Charlottesville, VA (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 10% down for all homes in the Charlottesville, VA Metro in February 2026 was $3,479.618. The month over month percentage change (MoM) was -0.36%, and the year over year percentage change (YoY) was -5.01%.
The chart below shows the trend of the total monthly payments with 10% down for all homes in the Charlottesville, VA metro. The table below shows the trend of the the total monthly payments with 10% down, and the MoM and YoY percentage changes for all homes in the Charlottesville, VA metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
Related Topics: Charlottesville, VA (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Charlottesville, VA (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Charlottesville, VA (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 1610.4830940492434 | NaN | NaN |
| Feb 2012 | 1602.635269815805 | -0.49 | NaN |
| Mar 2012 | 1604.0771764471913 | 0.09 | NaN |
| Apr 2012 | 1596.1750766183554 | -0.49 | NaN |
| May 2012 | 1585.1408235841407 | -0.69 | NaN |
| Jun 2012 | 1574.2159080018137 | -0.69 | NaN |
| Jul 2012 | 1563.891437231044 | -0.66 | NaN |
| Aug 2012 | 1574.700848951632 | 0.69 | NaN |
| Sep 2012 | 1566.2200932097553 | -0.54 | NaN |
| Oct 2012 | 1555.3649557076346 | -0.69 | NaN |
| Nov 2012 | 1552.7256666755025 | -0.17 | NaN |
| Dec 2012 | 1551.1233490136779 | -0.10 | NaN |
| Jan 2013 | 1535.229848101676 | -1.02 | -4.67 |
| Feb 2013 | 1554.5640669565603 | 1.26 | -3.00 |
| Mar 2013 | 1564.8457203449868 | 0.66 | -2.45 |
| Apr 2013 | 1554.4158059742654 | -0.67 | -2.62 |
| May 2013 | 1569.8959740265036 | 1.00 | -0.96 |
| Jun 2013 | 1642.9092681086527 | 4.65 | 4.36 |
| Jul 2013 | 1686.1704685554491 | 2.63 | 7.82 |
| Aug 2013 | 1703.3281975421805 | 1.02 | 8.17 |
| Sep 2013 | 1713.1441374835463 | 0.58 | 9.38 |
| Oct 2013 | 1680.561817837947 | -1.90 | 8.05 |
| Nov 2013 | 1691.4208779063736 | 0.65 | 8.93 |
| Dec 2013 | 1720.397993090496 | 1.71 | 10.91 |
| Jan 2014 | 1698.5942437048543 | -1.27 | 10.64 |
| Feb 2014 | 1684.7117808134547 | -0.82 | 8.37 |
| Mar 2014 | 1696.1847513408288 | 0.68 | 8.39 |
| Apr 2014 | 1700.8412032416527 | 0.28 | 9.42 |
| May 2014 | 1689.6179650472523 | -0.66 | 7.63 |
| Jun 2014 | 1690.9570862179899 | 0.08 | 2.93 |
| Jul 2014 | 1689.370583546791 | -0.09 | 0.19 |
| Aug 2014 | 1687.133622992236 | -0.13 | -0.95 |
| Sep 2014 | 1692.7702748408092 | 0.33 | -1.19 |
| Oct 2014 | 1674.848396884762 | -1.06 | -0.34 |
| Nov 2014 | 1668.1496639223656 | -0.40 | -1.38 |
| Dec 2014 | 1649.3018166814718 | -1.13 | -4.13 |
| Jan 2015 | 1607.0713513461938 | -2.56 | -5.39 |
| Feb 2015 | 1613.5892263392236 | 0.41 | -4.22 |
| Mar 2015 | 1624.7807174521463 | 0.69 | -4.21 |
| Apr 2015 | 1616.0971419244738 | -0.53 | -4.98 |
| May 2015 | 1643.689044442873 | 1.71 | -2.72 |
| Jun 2015 | 1667.5244896485906 | 1.45 | -1.39 |
| Jul 2015 | 1682.2242432731205 | 0.88 | -0.42 |
| Aug 2015 | 1670.134164984618 | -0.72 | -1.01 |
| Sep 2015 | 1675.803376498688 | 0.34 | -1.00 |
| Oct 2015 | 1671.6290933631112 | -0.25 | -0.19 |
