Durham, NC (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 10% down for all homes in the Durham, NC Metro in February 2026 was $3,160.623. The month over month percentage change (MoM) was -0.55%, and the year over year percentage change (YoY) was -6.70%.
The chart below shows the trend of the total monthly payments with 10% down for all homes in the Durham, NC metro. The table below shows the trend of the the total monthly payments with 10% down, and the MoM and YoY percentage changes for all homes in the Durham, NC metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
Related Topics: Durham, NC (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Durham, NC (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Durham, NC (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 1048.6849534956286 | NaN | NaN |
| Feb 2012 | 1043.4266738046317 | -0.50 | NaN |
| Mar 2012 | 1046.8192313901898 | 0.33 | NaN |
| Apr 2012 | 1040.3579798198064 | -0.62 | NaN |
| May 2012 | 1028.9477681232163 | -1.10 | NaN |
| Jun 2012 | 1017.3173547950532 | -1.13 | NaN |
| Jul 2012 | 1006.2683505192534 | -1.09 | NaN |
| Aug 2012 | 1010.8130262686241 | 0.45 | NaN |
| Sep 2012 | 1002.0074482927544 | -0.87 | NaN |
| Oct 2012 | 992.2292948142779 | -0.98 | NaN |
| Nov 2012 | 990.5276873845968 | -0.17 | NaN |
| Dec 2012 | 990.5205123547142 | 0.00 | NaN |
| Jan 2013 | 1124.7089634710726 | 13.55 | 7.25 |
| Feb 2013 | 1137.5716535309339 | 1.14 | 9.02 |
| Mar 2013 | 1144.4941366683206 | 0.61 | 9.33 |
| Apr 2013 | 1139.4460262956543 | -0.44 | 9.52 |
| May 2013 | 1154.8216629874435 | 1.35 | 12.23 |
| Jun 2013 | 1211.9666259186758 | 4.95 | 19.13 |
| Jul 2013 | 1246.922376483232 | 2.88 | 23.92 |
| Aug 2013 | 1260.32789617978 | 1.08 | 24.69 |
| Sep 2013 | 1268.3345329398117 | 0.64 | 26.58 |
| Oct 2013 | 1245.0765503403381 | -1.83 | 25.48 |
| Nov 2013 | 1255.9100830835364 | 0.87 | 26.79 |
| Dec 2013 | 1279.1871607432881 | 1.85 | 29.14 |
| Jan 2014 | 1351.7555876975935 | 5.67 | 20.19 |
| Feb 2014 | 1342.7824426278885 | -0.66 | 18.04 |
| Mar 2014 | 1352.3071476314012 | 0.71 | 18.16 |
| Apr 2014 | 1358.2606382395618 | 0.44 | 19.20 |
| May 2014 | 1350.5424229863654 | -0.57 | 16.95 |
| Jun 2014 | 1353.0156090195692 | 0.18 | 11.64 |
| Jul 2014 | 1354.3490156476842 | 0.10 | 8.62 |
| Aug 2014 | 1356.5731435400119 | 0.16 | 7.64 |
| Sep 2014 | 1364.5048206609117 | 0.59 | 7.58 |
| Oct 2014 | 1353.5128012163582 | -0.81 | 8.71 |
| Nov 2014 | 1352.8099422792213 | -0.05 | 7.72 |
| Dec 2014 | 1344.2660883284896 | -0.63 | 5.09 |
| Jan 2015 | 1318.7110099413308 | -1.90 | -2.44 |
| Feb 2015 | 1330.4513333159273 | 0.89 | -0.92 |
| Mar 2015 | 1343.6775216638766 | 0.99 | -0.64 |
| Apr 2015 | 1340.4766278085199 | -0.24 | -1.31 |
| May 2015 | 1362.901535111 | 1.67 | 0.92 |
| Jun 2015 | 1382.1526930579496 | 1.41 | 2.15 |
| Jul 2015 | 1393.1057708290098 | 0.79 | 2.86 |
| Aug 2015 | 1383.322173378279 | -0.70 | 1.97 |
| Sep 2015 | 1388.0282009122438 | 0.34 | 1.72 |
| Oct 2015 | 1385.7888855097476 | -0.16 | 2.38 |
