Champaign, IL (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 10% down for all homes in the Champaign, IL Metro in February 2026 was $1,995.755. The month over month percentage change (MoM) was 0.13%, and the year over year percentage change (YoY) was 1.30%.
The chart below shows the trend of the total monthly payments with 10% down for all homes in the Champaign, IL metro. The table below shows the trend of the the total monthly payments with 10% down, and the MoM and YoY percentage changes for all homes in the Champaign, IL metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 1077.8275765623541 | NaN | NaN |
| Feb 2012 | 1075.1879280017338 | -0.24 | NaN |
| Mar 2012 | 1080.396345427771 | 0.48 | NaN |
| Apr 2012 | 1079.0056528630123 | -0.13 | NaN |
| May 2012 | 1072.4035196031443 | -0.61 | NaN |
| Jun 2012 | 1065.2838729354226 | -0.66 | NaN |
| Jul 2012 | 1057.48800351733 | -0.73 | NaN |
| Aug 2012 | 1062.0946693160681 | 0.44 | NaN |
| Sep 2012 | 1054.5419307705586 | -0.71 | NaN |
| Oct 2012 | 1046.9147089332987 | -0.72 | NaN |
| Nov 2012 | 1043.5640783018011 | -0.32 | NaN |
| Dec 2012 | 1040.596921475404 | -0.28 | NaN |
| Jan 2013 | 1039.903253269135 | -0.07 | -3.52 |
| Feb 2013 | 1044.2238269355478 | 0.42 | -2.88 |
| Mar 2013 | 1046.6441596662153 | 0.23 | -3.12 |
| Apr 2013 | 1042.3085507857156 | -0.41 | -3.40 |
| May 2013 | 1053.1612813416164 | 1.04 | -1.79 |
| Jun 2013 | 1094.8806222399764 | 3.96 | 2.78 |
| Jul 2013 | 1118.9370178480067 | 2.20 | 5.81 |
| Aug 2013 | 1129.466657023468 | 0.94 | 6.34 |
| Sep 2013 | 1135.3723492148126 | 0.52 | 7.67 |
| Oct 2013 | 1120.0023395328005 | -1.35 | 6.98 |
| Nov 2013 | 1129.1541272127997 | 0.82 | 8.20 |
| Dec 2013 | 1148.2716596035625 | 1.69 | 10.35 |
| Jan 2014 | 1134.6552757180139 | -1.19 | 9.11 |
| Feb 2014 | 1125.9613578942935 | -0.77 | 7.83 |
| Mar 2014 | 1130.236288916266 | 0.38 | 7.99 |
| Apr 2014 | 1133.661957679703 | 0.30 | 8.77 |
| May 2014 | 1127.7517880594517 | -0.52 | 7.08 |
| Jun 2014 | 1129.9752446480713 | 0.20 | 3.21 |
| Jul 2014 | 1131.7243355448365 | 0.16 | 1.14 |
| Aug 2014 | 1134.1819528998672 | 0.22 | 0.42 |
| Sep 2014 | 1138.2398614404 | 0.36 | 0.25 |
| Oct 2014 | 1126.0833497676 | -1.07 | 0.54 |
| Nov 2014 | 1118.4488351892667 | -0.68 | -0.95 |
| Dec 2014 | 1106.0457491997356 | -1.11 | -3.68 |
| Jan 2015 | 1096.3146919049257 | -0.88 | -3.38 |
| Feb 2015 | 1098.1707421569456 | 0.17 | -2.47 |
| Mar 2015 | 1102.5609571479472 | 0.40 | -2.45 |
| Apr 2015 | 1098.3678998864639 | -0.38 | -3.11 |
| May 2015 | 1114.4687613065128 | 1.47 | -1.18 |
| Jun 2015 | 1130.1588502245406 | 1.41 | 0.02 |
| Jul 2015 | 1140.171276079543 | 0.89 | 0.75 |
| Aug 2015 | 1135.740220106587 | -0.39 | 0.14 |
| Sep 2015 | 1139.0122673523963 | 0.29 | 0.07 |
| Oct 2015 | 1135.0196388877457 | -0.35 | 0.79 |
| Nov 2015 | 1145.4938849185116 | 0.92 | 2.42 |
| Dec 2015 | 1147.6287388323503 | 0.19 | 3.76 |
| Jan 2016 | 1135.114014247128 | -1.09 | 3.54 |
