Chattanooga, TN (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 10% down for all homes in the Chattanooga, TN Metro in February 2026 was $2,359.888. The month over month percentage change (MoM) was -0.16%, and the year over year percentage change (YoY) was -5.75%.
The chart below shows the trend of the total monthly payments with 10% down for all homes in the Chattanooga, TN metro. The table below shows the trend of the the total monthly payments with 10% down, and the MoM and YoY percentage changes for all homes in the Chattanooga, TN metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 971.6056340145736 | NaN | NaN |
| Feb 2012 | 967.5225922907608 | -0.42 | NaN |
| Mar 2012 | 971.0477460270442 | 0.36 | NaN |
| Apr 2012 | 968.7368391262343 | -0.24 | NaN |
| May 2012 | 962.3699893583887 | -0.66 | NaN |
| Jun 2012 | 955.5444636196263 | -0.71 | NaN |
| Jul 2012 | 949.4101124271278 | -0.64 | NaN |
| Aug 2012 | 956.3561051717535 | 0.73 | NaN |
| Sep 2012 | 952.1388670088589 | -0.44 | NaN |
| Oct 2012 | 946.0532134145783 | -0.64 | NaN |
| Nov 2012 | 945.5636204873358 | -0.05 | NaN |
| Dec 2012 | 945.5331607363339 | 0.00 | NaN |
| Jan 2013 | 942.1655440729962 | -0.36 | -3.03 |
| Feb 2013 | 951.5631322803414 | 1.00 | -1.65 |
| Mar 2013 | 957.9228307629074 | 0.67 | -1.35 |
| Apr 2013 | 955.4261788774274 | -0.26 | -1.37 |
| May 2013 | 970.0310623099463 | 1.53 | 0.80 |
| Jun 2013 | 1016.0737822726496 | 4.75 | 6.34 |
| Jul 2013 | 1045.0662827605163 | 2.85 | 10.07 |
| Aug 2013 | 1056.2874542858133 | 1.07 | 10.45 |
| Sep 2013 | 1063.4237885699836 | 0.68 | 11.69 |
| Oct 2013 | 1043.9550215525524 | -1.83 | 10.35 |
| Nov 2013 | 1051.5795033751883 | 0.73 | 11.21 |
| Dec 2013 | 1070.851170562697 | 1.83 | 13.25 |
| Jan 2014 | 1075.6116871353947 | 0.45 | 14.16 |
| Feb 2014 | 1069.477207525234 | -0.57 | 12.39 |
| Mar 2014 | 1075.8275746567133 | 0.59 | 12.31 |
| Apr 2014 | 1078.917042486834 | 0.29 | 12.93 |
| May 2014 | 1072.000861704324 | -0.64 | 10.51 |
| Jun 2014 | 1074.1424437741343 | 0.20 | 5.72 |
| Jul 2014 | 1074.7403150070081 | 0.06 | 2.84 |
| Aug 2014 | 1074.3585224010394 | -0.04 | 1.71 |
| Sep 2014 | 1077.8086078585084 | 0.32 | 1.35 |
| Oct 2014 | 1066.526885809518 | -1.05 | 2.16 |
| Nov 2014 | 1063.669923814831 | -0.27 | 1.15 |
| Dec 2014 | 1053.5964057531864 | -0.95 | -1.61 |
| Jan 2015 | 1028.6930806716541 | -2.36 | -4.36 |
| Feb 2015 | 1032.0866626890358 | 0.33 | -3.50 |
| Mar 2015 | 1038.2933190568951 | 0.60 | -3.49 |
| Apr 2015 | 1034.625748619972 | -0.35 | -4.11 |
| May 2015 | 1053.3284435463986 | 1.81 | -1.74 |
| Jun 2015 | 1070.7786580430707 | 1.66 | -0.31 |
| Jul 2015 | 1081.3862009206644 | 0.99 | 0.62 |
| Aug 2015 | 1074.3233916583974 | -0.65 | 0.00 |
| Sep 2015 | 1077.295661939594 | 0.28 | -0.05 |
| Oct 2015 | 1074.5429086818488 | -0.26 | 0.75 |
| Nov 2015 | 1090.191157176767 | 1.46 | 2.49 |
| Dec 2015 | 1096.410478559742 | 0.57 | 4.06 |
| Jan 2016 | 1090.6477033819099 | -0.53 | 6.02 |
