Chico, CA (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 10% down for all homes in the Chico, CA Metro in February 2026 was $3,126.315. The month over month percentage change (MoM) was -0.34%, and the year over year percentage change (YoY) was -4.63%.
The chart below shows the trend of the total monthly payments with 10% down for all homes in the Chico, CA metro. The table below shows the trend of the the total monthly payments with 10% down, and the MoM and YoY percentage changes for all homes in the Chico, CA metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
Related Topics: Chico, CA (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Chico, CA (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Chico, CA (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 1201.031197515743 | NaN | NaN |
| Feb 2012 | 1196.0125092571545 | -0.42 | NaN |
| Mar 2012 | 1194.9419240912252 | -0.09 | NaN |
| Apr 2012 | 1188.378231494381 | -0.55 | NaN |
| May 2012 | 1178.4220392951345 | -0.84 | NaN |
| Jun 2012 | 1170.6188478448623 | -0.66 | NaN |
| Jul 2012 | 1159.693505776585 | -0.93 | NaN |
| Aug 2012 | 1169.740680794849 | 0.87 | NaN |
| Sep 2012 | 1167.0442817692585 | -0.23 | NaN |
| Oct 2012 | 1172.2720683105524 | 0.45 | NaN |
| Nov 2012 | 1186.0193009157088 | 1.17 | NaN |
| Dec 2012 | 1205.9514608760214 | 1.68 | NaN |
| Jan 2013 | 1230.02314997279 | 2.00 | 2.41 |
| Feb 2013 | 1255.5297527793855 | 2.07 | 4.98 |
| Mar 2013 | 1266.5067931599115 | 0.87 | 5.99 |
| Apr 2013 | 1265.7738868424292 | -0.06 | 6.51 |
| May 2013 | 1290.817364404171 | 1.98 | 9.54 |
| Jun 2013 | 1367.611086599419 | 5.95 | 16.83 |
| Jul 2013 | 1412.1865945109898 | 3.26 | 21.77 |
| Aug 2013 | 1432.9112770094507 | 1.47 | 22.50 |
| Sep 2013 | 1445.068206146535 | 0.85 | 23.82 |
| Oct 2013 | 1428.0707553195987 | -1.18 | 21.82 |
| Nov 2013 | 1449.8745567255546 | 1.53 | 22.25 |
| Dec 2013 | 1488.1558274279228 | 2.64 | 23.40 |
| Jan 2014 | 1495.7314811985868 | 0.51 | 21.60 |
| Feb 2014 | 1487.8599084338816 | -0.53 | 18.51 |
| Mar 2014 | 1500.6901224839946 | 0.86 | 18.49 |
| Apr 2014 | 1508.1912208843876 | 0.50 | 19.15 |
| May 2014 | 1500.4116523109606 | -0.52 | 16.24 |
| Jun 2014 | 1500.7450737402296 | 0.02 | 9.74 |
| Jul 2014 | 1495.535635166711 | -0.35 | 5.90 |
| Aug 2014 | 1493.608429015744 | -0.13 | 4.24 |
| Sep 2014 | 1502.624991683319 | 0.60 | 3.98 |
| Oct 2014 | 1498.3235293190535 | -0.29 | 4.92 |
| Nov 2014 | 1505.5949282786828 | 0.49 | 3.84 |
| Dec 2014 | 1504.1711822708976 | -0.09 | 1.08 |
| Jan 2015 | 1484.285835509147 | -1.32 | -0.76 |
| Feb 2015 | 1499.1685344710763 | 1.00 | 0.76 |
| Mar 2015 | 1512.7347201272876 | 0.91 | 0.80 |
| Apr 2015 | 1507.436631276838 | -0.35 | -0.05 |
| May 2015 | 1537.2952874145399 | 1.98 | 2.46 |
| Jun 2015 | 1564.1414467815673 | 1.75 | 4.22 |
| Jul 2015 | 1577.2263947493157 | 0.84 | 5.46 |
| Aug 2015 | 1564.3087402922981 | -0.82 | 4.73 |
| Sep 2015 | 1568.7780644958827 | 0.29 | 4.40 |
| Oct 2015 | 1567.6857441733591 | -0.07 | 4.63 |
| Nov 2015 | 1594.9649032922266 | 1.74 | 5.94 |
