Des Moines, IA (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 10% down for all homes in the Des Moines, IA Metro in February 2026 was $2,241.932. The month over month percentage change (MoM) was -0.26%, and the year over year percentage change (YoY) was -3.98%.

The chart below shows the trend of the total monthly payments with 10% down for all homes in the Des Moines, IA metro. The table below shows the trend of the the total monthly payments with 10% down, and the MoM and YoY percentage changes for all homes in the Des Moines, IA metro.

You can see similar information for other US metros, and for the United States.

Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.

Data Source: Zillow.
Des Moines, IA (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Des Moines, IA (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 170
Month Total Monthly Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2012 1021.0362467646617 NaN NaN
Feb 2012 1017.7799377646511 -0.32 NaN
Mar 2012 1022.8628045933901 0.50 NaN
Apr 2012 1023.3952250611883 0.05 NaN
May 2012 1021.0862766095601 -0.23 NaN
Jun 2012 1017.2634345345446 -0.37 NaN
Jul 2012 1012.9511037421224 -0.42 NaN
Aug 2012 1020.2891816058304 0.72 NaN
Sep 2012 1016.3522408548695 -0.39 NaN
Oct 2012 1010.962325044303 -0.53 NaN
Nov 2012 1011.0749846871067 0.01 NaN
Dec 2012 1015.0100616049874 0.39 NaN
Jan 2013 1013.9428560157885 -0.10 -0.69
Feb 2013 1028.5221184556922 1.44 1.06
Mar 2013 1035.2212694919106 0.65 1.21
Apr 2013 1030.8240912512656 -0.42 0.73
May 2013 1043.8218496000268 1.26 2.23
Jun 2013 1090.9919067381416 4.52 7.25
Jul 2013 1120.1595416614753 2.67 10.58
Aug 2013 1131.8269670493378 1.04 10.93
Sep 2013 1137.963304762733 0.54 11.97
Oct 2013 1117.439483042858 -1.80 10.53
Nov 2013 1125.9538266452312 0.76 11.36
Dec 2013 1146.936514608636 1.86 13.00
Jan 2014 1211.0928203920603 5.59 19.44
Feb 2014 1204.904518908587 -0.51 17.15
Mar 2014 1212.9052067821308 0.66 17.16
Apr 2014 1218.1302216146503 0.43 18.17
May 2014 1212.1176075011015 -0.49 16.12
Jun 2014 1215.5186569984517 0.28 11.41
Jul 2014 1218.933324915968 0.28 8.82
Aug 2014 1222.5063166669188 0.29 8.01
Sep 2014 1229.4369435951937 0.57 8.04
Oct 2014 1219.4396214876529 -0.81 9.13
Nov 2014 1217.6015415368925 -0.15 8.14
Dec 2014 1210.6456187213755 -0.57 5.56
Jan 2015 1195.937139376754 -1.22 -1.25
Feb 2015 1206.9663349579243 0.92 0.17
Mar 2015 1219.7386743987317 1.06 0.56
Apr 2015 1219.5178238609735 -0.02 0.11
May 2015 1241.958021560982 1.84 2.46
Jun 2015 1261.9930559736945 1.61 3.82
Jul 2015 1274.6207897624458 1.00 4.57
Aug 2015 1269.262697473214 -0.42 3.83
Sep 2015 1274.9314360175822 0.45 3.70
Oct 2015 1273.9690227303472 -0.07 4.47
Nov 2015 1293.733984150916 1.55 6.25
Dec 2015 1304.2241762597796 0.81 7.73
Jan 2016 1290.0208337707352 -1.09 7.87
Feb 2016 1281.6640363357976 -0.65 6.19
Mar 2016 1292.6293298435319 0.86 5.98
Apr 2016 1291.0190735717044 -0.12 5.86
May 2016 1295.609342898827 0.36 4.32
Jun 2016 1298.9713413455452 0.26 2.93
Jul 2016 1292.2128207246303 -0.52 1.38
Aug 2016 1296.8943695865744 0.36 2.18
Sep 2016 1305.2559280630405 0.65 2.38
Oct 2016 1313.602724131613 0.64 3.11
Nov 2016 1348.1430159287158 2.63 4.21
Dec 2016 1394.058335358014 3.41 6.89
Jan 2017 1399.7962891961834 0.41 8.51
Feb 2017 1409.4937170519615 0.69 9.97
Mar 2017 1421.001464135841 0.82 9.93
Apr 2017 1414.5032914434012 -0.46 9.57
May 2017 1417.9743321686624 0.25 9.45
Jun 2017 1413.9105621992599 -0.29 8.85
Jul 2017 1425.182523599685 0.80 10.29
Aug 2017 1421.8844817656275 -0.23 9.64
Sep 2017 1419.618015938112 -0.16 8.76
Oct 2017 1434.0450512074567 1.02 9.17
Nov 2017 1441.7776577201173 0.54 6.95
Dec 2017 1450.013802909998 0.57 4.01
Jan 2018 1450.6022388854567 0.04 3.63
Feb 2018 1489.1110333688503 2.66 5.65
