Chicago, IL (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 10% down for all homes in the Chicago, IL Metro in February 2026 was $3,132.079. The month over month percentage change (MoM) was 0.14%, and the year over year percentage change (YoY) was -0.91%.
The chart below shows the trend of the total monthly payments with 10% down for all homes in the Chicago, IL metro. The table below shows the trend of the the total monthly payments with 10% down, and the MoM and YoY percentage changes for all homes in the Chicago, IL metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 1358.9435552795585 | NaN | NaN |
| Feb 2012 | 1347.002976646519 | -0.88 | NaN |
| Mar 2012 | 1346.6619309593102 | -0.02 | NaN |
| Apr 2012 | 1337.5793688392055 | -0.67 | NaN |
| May 2012 | 1323.6815495163435 | -1.04 | NaN |
| Jun 2012 | 1312.2428271763342 | -0.86 | NaN |
| Jul 2012 | 1302.9736145639727 | -0.71 | NaN |
| Aug 2012 | 1308.299382204159 | 0.41 | NaN |
| Sep 2012 | 1300.0442823773947 | -0.63 | NaN |
| Oct 2012 | 1289.5306048610896 | -0.81 | NaN |
| Nov 2012 | 1285.0153756787927 | -0.35 | NaN |
| Dec 2012 | 1283.7349587562373 | -0.10 | NaN |
| Jan 2013 | 1259.3813708270732 | -1.90 | -7.33 |
| Feb 2013 | 1277.3945485251827 | 1.43 | -5.17 |
| Mar 2013 | 1289.2842638703416 | 0.93 | -4.26 |
| Apr 2013 | 1290.8861051556105 | 0.12 | -3.49 |
| May 2013 | 1308.7729441926247 | 1.39 | -1.13 |
| Jun 2013 | 1368.3918539332506 | 4.56 | 4.28 |
| Jul 2013 | 1406.7083895295216 | 2.80 | 7.96 |
| Aug 2013 | 1427.7647697114323 | 1.50 | 9.13 |
| Sep 2013 | 1443.2356269369466 | 1.08 | 11.01 |
| Oct 2013 | 1429.9393041277626 | -0.92 | 10.89 |
| Nov 2013 | 1449.6801596733262 | 1.38 | 12.81 |
| Dec 2013 | 1482.7081360589918 | 2.28 | 15.50 |
| Jan 2014 | 1471.4538133241358 | -0.76 | 16.84 |
| Feb 2014 | 1469.670584869238 | -0.12 | 15.05 |
| Mar 2014 | 1483.6519334886607 | 0.95 | 15.08 |
| Apr 2014 | 1492.426701591657 | 0.59 | 15.61 |
| May 2014 | 1487.2084363097401 | -0.35 | 13.63 |
| Jun 2014 | 1491.8787196864237 | 0.31 | 9.02 |
| Jul 2014 | 1496.3357905854007 | 0.30 | 6.37 |
| Aug 2014 | 1500.6642375069373 | 0.29 | 5.11 |
| Sep 2014 | 1510.2988966707062 | 0.64 | 4.65 |
| Oct 2014 | 1501.631527041728 | -0.57 | 5.01 |
| Nov 2014 | 1501.9565215713194 | 0.02 | 3.61 |
| Dec 2014 | 1492.903321817295 | -0.60 | 0.69 |
| Jan 2015 | 1479.4530351198305 | -0.90 | 0.54 |
| Feb 2015 | 1485.8987450044763 | 0.44 | 1.10 |
| Mar 2015 | 1495.9835190231483 | 0.68 | 0.83 |
| Apr 2015 | 1490.3431148007571 | -0.38 | -0.14 |
| May 2015 | 1513.6812445038952 | 1.57 | 1.78 |
| Jun 2015 | 1533.529676929173 | 1.31 | 2.79 |
| Jul 2015 | 1546.0908296227976 | 0.82 | 3.33 |
| Aug 2015 | 1536.7879990982055 | -0.60 | 2.41 |
| Sep 2015 | 1541.239699625045 | 0.29 | 2.05 |
| Oct 2015 | 1539.7309609029994 | -0.10 | 2.54 |
| Nov 2015 | 1563.3442805333325 | 1.53 | 4.09 |
| Dec 2015 | 1574.4001978053825 | 0.71 | 5.46 |
| Jan 2016 | 1571.6766243190925 | -0.17 | 6.23 |
