Elkhart, IN (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 10% down for all homes in the Elkhart, IN Metro in February 2026 was $1,965.191. The month over month percentage change (MoM) was 0.02%, and the year over year percentage change (YoY) was -1.00%.
The chart below shows the trend of the total monthly payments with 10% down for all homes in the Elkhart, IN metro. The table below shows the trend of the the total monthly payments with 10% down, and the MoM and YoY percentage changes for all homes in the Elkhart, IN metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
Related Topics: Elkhart, IN (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Elkhart, IN (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Elkhart, IN (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 707.1851318684476 | NaN | NaN |
| Feb 2012 | 705.614870707261 | -0.22 | NaN |
| Mar 2012 | 710.9256375752228 | 0.75 | NaN |
| Apr 2012 | 711.4187642440128 | 0.07 | NaN |
| May 2012 | 707.7630952905844 | -0.51 | NaN |
| Jun 2012 | 703.8403355676494 | -0.55 | NaN |
| Jul 2012 | 701.3779641576264 | -0.35 | NaN |
| Aug 2012 | 709.4567721488422 | 1.15 | NaN |
| Sep 2012 | 709.412979349703 | -0.01 | NaN |
| Oct 2012 | 708.264910323739 | -0.16 | NaN |
| Nov 2012 | 710.2775679702786 | 0.28 | NaN |
| Dec 2012 | 711.754765526221 | 0.21 | NaN |
| Jan 2013 | 713.4255313512272 | 0.24 | 0.88 |
| Feb 2013 | 718.622235602689 | 0.73 | 1.84 |
| Mar 2013 | 719.4926232935641 | 0.12 | 1.21 |
| Apr 2013 | 713.859686991116 | -0.78 | 0.34 |
| May 2013 | 721.151253020632 | 1.02 | 1.89 |
| Jun 2013 | 754.9223052009037 | 4.68 | 7.26 |
| Jul 2013 | 777.8646279199862 | 3.04 | 10.91 |
| Aug 2013 | 790.196533640854 | 1.59 | 11.38 |
| Sep 2013 | 798.7899563738852 | 1.09 | 12.60 |
| Oct 2013 | 786.5526040771621 | -1.53 | 11.05 |
| Nov 2013 | 793.5011082289269 | 0.88 | 11.72 |
| Dec 2013 | 808.6746600547525 | 1.91 | 13.62 |
| Jan 2014 | 806.4473799422099 | -0.28 | 13.04 |
| Feb 2014 | 801.1663013523563 | -0.65 | 11.49 |
| Mar 2014 | 805.3568602159799 | 0.52 | 11.93 |
| Apr 2014 | 807.0645957982961 | 0.21 | 13.06 |
| May 2014 | 801.021536035066 | -0.75 | 11.08 |
| Jun 2014 | 802.2366948763997 | 0.15 | 6.27 |
| Jul 2014 | 804.4913355284033 | 0.28 | 3.42 |
| Aug 2014 | 807.9704306504426 | 0.43 | 2.25 |
| Sep 2014 | 814.8619656825998 | 0.85 | 2.01 |
| Oct 2014 | 808.9380577146242 | -0.73 | 2.85 |
| Nov 2014 | 808.379952444092 | -0.07 | 1.88 |
| Dec 2014 | 802.0785711202997 | -0.78 | -0.82 |
| Jan 2015 | 793.664966532814 | -1.05 | -1.58 |
| Feb 2015 | 798.5023185964181 | 0.61 | -0.33 |
| Mar 2015 | 804.5370892850349 | 0.76 | -0.10 |
| Apr 2015 | 800.718885871872 | -0.47 | -0.79 |
| May 2015 | 814.0875063391476 | 1.67 | 1.63 |
| Jun 2015 | 827.7584515675803 | 1.68 | 3.18 |
| Jul 2015 | 836.963858755627 | 1.11 | 4.04 |
| Aug 2015 | 833.6617427179555 | -0.39 | 3.18 |
| Sep 2015 | 836.3721593487429 | 0.33 | 2.64 |
| Oct 2015 | 833.9166574823344 | -0.29 | 3.09 |
| Nov 2015 | 846.6165029478849 | 1.52 | 4.73 |
