Gainesville, GA (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 10% down for all homes in the Gainesville, GA Metro in February 2026 was $2,945.587. The month over month percentage change (MoM) was -0.49%, and the year over year percentage change (YoY) was -7.38%.
The chart below shows the trend of the total monthly payments with 10% down for all homes in the Gainesville, GA metro. The table below shows the trend of the the total monthly payments with 10% down, and the MoM and YoY percentage changes for all homes in the Gainesville, GA metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
Related Topics: Gainesville, GA (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Gainesville, GA (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Gainesville, GA (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 874.1651500838391 | NaN | NaN |
| Feb 2012 | 876.6242901021637 | 0.28 | NaN |
| Mar 2012 | 892.1059892673557 | 1.77 | NaN |
| Apr 2012 | 899.1076255725809 | 0.79 | NaN |
| May 2012 | 898.7111959307895 | -0.04 | NaN |
| Jun 2012 | 896.8498874607686 | -0.21 | NaN |
| Jul 2012 | 896.4443176200255 | -0.04 | NaN |
| Aug 2012 | 907.9621337110871 | 1.29 | NaN |
| Sep 2012 | 907.4261131379418 | -0.06 | NaN |
| Oct 2012 | 902.7815322439903 | -0.51 | NaN |
| Nov 2012 | 902.2983368634702 | -0.05 | NaN |
| Dec 2012 | 902.5579135036455 | 0.03 | NaN |
| Jan 2013 | 906.9763172105161 | 0.49 | 3.75 |
| Feb 2013 | 915.7102488432366 | 0.96 | 4.46 |
| Mar 2013 | 918.8462475027665 | 0.34 | 3.00 |
| Apr 2013 | 915.0596530384215 | -0.41 | 1.77 |
| May 2013 | 930.3088385428715 | 1.67 | 3.52 |
| Jun 2013 | 982.5438415668051 | 5.62 | 9.56 |
| Jul 2013 | 1019.4630627309132 | 3.76 | 13.72 |
| Aug 2013 | 1039.4377421058105 | 1.96 | 14.48 |
| Sep 2013 | 1054.1507755310558 | 1.42 | 16.17 |
| Oct 2013 | 1042.8812268944612 | -1.07 | 15.52 |
| Nov 2013 | 1058.9557814475688 | 1.54 | 17.36 |
| Dec 2013 | 1087.7155910202305 | 2.72 | 20.52 |
| Jan 2014 | 1096.971860330847 | 0.85 | 20.95 |
| Feb 2014 | 1098.3065259558828 | 0.12 | 19.94 |
| Mar 2014 | 1112.3313740971046 | 1.28 | 21.06 |
| Apr 2014 | 1122.3197097752047 | 0.90 | 22.65 |
| May 2014 | 1120.3522127763613 | -0.17 | 20.43 |
| Jun 2014 | 1126.4317868962212 | 0.54 | 14.64 |
| Jul 2014 | 1131.3782014690685 | 0.44 | 10.98 |
| Aug 2014 | 1137.730988655147 | 0.56 | 9.46 |
| Sep 2014 | 1149.2341786254874 | 1.01 | 9.02 |
| Oct 2014 | 1143.377211323818 | -0.51 | 9.64 |
| Nov 2014 | 1143.9913167390039 | 0.05 | 8.03 |
| Dec 2014 | 1137.3356829805261 | -0.58 | 4.56 |
| Jan 2015 | 1115.070330873695 | -1.96 | 1.65 |
| Feb 2015 | 1125.393488958583 | 0.93 | 2.47 |
