Chicago, IL (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 10% down for all homes in the Chicago, IL Metro in February 2026 was $3,132.079. The month over month percentage change (MoM) was 0.14%, and the year over year percentage change (YoY) was -0.91%.

The chart below shows the trend of the total monthly payments with 10% down for all homes in the Chicago, IL metro. The table below shows the trend of the the total monthly payments with 10% down, and the MoM and YoY percentage changes for all homes in the Chicago, IL metro.

You can see similar information for other US metros, and for the United States.

Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.

Data Source: Zillow.
Chicago, IL (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Chicago, IL (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 170
Month Total Monthly Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2012 1358.9435552795585 NaN NaN
Feb 2012 1347.002976646519 -0.88 NaN
Mar 2012 1346.6619309593102 -0.02 NaN
Apr 2012 1337.5793688392055 -0.67 NaN
May 2012 1323.6815495163435 -1.04 NaN
Jun 2012 1312.2428271763342 -0.86 NaN
Jul 2012 1302.9736145639727 -0.71 NaN
Aug 2012 1308.299382204159 0.41 NaN
Sep 2012 1300.0442823773947 -0.63 NaN
Oct 2012 1289.5306048610896 -0.81 NaN
Nov 2012 1285.0153756787927 -0.35 NaN
Dec 2012 1283.7349587562373 -0.10 NaN
Jan 2013 1259.3813708270732 -1.90 -7.33
Feb 2013 1277.3945485251827 1.43 -5.17
Mar 2013 1289.2842638703416 0.93 -4.26
Apr 2013 1290.8861051556105 0.12 -3.49
May 2013 1308.7729441926247 1.39 -1.13
Jun 2013 1368.3918539332506 4.56 4.28
Jul 2013 1406.7083895295216 2.80 7.96
Aug 2013 1427.7647697114323 1.50 9.13
Sep 2013 1443.2356269369466 1.08 11.01
Oct 2013 1429.9393041277626 -0.92 10.89
Nov 2013 1449.6801596733262 1.38 12.81
Dec 2013 1482.7081360589918 2.28 15.50
Jan 2014 1471.4538133241358 -0.76 16.84
Feb 2014 1469.670584869238 -0.12 15.05
Mar 2014 1483.6519334886607 0.95 15.08
Apr 2014 1492.426701591657 0.59 15.61
May 2014 1487.2084363097401 -0.35 13.63
Jun 2014 1491.8787196864237 0.31 9.02
Jul 2014 1496.3357905854007 0.30 6.37
Aug 2014 1500.6642375069373 0.29 5.11
Sep 2014 1510.2988966707062 0.64 4.65
Oct 2014 1501.631527041728 -0.57 5.01
Nov 2014 1501.9565215713194 0.02 3.61
Dec 2014 1492.903321817295 -0.60 0.69
Jan 2015 1479.4530351198305 -0.90 0.54
Feb 2015 1485.8987450044763 0.44 1.10
Mar 2015 1495.9835190231483 0.68 0.83
Apr 2015 1490.3431148007571 -0.38 -0.14
May 2015 1513.6812445038952 1.57 1.78
Jun 2015 1533.529676929173 1.31 2.79
Jul 2015 1546.0908296227976 0.82 3.33
Aug 2015 1536.7879990982055 -0.60 2.41
Sep 2015 1541.239699625045 0.29 2.05
Oct 2015 1539.7309609029994 -0.10 2.54
Nov 2015 1563.3442805333325 1.53 4.09
Dec 2015 1574.4001978053825 0.71 5.46
Jan 2016 1571.6766243190925 -0.17 6.23
Feb 2016 1558.294323481596 -0.85 4.87
Mar 2016 1567.6803398318566 0.60 4.79
Apr 2016 1563.8925803539876 -0.24 4.93
May 2016 1568.1514250420407 0.27 3.60
Jun 2016 1570.5301296127307 0.15 2.41
Jul 2016 1560.3722551293472 -0.65 0.92
Aug 2016 1562.7320063073266 0.15 1.69
Sep 2016 1568.5755116531218 0.37 1.77
Oct 2016 1575.3937830171503 0.44 2.32
Nov 2016 1614.0620111649828 2.46 3.24
Dec 2016 1669.9936257411089 3.47 6.07
Jan 2017 1657.7158621615229 -0.73 5.47
Feb 2017 1669.9854724792244 0.74 7.17
Mar 2017 1684.7485584279184 0.88 7.47
Apr 2017 1677.4100076454724 -0.44 7.26
May 2017 1681.2091814059784 0.23 7.21
Jun 2017 1672.1255569921611 -0.54 6.47
Jul 2017 1681.231774464536 0.55 7.75
Aug 2017 1673.1621592175698 -0.48 7.07
Sep 2017 1670.0583245252185 -0.19 6.47
Oct 2017 1687.5332881108268 1.05 7.12
Nov 2017 1699.59024172921 0.71 5.30
Dec 2017 1712.3065576572712 0.75 2.53
Jan 2018 1722.0239056394962 0.57 3.88
Feb 2018 1767.370745614362 2.63 5.83
