Champaign, IL (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 10% down for all homes in the Champaign, IL Metro in February 2026 was $1,995.755. The month over month percentage change (MoM) was 0.13%, and the year over year percentage change (YoY) was 1.30%.

The chart below shows the trend of the total monthly payments with 10% down for all homes in the Champaign, IL metro. The table below shows the trend of the the total monthly payments with 10% down, and the MoM and YoY percentage changes for all homes in the Champaign, IL metro.

You can see similar information for other US metros, and for the United States.

Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.

Data Source: Zillow.
Champaign, IL (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Champaign, IL (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 170
Month Total Monthly Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2012 1077.8275765623541 NaN NaN
Feb 2012 1075.1879280017338 -0.24 NaN
Mar 2012 1080.396345427771 0.48 NaN
Apr 2012 1079.0056528630123 -0.13 NaN
May 2012 1072.4035196031443 -0.61 NaN
Jun 2012 1065.2838729354226 -0.66 NaN
Jul 2012 1057.48800351733 -0.73 NaN
Aug 2012 1062.0946693160681 0.44 NaN
Sep 2012 1054.5419307705586 -0.71 NaN
Oct 2012 1046.9147089332987 -0.72 NaN
Nov 2012 1043.5640783018011 -0.32 NaN
Dec 2012 1040.596921475404 -0.28 NaN
Jan 2013 1039.903253269135 -0.07 -3.52
Feb 2013 1044.2238269355478 0.42 -2.88
Mar 2013 1046.6441596662153 0.23 -3.12
Apr 2013 1042.3085507857156 -0.41 -3.40
May 2013 1053.1612813416164 1.04 -1.79
Jun 2013 1094.8806222399764 3.96 2.78
Jul 2013 1118.9370178480067 2.20 5.81
Aug 2013 1129.466657023468 0.94 6.34
Sep 2013 1135.3723492148126 0.52 7.67
Oct 2013 1120.0023395328005 -1.35 6.98
Nov 2013 1129.1541272127997 0.82 8.20
Dec 2013 1148.2716596035625 1.69 10.35
Jan 2014 1134.6552757180139 -1.19 9.11
Feb 2014 1125.9613578942935 -0.77 7.83
Mar 2014 1130.236288916266 0.38 7.99
Apr 2014 1133.661957679703 0.30 8.77
May 2014 1127.7517880594517 -0.52 7.08
Jun 2014 1129.9752446480713 0.20 3.21
Jul 2014 1131.7243355448365 0.16 1.14
Aug 2014 1134.1819528998672 0.22 0.42
Sep 2014 1138.2398614404 0.36 0.25
Oct 2014 1126.0833497676 -1.07 0.54
Nov 2014 1118.4488351892667 -0.68 -0.95
Dec 2014 1106.0457491997356 -1.11 -3.68
Jan 2015 1096.3146919049257 -0.88 -3.38
Feb 2015 1098.1707421569456 0.17 -2.47
Mar 2015 1102.5609571479472 0.40 -2.45
Apr 2015 1098.3678998864639 -0.38 -3.11
May 2015 1114.4687613065128 1.47 -1.18
Jun 2015 1130.1588502245406 1.41 0.02
Jul 2015 1140.171276079543 0.89 0.75
Aug 2015 1135.740220106587 -0.39 0.14
Sep 2015 1139.0122673523963 0.29 0.07
Oct 2015 1135.0196388877457 -0.35 0.79
Nov 2015 1145.4938849185116 0.92 2.42
Dec 2015 1147.6287388323503 0.19 3.76
Jan 2016 1135.114014247128 -1.09 3.54
Feb 2016 1124.0807462040582 -0.97 2.36
Mar 2016 1128.7581130577723 0.42 2.38
Apr 2016 1123.7334450619544 -0.44 2.31
May 2016 1126.4427216304346 0.24 1.07
Jun 2016 1129.4148517160174 0.26 -0.07
Jul 2016 1122.4007333654054 -0.62 -1.56
Aug 2016 1123.8159346608663 0.13 -1.05
Sep 2016 1125.6582626257684 0.16 -1.17
Oct 2016 1128.6878500496355 0.27 -0.56
Nov 2016 1153.379231040366 2.19 0.69
Dec 2016 1190.9128101746478 3.25 3.77
Jan 2017 1206.6534929481938 1.32 6.30
Feb 2017 1213.369762033071 0.56 7.94
Mar 2017 1220.4447152972793 0.58 8.12
Apr 2017 1212.2972024421565 -0.67 7.88
May 2017 1211.5285782876354 -0.06 7.55
Jun 2017 1202.930879777041 -0.71 6.51
Jul 2017 1206.5531237416476 0.30 7.50
Aug 2017 1198.5155501633512 -0.67 6.65
Sep 2017 1193.1644143892568 -0.45 6.00
Oct 2017 1200.7595312383116 0.64 6.39
Nov 2017 1205.9137061166448 0.43 4.56
Dec 2017 1211.1238988842415 0.43 1.70
Jan 2018 1219.1059752892177 0.66 1.03