| Nov 2015 | 1699.8629078752529 | 1.69 | 1.90 |
| Dec 2015 | 1711.5217931636894 | 0.69 | 3.77 |
| Jan 2016 | 1713.907305111115 | 0.14 | 6.65 |
| Feb 2016 | 1691.9993171178562 | -1.28 | 4.86 |
| Mar 2016 | 1701.0028222742003 | 0.53 | 4.69 |
| Apr 2016 | 1690.3169704302904 | -0.63 | 4.59 |
| May 2016 | 1692.5658663142603 | 0.13 | 2.97 |
| Jun 2016 | 1692.604255966633 | 0.00 | 1.50 |
| Jul 2016 | 1680.1202231619495 | -0.74 | -0.12 |
| Aug 2016 | 1683.2022350914153 | 0.18 | 0.78 |
| Sep 2016 | 1690.4963148099064 | 0.43 | 0.88 |
| Oct 2016 | 1697.3031603986014 | 0.40 | 1.54 |
| Nov 2016 | 1745.574358070932 | 2.84 | 2.69 |
| Dec 2016 | 1814.092483271722 | 3.93 | 5.99 |
| Jan 2017 | 1727.556633112888 | -4.77 | 0.80 |
| Feb 2017 | 1735.4866328163157 | 0.46 | 2.57 |
| Mar 2017 | 1745.0056732498533 | 0.55 | 2.59 |
| Apr 2017 | 1730.2533866267104 | -0.84 | 2.36 |
| May 2017 | 1734.5019834220727 | 0.25 | 2.48 |
| Jun 2017 | 1728.3637702972408 | -0.35 | 2.11 |
| Jul 2017 | 1745.6178771938182 | 1.00 | 3.90 |
| Aug 2017 | 1738.7093250808998 | -0.40 | 3.30 |
| Sep 2017 | 1733.5125011861483 | -0.30 | 2.55 |
| Oct 2017 | 1753.4834639019161 | 1.15 | 3.31 |
| Nov 2017 | 1764.0975967730446 | 0.61 | 1.06 |
| Dec 2017 | 1775.128118514508 | 0.63 | -2.15 |
| Jan 2018 | 1880.6538617371311 | 5.95 | 8.86 |
| Feb 2018 | 1933.315869302278 | 2.80 | 11.40 |
| Mar 2018 | 1961.2333706032307 | 1.44 | 12.39 |
| Apr 2018 | 1974.2847703911634 | 0.67 | 14.10 |
| May 2018 | 2003.8452248275798 | 1.50 | 15.53 |
| Jun 2018 | 2008.5914871973891 | 0.24 | 16.21 |
| Jul 2018 | 2011.6467528133608 | 0.15 | 15.24 |
| Aug 2018 | 2023.39525141651 | 0.58 | 16.37 |
| Sep 2018 | 2043.4650187437267 | 0.99 | 17.88 |
| Oct 2018 | 2079.094067332164 | 1.74 | 18.57 |
| Nov 2018 | 2087.2125987129225 | 0.39 | 18.32 |
| Dec 2018 | 2051.987470308374 | -1.69 | 15.60 |
| Jan 2019 | 2036.0275050917887 | -0.78 | 8.26 |
| Feb 2019 | 2029.0451318652592 | -0.34 | 4.95 |
| Mar 2019 | 2023.182661950521 | -0.29 | 3.16 |
| Apr 2019 | 2013.4247793609188 | -0.48 | 1.98 |
| May 2019 | 2009.8403240813514 | -0.18 | 0.30 |
| Jun 2019 | 1970.7073572975505 | -1.95 | -1.89 |
| Jul 2019 | 1967.6895944505416 | -0.15 | -2.18 |
| Aug 2019 | 1946.8621619829964 | -1.06 | -3.78 |
| Sep 2019 | 1948.0338255762108 | 0.06 | -4.67 |
| Oct 2019 | 1966.1948155982293 | 0.93 | -5.43 |
| Nov 2019 | 1973.4596292337005 | 0.37 | -5.45 |
| Dec 2019 | 1984.9898946102062 | 0.58 | -3.26 |
| Jan 2020 | 1966.1682290917015 | -0.95 | -3.43 |
| Feb 2020 | 1949.6939205309056 | -0.84 | -3.91 |
| Mar 2020 | 1956.7917193953008 | 0.36 | -3.28 |
| Apr 2020 | 1942.3418678524417 | -0.74 | -3.53 |
| May 2020 | 1934.8076432537573 | -0.39 | -3.73 |
| Jun 2020 | 1925.7995862674263 | -0.47 | -2.28 |
| Jul 2020 | 1906.2276775865234 | -1.02 | -3.12 |
| Aug 2020 | 1905.2532917009025 | -0.05 | -2.14 |
| Sep 2020 | 1918.8057044113623 | 0.71 | -1.50 |
| Oct 2020 | 1936.3850511893934 | 0.92 | -1.52 |
| Nov 2020 | 1952.1018832415475 | 0.81 | -1.08 |
| Dec 2020 | 1963.8089981672088 | 0.60 | -1.07 |
