Gainesville, FL (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 10% down for all homes in the Gainesville, FL Metro in February 2026 was $2,478.108. The month over month percentage change (MoM) was -0.21%, and the year over year percentage change (YoY) was -7.01%.
The chart below shows the trend of the total monthly payments with 10% down for all homes in the Gainesville, FL metro. The table below shows the trend of the the total monthly payments with 10% down, and the MoM and YoY percentage changes for all homes in the Gainesville, FL metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
Related Topics: Gainesville, FL (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Gainesville, FL (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Gainesville, FL (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 1029.0658913955144 | NaN | NaN |
| Feb 2012 | 1023.4888583279348 | -0.54 | NaN |
| Mar 2012 | 1026.5702828732715 | 0.30 | NaN |
| Apr 2012 | 1020.5646466696776 | -0.58 | NaN |
| May 2012 | 1007.5192813721336 | -1.28 | NaN |
| Jun 2012 | 993.7346989950465 | -1.37 | NaN |
| Jul 2012 | 980.26729624887 | -1.35 | NaN |
| Aug 2012 | 979.1717319663594 | -0.11 | NaN |
| Sep 2012 | 970.0555791138141 | -0.93 | NaN |
| Oct 2012 | 961.8085289117613 | -0.85 | NaN |
| Nov 2012 | 963.1739263556287 | 0.14 | NaN |
| Dec 2012 | 967.359620512758 | 0.44 | NaN |
| Jan 2013 | 979.3589337463495 | 1.24 | -4.83 |
| Feb 2013 | 995.2659889281399 | 1.62 | -2.76 |
| Mar 2013 | 1004.7592350343069 | 0.95 | -2.12 |
| Apr 2013 | 1001.3606177909069 | -0.34 | -1.88 |
| May 2013 | 1012.2556729365004 | 1.09 | 0.47 |
| Jun 2013 | 1054.2138511723203 | 4.14 | 6.09 |
| Jul 2013 | 1078.1415625366812 | 2.27 | 9.98 |
| Aug 2013 | 1083.9539367372047 | 0.54 | 10.70 |
| Sep 2013 | 1086.5930346003283 | 0.24 | 12.01 |
| Oct 2013 | 1065.9522267359378 | -1.90 | 10.83 |
| Nov 2013 | 1072.8304784042352 | 0.65 | 11.39 |
| Dec 2013 | 1091.352816175189 | 1.73 | 12.82 |
| Jan 2014 | 1088.277219432961 | -0.28 | 11.12 |
| Feb 2014 | 1088.1855239601862 | -0.01 | 9.34 |
| Mar 2014 | 1100.4407863355823 | 1.13 | 9.52 |
| Apr 2014 | 1108.8097084818662 | 0.76 | 10.73 |
| May 2014 | 1104.8973047971233 | -0.35 | 9.15 |
| Jun 2014 | 1107.1021328569987 | 0.20 | 5.02 |
| Jul 2014 | 1105.8823469163115 | -0.11 | 2.57 |
| Aug 2014 | 1103.1369093154817 | -0.25 | 1.77 |
| Sep 2014 | 1106.8676830145896 | 0.34 | 1.87 |
| Oct 2014 | 1097.3541102078516 | -0.86 | 2.95 |
| Nov 2014 | 1096.3062363551498 | -0.09 | 2.19 |
| Dec 2014 | 1088.500626303059 | -0.71 | -0.26 |
| Jan 2015 | 1071.8249254487212 | -1.53 | -1.51 |
| Feb 2015 | 1079.7384718440762 | 0.74 | -0.78 |
| Mar 2015 | 1088.5446940178833 | 0.82 | -1.08 |
| Apr 2015 | 1084.8521648409271 | -0.34 | -2.16 |
| May 2015 | 1102.150610332587 | 1.60 | -0.25 |
| Jun 2015 | 1118.5698384057664 | 1.49 | 1.04 |
| Jul 2015 | 1129.8232705319465 | 1.01 | 2.17 |
| Aug 2015 | 1123.749641449535 | -0.54 | 1.87 |
| Sep 2015 | 1128.7390951091604 | 0.44 | 1.98 |
| Oct 2015 | 1127.5737726786497 | -0.10 | 2.75 |
