Columbia, MO (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 10% down for all homes in the Columbia, MO Metro in February 2026 was $2,350.557. The month over month percentage change (MoM) was -0.20%, and the year over year percentage change (YoY) was -3.33%.
The chart below shows the trend of the total monthly payments with 10% down for all homes in the Columbia, MO metro. The table below shows the trend of the the total monthly payments with 10% down, and the MoM and YoY percentage changes for all homes in the Columbia, MO metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
Related Topics: Columbia, MO (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Columbia, MO (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Columbia, MO (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 1048.0572031795325 | NaN | NaN |
| Feb 2012 | 1048.7618943522687 | 0.07 | NaN |
| Mar 2012 | 1056.7946244910877 | 0.77 | NaN |
| Apr 2012 | 1055.3680222183175 | -0.13 | NaN |
| May 2012 | 1048.086578984024 | -0.69 | NaN |
| Jun 2012 | 1040.2437553200796 | -0.75 | NaN |
| Jul 2012 | 1032.878413869318 | -0.71 | NaN |
| Aug 2012 | 1039.018338750243 | 0.59 | NaN |
| Sep 2012 | 1031.885862466033 | -0.69 | NaN |
| Oct 2012 | 1024.1570505084371 | -0.75 | NaN |
| Nov 2012 | 1022.7181511501899 | -0.14 | NaN |
| Dec 2012 | 1023.5136953210589 | 0.08 | NaN |
| Jan 2013 | 1030.0054859187164 | 0.63 | -1.72 |
| Feb 2013 | 1043.0031909618717 | 1.26 | -0.55 |
| Mar 2013 | 1050.1875509921374 | 0.69 | -0.62 |
| Apr 2013 | 1044.9137445433055 | -0.50 | -0.99 |
| May 2013 | 1054.8554825636493 | 0.95 | 0.65 |
| Jun 2013 | 1101.566313176126 | 4.43 | 5.90 |
| Jul 2013 | 1132.1436175559456 | 2.78 | 9.61 |
| Aug 2013 | 1144.9732868662545 | 1.13 | 10.20 |
| Sep 2013 | 1151.3468634697497 | 0.56 | 11.58 |
| Oct 2013 | 1127.8130493345896 | -2.04 | 10.12 |
| Nov 2013 | 1133.604763813566 | 0.51 | 10.84 |
| Dec 2013 | 1151.1216782687225 | 1.55 | 12.47 |
| Jan 2014 | 1148.3802983994508 | -0.24 | 11.49 |
| Feb 2014 | 1137.8548992519454 | -0.92 | 9.09 |
| Mar 2014 | 1143.6486900475772 | 0.51 | 8.90 |
| Apr 2014 | 1146.3673969620377 | 0.24 | 9.71 |
| May 2014 | 1137.6484538190223 | -0.76 | 7.85 |
| Jun 2014 | 1138.2315286900266 | 0.05 | 3.33 |
| Jul 2014 | 1140.3123877246155 | 0.18 | 0.72 |
| Aug 2014 | 1143.366472178089 | 0.27 | -0.14 |
| Sep 2014 | 1151.2357512111093 | 0.69 | -0.01 |
| Oct 2014 | 1142.5701491736056 | -0.75 | 1.31 |
| Nov 2014 | 1141.9100146121634 | -0.06 | 0.73 |
| Dec 2014 | 1134.64106936561 | -0.64 | -1.43 |
| Jan 2015 | 1123.182441558053 | -1.01 | -2.19 |
| Feb 2015 | 1131.7652597699298 | 0.76 | -0.53 |
| Mar 2015 | 1141.681705744369 | 0.88 | -0.17 |
| Apr 2015 | 1138.3604368516944 | -0.29 | -0.70 |
| May 2015 | 1156.7746029728514 | 1.62 | 1.68 |
| Jun 2015 | 1172.119752755058 | 1.33 | 2.98 |
| Jul 2015 | 1180.5364924105065 | 0.72 | 3.53 |
| Aug 2015 | 1171.5141553727785 | -0.76 | 2.46 |
| Sep 2015 | 1173.7631452110825 | 0.19 | 1.96 |
| Oct 2015 | 1167.7650633747135 | -0.51 | 2.21 |