| Feb 2016 | 1078.8440270893204 | -1.08 | 4.53 |
| Mar 2016 | 1084.6499212739034 | 0.54 | 4.47 |
| Apr 2016 | 1080.5392384538588 | -0.38 | 4.44 |
| May 2016 | 1083.3908740742859 | 0.26 | 2.85 |
| Jun 2016 | 1085.301430850738 | 0.18 | 1.36 |
| Jul 2016 | 1077.940655497465 | -0.68 | -0.32 |
| Aug 2016 | 1081.6531438254929 | 0.34 | 0.68 |
| Sep 2016 | 1088.200412653655 | 0.61 | 1.01 |
| Oct 2016 | 1095.4399105756847 | 0.67 | 1.95 |
| Nov 2016 | 1126.9208796530108 | 2.87 | 3.37 |
| Dec 2016 | 1170.735497792622 | 3.89 | 6.78 |
| Jan 2017 | 1167.9203077825778 | -0.24 | 7.09 |
| Feb 2017 | 1175.2931092598787 | 0.63 | 8.94 |
| Mar 2017 | 1184.2304959631688 | 0.76 | 9.18 |
| Apr 2017 | 1177.7477654117429 | -0.55 | 9.00 |
| May 2017 | 1181.152253165868 | 0.29 | 9.02 |
| Jun 2017 | 1177.4351044473997 | -0.31 | 8.49 |
| Jul 2017 | 1188.0690784557405 | 0.90 | 10.22 |
| Aug 2017 | 1184.7240558398169 | -0.28 | 9.53 |
| Sep 2017 | 1183.7701946221891 | -0.08 | 8.78 |
| Oct 2017 | 1198.7920087578848 | 1.27 | 9.44 |
| Nov 2017 | 1208.6380759924969 | 0.82 | 7.25 |
| Dec 2017 | 1216.9000856969794 | 0.68 | 3.94 |
| Jan 2018 | 1179.5331912099748 | -3.07 | 0.99 |
| Feb 2018 | 1210.9737255900307 | 2.67 | 3.04 |
| Mar 2018 | 1226.0676514279603 | 1.25 | 3.53 |
| Apr 2018 | 1231.4248434813362 | 0.44 | 4.56 |
| May 2018 | 1245.9758971705828 | 1.18 | 5.49 |
| Jun 2018 | 1246.7547326900612 | 0.06 | 5.89 |
| Jul 2018 | 1247.795835763929 | 0.08 | 5.03 |
| Aug 2018 | 1256.4761375429348 | 0.70 | 6.06 |
| Sep 2018 | 1271.844652327763 | 1.22 | 7.44 |
| Oct 2018 | 1298.3952252866054 | 2.09 | 8.31 |
| Nov 2018 | 1307.9673444752777 | 0.74 | 8.22 |
| Dec 2018 | 1291.466074136591 | -1.26 | 6.13 |
| Jan 2019 | 1277.3987433971113 | -1.09 | 8.30 |
| Feb 2019 | 1277.057428598461 | -0.03 | 5.46 |
| Mar 2019 | 1275.0993347571734 | -0.15 | 4.00 |
| Apr 2019 | 1269.5856826562851 | -0.43 | 3.10 |
| May 2019 | 1268.5675342971376 | -0.08 | 1.81 |
| Jun 2019 | 1247.5874068953676 | -1.65 | 0.07 |
| Jul 2019 | 1249.94427874047 | 0.19 | 0.17 |
| Aug 2019 | 1241.8507409366173 | -0.65 | -1.16 |
| Sep 2019 | 1247.0332026082024 | 0.42 | -1.95 |
| Oct 2019 | 1262.85102239369 | 1.27 | -2.74 |
| Nov 2019 | 1272.4040349896268 | 0.76 | -2.72 |
| Dec 2019 | 1283.5571801640058 | 0.88 | -0.61 |
| Jan 2020 | 1273.1321903646358 | -0.81 | -0.33 |
| Feb 2020 | 1263.4514695245045 | -0.76 | -1.06 |
| Mar 2020 | 1268.8745371536033 | 0.43 | -0.49 |
| Apr 2020 | 1261.1953032611448 | -0.60 | -0.66 |
| May 2020 | 1258.3575467256376 | -0.22 | -0.80 |
| Jun 2020 | 1255.2199998419298 | -0.25 | 0.61 |
| Jul 2020 | 1246.86756127835 | -0.66 | -0.25 |
| Aug 2020 | 1249.6707669935713 | 0.23 | 0.63 |
| Sep 2020 | 1261.8105979548468 | 0.97 | 1.19 |
| Oct 2020 | 1273.998186938562 | 0.97 | 0.88 |
| Nov 2020 | 1284.7682664204308 | 0.85 | 0.97 |
| Dec 2020 | 1291.1128297687565 | 0.49 | 0.59 |
| Jan 2021 | 1297.7674060319125 | 0.52 | 1.94 |
| Feb 2021 | 1322.4397971253888 | 1.90 | 4.67 |
