oct 2014 1322.1396789345517 -0.20 7.30
Nov 2014 1329.842524072441 0.58 6.53
Dec 2014 1328.51568809895 -0.10 4.19
Jan 2015 1311.2431450234035 -1.30 2.56
Feb 2015 1323.6065698765938 0.94 3.74
Mar 2015 1338.0589695324215 1.09 3.81
Apr 2015 1337.2785507098918 -0.06 3.07
May 2015 1364.2315556612243 2.02 5.45
Jun 2015 1389.966938482742 1.89 6.92
Jul 2015 1410.085293537522 1.45 7.98
Aug 2015 1409.9012387283256 -0.01 7.46
Sep 2015 1423.588643947634 0.97 7.46
Oct 2015 1431.8449131926818 0.58 8.30
Nov 2015 1465.6063184498385 2.36 10.21
Dec 2015 1483.6881066571232 1.23 11.68
Jan 2016 1479.4293364021607 -0.29 12.83
Feb 2016 1466.8269409021145 -0.85 10.82
Mar 2016 1480.2055290117596 0.91 10.62
Apr 2016 1480.5076403651913 0.02 10.71
May 2016 1489.2312118285404 0.59 9.16
Jun 2016 1494.9058775795731 0.38 7.55
Jul 2016 1487.045846283908 -0.53 5.46
Aug 2016 1491.3810250424601 0.29 5.78
Sep 2016 1500.2748148153573 0.60 5.39
Oct 2016 1509.6933205673201 0.63 5.44
Nov 2016 1551.582119562274 2.78 5.87
Dec 2016 1606.7886337344107 3.56 8.30
Jan 2017 1600.5290791050138 -0.39 8.19
Feb 2017 1606.0216753629113 0.34 9.49
Mar 2017 1613.706663502997 0.48 9.02
Apr 2017 1598.9108526349228 -0.92 8.00
May 2017 1595.9666502691946 -0.18 7.17
Jun 2017 1584.4167859064323 -0.72 5.99
Jul 2017 1592.8259358075259 0.53 7.11
Aug 2017 1586.087559527061 -0.42 6.35
Sep 2017 1581.7533410851393 -0.27 5.43
Oct 2017 1598.8630952342469 1.08 5.91
Nov 2017 1609.0022301547447 0.63 3.70
Dec 2017 1618.6128976808195 0.60 0.74
Jan 2018 1630.2761173246722 0.72 1.86
Feb 2018 1669.0765536366628 2.38 3.93
Mar 2018 1685.4915147965862 0.98 4.45
Apr 2018 1690.5686164586068 0.30 5.73
May 2018 1708.0570939682873 1.03 7.02
Jun 2018 1707.4075431733077 -0.04 7.76
Jul 2018 1707.209929861045 -0.01 7.18
Aug 2018 1716.4571615259363 0.54 8.22
Sep 2018 1734.5802115942997 1.06 9.66
Oct 2018 1767.571053049347 1.90 10.55
Nov 2018 1779.0024566940933 0.65 10.57
Dec 2018 1755.8655875870638 -1.30 8.48
Jan 2019 1735.9703229583615 -1.13 6.48
Feb 2019 1727.7214937906174 -0.47 3.51
Mar 2019 1716.0620598518342 -0.67 1.81
Apr 2019 1701.806461734759 -0.83 0.67
May 2019 1691.8257795882469 -0.59 -0.95
Jun 2019 1658.225872973024 -1.99 -2.88
Jul 2019 1652.458623608768 -0.35 -3.21
Aug 2019 1634.4441206315114 -1.09 -4.78
Sep 2019 1633.3297057406976 -0.07 -5.84
Oct 2019 1645.5238582161037 0.75 -6.90
Nov 2019 1650.7715525795124 0.32 -7.21
Dec 2019 1660.515312967779 0.59 -5.43
Jan 2020 1654.6362261255688 -0.35 -4.68
Feb 2020 1640.9405034836861 -0.83 -5.02
Mar 2020 1642.8958062839624 0.12 -4.26
Apr 2020 1625.9253811449285 -1.03 -4.46
May 2020 1614.1328219664065 -0.72 -4.59
Jun 2020 1603.0906420323677 -0.68 -3.32