| Nov 2015 | 1407.5737603697994 | 1.57 | 4.05 |
| Dec 2015 | 1416.8032193045804 | 0.66 | 5.40 |
| Jan 2016 | 1402.1806290317256 | -1.03 | 6.33 |
| Feb 2016 | 1388.0383516404295 | -1.01 | 4.33 |
| Mar 2016 | 1397.4765294103263 | 0.68 | 4.00 |
| Apr 2016 | 1394.1794159796004 | -0.24 | 4.01 |
| May 2016 | 1399.2476287864567 | 0.36 | 2.67 |
| Jun 2016 | 1403.3222893012962 | 0.29 | 1.53 |
| Jul 2016 | 1395.575983249726 | -0.55 | 0.18 |
| Aug 2016 | 1401.779484607302 | 0.45 | 1.33 |
| Sep 2016 | 1411.8610399345948 | 0.72 | 1.72 |
| Oct 2016 | 1421.717404202406 | 0.70 | 2.59 |
| Nov 2016 | 1462.4002238403266 | 2.86 | 3.90 |
| Dec 2016 | 1518.7977352388068 | 3.86 | 7.20 |
| Jan 2017 | 1507.1713361735403 | -0.77 | 7.49 |
| Feb 2017 | 1516.307461990816 | 0.61 | 9.24 |
| Mar 2017 | 1525.6469820929117 | 0.62 | 9.17 |
| Apr 2017 | 1516.0330241512897 | -0.63 | 8.74 |
| May 2017 | 1519.1771014694993 | 0.21 | 8.57 |
| Jun 2017 | 1515.216210161429 | -0.26 | 7.97 |
| Jul 2017 | 1531.083437078787 | 1.05 | 9.71 |
| Aug 2017 | 1530.9477718521046 | -0.01 | 9.22 |
| Sep 2017 | 1531.5685491244762 | 0.04 | 8.48 |
| Oct 2017 | 1552.3824468296004 | 1.36 | 9.19 |
| Nov 2017 | 1565.298627954593 | 0.83 | 7.04 |
| Dec 2017 | 1578.6491749942534 | 0.85 | 3.94 |
| Jan 2018 | 1607.8607076350836 | 1.85 | 6.68 |
| Feb 2018 | 1654.99740411461 | 2.93 | 9.15 |
| Mar 2018 | 1681.5598496904863 | 1.61 | 10.22 |
| Apr 2018 | 1696.6735732708914 | 0.90 | 11.92 |
| May 2018 | 1724.0903175621115 | 1.62 | 13.49 |
| Jun 2018 | 1732.0950324969058 | 0.46 | 14.31 |
| Jul 2018 | 1735.78731047055 | 0.21 | 13.37 |
| Aug 2018 | 1747.018322554289 | 0.65 | 14.11 |
| Sep 2018 | 1765.7211639819407 | 1.07 | 15.29 |
| Oct 2018 | 1800.3185037003643 | 1.96 | 15.97 |
| Nov 2018 | 1812.400970878925 | 0.67 | 15.79 |
| Dec 2018 | 1788.6341249557943 | -1.31 | 13.30 |
| Jan 2019 | 1747.4192671560963 | -2.30 | 8.68 |
| Feb 2019 | 1739.9961756645334 | -0.42 | 5.14 |
| Mar 2019 | 1732.0436468374035 | -0.46 | 3.00 |
| Apr 2019 | 1722.2448277780777 | -0.57 | 1.51 |
| May 2019 | 1719.383972028218 | -0.17 | -0.27 |
| Jun 2019 | 1689.0859981468814 | -1.76 | -2.48 |
| Jul 2019 | 1689.50609946979 | 0.03 | -2.67 |
| Aug 2019 | 1677.043164705685 | -0.74 | -4.00 |
| Sep 2019 | 1681.902769014211 | 0.29 | -4.75 |
| Oct 2019 | 1701.00813196939 | 1.14 | -5.52 |
| Nov 2019 | 1711.2365951136496 | 0.60 | -5.58 |
| Dec 2019 | 1724.8978781126193 | 0.80 | -3.56 |
| Jan 2020 | 1704.9815045603298 | -1.15 | -2.43 |
| Feb 2020 | 1691.4942642993221 | -0.79 | -2.79 |
| Mar 2020 | 1698.781122830363 | 0.43 | -1.92 |
| Apr 2020 | 1688.68351386343 | -0.59 | -1.95 |
| May 2020 | 1684.8058041505408 | -0.23 | -2.01 |
| Jun 2020 | 1678.403699552461 | -0.38 | -0.63 |
| Jul 2020 | 1664.597580658918 | -0.82 | -1.47 |
| Aug 2020 | 1666.5056073330543 | 0.12 | -0.63 |
| Sep 2020 | 1680.7382474953247 | 0.85 | -0.07 |
| Oct 2020 | 1697.5468439967412 | 1.00 | -0.20 |
| Nov 2020 | 1713.045709372504 | 0.91 | 0.11 |
| Dec 2020 | 1725.0120987352789 | 0.70 | 0.01 |
| Jan 2021 | 1719.1253193865602 | -0.34 | 0.83 |