| Mar 2015 | 1135.645996308765 | 0.91 | 2.10 |
| Apr 2015 | 1132.250958695704 | -0.30 | 0.89 |
| May 2015 | 1154.1522724626743 | 1.93 | 3.02 |
| Jun 2015 | 1176.0867978218662 | 1.90 | 4.41 |
| Jul 2015 | 1191.5644547135093 | 1.32 | 5.32 |
| Aug 2015 | 1186.7592527755733 | -0.40 | 4.31 |
| Sep 2015 | 1193.6019762950323 | 0.58 | 3.86 |
| Oct 2015 | 1191.8567213940103 | -0.15 | 4.24 |
| Nov 2015 | 1213.0538227578782 | 1.78 | 6.04 |
| Dec 2015 | 1224.9374898494384 | 0.98 | 7.70 |
| Jan 2016 | 1234.2602483502778 | 0.76 | 10.69 |
| Feb 2016 | 1222.9981455097673 | -0.91 | 8.67 |
| Mar 2016 | 1229.5558103038425 | 0.54 | 8.27 |
| Apr 2016 | 1224.4166703295516 | -0.42 | 8.14 |
| May 2016 | 1228.833219675472 | 0.36 | 6.47 |
| Jun 2016 | 1232.8680692917585 | 0.33 | 4.83 |
| Jul 2016 | 1227.6829576180457 | -0.42 | 3.03 |
| Aug 2016 | 1233.9675659028926 | 0.51 | 3.98 |
| Sep 2016 | 1243.9885115990319 | 0.81 | 4.22 |
| Oct 2016 | 1252.1254312180013 | 0.65 | 5.06 |
| Nov 2016 | 1290.4453022523264 | 3.06 | 6.38 |
| Dec 2016 | 1344.584507176282 | 4.20 | 9.77 |
| Jan 2017 | 1368.3880932667455 | 1.77 | 10.87 |
| Feb 2017 | 1380.4400225365118 | 0.88 | 12.87 |
| Mar 2017 | 1390.5213886623194 | 0.73 | 13.09 |
| Apr 2017 | 1381.7939892915206 | -0.63 | 12.85 |
| May 2017 | 1385.3595262152862 | 0.26 | 12.74 |
| Jun 2017 | 1382.1722905983092 | -0.23 | 12.11 |
| Jul 2017 | 1396.9858599912563 | 1.07 | 13.79 |
| Aug 2017 | 1394.0987307007185 | -0.21 | 12.98 |
| Sep 2017 | 1393.7070934353076 | -0.03 | 12.04 |
| Oct 2017 | 1410.3174059918094 | 1.19 | 12.63 |
| Nov 2017 | 1421.1064156285624 | 0.77 | 10.13 |
| Dec 2017 | 1431.0671302323826 | 0.70 | 6.43 |
| Jan 2018 | 1434.6372217545322 | 0.25 | 4.84 |
| Feb 2018 | 1472.483914502633 | 2.64 | 6.67 |
| Mar 2018 | 1490.5510300819396 | 1.23 | 7.19 |
| Apr 2018 | 1499.022994283467 | 0.57 | 8.48 |
| May 2018 | 1518.8559033759218 | 1.32 | 9.64 |
| Jun 2018 | 1522.776543154566 | 0.26 | 10.17 |
| Jul 2018 | 1527.0411736535812 | 0.28 | 9.31 |
| Aug 2018 | 1538.8529998093438 | 0.77 | 10.38 |
| Sep 2018 | 1558.0347446775427 | 1.25 | 11.79 |
| Oct 2018 | 1587.6515577012992 | 1.90 | 12.57 |
| Nov 2018 | 1597.2383651718533 | 0.60 | 12.39 |
| Dec 2018 | 1575.9617966964802 | -1.33 | 10.13 |
| Jan 2019 | 1577.0475205031871 | 0.07 | 9.93 |
| Feb 2019 | 1577.0453486412944 | 0.00 | 7.10 |
| Mar 2019 | 1573.907837083478 | -0.20 | 5.59 |
| Apr 2019 | 1565.1904099845337 | -0.55 | 4.41 |
| May 2019 | 1562.5495419015153 | -0.17 | 2.88 |
| Jun 2019 | 1536.44589939844 | -1.67 | 0.90 |
| Jul 2019 | 1538.7082115626342 | 0.15 | 0.76 |
| Aug 2019 | 1528.1133994324455 | -0.69 | -0.70 |
| