Eugene, OR (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 10% down for all homes in the Eugene, OR Metro in February 2026 was $3,390.399. The month over month percentage change (MoM) was -0.32%, and the year over year percentage change (YoY) was -5.87%.
The chart below shows the trend of the total monthly payments with 10% down for all homes in the Eugene, OR metro. The table below shows the trend of the the total monthly payments with 10% down, and the MoM and YoY percentage changes for all homes in the Eugene, OR metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
Related Topics: Eugene, OR (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Eugene, OR (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Eugene, OR (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 1267.5003540539576 | NaN | NaN |
| Feb 2012 | 1263.2906747196898 | -0.33 | NaN |
| Mar 2012 | 1262.177745038941 | -0.09 | NaN |
| Apr 2012 | 1250.5005232522692 | -0.92 | NaN |
| May 2012 | 1233.9988705137666 | -1.32 | NaN |
| Jun 2012 | 1221.5210093488406 | -1.01 | NaN |
| Jul 2012 | 1211.8334222109115 | -0.79 | NaN |
| Aug 2012 | 1219.4429847754923 | 0.63 | NaN |
| Sep 2012 | 1213.0469533390124 | -0.52 | NaN |
| Oct 2012 | 1208.0822773981554 | -0.41 | NaN |
| Nov 2012 | 1212.477947693616 | 0.36 | NaN |
| Dec 2012 | 1219.5499181985097 | 0.58 | NaN |
| Jan 2013 | 1237.930204467871 | 1.51 | -2.33 |
| Feb 2013 | 1259.04147143837 | 1.71 | -0.34 |
| Mar 2013 | 1270.8703929719 | 0.94 | 0.69 |
| Apr 2013 | 1266.8589174729718 | -0.32 | 1.31 |
| May 2013 | 1283.1019618210255 | 1.28 | 3.98 |
| Jun 2013 | 1345.6581675192037 | 4.88 | 10.16 |
| Jul 2013 | 1385.7752203116843 | 2.98 | 14.35 |
| Aug 2013 | 1403.683472200756 | 1.29 | 15.11 |
| Sep 2013 | 1414.492882287655 | 0.77 | 16.61 |
| Oct 2013 | 1390.8731627792756 | -1.67 | 15.13 |
| Nov 2013 | 1404.027912399638 | 0.95 | 15.80 |
| Dec 2013 | 1435.1789171010157 | 2.22 | 17.68 |
| Jan 2014 | 1443.4062708020592 | 0.57 | 16.60 |
| Feb 2014 | 1440.8511353133074 | -0.18 | 14.44 |
| Mar 2014 | 1454.3220658176904 | 0.94 | 14.44 |
| Apr 2014 | 1462.1588676228735 | 0.54 | 15.42 |
| May 2014 | 1454.7068799292695 | -0.51 | 13.37 |
| Jun 2014 | 1458.3348558937491 | 0.25 | 8.37 |
| Jul 2014 | 1461.2022922330816 | 0.20 | 5.44 |
| Aug 2014 | 1464.5853497943167 | 0.23 | 4.34 |
| Sep 2014 | 1474.1891976484444 | 0.66 | 4.22 |
| Oct 2014 | 1464.2596817012304 | -0.67 | 5.28 |
| Nov 2014 | 1464.6142578398005 | 0.02 | 4.32 |
| Dec 2014 | 1457.820501782474 | -0.46 | 1.58 |
| Jan 2015 | 1438.005574707107 | -1.36 | -0.37 |
| Feb 2015 | 1451.675210517517 | 0.95 | 0.75 |
| Mar 2015 | 1464.6425800366796 | 0.89 | 0.71 |
| Apr 2015 | 1460.2799113055087 | -0.30 | -0.13 |
| May 2015 | 1485.2262866275526 | 1.71 | 2.10 |
| Jun 2015 | 1508.4180424829224 | 1.56 | 3.43 |
| Jul 2015 | 1523.038446504122 | 0.97 | 4.23 |
| Aug 2015 | 1514.5621003901015 | -0.56 | 3.41 |
| Sep 2015 | 1520.9395324777252 | 0.42 | 3.17 |
| Oct 2015 | 1520.9851857932883 | 0.00 | 3.87 |
| Nov 2015 | 1548.0426898279488 | 1.78 | 5.70 |