| Feb 2016 | 1124.0807462040582 | -0.97 | 2.36 |
| Mar 2016 | 1128.7581130577723 | 0.42 | 2.38 |
| Apr 2016 | 1123.7334450619544 | -0.44 | 2.31 |
| May 2016 | 1126.4427216304346 | 0.24 | 1.07 |
| Jun 2016 | 1129.4148517160174 | 0.26 | -0.07 |
| Jul 2016 | 1122.4007333654054 | -0.62 | -1.56 |
| Aug 2016 | 1123.8159346608663 | 0.13 | -1.05 |
| Sep 2016 | 1125.6582626257684 | 0.16 | -1.17 |
| Oct 2016 | 1128.6878500496355 | 0.27 | -0.56 |
| Nov 2016 | 1153.379231040366 | 2.19 | 0.69 |
| Dec 2016 | 1190.9128101746478 | 3.25 | 3.77 |
| Jan 2017 | 1206.6534929481938 | 1.32 | 6.30 |
| Feb 2017 | 1213.369762033071 | 0.56 | 7.94 |
| Mar 2017 | 1220.4447152972793 | 0.58 | 8.12 |
| Apr 2017 | 1212.2972024421565 | -0.67 | 7.88 |
| May 2017 | 1211.5285782876354 | -0.06 | 7.55 |
| Jun 2017 | 1202.930879777041 | -0.71 | 6.51 |
| Jul 2017 | 1206.5531237416476 | 0.30 | 7.50 |
| Aug 2017 | 1198.5155501633512 | -0.67 | 6.65 |
| Sep 2017 | 1193.1644143892568 | -0.45 | 6.00 |
| Oct 2017 | 1200.7595312383116 | 0.64 | 6.39 |
| Nov 2017 | 1205.9137061166448 | 0.43 | 4.56 |
| Dec 2017 | 1211.1238988842415 | 0.43 | 1.70 |
| Jan 2018 | 1219.1059752892177 | 0.66 | 1.03 |
| Feb 2018 | 1243.2157058029716 | 1.98 | 2.46 |
| Mar 2018 | 1251.8053838607084 | 0.69 | 2.57 |
| Apr 2018 | 1252.760345782492 | 0.08 | 3.34 |
| May 2018 | 1262.3089397358538 | 0.76 | 4.19 |
| Jun 2018 | 1260.6036589073303 | -0.13 | 4.79 |
| Jul 2018 | 1260.4674791835212 | -0.01 | 4.47 |
| Aug 2018 | 1264.8162906575449 | 0.35 | 5.53 |
| Sep 2018 | 1274.5235765477287 | 0.77 | 6.82 |
| Oct 2018 | 1289.6616142284142 | 1.19 | 7.40 |
| Nov 2018 | 1291.609663387575 | 0.15 | 7.11 |
| Dec 2018 | 1272.0255995715322 | -1.52 | 5.03 |
| Jan 2019 | 1250.613216623015 | -1.68 | 2.58 |
| Feb 2019 | 1255.1843844849736 | 0.37 | 0.96 |
| Mar 2019 | 1259.5249491633494 | 0.35 | 0.62 |
| Apr 2019 | 1257.418908944273 | -0.17 | 0.37 |
| May 2019 | 1255.6670277984497 | -0.14 | -0.53 |
| Jun 2019 | 1236.0856269280694 | -1.56 | -1.94 |
| Jul 2019 | 1232.8750054919515 | -0.26 | -2.19 |
| Aug 2019 | 1218.090112300694 | -1.20 | -3.69 |
| Sep 2019 | 1212.4662458069538 | -0.46 | -4.87 |
| Oct 2019 | 1216.394494410854 | 0.32 | -5.68 |
| Nov 2019 | 1218.0527039083763 | 0.14 | -5.69 |
| Dec 2019 | 1224.2318307203725 | 0.51 | -3.76 |
| Jan 2020 | 1222.380476324851 | -0.15 | -2.26 |
| Feb 2020 | 1209.8661483459207 | -1.02 | -3.61 |
| Mar 2020 | 1208.003221826168 | -0.15 | -4.09 |
| Apr 2020 | 1199.204560604778 | -0.73 | -4.63 |
| May 2020 | 1195.920059687862 | -0.27 | -4.76 |
| Jun 2020 | 1191.6252133117573 | -0.36 | -3.60 |
| Jul 2020 | 1179.6204854735859 | -1.01 | -4.32 |
| Aug 2020 | 1175.6765893617367 | -0.33 | -3.48 |
| Sep 2020 | 1180.084876462783 | 0.38 | -2.67 |
| Oct 2020 | 1185.6057362276085 | 0.47 | -2.53 |
| Nov 2020 | 1189.934341728697 | 0.37 | -2.31 |
| Dec 2020 | 1190.66879625014 | 0.06 | -2.74 |
| Jan 2021 | 1178.9627182156032 | -0.98 | -3.55 |
