Fargo, ND (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 10% down for all homes in the Fargo, ND Metro in February 2026 was $2,570.589. The month over month percentage change (MoM) was -0.06%, and the year over year percentage change (YoY) was -1.97%.
The chart below shows the trend of the total monthly payments with 10% down for all homes in the Fargo, ND metro. The table below shows the trend of the the total monthly payments with 10% down, and the MoM and YoY percentage changes for all homes in the Fargo, ND metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
Related Topics: Fargo, ND (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Fargo, ND (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Fargo, ND (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 1271.8370230358687 | NaN | NaN |
| Feb 2012 | 1266.931950760259 | -0.39 | NaN |
| Mar 2012 | 1272.1753823067556 | 0.41 | NaN |
| Apr 2012 | 1267.9482209949642 | -0.33 | NaN |
| May 2012 | 1257.5885727573827 | -0.82 | NaN |
| Jun 2012 | 1249.7045602022047 | -0.63 | NaN |
| Jul 2012 | 1242.1470689552327 | -0.60 | NaN |
| Aug 2012 | 1249.1885827844621 | 0.57 | NaN |
| Sep 2012 | 1240.9828574415333 | -0.66 | NaN |
| Oct 2012 | 1234.1143977776567 | -0.55 | NaN |
| Nov 2012 | 1234.7271950066206 | 0.05 | NaN |
| Dec 2012 | 1238.0638126966953 | 0.27 | NaN |
| Jan 2013 | 1176.61161461701 | -4.96 | -7.49 |
| Feb 2013 | 1188.7600605962064 | 1.03 | -6.17 |
| Mar 2013 | 1192.7661757428655 | 0.34 | -6.24 |
| Apr 2013 | 1182.5263881549158 | -0.86 | -6.74 |
| May 2013 | 1193.0762008155698 | 0.89 | -5.13 |
| Jun 2013 | 1245.3456456315675 | 4.38 | -0.35 |
| Jul 2013 | 1280.3384176787858 | 2.81 | 3.08 |
| Aug 2013 | 1298.2415134982439 | 1.40 | 3.93 |
| Sep 2013 | 1310.5012750161145 | 0.94 | 5.60 |
| Oct 2013 | 1291.1817864632628 | -1.47 | 4.62 |
| Nov 2013 | 1304.033848053607 | 1.00 | 5.61 |
| Dec 2013 | 1331.203381392383 | 2.08 | 7.52 |
| Jan 2014 | 1321.143144996773 | -0.76 | 12.28 |
| Feb 2014 | 1312.467797207277 | -0.66 | 10.41 |
| Mar 2014 | 1319.3445383586586 | 0.52 | 10.61 |
| Apr 2014 | 1323.863410348158 | 0.34 | 11.95 |
| May 2014 | 1316.5667816803048 | -0.55 | 10.35 |
| Jun 2014 | 1322.0564514477092 | 0.42 | 6.16 |
| Jul 2014 | 1329.2569807906666 | 0.55 | 3.82 |
| Aug 2014 | 1338.582227102865 | 0.70 | 3.11 |
| Sep 2014 | 1354.6050833629533 | 1.20 | 3.37 |
| Oct 2014 | 1353.1114558073727 | -0.11 | 4.80 |
| Nov 2014 | 1360.9052886745314 | 0.58 | 4.36 |
| Dec 2014 | 1357.6387810729507 | -0.24 | 1.99 |
| Jan 2015 | 1337.7847142623643 | -1.46 | 1.26 |
| Feb 2015 | 1347.20866240438 | 0.70 | 2.65 |
| Mar 2015 | 1359.4109059761995 | 0.91 | 3.04 |
| Apr 2015 | 1359.3748861784456 | 0.00 | 2.68 |
| May 2015 | 1392.416416029781 | 2.43 | 5.76 |
| Jun 2015 | 1426.9422841372996 | 2.48 | 7.93 |
| Jul 2015 | 1452.103666483588 | 1.76 | 9.24 |
| Aug 2015 | 1449.0367673605906 | -0.21 | 8.25 |
| Sep 2015 | 1455.6308494974257 | 0.46 | 7.46 |
| Oct 2015 | 1454.5454499164634 | -0.07 | 7.50 |
| Nov 2015 | 1480.2332882173819 | 1.77 | 8.77 |