| Nov 2015 | 1144.6882928760178 | 1.52 | 4.41 |
| Dec 2015 | 1150.564102916658 | 0.51 | 5.70 |
| Jan 2016 | 1149.0048513451222 | -0.14 | 7.20 |
| Feb 2016 | 1136.8931495101588 | -1.05 | 5.29 |
| Mar 2016 | 1144.4696076179102 | 0.67 | 5.14 |
| Apr 2016 | 1141.193062060951 | -0.29 | 5.19 |
| May 2016 | 1146.060656799329 | 0.43 | 3.98 |
| Jun 2016 | 1149.0811921137515 | 0.26 | 2.73 |
| Jul 2016 | 1143.8318811556246 | -0.46 | 1.24 |
| Aug 2016 | 1148.2306868995636 | 0.39 | 2.18 |
| Sep 2016 | 1156.0443893746624 | 0.68 | 2.42 |
| Oct 2016 | 1163.2778463618356 | 0.63 | 3.17 |
| Nov 2016 | 1194.3859373535265 | 2.67 | 4.34 |
| Dec 2016 | 1237.7143340631592 | 3.63 | 7.58 |
| Jan 2017 | 1229.9673704946574 | -0.63 | 7.05 |
| Feb 2017 | 1238.8932349790114 | 0.73 | 8.97 |
| Mar 2017 | 1249.3904807716776 | 0.85 | 9.17 |
| Apr 2017 | 1244.7163849446806 | -0.37 | 9.07 |
| May 2017 | 1250.475945248682 | 0.46 | 9.11 |
| Jun 2017 | 1249.793325455401 | -0.05 | 8.77 |
| Jul 2017 | 1262.9720087068088 | 1.05 | 10.42 |
| Aug 2017 | 1261.9661684324158 | -0.08 | 9.90 |
| Sep 2017 | 1261.1901888732386 | -0.06 | 9.10 |
| Oct 2017 | 1275.1683982975446 | 1.11 | 9.62 |
| Nov 2017 | 1283.5848459926199 | 0.66 | 7.47 |
| Dec 2017 | 1291.420521307161 | 0.61 | 4.34 |
| Jan 2018 | 1303.431652107079 | 0.93 | 5.97 |
| Feb 2018 | 1337.080328013115 | 2.58 | 7.93 |
| Mar 2018 | 1355.591971313635 | 1.38 | 8.50 |
| Apr 2018 | 1367.396239556572 | 0.87 | 9.86 |
| May 2018 | 1388.8928075040317 | 1.57 | 11.07 |
| Jun 2018 | 1394.7034301579417 | 0.42 | 11.60 |
| Jul 2018 | 1399.5940157137754 | 0.35 | 10.82 |
| Aug 2018 | 1410.2829581630958 | 0.76 | 11.75 |
| Sep 2018 | 1427.0643072212797 | 1.19 | 13.15 |
| Oct 2018 | 1454.0970524155975 | 1.89 | 14.03 |
| Nov 2018 | 1464.4323633561182 | 0.71 | 14.09 |
| Dec 2018 | 1447.5431204352615 | -1.15 | 12.09 |
| Jan 2019 | 1426.5434935597675 | -1.45 | 9.45 |
| Feb 2019 | 1419.3188598867032 | -0.51 | 6.15 |
| Mar 2019 | 1409.0608331038509 | -0.72 | 3.94 |
| Apr 2019 | 1400.2962664204376 | -0.62 | 2.41 |
| May 2019 | 1399.8294927993277 | -0.03 | 0.79 |
| Jun 2019 | 1382.7330239150494 | -1.22 | -0.86 |
| Jul 2019 | 1389.3722814532541 | 0.48 | -0.73 |
| Aug 2019 | 1383.5752135141406 | -0.42 | -1.89 |
| Sep 2019 | 1389.6612276217693 | 0.44 | -2.62 |
| Oct 2019 | 1403.3977289108475 | 0.99 | -3.49 |
| Nov 2019 | 1409.6531501925306 | 0.45 | -3.74 |
| Dec 2019 | 1419.946368682405 | 0.73 | -1.91 |
| Jan 2020 | 1407.9424050056057 | -0.84 | -1.30 |
| Feb 2020 | 1401.475196935352 | -0.46 | -1.26 |
| Mar 2020 | 1408.9854363568006 | 0.54 | 0.00 |
| Apr 2020 | 1401.1458081827209 | -0.56 | 0.06 |
| May 2020 | 1398.1037518120386 | -0.22 | -0.12 |
| Jun 2020 | 1393.5927410507036 | -0.32 | 0.79 |
| Jul 2020 | 1383.3125626712676 | -0.74 | -0.44 |
| Aug 2020 | 1383.8279285080785 | 0.04 | 0.02 |
| Sep 2020 | 1393.769494298466 | 0.72 | 0.30 |
| Oct 2020 | 1405.6297923300574 | 0.85 | 0.16 |
| Nov 2020 | 1418.318603772531 | 0.90 | 0.62 |
| Dec 2020 | 1428.548201594757 | 0.72 | 0.61 |
| Jan 2021 | 1430.2365312490206 | 0.12 | 1.58 |