| Dec 2015 | 1563.9022348053115 | 1.02 | 7.28 |
| Jan 2016 | 1548.6752930082857 | -0.97 | 7.70 |
| Feb 2016 | 1536.2047744129595 | -0.80 | 5.82 |
| Mar 2016 | 1549.5076431969492 | 0.87 | 5.79 |
| Apr 2016 | 1547.9550696016013 | -0.10 | 6.00 |
| May 2016 | 1556.8816710587118 | 0.58 | 4.83 |
| Jun 2016 | 1562.5567443926195 | 0.37 | 3.59 |
| Jul 2016 | 1555.8687018228109 | -0.43 | 2.16 |
| Aug 2016 | 1564.8504760955875 | 0.58 | 3.32 |
| Sep 2016 | 1578.1797583406747 | 0.85 | 3.76 |
| Oct 2016 | 1592.382159416298 | 0.90 | 4.69 |
| Nov 2016 | 1644.6382584266585 | 3.28 | 6.24 |
| Dec 2016 | 1715.46452104719 | 4.31 | 9.69 |
| Jan 2017 | 1709.2361602936492 | -0.36 | 10.37 |
| Feb 2017 | 1722.4351924138455 | 0.77 | 12.12 |
| Mar 2017 | 1737.5632628881795 | 0.88 | 12.14 |
| Apr 2017 | 1730.0203978076163 | -0.43 | 11.76 |
| May 2017 | 1738.8511168821858 | 0.51 | 11.69 |
| Jun 2017 | 1738.51332387806 | -0.02 | 11.26 |
| Jul 2017 | 1759.7151781773875 | 1.22 | 13.10 |
| Aug 2017 | 1760.5628934876006 | 0.05 | 12.51 |
| Sep 2017 | 1762.009572408903 | 0.08 | 11.65 |
| Oct 2017 | 1786.7377903889596 | 1.40 | 12.21 |
| Nov 2017 | 1802.964582436482 | 0.91 | 9.63 |
| Dec 2017 | 1820.1013336024096 | 0.95 | 6.10 |
| Jan 2018 | 1822.2615441598246 | 0.12 | 6.61 |
| Feb 2018 | 1878.476374884983 | 3.09 | 9.06 |
| Mar 2018 | 1909.759315440073 | 1.67 | 9.91 |
| Apr 2018 | 1927.2864072459683 | 0.92 | 11.40 |
| May 2018 | 1956.0693193804514 | 1.49 | 12.49 |
| Jun 2018 | 1963.0763411226374 | 0.36 | 12.92 |
| Jul 2018 | 1967.2299555124866 | 0.21 | 11.79 |
| Aug 2018 | 1983.6906126030779 | 0.84 | 12.67 |
| Sep 2018 | 2006.1168088494221 | 1.13 | 13.85 |
| Oct 2018 | 2045.7128186783054 | 1.97 | 14.49 |
| Nov 2018 | 2056.739352144335 | 0.54 | 14.08 |
| Dec 2018 | 2030.0175184321402 | -1.30 | 11.53 |
| Jan 2019 | 2013.558194786939 | -0.81 | 10.50 |
| Feb 2019 | 2013.6004695952308 | 0.00 | 7.19 |
| Mar 2019 | 2009.2700150095136 | -0.21 | 5.21 |
| Apr 2019 | 1998.7679030043441 | -0.52 | 3.71 |
| May 2019 | 1994.931472885588 | -0.19 | 1.99 |
| Jun 2019 | 1962.3309464902763 | -1.63 | -0.04 |
| Jul 2019 | 1966.1865167325209 | 0.20 | -0.05 |
| Aug 2019 | 1952.7846981369212 | -0.68 | -1.56 |
| Sep 2019 | 1958.3897870202154 | 0.29 | -2.38 |
| Oct 2019 | 1979.1708721387195 | 1.06 | -3.25 |
| Nov 2019 | 1988.7591028609768 | 0.48 | -3.30 |
| Dec 2019 | 2004.5784638127313 | 0.80 | -1.25 |
| Jan 2020 | 1986.1433568584127 | -0.92 | -1.36 |
| Feb 2020 | 1981.4341141615414 | -0.24 | -1.60 |
| Mar 2020 | 2000.8981092099864 | 0.98 | -0.42 |
| Apr 2020 | 1996.5134788463342 | -0.22 | -0.11 |
| May 2020 | 1995.103883844548 | -0.07 | 0.01 |
| Jun 2020 | 1989.269018542228 | -0.29 | 1.37 |
| Jul 2020 | 1970.4146568275548 | -0.95 | 0.22 |
| Aug 2020 | 1968.6155990296581 | -0.09 | 0.81 |
| Sep 2020 | 1981.5337215037912 | 0.66 | 1.18 |
| Oct 2020 | 2000.0840173846104 | 0.94 | 1.06 |
| Nov 2020 | 2021.7421256904731 | 1.08 | 1.66 |
| Dec 2020 | 2041.9469515411567 | 1.00 | 1.86 |
| Jan 2021 | 2043.0471109230416 | 0.05 | 2.87 |