Feb 2018 1243.2157058029716 1.98 2.46
Mar 2018 1251.8053838607084 0.69 2.57
Apr 2018 1252.760345782492 0.08 3.34
May 2018 1262.3089397358538 0.76 4.19
Jun 2018 1260.6036589073303 -0.13 4.79
Jul 2018 1260.4674791835212 -0.01 4.47
Aug 2018 1264.8162906575449 0.35 5.53
Sep 2018 1274.5235765477287 0.77 6.82
Oct 2018 1289.6616142284142 1.19 7.40
Nov 2018 1291.609663387575 0.15 7.11
Dec 2018 1272.0255995715322 -1.52 5.03
Jan 2019 1250.613216623015 -1.68 2.58
Feb 2019 1255.1843844849736 0.37 0.96
Mar 2019 1259.5249491633494 0.35 0.62
Apr 2019 1257.418908944273 -0.17 0.37
May 2019 1255.6670277984497 -0.14 -0.53
Jun 2019 1236.0856269280694 -1.56 -1.94
Jul 2019 1232.8750054919515 -0.26 -2.19
Aug 2019 1218.090112300694 -1.20 -3.69
Sep 2019 1212.4662458069538 -0.46 -4.87
Oct 2019 1216.394494410854 0.32 -5.68
Nov 2019 1218.0527039083763 0.14 -5.69
Dec 2019 1224.2318307203725 0.51 -3.76
Jan 2020 1222.380476324851 -0.15 -2.26
Feb 2020 1209.8661483459207 -1.02 -3.61
Mar 2020 1208.003221826168 -0.15 -4.09
Apr 2020 1199.204560604778 -0.73 -4.63
May 2020 1195.920059687862 -0.27 -4.76
Jun 2020 1191.6252133117573 -0.36 -3.60
Jul 2020 1179.6204854735859 -1.01 -4.32
Aug 2020 1175.6765893617367 -0.33 -3.48
Sep 2020 1180.084876462783 0.38 -2.67
Oct 2020 1185.6057362276085 0.47 -2.53
Nov 2020 1189.934341728697 0.37 -2.31
Dec 2020 1190.66879625014 0.06 -2.74
Jan 2021 1178.9627182156032 -0.98 -3.55
Feb 2021 1191.6587697599991 1.08 -1.50
Mar 2021 1221.0499506236467 2.47 1.08
Apr 2021 1227.243536569413 0.51 2.34
May 2021 1229.3304514921347 0.17 2.79
Jun 2021 1243.43126239721 1.15 4.35
Jul 2021 1248.466066123476 0.41 5.84
Aug 2021 1257.4729970640622 0.72 6.96
Sep 2021 1269.371820970729 0.95 7.57
Oct 2021 1289.4991168031347 1.59 8.76
Nov 2021 1295.8937526375007 0.50 8.90
Dec 2021 1307.8942740618909 0.93 9.85
Jan 2022 1336.962371231567 2.22 13.40
Feb 2022 1380.4962997097364 3.26 15.85
Mar 2022 1434.1508971135042 3.89 17.45
Apr 2022 1531.1567886761268 6.76 24.76
May 2022 1570.6591574454687 2.58 27.77
Jun 2022 1614.996264526683 2.82 29.88
Jul 2022 1607.262665852296 -0.48 28.74
Aug 2022 1585.9033590688582 -1.33 26.12
Sep 2022 1675.2940472279213 5.64 31.98
Oct 2022 1760.7611563539285 5.10 36.55
Nov 2022 1749.5255702753302 -0.64 35.01
Dec 2022 1703.0695310448434 -2.65 30.22
Jan 2023 1695.0089213373622 -0.47 26.78
Feb 2023 1691.1568953229985 -0.23 22.50
Mar 2023 1724.413726897697 1.97 20.24
Apr 2023 1707.890243926784 -0.96 11.54
May 2023 1731.8156277155913 1.40 10.26
Jun 2023 1781.2043223842682 2.85 10.29
Jul 2023 1809.258629531956 1.58 12.57
Aug 2023 1848.0243756324858 2.14 16.53
Sep 2023 1872.4138184050394 1.32 11.77
Oct 2023 1932.0999618460946 3.19 9.73
Nov 2023 1919.8274741599691 -0.63 9.73
Dec 2023 1848.4771612161774 -3.72 8.54
Jan 2024 1823.863010640251 -1.33 7.60
Feb 2024 1842.5260186722026 1.02 8.95
Mar 2024 1858.5762518695938 0.87 7.78
Apr 2024 1899.2447572244496 2.19 11.20
May 2024 1923.187654260543 1.26 11.05
Jun 2024 1917.3360665735925 -0.30 7.64
Jul 2024 1915.356183681497 -0.10 5.86
Aug 2024 1879.009574048233 -1.90 1.68
Sep 2024 1851.991435413764 -1.44 -1.09
Oct 2024 1891.374402173198 2.13 -2.11
Nov 2024 1947.163905276675 2.95 1.42
Dec 2024 1942.0916859806553 -0.26 5.06
Jan 2025 1979.0538084311306 1.90 8.51
Feb 2025 1970.073114207894 -0.45 6.92
Mar 2025 1950.9510546030565 -0.97 4.97
Apr 2025 1963.7650424633462 0.66 3.40
May 2025 1979.2974347156687 0.79 2.92
Jun 2025 1987.5669692339598 0.42 3.66
Jul 2025 1987.633102328476 0.00 3.77
Aug 2025 1986.3532583982546 -0.06 5.71
Sep 2025 1976.5727303470774 -0.49 6.73
Oct 2025 1976.3455581308879 -0.01 4.49
Nov 2025 1986.491501746006 0.51 2.02
Dec 2025 1992.9319354765994 0.32 2.62
Jan 2026 1993.099267286074 0.01 0.71
Feb 2026 1995.755148299635 0.13 1.30