| Dec 2015 | 853.3344741870665 | 0.79 | 6.39 |
| Jan 2016 | 844.011575795708 | -1.09 | 6.34 |
| Feb 2016 | 835.1117655215708 | -1.05 | 4.59 |
| Mar 2016 | 840.182325704735 | 0.61 | 4.43 |
| Apr 2016 | 837.8055943520562 | -0.28 | 4.63 |
| May 2016 | 841.1508507846037 | 0.40 | 3.32 |
| Jun 2016 | 843.4484791722857 | 0.27 | 1.90 |
| Jul 2016 | 839.644563161781 | -0.45 | 0.32 |
| Aug 2016 | 844.4718705773781 | 0.57 | 1.30 |
| Sep 2016 | 852.1333490233889 | 0.91 | 1.88 |
| Oct 2016 | 859.4931366733883 | 0.86 | 3.07 |
| Nov 2016 | 886.3580498851454 | 3.13 | 4.69 |
| Dec 2016 | 922.5719560137865 | 4.09 | 8.11 |
| Jan 2017 | 916.8653162892363 | -0.62 | 8.63 |
| Feb 2017 | 921.8481174029304 | 0.54 | 10.39 |
| Mar 2017 | 928.4179645524024 | 0.71 | 10.50 |
| Apr 2017 | 923.6247438164536 | -0.52 | 10.24 |
| May 2017 | 927.0791744792583 | 0.37 | 10.22 |
| Jun 2017 | 924.7560207251602 | -0.25 | 9.64 |
| Jul 2017 | 933.6748446473866 | 0.96 | 11.20 |
| Aug 2017 | 932.9256540035822 | -0.08 | 10.47 |
| Sep 2017 | 931.6916953916482 | -0.13 | 9.34 |
| Oct 2017 | 942.8233772819607 | 1.20 | 9.70 |
| Nov 2017 | 950.1011118396893 | 0.77 | 7.19 |
| Dec 2017 | 958.720470050321 | 0.91 | 3.92 |
| Jan 2018 | 973.4912207778663 | 1.54 | 6.18 |
| Feb 2018 | 1004.4725980385494 | 3.18 | 8.96 |
| Mar 2018 | 1023.7126071874549 | 1.92 | 10.26 |
| Apr 2018 | 1034.392466754495 | 1.04 | 11.99 |
| May 2018 | 1051.3566952179237 | 1.64 | 13.41 |
| Jun 2018 | 1055.4249091546403 | 0.39 | 14.13 |
| Jul 2018 | 1055.7443572023103 | 0.03 | 13.07 |
| Aug 2018 | 1060.8931881276847 | 0.49 | 13.72 |
| Sep 2018 | 1071.2700612195056 | 0.98 | 14.98 |
| Oct 2018 | 1093.1253812394152 | 2.04 | 15.94 |
| Nov 2018 | 1100.9040600685764 | 0.71 | 15.87 |
| Dec 2018 | 1087.5099117443624 | -1.22 | 13.43 |
| Jan 2019 | 1081.1434820919344 | -0.58 | 11.06 |
| Feb 2019 | 1081.4016507342128 | 0.02 | 7.66 |
| Mar 2019 | 1079.4520069884984 | -0.18 | 5.45 |
| Apr 2019 | 1073.757337914093 | -0.53 | 3.81 |
| May 2019 | 1069.8273035500713 | -0.37 | 1.76 |
| Jun 2019 | 1048.7752216151794 | -1.97 | -0.63 |
| Jul 2019 | 1046.6770052334023 | -0.20 | -0.86 |
| Aug 2019 | 1036.7310072292423 | -0.95 | -2.28 |
| Sep 2019 | 1038.1373136513007 | 0.14 | -3.09 |
| Oct 2019 | 1048.1086838044798 | 0.96 | -4.12 |
| Nov 2019 | 1053.6067703916638 | 0.53 | -4.30 |
| Dec 2019 | 1060.5977255414973 | 0.66 | -2.47 |
| Jan 2020 | 1060.0210095501266 | -0.05 | -1.95 |
| Feb 2020 | 1053.6026459732316 | -0.60 | -2.57 |
| Mar 2020 | 1059.9925881595934 | 0.61 | -1.80 |
| Apr 2020 | 1055.4390277432824 | -0.43 | -1.71 |
| May 2020 | 1054.8275786755398 | -0.06 | -1.40 |
| Jun 2020 | 1053.4096457657993 | -0.13 | 0.44 |
| Jul 2020 | 1045.2776074241951 | -0.77 | -0.13 |
| Aug 2020 | 1043.527256039022 | -0.17 | 0.66 |
| Sep 2020 | 1048.636088961427 | 0.49 | 1.01 |
| Oct 2020 | 1055.7494628989882 | 0.68 | 0.73 |
| Nov 2020 | 1064.576836018802 | 0.84 | 1.04 |
| Dec 2020 | 1071.5558326006962 | 0.66 | 1.03 |
| Jan 2021 | 1080.1342670205058 | 0.80 | 1.90 |