| Nov 2015 | 1181.1147141893384 | 1.14 | 3.43 |
| Dec 2015 | 1185.0490754554103 | 0.33 | 4.44 |
| Jan 2016 | 1175.0802090158859 | -0.84 | 4.62 |
| Feb 2016 | 1160.7577408205198 | -1.22 | 2.56 |
| Mar 2016 | 1164.7735808024777 | 0.35 | 2.02 |
| Apr 2016 | 1156.7341249357132 | -0.69 | 1.61 |
| May 2016 | 1156.3501412765415 | -0.03 | -0.04 |
| Jun 2016 | 1156.2306578779053 | -0.01 | -1.36 |
| Jul 2016 | 1148.1996984039688 | -0.69 | -2.74 |
| Aug 2016 | 1152.0521921733855 | 0.34 | -1.66 |
| Sep 2016 | 1158.8132660402675 | 0.59 | -1.27 |
| Oct 2016 | 1166.2393795075354 | 0.64 | -0.13 |
| Nov 2016 | 1200.669411429707 | 2.95 | 1.66 |
| Dec 2016 | 1249.4655925197962 | 4.06 | 5.44 |
| Jan 2017 | 1248.0724840642183 | -0.11 | 6.21 |
| Feb 2017 | 1260.8259728289024 | 1.02 | 8.62 |
| Mar 2017 | 1273.6599630341104 | 1.02 | 9.35 |
| Apr 2017 | 1269.3675406587968 | -0.34 | 9.74 |
| May 2017 | 1273.119484827163 | 0.30 | 10.10 |
| Jun 2017 | 1268.0515058373135 | -0.40 | 9.67 |
| Jul 2017 | 1275.928396421507 | 0.62 | 11.12 |
| Aug 2017 | 1267.3768747797858 | -0.67 | 10.01 |
| Sep 2017 | 1259.848894999729 | -0.59 | 8.72 |
| Oct 2017 | 1267.8656001498803 | 0.64 | 8.71 |
| Nov 2017 | 1271.20790448541 | 0.26 | 5.88 |
| Dec 2017 | 1274.7669065649732 | 0.28 | 2.03 |
| Jan 2018 | 1283.7223966925467 | 0.70 | 2.86 |
| Feb 2018 | 1312.9924097552187 | 2.28 | 4.14 |
| Mar 2018 | 1326.3188776109478 | 1.01 | 4.13 |
| Apr 2018 | 1329.781287327547 | 0.26 | 4.76 |
| May 2018 | 1343.3017104743997 | 1.02 | 5.51 |
| Jun 2018 | 1341.7682269776737 | -0.11 | 5.81 |
| Jul 2018 | 1340.1539295129535 | -0.12 | 5.03 |
| Aug 2018 | 1345.792340700913 | 0.42 | 6.19 |
| Sep 2018 | 1356.952026137615 | 0.83 | 7.71 |
| Oct 2018 | 1380.213425829822 | 1.71 | 8.86 |
| Nov 2018 | 1386.8763367453473 | 0.48 | 9.10 |
| Dec 2018 | 1366.1788670707529 | -1.49 | 7.17 |
| Jan 2019 | 1354.3542526554497 | -0.87 | 5.50 |
| Feb 2019 | 1349.3294988388857 | -0.37 | 2.77 |
| Mar 2019 | 1344.9220431694785 | -0.33 | 1.40 |
| Apr 2019 | 1339.4984705249208 | -0.40 | 0.73 |
| May 2019 | 1337.8823358619425 | -0.12 | -0.40 |
| Jun 2019 | 1316.3659987064393 | -1.61 | -1.89 |
| Jul 2019 | 1318.153838445275 | 0.14 | -1.64 |
| Aug 2019 | 1310.3664415897842 | -0.59 | -2.63 |
| Sep 2019 | 1315.3707320576332 | 0.38 | -3.06 |
| Oct 2019 | 1331.7024268494724 | 1.24 | -3.51 |
| Nov 2019 | 1341.057206856266 | 0.70 | -3.30 |
| Dec 2019 | 1353.920204958056 | 0.96 | -0.90 |
| Jan 2020 | 1341.3294485519962 | -0.93 | -0.96 |
| Feb 2020 | 1331.960784520665 | -0.70 | -1.29 |
| Mar 2020 | 1337.1907389122202 | 0.39 | -0.57 |
| Apr 2020 | 1329.730874709931 | -0.56 | -0.73 |
| May 2020 | 1328.932165238696 | -0.06 | -0.67 |
| Jun 2020 | 1327.476311154052 | -0.11 | 0.84 |
| Jul 2020 | 1319.4524356180168 | -0.60 | 0.10 |
| Aug 2020 | 1319.7185539194718 | 0.02 | 0.71 |
| Sep 2020 | 1328.2719659262204 | 0.65 | 0.98 |
| Oct 2020 | 1337.861233880938 | 0.72 | 0.46 |
| Nov 2020 | 1348.0403605662502 | 0.76 | 0.52 |
| Dec 2020 | 1354.2486713967148 | 0.46 | 0.02 |
| Jan 2021 | 1351.2676952531 | -0.22 | 0.74 |