| Dec 2015 | 1608.4714333822276 | 0.85 | 6.93 |
| Jan 2016 | 1610.3632430086434 | 0.12 | 8.49 |
| Feb 2016 | 1595.7630737071763 | -0.91 | 6.44 |
| Mar 2016 | 1606.7521915727077 | 0.69 | 6.22 |
| Apr 2016 | 1597.198390780205 | -0.59 | 5.96 |
| May 2016 | 1598.4396282813973 | 0.08 | 3.98 |
| Jun 2016 | 1598.8032834054839 | 0.02 | 2.22 |
| Jul 2016 | 1586.0204288950624 | -0.80 | 0.56 |
| Aug 2016 | 1592.0537244636207 | 0.38 | 1.77 |
| Sep 2016 | 1603.3743355803895 | 0.71 | 2.21 |
| Oct 2016 | 1617.8190540631667 | 0.90 | 3.20 |
| Nov 2016 | 1670.5377643464312 | 3.26 | 4.74 |
| Dec 2016 | 1744.0667878461554 | 4.40 | 8.43 |
| Jan 2017 | 1751.033613838101 | 0.40 | 8.74 |
| Feb 2017 | 1765.4098872682496 | 0.82 | 10.63 |
| Mar 2017 | 1780.2005737922045 | 0.84 | 10.80 |
| Apr 2017 | 1769.4979915580489 | -0.60 | 10.79 |
| May 2017 | 1773.5365907581984 | 0.23 | 10.95 |
| Jun 2017 | 1766.0240789504678 | -0.42 | 10.46 |
| Jul 2017 | 1781.8223955161054 | 0.90 | 12.35 |
| Aug 2017 | 1781.540861730253 | -0.02 | 11.90 |
| Sep 2017 | 1785.0952584655852 | 0.20 | 11.33 |
| Oct 2017 | 1813.182304581625 | 1.57 | 12.08 |
| Nov 2017 | 1827.2421825869137 | 0.78 | 9.38 |
| Dec 2017 | 1841.2582523316491 | 0.77 | 5.57 |
| Jan 2018 | 1848.5976682755509 | 0.40 | 5.57 |
| Feb 2018 | 1909.6835716463527 | 3.30 | 8.17 |
| Mar 2018 | 1943.8873408903933 | 1.79 | 9.20 |
| Apr 2018 | 1959.220355861691 | 0.79 | 10.72 |
| May 2018 | 1986.655841071769 | 1.40 | 12.02 |
| Jun 2018 | 1990.9013829191379 | 0.21 | 12.73 |
| Jul 2018 | 1990.4940250669442 | -0.02 | 11.71 |
| Aug 2018 | 2001.4525831231094 | 0.55 | 12.34 |
| Sep 2018 | 2020.4059362434673 | 0.95 | 13.18 |
| Oct 2018 | 2058.250549220018 | 1.87 | 13.52 |
| Nov 2018 | 2067.0832772676326 | 0.43 | 13.13 |
| Dec 2018 | 2037.9218295078558 | -1.41 | 10.68 |
| Jan 2019 | 2026.4056531097385 | -0.56 | 9.62 |
| Feb 2019 | 2045.4715555545577 | 0.94 | 7.11 |
| Mar 2019 | 2069.2439602995673 | 1.16 | 6.45 |
| Apr 2019 | 2088.447412955239 | 0.93 | 6.60 |
| May 2019 | 2107.090439856976 | 0.89 | 6.06 |
| Jun 2019 | 2084.440453354341 | -1.07 | 4.70 |
| Jul 2019 | 2093.4258623660303 | 0.43 | 5.17 |
| Aug 2019 | 2080.138854103523 | -0.63 | 3.93 |
| Sep 2019 | 2087.571053128382 | 0.36 | 3.32 |
| Oct 2019 | 2111.4911067955973 | 1.15 | 2.59 |
| Nov 2019 | 2122.5979265552937 | 0.53 | 2.69 |
| Dec 2019 | 2131.86381741008 | 0.44 | 4.61 |
| Jan 2020 | 2111.8654088444678 | -0.94 | 4.22 |
| Feb 2020 | 2086.4756496636924 | -1.20 | 2.01 |
| Mar 2020 | 2089.817360903403 | 0.16 | 0.99 |
| Apr 2020 | 2067.7204449139094 | -1.06 | -0.99 |
| May 2020 | 2049.1268525567866 | -0.90 | -2.75 |
| Jun 2020 | 2029.279295480115 | -0.97 | -2.65 |
| Jul 2020 | 2004.9467354559674 | -1.20 | -4.23 |
| Aug 2020 | 2007.6427850495907 | 0.13 | -3.48 |
| Sep 2020 | 2026.6557322260876 | 0.95 | -2.92 |
| Oct 2020 | 2048.519677395023 | 1.08 | -2.98 |
| Nov 2020 | 2070.027427319634 | 1.05 | -2.48 |
| Dec 2020 | 2088.8679939318476 | 0.91 | -2.02 |
| Jan 2021 | 2114.1596281302595 | 1.21 | 0.11 |