| Feb 2021 | 2092.4276196509045 | 2.42 | 5.60 |
| Mar 2021 | 2180.7235531965484 | 4.22 | 8.99 |
| Apr 2021 | 2220.008154638238 | 1.80 | 11.19 |
| May 2021 | 2244.02582870455 | 1.08 | 12.48 |
| Jun 2021 | 2286.6594679621553 | 1.90 | 14.95 |
| Jul 2021 | 2300.240026556734 | 0.59 | 16.74 |
| Aug 2021 | 2317.4599402394847 | 0.75 | 17.72 |
| Sep 2021 | 2339.38745433453 | 0.95 | 18.06 |
| Oct 2021 | 2380.6242714643486 | 1.76 | 19.03 |
| Nov 2021 | 2392.4177705819293 | 0.50 | 18.33 |
| Dec 2021 | 2413.4873768917264 | 0.88 | 18.20 |
| Jan 2022 | 2488.6461150928926 | 3.11 | 21.81 |
| Feb 2022 | 2593.0551400758427 | 4.20 | 23.93 |
| Mar 2022 | 2731.517700178382 | 5.34 | 25.26 |
| Apr 2022 | 2970.780222178022 | 8.76 | 33.82 |
| May 2022 | 3079.0455330021714 | 3.64 | 37.21 |
| Jun 2022 | 3187.4334816410437 | 3.52 | 39.39 |
| Jul 2022 | 3168.1359987046694 | -0.60 | 37.73 |
| Aug 2022 | 3107.234479538398 | -1.92 | 34.08 |
| Sep 2022 | 3306.492352564067 | 6.41 | 41.34 |
| Oct 2022 | 3492.276907574067 | 5.62 | 46.70 |
| Nov 2022 | 3453.0483545584657 | -1.12 | 44.33 |
| Dec 2022 | 3327.383874310023 | -3.64 | 37.87 |
| Jan 2023 | 3306.072175752533 | -0.64 | 32.85 |
| Feb 2023 | 3296.949990817932 | -0.28 | 27.15 |
| Mar 2023 | 3371.2108096178436 | 2.25 | 23.42 |
| Apr 2023 | 3327.9705541155226 | -1.28 | 12.02 |
| May 2023 | 3360.6216012065715 | 0.98 | 9.15 |
| Jun 2023 | 3451.8695228731694 | 2.72 | 8.30 |
| Jul 2023 | 3502.4368448314635 | 1.47 | 10.55 |
| Aug 2023 | 3581.7155956109614 | 2.26 | 15.27 |
| Sep 2023 | 3625.548224102832 | 1.22 | 9.65 |
| Oct 2023 | 3742.198954286694 | 3.22 | 7.16 |
| Nov 2023 | 3688.689373307656 | -1.43 | 6.82 |
| Dec 2023 | 3516.836298414293 | -4.66 | 5.69 |
| Jan 2024 | 3472.7533609808265 | -1.25 | 5.04 |
| Feb 2024 | 3509.0188542741766 | 1.04 | 6.43 |
| Mar 2024 | 3527.1560070788837 | 0.52 | 4.63 |
| Apr 2024 | 3580.9466706519715 | 1.53 | 7.60 |
| May 2024 | 3604.0233249390726 | 0.64 | 7.24 |
| Jun 2024 | 3564.4951556594747 | -1.10 | 3.26 |
| Jul 2024 | 3544.9472447031835 | -0.55 | 1.21 |
| Aug 2024 | 3452.382473184247 | -2.61 | -3.61 |
| Sep 2024 | 3378.3196629698664 | -2.14 | -6.82 |
| Oct 2024 | 3450.789047206403 | 2.15 | -7.79 |
| Nov 2024 | 3561.636759606976 | 3.21 | -3.44 |
| Dec 2024 | 3551.504422042146 | -0.28 | 0.99 |
| Jan 2025 | 3629.5613477783763 | 2.20 | 4.51 |
| Feb 2025 | 3601.692263512334 | -0.77 | 2.64 |
| Mar 2025 | 3544.520501098325 | -1.59 | 0.49 |
| Apr 2025 | 3557.4262238344195 | 0.36 | -0.66 |
| May 2025 | 3573.01330196353 | 0.44 | -0.86 |
| Jun 2025 | 3564.3271805706163 | -0.24 | 0.00 |
| Jul 2025 | 3531.800481155131 | -0.91 | -0.37 |
| Aug 2025 | 3494.140922663688 | -1.07 | 1.21 |
| Sep 2025 | 3439.853350028256 | -1.55 | 1.82 |
| Oct 2025 | 3417.9000975944437 | -0.64 | -0.95 |
| Nov 2025 | 3420.51612479559 | 0.08 | -3.96 |
| Dec 2025 | 3416.7028951506722 | -0.11 | -3.80 |
| Jan 2026 | 3401.425150003627 | -0.45 | -6.29 |
| Feb 2026 | 3390.3991649017853 | -0.32 | -5.87 |
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