| Feb 2021 | 1191.6587697599991 | 1.08 | -1.50 |
| Mar 2021 | 1221.0499506236467 | 2.47 | 1.08 |
| Apr 2021 | 1227.243536569413 | 0.51 | 2.34 |
| May 2021 | 1229.3304514921347 | 0.17 | 2.79 |
| Jun 2021 | 1243.43126239721 | 1.15 | 4.35 |
| Jul 2021 | 1248.466066123476 | 0.41 | 5.84 |
| Aug 2021 | 1257.4729970640622 | 0.72 | 6.96 |
| Sep 2021 | 1269.371820970729 | 0.95 | 7.57 |
| Oct 2021 | 1289.4991168031347 | 1.59 | 8.76 |
| Nov 2021 | 1295.8937526375007 | 0.50 | 8.90 |
| Dec 2021 | 1307.8942740618909 | 0.93 | 9.85 |
| Jan 2022 | 1336.962371231567 | 2.22 | 13.40 |
| Feb 2022 | 1380.4962997097364 | 3.26 | 15.85 |
| Mar 2022 | 1434.1508971135042 | 3.89 | 17.45 |
| Apr 2022 | 1531.1567886761268 | 6.76 | 24.76 |
| May 2022 | 1570.6591574454687 | 2.58 | 27.77 |
| Jun 2022 | 1614.996264526683 | 2.82 | 29.88 |
| Jul 2022 | 1607.262665852296 | -0.48 | 28.74 |
| Aug 2022 | 1585.9033590688582 | -1.33 | 26.12 |
| Sep 2022 | 1675.2940472279213 | 5.64 | 31.98 |
| Oct 2022 | 1760.7611563539285 | 5.10 | 36.55 |
| Nov 2022 | 1749.5255702753302 | -0.64 | 35.01 |
| Dec 2022 | 1703.0695310448434 | -2.65 | 30.22 |
| Jan 2023 | 1695.0089213373622 | -0.47 | 26.78 |
| Feb 2023 | 1691.1568953229985 | -0.23 | 22.50 |
| Mar 2023 | 1724.413726897697 | 1.97 | 20.24 |
| Apr 2023 | 1707.890243926784 | -0.96 | 11.54 |
| May 2023 | 1731.8156277155913 | 1.40 | 10.26 |
| Jun 2023 | 1781.2043223842682 | 2.85 | 10.29 |
| Jul 2023 | 1809.258629531956 | 1.58 | 12.57 |
| Aug 2023 | 1848.0243756324858 | 2.14 | 16.53 |
| Sep 2023 | 1872.4138184050394 | 1.32 | 11.77 |
| Oct 2023 | 1932.0999618460946 | 3.19 | 9.73 |
| Nov 2023 | 1919.8274741599691 | -0.63 | 9.73 |
| Dec 2023 | 1848.4771612161774 | -3.72 | 8.54 |
| Jan 2024 | 1823.863010640251 | -1.33 | 7.60 |
| Feb 2024 | 1842.5260186722026 | 1.02 | 8.95 |
| Mar 2024 | 1858.5762518695938 | 0.87 | 7.78 |
| Apr 2024 | 1899.2447572244496 | 2.19 | 11.20 |
| May 2024 | 1923.187654260543 | 1.26 | 11.05 |
| Jun 2024 | 1917.3360665735925 | -0.30 | 7.64 |
| Jul 2024 | 1915.356183681497 | -0.10 | 5.86 |
| Aug 2024 | 1879.009574048233 | -1.90 | 1.68 |
| Sep 2024 | 1851.991435413764 | -1.44 | -1.09 |
| Oct 2024 | 1891.374402173198 | 2.13 | -2.11 |
| Nov 2024 | 1947.163905276675 | 2.95 | 1.42 |
| Dec 2024 | 1942.0916859806553 | -0.26 | 5.06 |
| Jan 2025 | 1979.0538084311306 | 1.90 | 8.51 |
| Feb 2025 | 1970.073114207894 | -0.45 | 6.92 |
| Mar 2025 | 1950.9510546030565 | -0.97 | 4.97 |
| Apr 2025 | 1963.7650424633462 | 0.66 | 3.40 |
| May 2025 | 1979.2974347156687 | 0.79 | 2.92 |
| Jun 2025 | 1987.5669692339598 | 0.42 | 3.66 |
| Jul 2025 | 1987.633102328476 | 0.00 | 3.77 |
| Aug 2025 | 1986.3532583982546 | -0.06 | 5.71 |
| Sep 2025 | 1976.5727303470774 | -0.49 | 6.73 |
| Oct 2025 | 1976.3455581308879 | -0.01 | 4.49 |
| Nov 2025 | 1986.491501746006 | 0.51 | 2.02 |
| Dec 2025 | 1992.9319354765994 | 0.32 | 2.62 |
| Jan 2026 | 1993.099267286074 | 0.01 | 0.71 |
| Feb 2026 | 1995.755148299635 | 0.13 | 1.30 |