Mar 2018 1510.7037543066938 1.45 6.31
Apr 2018 1520.7260885288167 0.66 7.51
May 2018 1540.6073502853446 1.31 8.65
Jun 2018 1544.132917199246 0.23 9.21
Jul 2018 1546.6432000447494 0.16 8.52
Aug 2018 1553.4995990886077 0.44 9.26
Sep 2018 1566.2352701485388 0.82 10.33
Oct 2018 1590.4931655428052 1.55 10.91
Nov 2018 1597.9414723723144 0.47 10.83
Dec 2018 1577.5912538496334 -1.27 8.80
Jan 2019 1561.8622297090844 -1.00 7.67
Feb 2019 1559.987506545081 -0.12 4.76
Mar 2019 1556.7586565790239 -0.21 3.05
Apr 2019 1549.7781172911364 -0.45 1.91
May 2019 1546.9230351746046 -0.18 0.41
Jun 2019 1522.284027081011 -1.59 -1.41
Jul 2019 1521.8979577481339 -0.02 -1.60
Aug 2019 1509.2798592887964 -0.83 -2.85
Sep 2019 1510.6144345663336 0.09 -3.55
Oct 2019 1523.7229486208873 0.87 -4.20
Nov 2019 1529.82291645994 0.40 -4.26
Dec 2019 1538.2386533107863 0.55 -2.49
Jan 2020 1528.103871095659 -0.66 -2.16
Feb 2020 1514.926949655544 -0.86 -2.89
Mar 2020 1517.4858542920674 0.17 -2.52
Apr 2020 1505.9794071976771 -0.76 -2.83
May 2020 1501.7266257987105 -0.28 -2.92
Jun 2020 1497.0093471634516 -0.31 -1.66
Jul 2020 1486.1555672027034 -0.72 -2.35
Aug 2020 1484.4330242695146 -0.12 -1.65
Sep 2020 1490.8614422198243 0.43 -1.31
Oct 2020 1498.9764674036783 0.54 -1.62
Nov 2020 1506.0453324091673 0.47 -1.55
Dec 2020 1509.5260130374063 0.23 -1.87
Jan 2021 1492.256280732982 -1.14 -2.35
Feb 2021 1509.862887660092 1.18 -0.33
Mar 2021 1552.1672075815823 2.80 2.29
Apr 2021 1566.3185483461125 0.91 4.01
May 2021 1574.7102026988732 0.54 4.86
Jun 2021 1595.3866867242475 1.31 6.57
Jul 2021 1599.0577689175102 0.23 7.60
Aug 2021 1606.2153810369703 0.45 8.20
Sep 2021 1618.275656127636 0.75 8.55
Oct 2021 1643.6979867266712 1.57 9.65
Nov 2021 1652.9054636612134 0.56 9.75
Dec 2021 1668.362250647262 0.94 10.52
Jan 2022 1700.6196147236992 1.93 13.96
Feb 2022 1758.0947046944004 3.38 16.44
Mar 2022 1833.3314327242033 4.28 18.11
Apr 2022 1966.6844183807139 7.27 25.56
May 2022 2025.6947439642086 3.00 28.64
Jun 2022 2088.032515235458 3.08 30.88
Jul 2022 2083.6653386623866 -0.21 30.31
Aug 2022 2059.6703279120015 -1.15 28.23
Sep 2022 2192.835778391607 6.47 35.50
Oct 2022 2319.0296001403212 5.76 41.09
Nov 2022 2310.3008526794333 -0.38 39.77
Dec 2022 2247.2139341637007 -2.73 34.70
Jan 2023 2231.0893915960555 -0.72 31.19
Feb 2023 2229.815651264893 -0.06 26.83
Mar 2023 2277.036763235475 2.12 24.20
Apr 2023 2256.220320192219 -0.91 14.72
May 2023 2283.7854991021504 1.22 12.74
Jun 2023 2346.7638869908556 2.76 12.39
Jul 2023 2380.870090609715 1.45 14.26
Aug 2023 2428.8007387466896 2.01 17.92
Sep 2023 2456.6867103232516 1.15 12.03
Oct 2023 2531.7017444223393 3.05 9.17
Nov 2023 2506.7027849491333 -0.99 8.50
Dec 2023 2408.6910201656992 -3.91 7.19
Jan 2024 2375.0772562472343 -1.40 6.45
Feb 2024 2404.7944360348065 1.25 7.85
Mar 2024 2424.5906232680054 0.82 6.48
Apr 2024 2467.5657198431127 1.77 9.37
May 2024 2490.097107478889 0.91 9.03
Jun 2024 2470.5076503267564 -0.79 5.27
Jul 2024 2461.611514740034 -0.36 3.39
Aug 2024 2406.0636544856634 -2.26 -0.94
Sep 2024 2363.8160475281575 -1.76 -3.78
Oct 2024 2408.1576701446643 1.88 -4.88
Nov 2024 2476.520150723005 2.84 -1.20
Dec 2024 2470.607856736417 -0.24 2.57
Jan 2025 2347.994623058136 -4.96 -1.14
Feb 2025 2334.969152068493 -0.56 -2.90
Mar 2025 2304.4403388216706 -1.31 -4.95
Apr 2025 2316.9785531352413 0.54 -6.10
May 2025 2331.2451928236037 0.62 -6.38
Jun 2025 2332.1233412491624 0.04 -5.60
Jul 2025 2318.3460598166125 -0.59 -5.82
Aug 2025 2300.286110882776 -0.78 -4.40
Sep 2025 2272.2849015406537 -1.22 -3.87
Oct 2025 2259.326206469155 -0.57 -6.18
Nov 2025 2260.4702278351897 0.05 -8.72
Dec 2025 2257.9243321058675 -0.11 -8.61
Jan 2026 2247.860252311544 -0.45 -4.26
Feb 2026 2241.932211670666 -0.26 -3.98