Cincinnati, OH (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 10% down for all homes in the Cincinnati, OH Metro in February 2026 was $2,295.318. The month over month percentage change (MoM) was -0.12%, and the year over year percentage change (YoY) was -3.13%.
The chart below shows the trend of the total monthly payments with 10% down for all homes in the Cincinnati, OH metro. The table below shows the trend of the the total monthly payments with 10% down, and the MoM and YoY percentage changes for all homes in the Cincinnati, OH metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
Related Topics: Cincinnati, OH (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Cincinnati, OH (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Cincinnati, OH (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 1010.5422573957705 | NaN | NaN |
| Feb 2012 | 1008.566233941105 | -0.20 | NaN |
| Mar 2012 | 1013.1693211000954 | 0.46 | NaN |
| Apr 2012 | 1011.484801703943 | -0.17 | NaN |
| May 2012 | 1005.9733909187373 | -0.55 | NaN |
| Jun 2012 | 999.5293370155046 | -0.64 | NaN |
| Jul 2012 | 992.7109744102565 | -0.68 | NaN |
| Aug 2012 | 996.9048990939152 | 0.42 | NaN |
| Sep 2012 | 990.4565416144387 | -0.65 | NaN |
| Oct 2012 | 983.0036733631971 | -0.75 | NaN |
| Nov 2012 | 981.5380940708988 | -0.15 | NaN |
| Dec 2012 | 982.2756437382387 | 0.08 | NaN |
| Jan 2013 | 976.4495735871831 | -0.59 | -3.37 |
| Feb 2013 | 986.2310925177835 | 1.00 | -2.21 |
| Mar 2013 | 990.3349027136562 | 0.42 | -2.25 |
| Apr 2013 | 985.067588671388 | -0.53 | -2.61 |
| May 2013 | 996.7423916236653 | 1.19 | -0.92 |
| Jun 2013 | 1041.017879297503 | 4.44 | 4.15 |
| Jul 2013 | 1069.5310059902968 | 2.74 | 7.74 |
| Aug 2013 | 1081.9815243424057 | 1.16 | 8.53 |
| Sep 2013 | 1089.4745860855974 | 0.69 | 10.00 |
| Oct 2013 | 1071.5817868094646 | -1.64 | 9.01 |
| Nov 2013 | 1078.9475178537614 | 0.69 | 9.92 |
| Dec 2013 | 1097.575674445113 | 1.73 | 11.74 |
| Jan 2014 | 1094.3537257871797 | -0.29 | 12.08 |
| Feb 2014 | 1087.041572919189 | -0.67 | 10.22 |
| Mar 2014 | 1091.6142789389237 | 0.42 | 10.23 |
| Apr 2014 | 1094.0192045939207 | 0.22 | 11.06 |
| May 2014 | 1088.551255132687 | -0.50 | 9.21 |
| Jun 2014 | 1092.4061476238367 | 0.35 | 4.94 |
| Jul 2014 | 1095.5009034339516 | 0.28 | 2.43 |
| Aug 2014 | 1097.5174710600422 | 0.18 | 1.44 |
| Sep 2014 | 1103.0986956081588 | 0.51 | 1.25 |
| Oct 2014 | 1094.1332833356716 | -0.81 | 2.11 |
| Nov 2014 | 1092.2946778846933 | -0.17 | 1.24 |
| Dec 2014 | 1084.494393548486 | -0.71 | -1.19 |
| Jan 2015 | 1058.9730236720407 | -2.35 | -3.23 |
| Feb 2015 | 1065.2042780331976 | 0.59 | -2.01 |
| Mar 2015 | 1072.955247284948 | 0.73 | -1.71 |
| Apr 2015 | 1069.133036568001 | -0.36 | -2.27 |
| May 2015 | 1086.8728612383186 | 1.66 | -0.15 |
| Jun 2015 | 1102.472496343371 | 1.44 | 0.92 |
| Jul 2015 | 1112.428747553833 | 0.90 | 1.55 |
| Aug 2015 | 1106.7865081322675 | -0.51 | 0.85 |
| Sep 2015 | 1111.667319638905 | 0.44 | 0.78 |
| Oct 2015 | 1109.9634518650569 | -0.15 | 1.45 |