| Feb 2021 | 2153.726956771039 | 1.87 | 3.22 |
| Mar 2021 | 2225.8030539317374 | 3.35 | 6.51 |
| Apr 2021 | 2243.364376426879 | 0.79 | 8.49 |
| May 2021 | 2250.7402847433195 | 0.33 | 9.84 |
| Jun 2021 | 2277.7036947608103 | 1.20 | 12.24 |
| Jul 2021 | 2278.517745338597 | 0.04 | 13.65 |
| Aug 2021 | 2285.0105793588577 | 0.28 | 13.82 |
| Sep 2021 | 2301.0686096224645 | 0.70 | 13.54 |
| Oct 2021 | 2337.179624862253 | 1.57 | 14.09 |
| Nov 2021 | 2345.7034858556817 | 0.37 | 13.32 |
| Dec 2021 | 2365.779433117814 | 0.86 | 13.26 |
| Jan 2022 | 2460.8208730519177 | 4.02 | 16.40 |
| Feb 2022 | 2555.053781253038 | 3.83 | 18.63 |
| Mar 2022 | 2677.647296872058 | 4.80 | 20.30 |
| Apr 2022 | 2892.4062828925153 | 8.02 | 28.93 |
| May 2022 | 2978.2706701095926 | 2.97 | 32.32 |
| Jun 2022 | 3063.8296723349213 | 2.87 | 34.51 |
| Jul 2022 | 3036.723022371768 | -0.88 | 33.28 |
| Aug 2022 | 2977.6988319008665 | -1.94 | 30.31 |
| Sep 2022 | 3168.0851151029883 | 6.39 | 37.68 |
| Oct 2022 | 3342.7370222715194 | 5.51 | 43.02 |
| Nov 2022 | 3296.2967342891907 | -1.39 | 40.53 |
| Dec 2022 | 3162.2335875659783 | -4.07 | 33.67 |
| Jan 2023 | 3133.582942000515 | -0.91 | 27.34 |
| Feb 2023 | 3099.986683534364 | -1.07 | 21.33 |
| Mar 2023 | 3146.8964718695847 | 1.51 | 17.52 |
| Apr 2023 | 3096.8579992597597 | -1.59 | 7.07 |
| May 2023 | 3123.065400667889 | 0.85 | 4.86 |
| Jun 2023 | 3204.487751338514 | 2.61 | 4.59 |
| Jul 2023 | 3240.762095941995 | 1.13 | 6.72 |
| Aug 2023 | 3298.8912320982604 | 1.79 | 10.79 |
| Sep 2023 | 3322.3048715922287 | 0.71 | 4.87 |
| Oct 2023 | 3411.441006713682 | 2.68 | 2.06 |
| Nov 2023 | 3355.9449384066424 | -1.63 | 1.81 |
| Dec 2023 | 3201.738910555025 | -4.59 | 1.25 |
| Jan 2024 | 3169.6331500482456 | -1.00 | 1.15 |
| Feb 2024 | 3202.3768515435886 | 1.03 | 3.30 |
| Mar 2024 | 3220.115396299259 | 0.55 | 2.33 |
| Apr 2024 | 3271.570995128356 | 1.60 | 5.64 |
| May 2024 | 3296.0112458496974 | 0.75 | 5.54 |
| Jun 2024 | 3261.4965144444154 | -1.05 | 1.78 |
| Jul 2024 | 3243.9489041749375 | -0.54 | 0.10 |
| Aug 2024 | 3159.388429314234 | -2.61 | -4.23 |
| Sep 2024 | 3092.7129197187573 | -2.11 | -6.91 |
| Oct 2024 | 3148.912984142926 | 1.82 | -7.70 |
| Nov 2024 | 3238.434158515236 | 2.84 | -3.50 |
| Dec 2024 | 3224.3907552915643 | -0.43 | 0.71 |
| Jan 2025 | 3304.705642900411 | 2.49 | 4.26 |
| Feb 2025 | 3278.0290716893414 | -0.81 | 2.36 |
| Mar 2025 | 3229.1992312817306 | -1.49 | 0.28 |
| Apr 2025 | 3244.324404596243 | 0.47 | -0.83 |
| May 2025 | 3266.24251154613 | 0.68 | -0.90 |
| Jun 2025 | 3267.3935883982804 | 0.04 | 0.18 |
| Jul 2025 | 3247.693238987078 | -0.60 | 0.12 |
| Aug 2025 | 3219.8241611028825 | -0.86 | 1.91 |
| Sep 2025 | 3179.232622247292 | -1.26 | 2.80 |
| Oct 2025 | 3160.498881544194 | -0.59 | 0.37 |
| Nov 2025 | 3160.4673977165967 | 0.00 | -2.41 |
| Dec 2025 | 3155.3912148850986 | -0.16 | -2.14 |
| Jan 2026 | 3136.9950531700847 | -0.58 | -5.07 |
| Feb 2026 | 3126.315276377294 | -0.34 | -4.63 |
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