| Dec 2015 | 1493.790923880386 | 0.92 | 10.03 |
| Jan 2016 | 1483.3938904534823 | -0.70 | 10.88 |
| Feb 2016 | 1464.896596361565 | -1.25 | 8.74 |
| Mar 2016 | 1470.2499155282676 | 0.37 | 8.15 |
| Apr 2016 | 1463.0889754768434 | -0.49 | 7.63 |
| May 2016 | 1465.3232670319628 | 0.15 | 5.24 |
| Jun 2016 | 1466.6543225082726 | 0.09 | 2.78 |
| Jul 2016 | 1458.9059285162182 | -0.53 | 0.47 |
| Aug 2016 | 1466.6195744665768 | 0.53 | 1.21 |
| Sep 2016 | 1478.0409997316076 | 0.78 | 1.54 |
| Oct 2016 | 1488.5386810267687 | 0.71 | 2.34 |
| Nov 2016 | 1533.0984017411374 | 2.99 | 3.57 |
| Dec 2016 | 1594.8212601565078 | 4.03 | 6.76 |
| Jan 2017 | 1612.4995235699726 | 1.11 | 8.70 |
| Feb 2017 | 1621.1029265978868 | 0.53 | 10.66 |
| Mar 2017 | 1626.5400135169186 | 0.34 | 10.63 |
| Apr 2017 | 1610.3904765758948 | -0.99 | 10.07 |
| May 2017 | 1609.029409061425 | -0.08 | 9.81 |
| Jun 2017 | 1602.1407518121287 | -0.43 | 9.24 |
| Jul 2017 | 1613.0897603120477 | 0.68 | 10.57 |
| Aug 2017 | 1600.9369381498343 | -0.75 | 9.16 |
| Sep 2017 | 1588.1256500337945 | -0.80 | 7.45 |
| Oct 2017 | 1597.1498053643263 | 0.57 | 7.30 |
| Nov 2017 | 1601.1583758199495 | 0.25 | 4.44 |
| Dec 2017 | 1607.088374357635 | 0.37 | 0.77 |
| Jan 2018 | 1644.0550847830004 | 2.30 | 1.96 |
| Feb 2018 | 1683.1508085422975 | 2.38 | 3.83 |
| Mar 2018 | 1700.811229199946 | 1.05 | 4.57 |
| Apr 2018 | 1705.3759791363177 | 0.27 | 5.90 |
| May 2018 | 1720.0238360535031 | 0.86 | 6.90 |
| Jun 2018 | 1715.7542901671125 | -0.25 | 7.09 |
| Jul 2018 | 1712.8997609827902 | -0.17 | 6.19 |
| Aug 2018 | 1718.849483421588 | 0.35 | 7.37 |
| Sep 2018 | 1730.2721369332903 | 0.67 | 8.95 |
| Oct 2018 | 1754.6025729281705 | 1.41 | 9.86 |
| Nov 2018 | 1758.8399469411825 | 0.24 | 9.85 |
| Dec 2018 | 1731.6689956590537 | -1.54 | 7.75 |
| Jan 2019 | 1711.3168318645671 | -1.17 | 4.09 |
| Feb 2019 | 1712.5409661080732 | 0.07 | 1.75 |
| Mar 2019 | 1715.0465291185315 | 0.15 | 0.84 |
| Apr 2019 | 1714.9660196236143 | 0.00 | 0.56 |
| May 2019 | 1721.2485740728146 | 0.37 | 0.07 |
| Jun 2019 | 1701.8780663957905 | -1.12 | -0.81 |
| Jul 2019 | 1705.8168889563578 | 0.23 | -0.41 |
| Aug 2019 | 1687.4376983026202 | -1.08 | -1.83 |
| Sep 2019 | 1684.1749435879055 | -0.19 | -2.66 |
| Oct 2019 | 1694.2616930460642 | 0.60 | -3.44 |
| Nov 2019 | 1698.9497293347772 | 0.28 | -3.40 |
| Dec 2019 | 1706.2576700970617 | 0.43 | -1.47 |
| Jan 2020 | 1696.0320376844559 | -0.60 | -0.89 |
| Feb 2020 | 1678.6053563918035 | -1.03 | -1.98 |
| Mar 2020 | 1679.37648415945 | 0.05 | -2.08 |
| Apr 2020 | 1662.4921839834574 | -1.00 | -3.06 |
| May 2020 | 1651.2863152904067 | -0.67 | -4.07 |
| Jun 2020 | 1639.73437197036 | -0.70 | -3.65 |
| Jul 2020 | 1619.8436262277596 | -1.21 | -5.04 |
| Aug 2020 | 1611.3856229723508 | -0.52 | -4.51 |
| Sep 2020 | 1611.0326256996 | -0.02 | -4.34 |
| Oct 2020 | 1609.4170812793257 | -0.10 | -5.01 |
| Nov 2020 | 1605.6249996460595 | -0.24 | -5.49 |
| Dec 2020 | 1597.911374922306 | -0.48 | -6.35 |
| Jan 2021 | 1599.5208787270026 | 0.10 | -5.69 |