| Nov 2015 | 1125.3920498137081 | 1.39 | 3.03 |
| Dec 2015 | 1131.9077491631083 | 0.58 | 4.37 |
| Jan 2016 | 1129.897201434448 | -0.18 | 6.70 |
| Feb 2016 | 1119.9813896952123 | -0.88 | 5.14 |
| Mar 2016 | 1126.590274084904 | 0.59 | 5.00 |
| Apr 2016 | 1121.9703653182125 | -0.41 | 4.94 |
| May 2016 | 1123.4068544787353 | 0.13 | 3.36 |
| Jun 2016 | 1124.6730751185573 | 0.11 | 2.01 |
| Jul 2016 | 1116.827591655403 | -0.70 | 0.40 |
| Aug 2016 | 1119.5374406421556 | 0.24 | 1.15 |
| Sep 2016 | 1125.457962700052 | 0.53 | 1.24 |
| Oct 2016 | 1132.7041596633342 | 0.64 | 2.05 |
| Nov 2016 | 1163.7276527740032 | 2.74 | 3.41 |
| Dec 2016 | 1206.187210211298 | 3.65 | 6.56 |
| Jan 2017 | 1190.9230334278866 | -1.26 | 5.40 |
| Feb 2017 | 1198.082781626278 | 0.60 | 6.97 |
| Mar 2017 | 1206.5521526461491 | 0.71 | 7.10 |
| Apr 2017 | 1200.2149207594175 | -0.52 | 6.97 |
| May 2017 | 1203.605688469288 | 0.28 | 7.14 |
| Jun 2017 | 1200.0917644209585 | -0.29 | 6.71 |
| Jul 2017 | 1210.3286089527828 | 0.85 | 8.37 |
| Aug 2017 | 1207.8109496177403 | -0.21 | 7.89 |
| Sep 2017 | 1206.0981940124477 | -0.14 | 7.17 |
| Oct 2017 | 1219.037972274506 | 1.07 | 7.62 |
| Nov 2017 | 1226.2739489720852 | 0.59 | 5.38 |
| Dec 2017 | 1233.650604355892 | 0.60 | 2.28 |
| Jan 2018 | 1235.9474240393997 | 0.19 | 3.78 |
| Feb 2018 | 1268.1858003596708 | 2.61 | 5.85 |
| Mar 2018 | 1286.8150383613986 | 1.47 | 6.65 |
| Apr 2018 | 1297.9286455246706 | 0.86 | 8.14 |
| May 2018 | 1318.813653528592 | 1.61 | 9.57 |
| Jun 2018 | 1324.4310574675212 | 0.43 | 10.36 |
| Jul 2018 | 1328.6740954900206 | 0.32 | 9.78 |
| Aug 2018 | 1337.5873497983732 | 0.67 | 10.75 |
| Sep 2018 | 1352.219235763108 | 1.09 | 12.12 |
| Oct 2018 | 1376.770029143485 | 1.82 | 12.94 |
| Nov 2018 | 1385.22440879868 | 0.61 | 12.96 |
| Dec 2018 | 1367.346743627907 | -1.29 | 10.84 |
| Jan 2019 | 1355.319349881093 | -0.88 | 9.66 |
| Feb 2019 | 1354.0070796468585 | -0.10 | 6.77 |
| Mar 2019 | 1352.6018186791555 | -0.10 | 5.11 |
| Apr 2019 | 1347.8774912255544 | -0.35 | 3.85 |
| May 2019 | 1345.4786335721938 | -0.18 | 2.02 |
| Jun 2019 | 1322.8041907271586 | -1.68 | -0.12 |
| Jul 2019 | 1322.9100411332697 | 0.01 | -0.43 |
| Aug 2019 | 1313.577170558676 | -0.70 | -1.79 |
| Sep 2019 | 1317.5347494643847 | 0.30 | -2.56 |
| Oct 2019 | 1331.673695217522 | 1.07 | -3.28 |
| Nov 2019 | 1339.8994102312063 | 0.62 | -3.27 |
| Dec 2019 | 1350.229952074078 | 0.77 | -1.25 |
| Jan 2020 | 1344.4727583171148 | -0.43 | -0.80 |
| Feb 2020 | 1337.2902023334404 | -0.53 | -1.24 |
| Mar 2020 | 1345.430350292328 | 0.61 | -0.53 |
| Apr 2020 | 1339.7103664804786 | -0.42 | -0.61 |
| May 2020 | 1339.1352639829056 | -0.04 | -0.47 |
| Jun 2020 | 1337.8804598837892 | -0.09 | 1.14 |
| Jul 2020 | 1331.3600468408272 | -0.49 | 0.64 |
| Aug 2020 | 1336.2719609865803 | 0.37 | 1.73 |
| Sep 2020 | 1349.9315648760337 | 1.02 | 2.46 |
| Oct 2020 | 1365.067613928522 | 1.12 | 2.51 |
| Nov 2020 | 1380.028547379084 | 1.10 | 3.00 |
| Dec 2020 | 1392.5785458677997 | 0.91 | 3.14 |
| Jan 2021 | 1376.8345726398065 | -1.13 | 2.41 |