| Feb 2021 | 1456.3059773211057 | 1.82 | 3.91 |
| Mar 2021 | 1503.9683791770115 | 3.27 | 6.74 |
| Apr 2021 | 1519.0085096952516 | 1.00 | 8.41 |
| May 2021 | 1526.5081801724527 | 0.49 | 9.18 |
| Jun 2021 | 1549.5527824734825 | 1.51 | 11.19 |
| Jul 2021 | 1557.3631620605283 | 0.50 | 12.58 |
| Aug 2021 | 1570.4625791970802 | 0.84 | 13.49 |
| Sep 2021 | 1588.3349397252082 | 1.14 | 13.96 |
| Oct 2021 | 1618.0296916026705 | 1.87 | 15.11 |
| Nov 2021 | 1630.8723770885085 | 0.79 | 14.99 |
| Dec 2021 | 1650.282177603309 | 1.19 | 15.52 |
| Jan 2022 | 1699.486817408811 | 2.98 | 18.83 |
| Feb 2022 | 1769.8370549545277 | 4.14 | 21.53 |
| Mar 2022 | 1860.051451352355 | 5.10 | 23.68 |
| Apr 2022 | 2014.3714480999556 | 8.30 | 32.61 |
| May 2022 | 2086.3180008031914 | 3.57 | 36.67 |
| Jun 2022 | 2165.100417249388 | 3.78 | 39.72 |
| Jul 2022 | 2172.2255796961344 | 0.33 | 39.48 |
| Aug 2022 | 2156.857007672377 | -0.71 | 37.34 |
| Sep 2022 | 2309.6200156284094 | 7.08 | 45.41 |
| Oct 2022 | 2448.129528612256 | 6.00 | 51.30 |
| Nov 2022 | 2433.389889843722 | -0.60 | 49.21 |
| Dec 2022 | 2358.3611690511757 | -3.08 | 42.91 |
| Jan 2023 | 2340.8205655744932 | -0.74 | 37.74 |
| Feb 2023 | 2340.0190010713986 | -0.03 | 32.22 |
| Mar 2023 | 2397.5275625557424 | 2.46 | 28.90 |
| Apr 2023 | 2379.3911276404037 | -0.76 | 18.12 |
| May 2023 | 2413.698826945072 | 1.44 | 15.69 |
| Jun 2023 | 2484.833225047887 | 2.95 | 14.77 |
| Jul 2023 | 2522.6479565142504 | 1.52 | 16.13 |
| Aug 2023 | 2576.6737723606943 | 2.14 | 19.46 |
| Sep 2023 | 2608.553890391539 | 1.24 | 12.94 |
| Oct 2023 | 2694.8203266067535 | 3.31 | 10.08 |
| Nov 2023 | 2671.0286578911314 | -0.88 | 9.77 |
| Dec 2023 | 2565.956821518873 | -3.93 | 8.80 |
| Jan 2024 | 2552.324733629288 | -0.53 | 9.04 |
| Feb 2024 | 2587.438285931996 | 1.38 | 10.57 |
| Mar 2024 | 2606.8673530077876 | 0.75 | 8.73 |
| Apr 2024 | 2650.2717720486553 | 1.67 | 11.38 |
| May 2024 | 2668.6752995282513 | 0.69 | 10.56 |
| Jun 2024 | 2643.295792664341 | -0.95 | 6.38 |
| Jul 2024 | 2627.782492108537 | -0.59 | 4.17 |
| Aug 2024 | 2560.53516883457 | -2.56 | -0.63 |
| Sep 2024 | 2509.19518603909 | -2.00 | -3.81 |
| Oct 2024 | 2553.445944416476 | 1.76 | -5.25 |
| Nov 2024 | 2621.9382173552995 | 2.68 | -1.84 |
| Dec 2024 | 2606.9106565838233 | -0.57 | 1.60 |
| Jan 2025 | 2686.2725878804226 | 3.04 | 5.25 |
| Feb 2025 | 2665.067264999832 | -0.79 | 3.00 |
| Mar 2025 | 2626.1854505776905 | -1.46 | 0.74 |
| Apr 2025 | 2629.6146693911423 | 0.13 | -0.78 |
| May 2025 | 2636.3249800531694 | 0.26 | -1.21 |
| Jun 2025 | 2625.8002836010382 | -0.40 | -0.66 |
| Jul 2025 | 2599.970422609262 | -0.98 | -1.06 |
| Aug 2025 | 2566.7378552413325 | -1.28 | 0.24 |
| Sep 2025 | 2528.5663836916856 | -1.49 | 0.77 |
| Oct 2025 | 2506.4760914424714 | -0.87 | -1.84 |
| Nov 2025 | 2501.934987628385 | -0.18 | -4.58 |
| Dec 2025 | 2494.865353559087 | -0.28 | -4.30 |
| Jan 2026 | 2483.40650062046 | -0.46 | -7.55 |
| Feb 2026 | 2478.1080009516627 | -0.21 | -7.01 |
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