| Feb 2021 | 1613.7464120673249 | 0.89 | -3.86 |
| Mar 2021 | 1654.5303178521613 | 2.53 | -1.48 |
| Apr 2021 | 1661.8160062869827 | 0.44 | -0.04 |
| May 2021 | 1664.0086976844068 | 0.13 | 0.77 |
| Jun 2021 | 1682.9708847150546 | 1.14 | 2.64 |
| Jul 2021 | 1688.1523854504387 | 0.31 | 4.22 |
| Aug 2021 | 1700.9692384969794 | 0.76 | 5.56 |
| Sep 2021 | 1719.3110100297845 | 1.08 | 6.72 |
| Oct 2021 | 1750.5292302643843 | 1.82 | 8.77 |
| Nov 2021 | 1759.5209952766727 | 0.51 | 9.59 |
| Dec 2021 | 1775.9990909834628 | 0.94 | 11.15 |
| Jan 2022 | 1834.594844218366 | 3.30 | 14.70 |
| Feb 2022 | 1895.5382830173826 | 3.32 | 17.46 |
| Mar 2022 | 1971.2639208442672 | 4.00 | 19.14 |
| Apr 2022 | 2113.923274292631 | 7.24 | 27.21 |
| May 2022 | 2171.927989190449 | 2.74 | 30.52 |
| Jun 2022 | 2236.941301797924 | 2.99 | 32.92 |
| Jul 2022 | 2226.216409926005 | -0.48 | 31.87 |
| Aug 2022 | 2198.415523374724 | -1.25 | 29.25 |
| Sep 2022 | 2343.4404313922814 | 6.60 | 36.30 |
| Oct 2022 | 2480.889258599051 | 5.87 | 41.72 |
| Nov 2022 | 2468.8094014196304 | -0.49 | 40.31 |
| Dec 2022 | 2396.2777942043776 | -2.94 | 34.93 |
| Jan 2023 | 2390.9851101871427 | -0.22 | 30.33 |
| Feb 2023 | 2389.5612900416795 | -0.06 | 26.06 |
| Mar 2023 | 2444.668226526082 | 2.31 | 24.02 |
| Apr 2023 | 2418.0294483398948 | -1.09 | 14.39 |
| May 2023 | 2443.84057053494 | 1.07 | 12.52 |
| Jun 2023 | 2507.6404524084815 | 2.61 | 12.10 |
| Jul 2023 | 2536.7586062045834 | 1.16 | 13.95 |
| Aug 2023 | 2583.5764552977967 | 1.85 | 17.52 |
| Sep 2023 | 2602.292480440794 | 0.72 | 11.05 |
| Oct 2023 | 2669.8703738835657 | 2.60 | 7.62 |
| Nov 2023 | 2629.2185232899838 | -1.52 | 6.50 |
| Dec 2023 | 2510.64053387685 | -4.51 | 4.77 |
| Jan 2024 | 2463.1556568188253 | -1.89 | 3.02 |
| Feb 2024 | 2491.7513608682407 | 1.16 | 4.28 |
| Mar 2024 | 2514.164350017096 | 0.90 | 2.84 |
| Apr 2024 | 2562.5282786819016 | 1.92 | 5.98 |
| May 2024 | 2587.712420495463 | 0.98 | 5.89 |
| Jun 2024 | 2569.1716365085313 | -0.72 | 2.45 |
| Jul 2024 | 2564.8489080895824 | -0.17 | 1.11 |
| Aug 2024 | 2511.2293403393587 | -2.09 | -2.80 |
| Sep 2024 | 2469.9925933753816 | -1.64 | -5.08 |
| Oct 2024 | 2520.758032759688 | 2.06 | -5.58 |
| Nov 2024 | 2594.1075634376016 | 2.91 | -1.33 |
| Dec 2024 | 2586.2748010731984 | -0.30 | 3.01 |
| Jan 2025 | 2633.600688526395 | 1.83 | 6.92 |
| Feb 2025 | 2622.184453553796 | -0.43 | 5.24 |
| Mar 2025 | 2591.4698918139347 | -1.17 | 3.08 |
| Apr 2025 | 2606.2472347558355 | 0.57 | 1.71 |
| May 2025 | 2622.8230519333324 | 0.64 | 1.36 |
| Jun 2025 | 2625.2861463278746 | 0.09 | 2.18 |
| Jul 2025 | 2610.392621106038 | -0.57 | 1.78 |
| Aug 2025 | 2590.7478982146595 | -0.75 | 3.17 |
| Sep 2025 | 2562.520230281554 | -1.09 | 3.75 |
| Oct 2025 | 2557.5205238761873 | -0.19 | 1.46 |
| Nov 2025 | 2569.487963186182 | 0.47 | -0.95 |
| Dec 2025 | 2577.1091044175773 | 0.30 | -0.35 |
| Jan 2026 | 2572.037148408691 | -0.20 | -2.34 |
| Feb 2026 | 2570.589241332418 | -0.06 | -1.97 |
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