| Feb 2016 | 1558.294323481596 | -0.85 | 4.87 |
| Mar 2016 | 1567.6803398318566 | 0.60 | 4.79 |
| Apr 2016 | 1563.8925803539876 | -0.24 | 4.93 |
| May 2016 | 1568.1514250420407 | 0.27 | 3.60 |
| Jun 2016 | 1570.5301296127307 | 0.15 | 2.41 |
| Jul 2016 | 1560.3722551293472 | -0.65 | 0.92 |
| Aug 2016 | 1562.7320063073266 | 0.15 | 1.69 |
| Sep 2016 | 1568.5755116531218 | 0.37 | 1.77 |
| Oct 2016 | 1575.3937830171503 | 0.44 | 2.32 |
| Nov 2016 | 1614.0620111649828 | 2.46 | 3.24 |
| Dec 2016 | 1669.9936257411089 | 3.47 | 6.07 |
| Jan 2017 | 1657.7158621615229 | -0.73 | 5.47 |
| Feb 2017 | 1669.9854724792244 | 0.74 | 7.17 |
| Mar 2017 | 1684.7485584279184 | 0.88 | 7.47 |
| Apr 2017 | 1677.4100076454724 | -0.44 | 7.26 |
| May 2017 | 1681.2091814059784 | 0.23 | 7.21 |
| Jun 2017 | 1672.1255569921611 | -0.54 | 6.47 |
| Jul 2017 | 1681.231774464536 | 0.55 | 7.75 |
| Aug 2017 | 1673.1621592175698 | -0.48 | 7.07 |
| Sep 2017 | 1670.0583245252185 | -0.19 | 6.47 |
| Oct 2017 | 1687.5332881108268 | 1.05 | 7.12 |
| Nov 2017 | 1699.59024172921 | 0.71 | 5.30 |
| Dec 2017 | 1712.3065576572712 | 0.75 | 2.53 |
| Jan 2018 | 1722.0239056394962 | 0.57 | 3.88 |
| Feb 2018 | 1767.370745614362 | 2.63 | 5.83 |
| Mar 2018 | 1793.01663994331 | 1.45 | 6.43 |
| Apr 2018 | 1805.3618865155997 | 0.69 | 7.63 |
| May 2018 | 1827.442476973331 | 1.22 | 8.70 |
| Jun 2018 | 1826.7243809323309 | -0.04 | 9.25 |
| Jul 2018 | 1822.089419603128 | -0.25 | 8.38 |
| Aug 2018 | 1824.3184755896855 | 0.12 | 9.03 |
| Sep 2018 | 1834.6883185669674 | 0.57 | 9.86 |
| Oct 2018 | 1861.0093164818963 | 1.44 | 10.28 |
| Nov 2018 | 1867.9410010992074 | 0.37 | 9.90 |
| Dec 2018 | 1843.9408527856174 | -1.28 | 7.69 |
| Jan 2019 | 1830.121510916663 | -0.75 | 6.28 |
| Feb 2019 | 1827.4887122455193 | -0.14 | 3.40 |
| Mar 2019 | 1822.9541686433458 | -0.25 | 1.67 |
| Apr 2019 | 1814.587332805798 | -0.46 | 0.51 |
| May 2019 | 1809.0109112185287 | -0.31 | -1.01 |
| Jun 2019 | 1777.8441429964369 | -1.72 | -2.68 |
| Jul 2019 | 1772.3670602181742 | -0.31 | -2.73 |
| Aug 2019 | 1753.643935549515 | -1.06 | -3.87 |
| Sep 2019 | 1749.7593849101354 | -0.22 | -4.63 |
| Oct 2019 | 1759.42650401947 | 0.55 | -5.46 |
| Nov 2019 | 1762.22714576428 | 0.16 | -5.66 |
| Dec 2019 | 1770.2162331434083 | 0.45 | -4.00 |
| Jan 2020 | 1762.5475334439498 | -0.43 | -3.69 |
| Feb 2020 | 1753.434284108691 | -0.52 | -4.05 |
| Mar 2020 | 1761.8937026989188 | 0.48 | -3.35 |
| Apr 2020 | 1751.319659769498 | -0.60 | -3.49 |
| May 2020 | 1743.8193701868424 | -0.43 | -3.60 |
| Jun 2020 | 1733.0349119069806 | -0.62 | -2.52 |
| Jul 2020 | 1713.066173675396 | -1.15 | -3.35 |
| Aug 2020 | 1705.90543816161 | -0.42 | -2.72 |
| Sep 2020 | 1711.1436067874815 | 0.31 | -2.21 |
| Oct 2020 | 1720.7888253994358 | 0.56 | -2.20 |
| Nov 2020 | 1732.6263938298662 | 0.69 | -1.68 |
| Dec 2020 | 1742.7788320052855 | 0.59 | -1.55 |
| Jan 2021 | 1736.9533559371107 | -0.33 | -1.45 |
