Elmira, NY (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 10% down for all homes in the Elmira, NY Metro in February 2026 was $1,325.388. The month over month percentage change (MoM) was 0.11%, and the year over year percentage change (YoY) was -3.02%.
The chart below shows the trend of the total monthly payments with 10% down for all homes in the Elmira, NY metro. The table below shows the trend of the the total monthly payments with 10% down, and the MoM and YoY percentage changes for all homes in the Elmira, NY metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
Related Topics: Elmira, NY (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Elmira, NY (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Elmira, NY (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 798.0349827756274 | NaN | NaN |
| Feb 2012 | 799.9938465152807 | 0.25 | NaN |
| Mar 2012 | 806.8115342155832 | 0.85 | NaN |
| Apr 2012 | 806.2075163131667 | -0.07 | NaN |
| May 2012 | 801.119483357133 | -0.63 | NaN |
| Jun 2012 | 794.7848886492347 | -0.79 | NaN |
| Jul 2012 | 790.2162107037464 | -0.57 | NaN |
| Aug 2012 | 793.1215792608073 | 0.37 | NaN |
| Sep 2012 | 790.1818642558678 | -0.37 | NaN |
| Oct 2012 | 786.9008185014122 | -0.41 | NaN |
| Nov 2012 | 787.1928851433659 | 0.04 | NaN |
| Dec 2012 | 787.796004125451 | 0.08 | NaN |
| Jan 2013 | 793.5299194415462 | 0.73 | -0.56 |
| Feb 2013 | 804.4094168914578 | 1.37 | 0.55 |
| Mar 2013 | 813.2418079063103 | 1.10 | 0.80 |
| Apr 2013 | 812.0086920714529 | -0.15 | 0.72 |
| May 2013 | 818.409042483126 | 0.79 | 2.16 |
| Jun 2013 | 843.3163406727674 | 3.04 | 6.11 |
| Jul 2013 | 856.2804086847821 | 1.54 | 8.36 |
| Aug 2013 | 860.1683022215379 | 0.45 | 8.45 |
| Sep 2013 | 862.3766502458611 | 0.26 | 9.14 |
| Oct 2013 | 850.3502711276924 | -1.39 | 8.06 |
| Nov 2013 | 855.2337854719718 | 0.57 | 8.64 |
| Dec 2013 | 866.4341862390565 | 1.31 | 9.98 |
| Jan 2014 | 864.6865573721564 | -0.20 | 8.97 |
| Feb 2014 | 858.3127617181975 | -0.74 | 6.70 |
| Mar 2014 | 860.7920468212508 | 0.29 | 5.85 |
| Apr 2014 | 861.9365372179898 | 0.13 | 6.15 |
| May 2014 | 855.5920974377283 | -0.74 | 4.54 |
| Jun 2014 | 853.7552633612818 | -0.21 | 1.24 |
| Jul 2014 | 851.13359048867 | -0.31 | -0.60 |
| Aug 2014 | 848.4283996459575 | -0.32 | -1.36 |
| Sep 2014 | 848.9822797426754 | 0.07 | -1.55 |
| Oct 2014 | 838.6292147668324 | -1.22 | -1.38 |
| Nov 2014 | 832.400293817743 | -0.74 | -2.67 |
| Dec 2014 | 822.0371335316379 | -1.25 | -5.12 |
| Jan 2015 | 810.6598205048246 | -1.38 | -6.25 |
| Feb 2015 | 812.6754418309208 | 0.25 | -5.32 |
| Mar 2015 | 818.0377895498816 | 0.66 | -4.97 |
| Apr 2015 | 816.9799694231938 | -0.13 | -5.22 |
| May 2015 | 826.4333663191246 | 1.16 | -3.41 |
| Jun 2015 | 832.8587536603518 | 0.78 | -2.45 |
| Jul 2015 | 834.7572361972723 | 0.23 | -1.92 |
| Aug 2015 | 828.2586351792359 | -0.78 | -2.38 |
| Sep 2015 | 826.7256036016995 | -0.18 | -2.62 |
| Oct 2015 | 822.2335770276004 | -0.54 | -1.95 |
| Nov 2015 | 828.2853132639829 | 0.74 | -0.49 |
