Chattanooga, TN (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 10% down for all homes in the Chattanooga, TN Metro in February 2026 was $2,359.888. The month over month percentage change (MoM) was -0.16%, and the year over year percentage change (YoY) was -5.75%.

The chart below shows the trend of the total monthly payments with 10% down for all homes in the Chattanooga, TN metro. The table below shows the trend of the the total monthly payments with 10% down, and the MoM and YoY percentage changes for all homes in the Chattanooga, TN metro.

You can see similar information for other US metros, and for the United States.

Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.

Data Source: Zillow.
Chattanooga, TN (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Chattanooga, TN (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 170
Month Total Monthly Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2012 971.6056340145736 NaN NaN
Feb 2012 967.5225922907608 -0.42 NaN
Mar 2012 971.0477460270442 0.36 NaN
Apr 2012 968.7368391262343 -0.24 NaN
May 2012 962.3699893583887 -0.66 NaN
Jun 2012 955.5444636196263 -0.71 NaN
Jul 2012 949.4101124271278 -0.64 NaN
Aug 2012 956.3561051717535 0.73 NaN
Sep 2012 952.1388670088589 -0.44 NaN
Oct 2012 946.0532134145783 -0.64 NaN
Nov 2012 945.5636204873358 -0.05 NaN
Dec 2012 945.5331607363339 0.00 NaN
Jan 2013 942.1655440729962 -0.36 -3.03
Feb 2013 951.5631322803414 1.00 -1.65
Mar 2013 957.9228307629074 0.67 -1.35
Apr 2013 955.4261788774274 -0.26 -1.37
May 2013 970.0310623099463 1.53 0.80
Jun 2013 1016.0737822726496 4.75 6.34
Jul 2013 1045.0662827605163 2.85 10.07
Aug 2013 1056.2874542858133 1.07 10.45
Sep 2013 1063.4237885699836 0.68 11.69
Oct 2013 1043.9550215525524 -1.83 10.35
Nov 2013 1051.5795033751883 0.73 11.21
Dec 2013 1070.851170562697 1.83 13.25
Jan 2014 1075.6116871353947 0.45 14.16
Feb 2014 1069.477207525234 -0.57 12.39
Mar 2014 1075.8275746567133 0.59 12.31
Apr 2014 1078.917042486834 0.29 12.93
May 2014 1072.000861704324 -0.64 10.51
Jun 2014 1074.1424437741343 0.20 5.72
Jul 2014 1074.7403150070081 0.06 2.84
Aug 2014 1074.3585224010394 -0.04 1.71
Sep 2014 1077.8086078585084 0.32 1.35
Oct 2014 1066.526885809518 -1.05 2.16
Nov 2014 1063.669923814831 -0.27 1.15
Dec 2014 1053.5964057531864 -0.95 -1.61
Jan 2015 1028.6930806716541 -2.36 -4.36
Feb 2015 1032.0866626890358 0.33 -3.50
Mar 2015 1038.2933190568951 0.60 -3.49
Apr 2015 1034.625748619972 -0.35 -4.11
May 2015 1053.3284435463986 1.81 -1.74
Jun 2015 1070.7786580430707 1.66 -0.31
Jul 2015 1081.3862009206644 0.99 0.62
Aug 2015 1074.3233916583974 -0.65 0.00
Sep 2015 1077.295661939594 0.28 -0.05
Oct 2015 1074.5429086818488 -0.26 0.75
Nov 2015 1090.191157176767 1.46 2.49
Dec 2015 1096.410478559742 0.57 4.06
Jan 2016 1090.6477033819099 -0.53 6.02
Feb 2016 1078.8440270893204 -1.08 4.53
Mar 2016 1084.6499212739034 0.54 4.47
Apr 2016 1080.5392384538588 -0.38 4.44
May 2016 1083.3908740742859 0.26 2.85
Jun 2016 1085.301430850738 0.18 1.36
Jul 2016 1077.940655497465 -0.68 -0.32
Aug 2016 1081.6531438254929 0.34 0.68
Sep 2016 1088.200412653655 0.61 1.01
Oct 2016 1095.4399105756847 0.67 1.95
Nov 2016 1126.9208796530108 2.87 3.37
Dec 2016 1170.735497792622 3.89 6.78
Jan 2017 1167.9203077825778 -0.24 7.09
Feb 2017 1175.2931092598787 0.63 8.94
Mar 2017 1184.2304959631688 0.76 9.18
Apr 2017 1177.7477654117429 -0.55 9.00
May 2017 1181.152253165868 0.29 9.02
Jun 2017 1177.4351044473997 -0.31 8.49
Jul 2017 1188.0690784557405 0.90 10.22
Aug 2017 1184.7240558398169 -0.28 9.53
Sep 2017 1183.7701946221891 -0.08 8.78
Oct 2017 1198.7920087578848 1.27 9.44
Nov 2017 1208.6380759924969 0.82 7.25
Dec 2017 1216.9000856969794 0.68 3.94
Jan 2018 1179.5331912099748 -3.07 0.99