| Feb 2021 | 1766.9707641261198 | 1.73 | 0.77 |
| Mar 2021 | 1822.8617823629463 | 3.16 | 3.46 |
| Apr 2021 | 1841.348829618929 | 1.01 | 5.14 |
| May 2021 | 1848.3696871360985 | 0.38 | 6.00 |
| Jun 2021 | 1868.7079485836775 | 1.10 | 7.83 |
| Jul 2021 | 1870.6434702009558 | 0.10 | 9.20 |
| Aug 2021 | 1876.9450522694215 | 0.34 | 10.03 |
| Sep 2021 | 1886.710208650444 | 0.52 | 10.26 |
| Oct 2021 | 1910.279217281669 | 1.25 | 11.01 |
| Nov 2021 | 1915.2314602033362 | 0.26 | 10.54 |
| Dec 2021 | 1929.5332288349466 | 0.75 | 10.72 |
| Jan 2022 | 1985.1510902038417 | 2.88 | 14.29 |
| Feb 2022 | 2056.31024145836 | 3.59 | 16.38 |
| Mar 2022 | 2149.9647061434307 | 4.55 | 17.94 |
| Apr 2022 | 2309.1747107378396 | 7.41 | 25.41 |
| May 2022 | 2373.9213179429216 | 2.80 | 28.43 |
| Jun 2022 | 2439.378388966803 | 2.76 | 30.54 |
| Jul 2022 | 2426.3075620261534 | -0.54 | 29.70 |
| Aug 2022 | 2391.869234201232 | -1.42 | 27.43 |
| Sep 2022 | 2529.176070700185 | 5.74 | 34.05 |
| Oct 2022 | 2655.9807871104695 | 5.01 | 39.04 |
| Nov 2022 | 2634.3765753149655 | -0.81 | 37.55 |
| Dec 2022 | 2556.287429194771 | -2.96 | 32.48 |
| Jan 2023 | 2538.5411182077532 | -0.69 | 27.88 |
| Feb 2023 | 2536.3259055482554 | -0.09 | 23.34 |
| Mar 2023 | 2592.2908446963797 | 2.21 | 20.57 |
| Apr 2023 | 2573.394997089562 | -0.73 | 11.44 |
| May 2023 | 2607.5088899962207 | 1.33 | 9.84 |
| Jun 2023 | 2681.4551804266334 | 2.84 | 9.92 |
| Jul 2023 | 2727.322293011945 | 1.71 | 12.41 |
| Aug 2023 | 2792.3156821319753 | 2.38 | 16.74 |
| Sep 2023 | 2833.5396580001466 | 1.48 | 12.03 |
| Oct 2023 | 2925.862404227015 | 3.26 | 10.16 |
| Nov 2023 | 2902.171301983853 | -0.81 | 10.16 |
| Dec 2023 | 2792.700045749155 | -3.77 | 9.25 |
| Jan 2024 | 2732.4878192655656 | -2.16 | 7.64 |
| Feb 2024 | 2769.8784476172145 | 1.37 | 9.21 |
| Mar 2024 | 2799.5981882937194 | 1.07 | 8.00 |
| Apr 2024 | 2859.180125953756 | 2.13 | 11.11 |
| May 2024 | 2890.800252093313 | 1.11 | 10.86 |
| Jun 2024 | 2874.125716373277 | -0.58 | 7.19 |
| Jul 2024 | 2867.378988514297 | -0.23 | 5.14 |
| Aug 2024 | 2809.119853099889 | -2.03 | 0.60 |
| Sep 2024 | 2764.367995193397 | -1.59 | -2.44 |
| Oct 2024 | 2819.016655946004 | 1.98 | -3.65 |
| Nov 2024 | 2899.774417533953 | 2.87 | -0.08 |
| Dec 2024 | 2893.2426294873294 | -0.22 | 3.60 |
| Jan 2025 | 3170.869519481452 | 9.60 | 16.04 |
| Feb 2025 | 3160.875769813959 | -0.31 | 14.12 |
| Mar 2025 | 3132.0743814763896 | -0.91 | 11.88 |
| Apr 2025 | 3152.2702325532096 | 0.65 | 10.25 |
| May 2025 | 3172.968329031032 | 0.66 | 9.76 |
| Jun 2025 | 3176.658272832129 | 0.12 | 10.53 |
| Jul 2025 | 3165.6650468243542 | -0.35 | 10.40 |
| Aug 2025 | 3148.9609408515844 | -0.53 | 12.10 |
| Sep 2025 | 3122.10806166793 | -0.85 | 12.94 |
| Oct 2025 | 3114.50925180422 | -0.24 | 10.48 |
| Nov 2025 | 3124.898824476316 | 0.33 | 7.76 |
| Dec 2025 | 3130.830524995846 | 0.19 | 8.21 |
| Jan 2026 | 3127.7678582834696 | -0.10 | -1.36 |
| Feb 2026 | 3132.0787367477487 | 0.14 | -0.91 |