Jul 2020 1587.7942676675596 -0.95 -3.91
Aug 2020 1589.5854137610825 0.11 -2.74
Sep 2020 1601.6690015611964 0.76 -1.94
Oct 2020 1615.2607053155216 0.85 -1.84
Nov 2020 1629.2788576448252 0.87 -1.30
Dec 2020 1640.9253031479643 0.72 -1.18
Jan 2021 1626.6779908134417 -0.87 -1.69
Feb 2021 1654.7649212079018 1.73 0.84
Mar 2021 1712.5957139986438 3.50 4.24
Apr 2021 1739.9223467505774 1.60 7.01
May 2021 1769.101395894056 1.68 9.60
Jun 2021 1824.3055760592508 3.12 13.80
Jul 2021 1864.7566138036816 2.22 17.44
Aug 2021 1912.7824207748906 2.58 20.33
Sep 2021 1964.071800814318 2.68 22.63
Oct 2021 2031.9351376153454 3.46 25.80
Nov 2021 2072.913832479926 2.02 27.23
Dec 2021 2118.882363500589 2.22 29.13
Jan 2022 2189.5730337493646 3.34 34.60
Feb 2022 2303.7442470775823 5.21 39.22
Mar 2022 2452.6824702962485 6.47 43.21
Apr 2022 2696.957017115926 9.96 55.00
May 2022 2835.0087212542103 5.12 60.25
Jun 2022 2977.101495050739 5.01 63.19
Jul 2022 3004.5253540284803 0.92 61.12
Aug 2022 2985.74232981351 -0.62 56.09
Sep 2022 3194.2993102323817 6.99 62.64
Oct 2022 3375.6080816203767 5.68 66.13
Nov 2022 3340.4803370843842 -1.04 61.15
Dec 2022 3225.4890537807664 -3.44 52.23
Jan 2023 3213.6282796354644 -0.37 46.77
Feb 2023 3199.9266966133305 -0.43 38.90
Mar 2023 3264.825241084006 2.03 33.11
Apr 2023 3229.501410481063 -1.08 19.75
May 2023 3267.069550185939 1.16 15.24
Jun 2023 3355.6162011114643 2.71 12.71
Jul 2023 3400.977597510948 1.35 13.20
Aug 2023 3467.3424917793773 1.95 16.13
Sep 2023 3502.4433355225783 1.01 9.65
Oct 2023 3607.4250159711837 3.00 6.87
Nov 2023 3562.5001626210606 -1.25 6.65
Dec 2023 3407.506824935873 -4.35 5.64
Jan 2024 3388.159040904894 -0.57 5.43
Feb 2024 3415.784118257331 0.82 6.75
Mar 2024 3421.9665058581936 0.18 4.81
Apr 2024 3459.836638877688 1.11 7.13
May 2024 3463.7167289780737 0.11 6.02
Jun 2024 3408.0707133971223 -1.61 1.56
Jul 2024 3368.434701932542 -1.16 -0.96
Aug 2024 3266.913728290254 -3.01 -5.78
Sep 2024 3191.257547010867 -2.32 -8.88
Oct 2024 3232.6311383579628 1.30 -10.39
Nov 2024 3301.2509147674855 2.12 -7.33
Dec 2024 3262.6192711213253 -1.17 -4.25
Jan 2025 3337.7315958391114 2.30 -1.49
Feb 2025 3291.2812959926027 -1.39 -3.64
Mar 2025 3224.929668373564 -2.02 -5.76
Apr 2025 3211.2649257088347 -0.42 -7.18
May 2025 3196.016751611221 -0.47 -7.73
Jun 2025 3159.775367656963 -1.13 -7.29
Jul 2025 3103.5213257711066 -1.78 -7.86
Aug 2025 3043.6580376986262 -1.93 -6.83
Sep 2025 2983.696871230359 -1.97 -6.50
Oct 2025 2944.621396361079 -1.31 -8.91
Nov 2025 2927.8670322881335 -0.57 -11.31
Dec 2025 2908.4767036284234 -0.66 -10.85
Jan 2026 2884.7404419109716 -0.82 -13.57
Feb 2026 2869.330207054422 -0.53 -12.82