Feb 2018 1210.9737255900307 2.67 3.04
Mar 2018 1226.0676514279603 1.25 3.53
Apr 2018 1231.4248434813362 0.44 4.56
May 2018 1245.9758971705828 1.18 5.49
Jun 2018 1246.7547326900612 0.06 5.89
Jul 2018 1247.795835763929 0.08 5.03
Aug 2018 1256.4761375429348 0.70 6.06
Sep 2018 1271.844652327763 1.22 7.44
Oct 2018 1298.3952252866054 2.09 8.31
Nov 2018 1307.9673444752777 0.74 8.22
Dec 2018 1291.466074136591 -1.26 6.13
Jan 2019 1277.3987433971113 -1.09 8.30
Feb 2019 1277.057428598461 -0.03 5.46
Mar 2019 1275.0993347571734 -0.15 4.00
Apr 2019 1269.5856826562851 -0.43 3.10
May 2019 1268.5675342971376 -0.08 1.81
Jun 2019 1247.5874068953676 -1.65 0.07
Jul 2019 1249.94427874047 0.19 0.17
Aug 2019 1241.8507409366173 -0.65 -1.16
Sep 2019 1247.0332026082024 0.42 -1.95
Oct 2019 1262.85102239369 1.27 -2.74
Nov 2019 1272.4040349896268 0.76 -2.72
Dec 2019 1283.5571801640058 0.88 -0.61
Jan 2020 1273.1321903646358 -0.81 -0.33
Feb 2020 1263.4514695245045 -0.76 -1.06
Mar 2020 1268.8745371536033 0.43 -0.49
Apr 2020 1261.1953032611448 -0.60 -0.66
May 2020 1258.3575467256376 -0.22 -0.80
Jun 2020 1255.2199998419298 -0.25 0.61
Jul 2020 1246.86756127835 -0.66 -0.25
Aug 2020 1249.6707669935713 0.23 0.63
Sep 2020 1261.8105979548468 0.97 1.19
Oct 2020 1273.998186938562 0.97 0.88
Nov 2020 1284.7682664204308 0.85 0.97
Dec 2020 1291.1128297687565 0.49 0.59
Jan 2021 1297.7674060319125 0.52 1.94
Feb 2021 1322.4397971253888 1.90 4.67
Mar 2021 1371.0176484461538 3.67 8.05
Apr 2021 1387.8386837921512 1.23 10.04
May 2021 1397.782404459793 0.72 11.08
Jun 2021 1424.5913144882538 1.92 13.49
Jul 2021 1438.3356473978786 0.97 15.36
Aug 2021 1456.2977266437383 1.25 16.54
Sep 2021 1477.0308804802048 1.42 17.06
Oct 2021 1507.8835316380078 2.09 18.36
Nov 2021 1522.1341951988975 0.95 18.48
Dec 2021 1543.922815404872 1.43 19.58
Jan 2022 1602.769229515221 3.81 23.50
Feb 2022 1672.43377107614 4.35 26.47
Mar 2022 1757.309518749325 5.08 28.18
Apr 2022 1906.837527601434 8.51 37.40
May 2022 1970.0062894278988 3.31 40.94
Jun 2022 2041.629714412876 3.64 43.31
Jul 2022 2039.1023586021508 -0.12 41.77
Aug 2022 2014.6329085528814 -1.20 38.34
Sep 2022 2159.4149225937304 7.19 46.20
Oct 2022 2289.2590851961463 6.01 51.82
Nov 2022 2266.7792907492567 -0.98 48.92
Dec 2022 2185.754896781287 -3.57 41.57
Jan 2023 2156.9459264373677 -1.32 34.58
Feb 2023 2157.9870536052576 0.05 29.03
Mar 2023 2220.360742907198 2.89 26.35
Apr 2023 2204.7421355497972 -0.70 15.62
May 2023 2238.2922408466357 1.52 13.62
Jun 2023 2306.3629392020857 3.04 12.97
Jul 2023 2342.3105670695995 1.56 14.87
Aug 2023 2395.8117912246357 2.28 18.92
Sep 2023 2426.8004642758456 1.29 12.38
Oct 2023 2510.9607582962008 3.47 9.68
Nov 2023 2483.40958618381 -1.10 9.56
Dec 2023 2372.371033770623 -4.47 8.54
Jan 2024 2342.412262407 -1.26 8.60
Feb 2024 2375.797303493864 1.43 10.09
Mar 2024 2401.2508137229647 1.07 8.15
Apr 2024 2453.2329820052846 2.17 11.27
May 2024 2483.4606810011596 1.23 10.95
Jun 2024 2465.4704301248057 -0.72 6.90
Jul 2024 2457.8341743198243 -0.31 4.93
Aug 2024 2392.685997376175 -2.65 -0.13
Sep 2024 2340.2327551539133 -2.19 -3.57
Oct 2024 2386.8945081538286 1.99 -4.94
Nov 2024 2459.211055154406 3.03 -0.97
Dec 2024 2444.4576964615326 -0.60 3.04
Jan 2025 2523.823663330514 3.25 7.75
Feb 2025 2503.939539623074 -0.79 5.39
Mar 2025 2467.2836146015807 -1.46 2.75
Apr 2025 2479.3975738106737 0.49 1.07
May 2025 2496.760457404964 0.70 0.54
Jun 2025 2495.918378761202 -0.03 1.24
Jul 2025 2474.9188293229877 -0.84 0.70
Aug 2025 2445.611924766159 -1.18 2.21
Sep 2025 2405.8567722237067 -1.63 2.80
Oct 2025 2385.827765050278 -0.83 -0.04
Nov 2025 2382.312176042721 -0.15 -3.13
Dec 2025 2374.6894482724497 -0.32 -2.85
Jan 2026 2363.7264770789775 -0.46 -6.34
Feb 2026 2359.888230100303 -0.16 -5.75