| Dec 2015 | 831.2006436509489 | 0.35 | 1.12 |
| Jan 2016 | 829.8153439842331 | -0.17 | 2.36 |
| Feb 2016 | 822.7983884929038 | -0.85 | 1.25 |
| Mar 2016 | 824.8398524236994 | 0.25 | 0.83 |
| Apr 2016 | 819.4980485830231 | -0.65 | 0.31 |
| May 2016 | 818.5793999547309 | -0.11 | -0.95 |
| Jun 2016 | 817.7463215157393 | -0.10 | -1.81 |
| Jul 2016 | 812.29441925008 | -0.67 | -2.69 |
| Aug 2016 | 813.7640670814762 | 0.18 | -1.75 |
| Sep 2016 | 817.5388496691068 | 0.46 | -1.11 |
| Oct 2016 | 821.1817477377529 | 0.45 | -0.13 |
| Nov 2016 | 837.1243133521159 | 1.94 | 1.07 |
| Dec 2016 | 858.8452072682708 | 2.60 | 3.33 |
| Jan 2017 | 748.0179483077292 | -12.90 | -9.86 |
| Feb 2017 | 748.5029597696933 | 0.07 | -9.03 |
| Mar 2017 | 748.7943626663899 | 0.04 | -9.22 |
| Apr 2017 | 739.6623759762235 | -1.22 | -9.74 |
| May 2017 | 737.753715103124 | -0.26 | -9.87 |
| Jun 2017 | 732.8111222485011 | -0.67 | -10.39 |
| Jul 2017 | 737.8052470415106 | 0.68 | -9.17 |
| Aug 2017 | 735.988309587672 | -0.25 | -9.56 |
| Sep 2017 | 735.6239606569501 | -0.05 | -10.02 |
| Oct 2017 | 743.5951185040908 | 1.08 | -9.45 |
| Nov 2017 | 748.0812023834008 | 0.60 | -10.64 |
| Dec 2017 | 752.7057140490838 | 0.62 | -12.36 |
| Jan 2018 | 759.9469642412607 | 0.96 | 1.60 |
| Feb 2018 | 777.5471558836334 | 2.32 | 3.88 |
| Mar 2018 | 784.7397196409242 | 0.93 | 4.80 |
| Apr 2018 | 786.800681480306 | 0.26 | 6.37 |
| May 2018 | 794.395877319334 | 0.97 | 7.68 |
| Jun 2018 | 797.5364988333356 | 0.40 | 8.83 |
| Jul 2018 | 801.496244815902 | 0.50 | 8.63 |
| Aug 2018 | 809.9401004853256 | 1.05 | 10.05 |
| Sep 2018 | 821.2950445738824 | 1.40 | 11.65 |
| Oct 2018 | 835.8306830907463 | 1.77 | 12.40 |
| Nov 2018 | 839.2257008908359 | 0.41 | 12.18 |
| Dec 2018 | 824.7550740552148 | -1.72 | 9.57 |
| Jan 2019 | 813.7465273659492 | -1.33 | 7.08 |
| Feb 2019 | 807.3771203162082 | -0.78 | 3.84 |
| Mar 2019 | 801.8893789919546 | -0.68 | 2.19 |
| Apr 2019 | 795.7730669494633 | -0.76 | 1.14 |
| May 2019 | 793.4110837409105 | -0.30 | -0.12 |
| Jun 2019 | 781.7244982476457 | -1.47 | -1.98 |
| Jul 2019 | 783.9573911510633 | 0.29 | -2.19 |
| Aug 2019 | 780.885347620082 | -0.39 | -3.59 |
| Sep 2019 | 783.907270075367 | 0.39 | -4.55 |
| Oct 2019 | 791.4850086091895 | 0.97 | -5.31 |
| Nov 2019 | 794.9762027089992 | 0.44 | -5.27 |
| Dec 2019 | 800.8062289208774 | 0.73 | -2.90 |
| Jan 2020 | 798.3065326400821 | -0.31 | -1.90 |
| Feb 2020 | 792.1789825476912 | -0.77 | -1.88 |
| Mar 2020 | 792.049261552206 | -0.02 | -1.23 |
| Apr 2020 | 786.7101304105878 | -0.67 | -1.14 |
| May 2020 | 785.2686447068913 | -0.18 | -1.03 |
| Jun 2020 | 784.7674583920402 | -0.06 | 0.39 |
| Jul 2020 | 780.7607769730362 | -0.51 | -0.41 |
| Aug 2020 | 781.5112279808927 | 0.10 | 0.08 |
| Sep 2020 | 786.7669767382024 | 0.67 | 0.37 |
| Oct 2020 | 793.021718355822 | 0.80 | 0.19 |
| Nov 2020 | 799.5806665623556 | 0.83 | 0.58 |
| Dec 2020 | 803.2240848186352 | 0.46 | 0.30 |
| Jan 2021 | 811.9024803064808 | 1.08 | 1.70 |