| Jan 2021 | 1985.0545577738785 | 1.08 | 0.96 |
| Feb 2021 | 2018.4826893200839 | 1.68 | 3.53 |
| Mar 2021 | 2086.1477047053854 | 3.35 | 6.61 |
| Apr 2021 | 2108.3805676122975 | 1.07 | 8.55 |
| May 2021 | 2121.3368966970743 | 0.62 | 9.64 |
| Jun 2021 | 2155.47608439847 | 1.61 | 11.93 |
| Jul 2021 | 2159.8279554134197 | 0.20 | 13.30 |
| Aug 2021 | 2163.485060621514 | 0.17 | 13.55 |
| Sep 2021 | 2171.484697619626 | 0.37 | 13.17 |
| Oct 2021 | 2201.303163138442 | 1.37 | 13.68 |
| Nov 2021 | 2208.3043480170318 | 0.32 | 13.12 |
| Dec 2021 | 2226.542975761447 | 0.83 | 13.38 |
| Jan 2022 | 2285.0469557846027 | 2.63 | 15.11 |
| Feb 2022 | 2381.0538935175864 | 4.20 | 17.96 |
| Mar 2022 | 2507.6040542361884 | 5.32 | 20.20 |
| Apr 2022 | 2723.958275016533 | 8.63 | 29.20 |
| May 2022 | 2822.017640107267 | 3.60 | 33.03 |
| Jun 2022 | 2924.333342238294 | 3.63 | 35.67 |
| Jul 2022 | 2915.560320801423 | -0.30 | 34.99 |
| Aug 2022 | 2871.777928021753 | -1.50 | 32.74 |
| Sep 2022 | 3072.5376866783827 | 6.99 | 41.50 |
| Oct 2022 | 3258.9339724895012 | 6.07 | 48.05 |
| Nov 2022 | 3232.1923900436354 | -0.82 | 46.37 |
| Dec 2022 | 3121.509019372691 | -3.42 | 40.20 |
| Jan 2023 | 3144.365227613401 | 0.73 | 37.61 |
| Feb 2023 | 3146.2370169979517 | 0.06 | 32.14 |
| Mar 2023 | 3224.3670344354796 | 2.48 | 28.58 |
| Apr 2023 | 3185.5000983113464 | -1.20 | 16.94 |
| May 2023 | 3219.251577641109 | 1.06 | 14.08 |
| Jun 2023 | 3311.122101175693 | 2.85 | 13.23 |
| Jul 2023 | 3360.7192982786846 | 1.50 | 15.27 |
| Aug 2023 | 3437.206009532767 | 2.28 | 19.69 |
| Sep 2023 | 3485.0373118039956 | 1.39 | 13.43 |
| Oct 2023 | 3608.3251555685692 | 3.54 | 10.72 |
| Nov 2023 | 3571.6192706174475 | -1.02 | 10.50 |
| Dec 2023 | 3419.350714871624 | -4.26 | 9.54 |
| Jan 2024 | 3382.5892805467156 | -1.07 | 7.58 |
| Feb 2024 | 3427.413413219109 | 1.33 | 8.94 |
| Mar 2024 | 3457.5429767475944 | 0.88 | 7.23 |
| Apr 2024 | 3530.5561377547588 | 2.11 | 10.83 |
| May 2024 | 3572.8908180966596 | 1.20 | 10.99 |
| Jun 2024 | 3548.9495669507096 | -0.67 | 7.18 |
| Jul 2024 | 3541.680696211903 | -0.20 | 5.39 |
| Aug 2024 | 3461.511156313355 | -2.26 | 0.71 |
| Sep 2024 | 3398.171009980579 | -1.83 | -2.49 |
| Oct 2024 | 3478.424201026397 | 2.36 | -3.60 |
| Nov 2024 | 3594.956657960901 | 3.35 | 0.65 |
| Dec 2024 | 3586.8841946954285 | -0.22 | 4.90 |
| Jan 2025 | 3688.755213199372 | 2.84 | 9.05 |
| Feb 2025 | 3663.0879491284186 | -0.70 | 6.88 |
| Mar 2025 | 3610.021067399005 | -1.45 | 4.41 |
| Apr 2025 | 3628.593119654808 | 0.51 | 2.78 |
| May 2025 | 3649.3620294974457 | 0.57 | 2.14 |
| Jun 2025 | 3645.6276699042683 | -0.10 | 2.72 |
| Jul 2025 | 3616.3701945325283 | -0.80 | 2.11 |
| Aug 2025 | 3580.9581745311825 | -0.98 | 3.45 |
| Sep 2025 | 3529.216828814936 | -1.44 | 3.86 |
| Oct 2025 | 3510.5774232832946 | -0.53 | 0.92 |
| Nov 2025 | 3513.9947397229307 | 0.10 | -2.25 |
| Dec 2025 | 3509.6727011245675 | -0.12 | -2.15 |
| Jan 2026 | 3492.0705587535276 | -0.50 | -5.33 |
| Feb 2026 | 3479.6183006615697 | -0.36 | -5.01 |
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