Mar 2018 1793.01663994331 1.45 6.43
Apr 2018 1805.3618865155997 0.69 7.63
May 2018 1827.442476973331 1.22 8.70
Jun 2018 1826.7243809323309 -0.04 9.25
Jul 2018 1822.089419603128 -0.25 8.38
Aug 2018 1824.3184755896855 0.12 9.03
Sep 2018 1834.6883185669674 0.57 9.86
Oct 2018 1861.0093164818963 1.44 10.28
Nov 2018 1867.9410010992074 0.37 9.90
Dec 2018 1843.9408527856174 -1.28 7.69
Jan 2019 1830.121510916663 -0.75 6.28
Feb 2019 1827.4887122455193 -0.14 3.40
Mar 2019 1822.9541686433458 -0.25 1.67
Apr 2019 1814.587332805798 -0.46 0.51
May 2019 1809.0109112185287 -0.31 -1.01
Jun 2019 1777.8441429964369 -1.72 -2.68
Jul 2019 1772.3670602181742 -0.31 -2.73
Aug 2019 1753.643935549515 -1.06 -3.87
Sep 2019 1749.7593849101354 -0.22 -4.63
Oct 2019 1759.42650401947 0.55 -5.46
Nov 2019 1762.22714576428 0.16 -5.66
Dec 2019 1770.2162331434083 0.45 -4.00
Jan 2020 1762.5475334439498 -0.43 -3.69
Feb 2020 1753.434284108691 -0.52 -4.05
Mar 2020 1761.8937026989188 0.48 -3.35
Apr 2020 1751.319659769498 -0.60 -3.49
May 2020 1743.8193701868424 -0.43 -3.60
Jun 2020 1733.0349119069806 -0.62 -2.52
Jul 2020 1713.066173675396 -1.15 -3.35
Aug 2020 1705.90543816161 -0.42 -2.72
Sep 2020 1711.1436067874815 0.31 -2.21
Oct 2020 1720.7888253994358 0.56 -2.20
Nov 2020 1732.6263938298662 0.69 -1.68
Dec 2020 1742.7788320052855 0.59 -1.55
Jan 2021 1736.9533559371107 -0.33 -1.45
Feb 2021 1766.9707641261198 1.73 0.77
Mar 2021 1822.8617823629463 3.16 3.46
Apr 2021 1841.348829618929 1.01 5.14
May 2021 1848.3696871360985 0.38 6.00
Jun 2021 1868.7079485836775 1.10 7.83
Jul 2021 1870.6434702009558 0.10 9.20
Aug 2021 1876.9450522694215 0.34 10.03
Sep 2021 1886.710208650444 0.52 10.26
Oct 2021 1910.279217281669 1.25 11.01
Nov 2021 1915.2314602033362 0.26 10.54
Dec 2021 1929.5332288349466 0.75 10.72
Jan 2022 1985.1510902038417 2.88 14.29
Feb 2022 2056.31024145836 3.59 16.38
Mar 2022 2149.9647061434307 4.55 17.94
Apr 2022 2309.1747107378396 7.41 25.41
May 2022 2373.9213179429216 2.80 28.43
Jun 2022 2439.378388966803 2.76 30.54
Jul 2022 2426.3075620261534 -0.54 29.70
Aug 2022 2391.869234201232 -1.42 27.43
Sep 2022 2529.176070700185 5.74 34.05
Oct 2022 2655.9807871104695 5.01 39.04
Nov 2022 2634.3765753149655 -0.81 37.55
Dec 2022 2556.287429194771 -2.96 32.48
Jan 2023 2538.5411182077532 -0.69 27.88
Feb 2023 2536.3259055482554 -0.09 23.34
Mar 2023 2592.2908446963797 2.21 20.57
Apr 2023 2573.394997089562 -0.73 11.44
May 2023 2607.5088899962207 1.33 9.84
Jun 2023 2681.4551804266334 2.84 9.92
Jul 2023 2727.322293011945 1.71 12.41
Aug 2023 2792.3156821319753 2.38 16.74
Sep 2023 2833.5396580001466 1.48 12.03
Oct 2023 2925.862404227015 3.26 10.16
Nov 2023 2902.171301983853 -0.81 10.16
Dec 2023 2792.700045749155 -3.77 9.25
Jan 2024 2732.4878192655656 -2.16 7.64
Feb 2024 2769.8784476172145 1.37 9.21
Mar 2024 2799.5981882937194 1.07 8.00
Apr 2024 2859.180125953756 2.13 11.11
May 2024 2890.800252093313 1.11 10.86
Jun 2024 2874.125716373277 -0.58 7.19
Jul 2024 2867.378988514297 -0.23 5.14
Aug 2024 2809.119853099889 -2.03 0.60
Sep 2024 2764.367995193397 -1.59 -2.44
Oct 2024 2819.016655946004 1.98 -3.65
Nov 2024 2899.774417533953 2.87 -0.08
Dec 2024 2893.2426294873294 -0.22 3.60
Jan 2025 3170.869519481452 9.60 16.04
Feb 2025 3160.875769813959 -0.31 14.12
Mar 2025 3132.0743814763896 -0.91 11.88
Apr 2025 3152.2702325532096 0.65 10.25
May 2025 3172.968329031032 0.66 9.76
Jun 2025 3176.658272832129 0.12 10.53
Jul 2025 3165.6650468243542 -0.35 10.40
Aug 2025 3148.9609408515844 -0.53 12.10
Sep 2025 3122.10806166793 -0.85 12.94
Oct 2025 3114.50925180422 -0.24 10.48
Nov 2025 3124.898824476316 0.33 7.76
Dec 2025 3130.830524995846 0.19 8.21
Jan 2026 3127.7678582834696 -0.10 -1.36
Feb 2026 3132.0787367477487 0.14 -0.91