| Feb 2021 | 820.6601357739564 | 1.08 | 3.60 |
| Mar 2021 | 842.2749520330002 | 2.63 | 6.34 |
| Apr 2021 | 848.1699744981049 | 0.70 | 7.81 |
| May 2021 | 851.6472456401345 | 0.41 | 8.45 |
| Jun 2021 | 862.068599250976 | 1.22 | 9.85 |
| Jul 2021 | 863.6070603093724 | 0.18 | 10.61 |
| Aug 2021 | 866.2796380073319 | 0.31 | 10.85 |
| Sep 2021 | 870.6218307952746 | 0.50 | 10.66 |
| Oct 2021 | 882.2608242236712 | 1.34 | 11.25 |
| Nov 2021 | 885.2150353321615 | 0.34 | 10.71 |
| Dec 2021 | 891.382580423171 | 0.70 | 10.98 |
| Jan 2022 | 919.8993508689022 | 3.20 | 13.30 |
| Feb 2022 | 948.613211612531 | 3.12 | 15.59 |
| Mar 2022 | 983.7521543887251 | 3.70 | 16.80 |
| Apr 2022 | 1047.9597989842007 | 6.53 | 23.56 |
| May 2022 | 1074.8539037123048 | 2.57 | 26.21 |
| Jun 2022 | 1110.4233168534424 | 3.31 | 28.81 |
| Jul 2022 | 1116.0504452303267 | 0.51 | 29.23 |
| Aug 2022 | 1110.5374426314995 | -0.49 | 28.20 |
| Sep 2022 | 1181.728766080373 | 6.41 | 35.73 |
| Oct 2022 | 1246.05018183451 | 5.44 | 41.23 |
| Nov 2022 | 1240.5074492565805 | -0.44 | 40.14 |
| Dec 2022 | 1207.7317330850633 | -2.64 | 35.49 |
| Jan 2023 | 1201.195011523881 | -0.54 | 30.58 |
| Feb 2023 | 1202.2954280296935 | 0.09 | 26.74 |
| Mar 2023 | 1228.1400830695557 | 2.15 | 24.84 |
| Apr 2023 | 1217.1422421036473 | -0.89 | 16.14 |
| May 2023 | 1229.6185038884648 | 1.02 | 14.40 |
| Jun 2023 | 1259.8601136922903 | 2.46 | 13.46 |
| Jul 2023 | 1276.2917876646716 | 1.30 | 14.36 |
| Aug 2023 | 1299.985126798532 | 1.86 | 17.06 |
| Sep 2023 | 1315.2360544996652 | 1.17 | 11.30 |
| Oct 2023 | 1355.8672713825802 | 3.09 | 8.81 |
| Nov 2023 | 1346.529835463617 | -0.69 | 8.55 |
| Dec 2023 | 1295.0849959751033 | -3.82 | 7.23 |
| Jan 2024 | 1280.192146769507 | -1.15 | 6.58 |
| Feb 2024 | 1292.4627297666457 | 0.96 | 7.50 |
| Mar 2024 | 1303.314728995359 | 0.84 | 6.12 |
| Apr 2024 | 1329.9087682429722 | 2.04 | 9.27 |
| May 2024 | 1348.0571415801128 | 1.37 | 9.63 |
| Jun 2024 | 1346.7611440612573 | -0.10 | 6.90 |
| Jul 2024 | 1348.50923251215 | 0.13 | 5.66 |
| Aug 2024 | 1321.7229971053875 | -1.99 | 1.67 |
| Sep 2024 | 1301.9552957538388 | -1.50 | -1.01 |
| Oct 2024 | 1323.4192958225588 | 1.65 | -2.39 |
| Nov 2024 | 1357.4840901229531 | 2.57 | 0.81 |
| Dec 2024 | 1353.7857246247295 | -0.27 | 4.53 |
| Jan 2025 | 1377.601864178101 | 1.76 | 7.61 |
| Feb 2025 | 1366.6278149713044 | -0.80 | 5.74 |
| Mar 2025 | 1345.660463175067 | -1.53 | 3.25 |
| Apr 2025 | 1348.9616107857644 | 0.25 | 1.43 |
| May 2025 | 1358.7898790154663 | 0.73 | 0.80 |
| Jun 2025 | 1363.516676292274 | 0.35 | 1.24 |
| Jul 2025 | 1360.1274413121444 | -0.25 | 0.86 |
| Aug 2025 | 1350.6574882623734 | -0.70 | 2.19 |
| Sep 2025 | 1338.485683781872 | -0.90 | 2.81 |
| Oct 2025 | 1330.933271645782 | -0.56 | 0.57 |
| Nov 2025 | 1330.813346723704 | -0.01 | -1.96 |
| Dec 2025 | 1328.4237437589109 | -0.18 | -1.87 |
| Jan 2026 | 1323.9545015243825 | -0.34 | -3.89 |
| Feb 2026 | 1325.3884269962261 | 0.11 | -3.02 |
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