Cumberland, MD (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 10% down for all homes in the Cumberland, MD Metro in February 2026 was $1,267.049. The month over month percentage change (MoM) was -0.10%, and the year over year percentage change (YoY) was -2.80%.

The chart below shows the trend of the total monthly payments with 10% down for all homes in the Cumberland, MD metro. The table below shows the trend of the the total monthly payments with 10% down, and the MoM and YoY percentage changes for all homes in the Cumberland, MD metro.

You can see similar information for other US metros, and for the United States.

Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.

Data Source: Zillow.
Cumberland, MD (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Cumberland, MD (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 170
Month Total Monthly Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2012 665.7060937764626 NaN NaN
Feb 2012 660.9231347843868 -0.72 NaN
Mar 2012 673.3585271463974 1.88 NaN
Apr 2012 672.2095006484249 -0.17 NaN
May 2012 665.7762545370114 -0.96 NaN
Jun 2012 658.3109503172243 -1.12 NaN
Jul 2012 651.3194585048743 -1.06 NaN
Aug 2012 652.7787737885913 0.22 NaN
Sep 2012 647.4497346671421 -0.82 NaN
Oct 2012 641.6249050443132 -0.90 NaN
Nov 2012 640.1860259406503 -0.22 NaN
Dec 2012 639.5872692911952 -0.09 NaN
Jan 2013 643.3425384538384 0.59 -3.36
Feb 2013 646.2120772123674 0.45 -2.23
Mar 2013 644.8172427909119 -0.22 -4.24
Apr 2013 636.335052195347 -1.31 -5.34
May 2013 642.2339891962797 0.93 -3.54
Jun 2013 671.0295604944042 4.48 1.93
Jul 2013 687.9844928318847 2.53 5.63
Aug 2013 693.7554788939347 0.84 6.28
Sep 2013 695.4051305330204 0.24 7.41
Oct 2013 680.3843845237209 -2.16 6.04
Nov 2013 681.4403130633734 0.16 6.44
Dec 2013 690.6231322137987 1.35 7.98
Jan 2014 728.9248892607667 5.55 13.30
Feb 2014 723.247507610867 -0.78 11.92
Mar 2014 724.9131529057137 0.23 12.42
Apr 2014 726.3644561279621 0.20 14.15
May 2014 720.967761292836 -0.74 12.26
Jun 2014 723.762324345002 0.39 7.86
Jul 2014 728.0178048192566 0.59 5.82
Aug 2014 733.3710748418043 0.74 5.71
Sep 2014 740.5262214619527 0.98 6.49
Oct 2014 735.004422837838 -0.75 8.03
Nov 2014 733.2314156041616 -0.24 7.60
Dec 2014 726.834916655679 -0.87 5.24
Jan 2015 706.377694556655 -2.81 -3.09
Feb 2015 705.8505804499564 -0.07 -2.40
Mar 2015 706.3399863503917 0.07 -2.56
Apr 2015 701.832496714191 -0.64 -3.38
May 2015 712.2342642000517 1.48 -1.21
Jun 2015 721.4456954633401 1.29 -0.32
Jul 2015 725.3314669050633 0.54 -0.37
Aug 2015 718.8414234131718 -0.89 -1.98
Sep 2015 718.093573588445 -0.10 -3.03
Oct 2015 713.7347654699863 -0.61 -2.89
Nov 2015 720.4411866145076 0.94 -1.74
Dec 2015 722.0583569760811 0.22 -0.66
Jan 2016 689.8272860372365 -4.46 -2.34
Feb 2016 679.9839185552249 -1.43 -3.66
Mar 2016 680.5240064823336 0.08 -3.65
Apr 2016 674.8390905969463 -0.83 -3.85
May 2016 674.5672474332214 -0.04 -5.29
Jun 2016 675.4095904842063 0.13 -6.38
Jul 2016 669.3367874135064 -0.90 -7.72
Aug 2016 669.0319714927572 -0.05 -6.93
Sep 2016 669.4984294390872 0.07 -6.77
Oct 2016 671.4989859018202 0.30 -5.92
Nov 2016 689.2102587838399 2.64 -4.33
Dec 2016 714.8549585845469 3.72 -1.00
Jan 2017 725.7444492347574 1.52 5.21
Feb 2017 725.0672004778676 -0.09 6.63
Mar 2017 723.3807678823844 -0.23 6.30
Apr 2017 714.3449853087706 -1.25 5.85
May 2017 713.3263819151326 -0.14 5.75
Jun 2017 709.2670080111094 -0.57 5.01
Jul 2017 712.935394257669 0.52 6.51
Aug 2017 707.8285658167215 -0.72 5.80
Sep 2017 702.3175267448115 -0.78 4.90
Oct 2017 705.8704639067067 0.51 5.12
Nov 2017 707.0263214623035 0.16 2.59
Dec 2017 709.4666640980734 0.35 -0.75
Jan 2018 728.4847587405533 2.68 0.38
Feb 2018 746.7521864999242 2.51 2.99