| Feb 2021 | 1751.6770823959002 | 1.89 | 3.56 |
| Mar 2021 | 1815.0706571401815 | 3.62 | 6.85 |
| Apr 2021 | 1840.4204680337461 | 1.40 | 8.99 |
| May 2021 | 1858.305797621288 | 0.97 | 10.30 |
| Jun 2021 | 1896.3850806392106 | 2.05 | 12.99 |
| Jul 2021 | 1915.1585767431654 | 0.99 | 15.05 |
| Aug 2021 | 1940.0208437358576 | 1.30 | 16.41 |
| Sep 2021 | 1972.4691352665998 | 1.67 | 17.36 |
| Oct 2021 | 2022.6066152187313 | 2.54 | 19.15 |
| Nov 2021 | 2050.274437117294 | 1.37 | 19.69 |
| Dec 2021 | 2086.3995247418325 | 1.76 | 20.95 |
| Jan 2022 | 2146.4189297405755 | 2.88 | 24.86 |
| Feb 2022 | 2249.772158142344 | 4.82 | 28.44 |
| Mar 2022 | 2384.0552020911705 | 5.97 | 31.35 |
| Apr 2022 | 2610.144891079499 | 9.48 | 41.82 |
| May 2022 | 2726.0131004616132 | 4.44 | 46.69 |
| Jun 2022 | 2843.8782230374663 | 4.32 | 49.96 |
| Jul 2022 | 2848.8339935040435 | 0.17 | 48.75 |
| Aug 2022 | 2810.631692775711 | -1.34 | 44.88 |
| Sep 2022 | 2999.602676292892 | 6.72 | 52.07 |
| Oct 2022 | 3167.8076734421256 | 5.61 | 56.62 |
| Nov 2022 | 3127.208408882419 | -1.28 | 52.53 |
| Dec 2022 | 3005.6129364057124 | -3.89 | 44.06 |
| Jan 2023 | 2962.357425994128 | -1.44 | 38.01 |
| Feb 2023 | 2945.452850296728 | -0.57 | 30.92 |
| Mar 2023 | 3006.438182068323 | 2.07 | 26.11 |
| Apr 2023 | 2966.578094941546 | -1.33 | 13.66 |
| May 2023 | 3001.087847529794 | 1.16 | 10.09 |
| Jun 2023 | 3091.8796555357712 | 3.03 | 8.72 |
| Jul 2023 | 3147.225621454144 | 1.79 | 10.47 |
| Aug 2023 | 3226.319479560463 | 2.51 | 14.79 |
| Sep 2023 | 3275.9467683824832 | 1.54 | 9.21 |
| Oct 2023 | 3394.4723336688357 | 3.62 | 7.16 |
| Nov 2023 | 3363.1651468217406 | -0.92 | 7.55 |
| Dec 2023 | 3217.005915589261 | -4.35 | 7.03 |
| Jan 2024 | 3186.3752792321047 | -0.95 | 7.56 |
| Feb 2024 | 3224.3879763530467 | 1.19 | 9.47 |
| Mar 2024 | 3250.7300247043117 | 0.82 | 8.13 |
| Apr 2024 | 3313.0895095002834 | 1.92 | 11.68 |
| May 2024 | 3342.7349034896747 | 0.90 | 11.38 |
| Jun 2024 | 3308.043202258511 | -1.04 | 6.99 |
| Jul 2024 | 3288.5376774463484 | -0.59 | 4.49 |
| Aug 2024 | 3199.406036070179 | -2.71 | -0.83 |
| Sep 2024 | 3128.5543298678967 | -2.21 | -4.50 |
| Oct 2024 | 3187.8159525268948 | 1.89 | -6.09 |
| Nov 2024 | 3281.1426601122703 | 2.93 | -2.44 |
| Dec 2024 | 3264.160683601924 | -0.52 | 1.47 |
| Jan 2025 | 3413.951664888111 | 4.59 | 7.14 |
| Feb 2025 | 3387.68186361909 | -0.77 | 5.06 |
| Mar 2025 | 3338.0798318574825 | -1.46 | 2.69 |
| Apr 2025 | 3352.599057336232 | 0.44 | 1.19 |
| May 2025 | 3370.2072578776797 | 0.53 | 0.82 |
| Jun 2025 | 3362.4400870843124 | -0.23 | 1.64 |
| Jul 2025 | 3330.896348899397 | -0.94 | 1.29 |
| Aug 2025 | 3291.88306743776 | -1.17 | 2.89 |
| Sep 2025 | 3241.6420620835693 | -1.53 | 3.62 |
| Oct 2025 | 3218.4349753259166 | -0.72 | 0.96 |
| Nov 2025 | 3215.4043163747942 | -0.09 | -2.00 |
| Dec 2025 | 3202.132331277942 | -0.41 | -1.90 |
| Jan 2026 | 3177.9544745597773 | -0.75 | -6.91 |
| Feb 2026 | 3160.6230839923232 | -0.55 | -6.70 |
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