| Feb 2021 | 1368.6657591437877 | 1.29 | 2.76 |
| Mar 2021 | 1408.807962614695 | 2.93 | 5.36 |
| Apr 2021 | 1421.8334111971337 | 0.93 | 6.93 |
| May 2021 | 1432.3919683838965 | 0.74 | 7.79 |
| Jun 2021 | 1460.2161538159858 | 1.94 | 10.00 |
| Jul 2021 | 1470.2633034947398 | 0.69 | 11.43 |
| Aug 2021 | 1481.0879012923926 | 0.74 | 12.23 |
| Sep 2021 | 1494.388202749913 | 0.90 | 12.51 |
| Oct 2021 | 1520.476457839076 | 1.75 | 13.65 |
| Nov 2021 | 1529.0903984084528 | 0.57 | 13.43 |
| Dec 2021 | 1544.3466003783112 | 1.00 | 14.04 |
| Jan 2022 | 1584.9330767286158 | 2.63 | 17.29 |
| Feb 2022 | 1649.630763579453 | 4.08 | 20.53 |
| Mar 2022 | 1733.3437814358535 | 5.08 | 23.04 |
| Apr 2022 | 1880.387852417752 | 8.48 | 32.25 |
| May 2022 | 1947.104705913945 | 3.55 | 35.93 |
| Jun 2022 | 2018.7376703318546 | 3.68 | 38.25 |
| Jul 2022 | 2017.373086157492 | -0.07 | 37.21 |
| Aug 2022 | 1992.0185124086415 | -1.26 | 34.50 |
| Sep 2022 | 2128.771891061179 | 6.87 | 42.45 |
| Oct 2022 | 2254.1625023501715 | 5.89 | 48.25 |
| Nov 2022 | 2237.809203956296 | -0.72 | 46.35 |
| Dec 2022 | 2166.8148600004038 | -3.17 | 40.31 |
| Jan 2023 | 2147.2876643806803 | -0.90 | 35.48 |
| Feb 2023 | 2141.793861895069 | -0.26 | 29.84 |
| Mar 2023 | 2189.3656179330223 | 2.22 | 26.31 |
| Apr 2023 | 2165.919147219314 | -1.07 | 15.19 |
| May 2023 | 2199.4712507741688 | 1.55 | 12.96 |
| Jun 2023 | 2270.823641743127 | 3.24 | 12.49 |
| Jul 2023 | 2309.083561733856 | 1.69 | 14.46 |
| Aug 2023 | 2356.1103578439165 | 2.04 | 18.28 |
| Sep 2023 | 2381.558676205639 | 1.08 | 11.88 |
| Oct 2023 | 2453.1963536577277 | 3.01 | 8.83 |
| Nov 2023 | 2420.0723153817153 | -1.35 | 8.15 |
| Dec 2023 | 2306.737125604084 | -4.68 | 6.46 |
| Jan 2024 | 2268.3962253903014 | -1.66 | 5.64 |
| Feb 2024 | 2299.134416825797 | 1.36 | 7.35 |
| Mar 2024 | 2322.2686095549607 | 1.01 | 6.07 |
| Apr 2024 | 2369.587084224699 | 2.04 | 9.40 |
| May 2024 | 2394.5289187954704 | 1.05 | 8.87 |
| Jun 2024 | 2377.990045843045 | -0.69 | 4.72 |
| Jul 2024 | 2374.5492117229446 | -0.14 | 2.84 |
| Aug 2024 | 2322.606485083523 | -2.19 | -1.42 |
| Sep 2024 | 2282.2307942586626 | -1.74 | -4.17 |
| Oct 2024 | 2333.661452869144 | 2.25 | -4.87 |
| Nov 2024 | 2411.210553964777 | 3.32 | -0.37 |
| Dec 2024 | 2407.461691568264 | -0.15 | 4.37 |
| Jan 2025 | 2441.266244265103 | 1.40 | 7.62 |
| Feb 2025 | 2431.6622939468084 | -0.39 | 5.76 |
| Mar 2025 | 2404.198349467045 | -1.13 | 3.53 |
| Apr 2025 | 2419.9247294170427 | 0.65 | 2.12 |
| May 2025 | 2438.9355823282917 | 0.79 | 1.86 |
| Jun 2025 | 2440.863443829859 | 0.08 | 2.64 |
| Jul 2025 | 2426.952176984044 | -0.57 | 2.21 |
| Aug 2025 | 2406.7543690893235 | -0.83 | 3.62 |
| Sep 2025 | 2377.9815580836103 | -1.20 | 4.20 |
| Oct 2025 | 2366.5370740435587 | -0.48 | 1.41 |
| Nov 2025 | 2369.3077611672975 | 0.12 | -1.74 |
| Dec 2025 | 2365.6151031785953 | -0.16 | -1.74 |
| Jan 2026 | 2355.3153193314565 | -0.43 | -3.52 |
| Feb 2026 | 2350.5566002913824 | -0.20 | -3.33 |
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