Mar 2018 757.464392359364 1.44 4.71
Apr 2018 764.3828533420301 0.91 7.01
May 2018 775.9098130294993 1.51 8.77
Jun 2018 777.306336888071 0.18 9.59
Jul 2018 776.2233279627544 -0.14 8.88
Aug 2018 777.2074999004391 0.13 9.80
Sep 2018 783.4457758921573 0.80 11.55
Oct 2018 796.4163375546061 1.66 12.83
Nov 2018 803.0141025610062 0.83 13.58
Dec 2018 794.8297106372547 -1.02 12.03
Jan 2019 805.8019013174028 1.38 10.61
Feb 2019 809.1047056883378 0.41 8.35
Mar 2019 813.4844024807545 0.54 7.40
Apr 2019 816.0324523221843 0.31 6.76
May 2019 817.267508492123 0.15 5.33
Jun 2019 805.0869489869004 -1.49 3.57
Jul 2019 804.3526011300237 -0.09 3.62
Aug 2019 796.741607519479 -0.95 2.51
Sep 2019 795.1537314745565 -0.20 1.49
Oct 2019 799.0276535318865 0.49 0.33
Nov 2019 799.9112260422669 0.11 -0.39
Dec 2019 804.5242656024144 0.58 1.22
Jan 2020 796.3551846400048 -1.01 -1.17
Feb 2020 791.4588944740582 -0.61 -2.18
Mar 2020 793.7980392051006 0.30 -2.42
Apr 2020 790.1274320706538 -0.46 -3.17
May 2020 789.4333863261063 -0.09 -3.41
Jun 2020 787.6406833335852 -0.23 -2.17
Jul 2020 781.7754686618774 -0.74 -2.81
Aug 2020 781.1382624452011 -0.08 -1.96
Sep 2020 786.0001452860474 0.62 -1.15
Oct 2020 793.2473024195536 0.92 -0.72
Nov 2020 801.5611344749974 1.05 0.21
Dec 2020 807.9246750821059 0.79 0.42
Jan 2021 799.8000101467067 -1.01 0.43
Feb 2021 813.1941067296655 1.68 2.75
Mar 2021 839.9159500021611 3.29 5.81
Apr 2021 846.7565958584407 0.81 7.17
May 2021 847.8064793959988 0.12 7.39
Jun 2021 856.3991220061075 1.01 8.73
Jul 2021 856.5557090771955 0.02 9.57
Aug 2021 858.3449822862789 0.21 9.88
Sep 2021 862.9971799108837 0.54 9.80
Oct 2021 877.3154316148857 1.66 10.60
Nov 2021 886.5840333391918 1.06 10.61
Dec 2021 897.7098309231476 1.25 11.11
Jan 2022 929.6991520279736 3.56 16.24
Feb 2022 960.6076163192046 3.33 18.13
Mar 2022 998.0257565370237 3.90 18.82
Apr 2022 1066.0018595747592 6.81 25.89
May 2022 1093.6166214552113 2.59 28.99
Jun 2022 1129.1484036161569 3.25 31.85
Jul 2022 1128.6865060734522 -0.04 31.77
Aug 2022 1112.840549457685 -1.40 29.65
Sep 2022 1177.7925135166556 5.84 36.48
Oct 2022 1239.4987977302999 5.24 41.28
Nov 2022 1231.916096661189 -0.61 38.95
Dec 2022 1200.513766069795 -2.55 33.73
Jan 2023 1194.9821751331567 -0.46 28.53
Feb 2023 1196.7902180929623 0.15 24.59
Mar 2023 1223.1776798713645 2.21 22.56
Apr 2023 1205.6257984068254 -1.43 13.10
May 2023 1218.1127123450783 1.04 11.38
Jun 2023 1250.9278102202813 2.69 10.79
Jul 2023 1269.2699195002688 1.47 12.46
Aug 2023 1293.0004710344845 1.87 16.19
Sep 2023 1303.9635619283106 0.85 10.71
Oct 2023 1339.8909368869413 2.76 8.10
Nov 2023 1325.0232305453023 -1.11 7.56
Dec 2023 1271.6165562380797 -4.03 5.92
Jan 2024 1258.6607778974494 -1.02 5.33
Feb 2024 1275.285651395105 1.32 6.56
Mar 2024 1287.8274513604092 0.98 5.29
Apr 2024 1316.4288957198946 2.22 9.19
May 2024 1332.164042953602 1.20 9.36
Jun 2024 1327.006836799651 -0.39 6.08
Jul 2024 1325.2214630533294 -0.13 4.41
Aug 2024 1296.4560577126915 -2.17 0.27
Sep 2024 1274.7338405360629 -1.68 -2.24
Oct 2024 1300.7002502961602 2.04 -2.92
Nov 2024 1340.0590687409692 3.03 1.14
Dec 2024 1339.9160314594944 -0.01 5.37
Jan 2025 1310.2594880738038 -2.21 4.10
Feb 2025 1303.522156935728 -0.51 2.21
Mar 2025 1289.3944959547077 -1.08 0.12
Apr 2025 1299.7937903492505 0.81 -1.26
May 2025 1313.8869836580793 1.08 -1.37
Jun 2025 1317.9578554592447 0.31 -0.68
Jul 2025 1315.5217994698678 -0.18 -0.73
Aug 2025 1309.232325455685 -0.48 0.99
Sep 2025 1298.6084086509336 -0.81 1.87
Oct 2025 1289.276326122626 -0.72 -0.88
Nov 2025 1284.0004271990456 -0.41 -4.18
Dec 2025 1276.892719041785 -0.55 -4.70
Jan 2026 1268.3769639585043 -0.67 -3.20
Feb 2026 1267.0493031424867 -0.10 -2.80