| Feb 2021 | 1099.969892085122 | 1.84 | 4.40 |
| Mar 2021 | 1141.294336967939 | 3.76 | 7.67 |
| Apr 2021 | 1158.0941720869773 | 1.47 | 9.73 |
| May 2021 | 1167.759110426792 | 0.84 | 10.71 |
| Jun 2021 | 1185.5513606129973 | 1.52 | 12.54 |
| Jul 2021 | 1189.2418973993908 | 0.31 | 13.77 |
| Aug 2021 | 1194.8179928834481 | 0.47 | 14.50 |
| Sep 2021 | 1202.7916823711157 | 0.67 | 14.70 |
| Oct 2021 | 1220.8908245168714 | 1.51 | 15.64 |
| Nov 2021 | 1226.9158178872067 | 0.49 | 15.25 |
| Dec 2021 | 1239.2048404181214 | 1.00 | 15.65 |
| Jan 2022 | 1279.7497322229046 | 3.27 | 18.48 |
| Feb 2022 | 1336.3814056369645 | 4.43 | 21.49 |
| Mar 2022 | 1409.5903510397538 | 5.48 | 23.51 |
| Apr 2022 | 1531.1223466599774 | 8.62 | 32.21 |
| May 2022 | 1582.1757348092935 | 3.33 | 35.49 |
| Jun 2022 | 1635.8097372358911 | 3.39 | 37.98 |
| Jul 2022 | 1631.786127823896 | -0.25 | 37.21 |
| Aug 2022 | 1611.9735254355537 | -1.21 | 34.91 |
| Sep 2022 | 1723.8927678042553 | 6.94 | 43.32 |
| Oct 2022 | 1825.7371477374359 | 5.91 | 49.54 |
| Nov 2022 | 1810.2367789822442 | -0.85 | 47.54 |
| Dec 2022 | 1749.9725717603108 | -3.33 | 41.22 |
| Jan 2023 | 1747.709445598543 | -0.13 | 36.57 |
| Feb 2023 | 1744.8549914538137 | -0.16 | 30.57 |
| Mar 2023 | 1783.531189230417 | 2.22 | 26.53 |
| Apr 2023 | 1763.3560947083688 | -1.13 | 15.17 |
| May 2023 | 1783.6773094727018 | 1.15 | 12.74 |
| Jun 2023 | 1835.4021835305869 | 2.90 | 12.20 |
| Jul 2023 | 1864.1868458860524 | 1.57 | 14.24 |
| Aug 2023 | 1904.2556016087726 | 2.15 | 18.13 |
| Sep 2023 | 1926.1015222306573 | 1.15 | 11.73 |
| Oct 2023 | 1986.002894332963 | 3.11 | 8.78 |
| Nov 2023 | 1959.9240279126861 | -1.31 | 8.27 |
| Dec 2023 | 1871.4147342585352 | -4.52 | 6.94 |
| Jan 2024 | 1850.9611373837422 | -1.09 | 5.91 |
| Feb 2024 | 1875.7924475922216 | 1.34 | 7.50 |
| Mar 2024 | 1889.6156357742334 | 0.74 | 5.95 |
| Apr 2024 | 1921.4141934372174 | 1.68 | 8.96 |
| May 2024 | 1936.2118258756918 | 0.77 | 8.55 |
| Jun 2024 | 1920.7274837410905 | -0.80 | 4.65 |
| Jul 2024 | 1914.461558038172 | -0.33 | 2.70 |
| Aug 2024 | 1869.247631613118 | -2.36 | -1.84 |
| Sep 2024 | 1833.2457388780476 | -1.93 | -4.82 |
| Oct 2024 | 1874.4147249732264 | 2.25 | -5.62 |
| Nov 2024 | 1939.2115072418528 | 3.46 | -1.06 |
| Dec 2024 | 1941.9261857183897 | 0.14 | 3.77 |
| Jan 2025 | 1992.1163044700115 | 2.59 | 7.63 |
| Feb 2025 | 1985.008157251536 | -0.36 | 5.82 |
| Mar 2025 | 1960.8299558036415 | -1.22 | 3.77 |
| Apr 2025 | 1971.2658793246712 | 0.53 | 2.60 |
| May 2025 | 1986.277057495211 | 0.76 | 2.59 |
| Jun 2025 | 1990.4588966214587 | 0.21 | 3.63 |
| Jul 2025 | 1985.6282683941422 | -0.24 | 3.72 |
| Aug 2025 | 1976.7220289567163 | -0.45 | 5.75 |
| Sep 2025 | 1959.9537024964993 | -0.85 | 6.91 |
| Oct 2025 | 1956.8224155165108 | -0.16 | 4.40 |
| Nov 2025 | 1964.9069640753635 | 0.41 | 1.33 |
| Dec 2025 | 1968.477293930849 | 0.18 | 1.37 |
| Jan 2026 | 1964.7717224303822 | -0.19 | -1.37 |
| Feb 2026 | 1965.1914767063347 | 0.02 | -1.00 |
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