| Feb 2021 | 1402.8130792554587 | 1.89 | 4.90 |
| Mar 2021 | 1451.048787597194 | 3.44 | 7.85 |
| Apr 2021 | 1468.6056558529742 | 1.21 | 9.62 |
| May 2021 | 1478.4155921241888 | 0.67 | 10.40 |
| Jun 2021 | 1500.0515461146933 | 1.46 | 12.12 |
| Jul 2021 | 1501.5093912203158 | 0.10 | 12.78 |
| Aug 2021 | 1503.7189524904231 | 0.15 | 12.53 |
| Sep 2021 | 1509.1719822868763 | 0.36 | 11.80 |
| Oct 2021 | 1530.0802864033622 | 1.39 | 12.09 |
| Nov 2021 | 1536.3340484442524 | 0.41 | 11.33 |
| Dec 2021 | 1550.1246686640982 | 0.90 | 11.31 |
| Jan 2022 | 1597.5280778369874 | 3.06 | 16.03 |
| Feb 2022 | 1659.593474417647 | 3.89 | 18.31 |
| Mar 2022 | 1739.2617449021436 | 4.80 | 19.86 |
| Apr 2022 | 1877.8568070381098 | 7.97 | 27.87 |
| May 2022 | 1938.1233223697004 | 3.21 | 31.10 |
| Jun 2022 | 2003.7599070866622 | 3.39 | 33.58 |
| Jul 2022 | 1999.2543064485483 | -0.22 | 33.15 |
| Aug 2022 | 1972.7788899786729 | -1.32 | 31.19 |
| Sep 2022 | 2100.0647814218837 | 6.45 | 39.15 |
| Oct 2022 | 2218.490202605553 | 5.64 | 44.99 |
| Nov 2022 | 2205.031333699979 | -0.61 | 43.53 |
| Dec 2022 | 2139.903301278054 | -2.95 | 38.05 |
| Jan 2023 | 2140.0958621664213 | 0.01 | 33.96 |
| Feb 2023 | 2139.7163862780626 | -0.02 | 28.93 |
| Mar 2023 | 2191.8915305451756 | 2.44 | 26.02 |
| Apr 2023 | 2175.8609173115674 | -0.73 | 15.87 |
| May 2023 | 2210.3272020107947 | 1.58 | 14.05 |
| Jun 2023 | 2278.9112648435894 | 3.10 | 13.73 |
| Jul 2023 | 2319.8493342113857 | 1.80 | 16.04 |
| Aug 2023 | 2373.775843260203 | 2.33 | 20.33 |
| Sep 2023 | 2405.6273237427167 | 1.34 | 14.55 |
| Oct 2023 | 2482.750905173192 | 3.21 | 11.91 |
| Nov 2023 | 2456.3576059581346 | -1.06 | 11.40 |
| Dec 2023 | 2354.6071431386795 | -4.14 | 10.03 |
| Jan 2024 | 2344.654624530657 | -0.42 | 9.56 |
| Feb 2024 | 2375.936983803681 | 1.33 | 11.04 |
| Mar 2024 | 2399.4079439968427 | 0.99 | 9.47 |
| Apr 2024 | 2448.1442451040534 | 2.03 | 12.51 |
| May 2024 | 2474.9783742792188 | 1.10 | 11.97 |
| Jun 2024 | 2459.083401810017 | -0.64 | 7.91 |
| Jul 2024 | 2453.6889216110867 | -0.22 | 5.77 |
| Aug 2024 | 2399.050128642869 | -2.23 | 1.07 |
| Sep 2024 | 2354.8353494948437 | -1.84 | -2.11 |
| Oct 2024 | 2399.601646254395 | 1.90 | -3.35 |
| Nov 2024 | 2468.338064331818 | 2.86 | 0.49 |
| Dec 2024 | 2462.147536407607 | -0.25 | 4.57 |
| Jan 2025 | 2377.7187628232004 | -3.43 | 1.41 |
| Feb 2025 | 2369.5563447366903 | -0.34 | -0.27 |
| Mar 2025 | 2343.173995765496 | -1.11 | -2.34 |
| Apr 2025 | 2358.6401526059817 | 0.66 | -3.66 |
| May 2025 | 2375.70478026414 | 0.72 | -4.01 |
| Jun 2025 | 2377.471410562353 | 0.07 | -3.32 |
| Jul 2025 | 2363.9882593906163 | -0.57 | -3.66 |
| Aug 2025 | 2344.0870283919553 | -0.84 | -2.29 |
| Sep 2025 | 2315.1386565245302 | -1.24 | -1.69 |
| Oct 2025 | 2303.117928955585 | -0.52 | -4.02 |
| Nov 2025 | 2307.154616970866 | 0.18 | -6.53 |
| Dec 2025 | 2306.0044908942496 | -0.05 | -6.34 |
| Jan 2026 | 2298.028969498455 | -0.35 | -3.35 |
| Feb 2026 | 2295.3180463257363 | -0.12 | -3.13 |
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