| Mar 2021 | 1371.0176484461538 | 3.67 | 8.05 |
| Apr 2021 | 1387.8386837921512 | 1.23 | 10.04 |
| May 2021 | 1397.782404459793 | 0.72 | 11.08 |
| Jun 2021 | 1424.5913144882538 | 1.92 | 13.49 |
| Jul 2021 | 1438.3356473978786 | 0.97 | 15.36 |
| Aug 2021 | 1456.2977266437383 | 1.25 | 16.54 |
| Sep 2021 | 1477.0308804802048 | 1.42 | 17.06 |
| Oct 2021 | 1507.8835316380078 | 2.09 | 18.36 |
| Nov 2021 | 1522.1341951988975 | 0.95 | 18.48 |
| Dec 2021 | 1543.922815404872 | 1.43 | 19.58 |
| Jan 2022 | 1602.769229515221 | 3.81 | 23.50 |
| Feb 2022 | 1672.43377107614 | 4.35 | 26.47 |
| Mar 2022 | 1757.309518749325 | 5.08 | 28.18 |
| Apr 2022 | 1906.837527601434 | 8.51 | 37.40 |
| May 2022 | 1970.0062894278988 | 3.31 | 40.94 |
| Jun 2022 | 2041.629714412876 | 3.64 | 43.31 |
| Jul 2022 | 2039.1023586021508 | -0.12 | 41.77 |
| Aug 2022 | 2014.6329085528814 | -1.20 | 38.34 |
| Sep 2022 | 2159.4149225937304 | 7.19 | 46.20 |
| Oct 2022 | 2289.2590851961463 | 6.01 | 51.82 |
| Nov 2022 | 2266.7792907492567 | -0.98 | 48.92 |
| Dec 2022 | 2185.754896781287 | -3.57 | 41.57 |
| Jan 2023 | 2156.9459264373677 | -1.32 | 34.58 |
| Feb 2023 | 2157.9870536052576 | 0.05 | 29.03 |
| Mar 2023 | 2220.360742907198 | 2.89 | 26.35 |
| Apr 2023 | 2204.7421355497972 | -0.70 | 15.62 |
| May 2023 | 2238.2922408466357 | 1.52 | 13.62 |
| Jun 2023 | 2306.3629392020857 | 3.04 | 12.97 |
| Jul 2023 | 2342.3105670695995 | 1.56 | 14.87 |
| Aug 2023 | 2395.8117912246357 | 2.28 | 18.92 |
| Sep 2023 | 2426.8004642758456 | 1.29 | 12.38 |
| Oct 2023 | 2510.9607582962008 | 3.47 | 9.68 |
| Nov 2023 | 2483.40958618381 | -1.10 | 9.56 |
| Dec 2023 | 2372.371033770623 | -4.47 | 8.54 |
| Jan 2024 | 2342.412262407 | -1.26 | 8.60 |
| Feb 2024 | 2375.797303493864 | 1.43 | 10.09 |
| Mar 2024 | 2401.2508137229647 | 1.07 | 8.15 |
| Apr 2024 | 2453.2329820052846 | 2.17 | 11.27 |
| May 2024 | 2483.4606810011596 | 1.23 | 10.95 |
| Jun 2024 | 2465.4704301248057 | -0.72 | 6.90 |
| Jul 2024 | 2457.8341743198243 | -0.31 | 4.93 |
| Aug 2024 | 2392.685997376175 | -2.65 | -0.13 |
| Sep 2024 | 2340.2327551539133 | -2.19 | -3.57 |
| Oct 2024 | 2386.8945081538286 | 1.99 | -4.94 |
| Nov 2024 | 2459.211055154406 | 3.03 | -0.97 |
| Dec 2024 | 2444.4576964615326 | -0.60 | 3.04 |
| Jan 2025 | 2523.823663330514 | 3.25 | 7.75 |
| Feb 2025 | 2503.939539623074 | -0.79 | 5.39 |
| Mar 2025 | 2467.2836146015807 | -1.46 | 2.75 |
| Apr 2025 | 2479.3975738106737 | 0.49 | 1.07 |
| May 2025 | 2496.760457404964 | 0.70 | 0.54 |
| Jun 2025 | 2495.918378761202 | -0.03 | 1.24 |
| Jul 2025 | 2474.9188293229877 | -0.84 | 0.70 |
| Aug 2025 | 2445.611924766159 | -1.18 | 2.21 |
| Sep 2025 | 2405.8567722237067 | -1.63 | 2.80 |
| Oct 2025 | 2385.827765050278 | -0.83 | -0.04 |
| Nov 2025 | 2382.312176042721 | -0.15 | -3.13 |
| Dec 2025 | 2374.6894482724497 | -0.32 | -2.85 |
| Jan 2026 | 2363.7264770789775 | -0.46 | -6.34 |
| Feb 2026 | 2359.888230100303 | -0.16 | -5.75 |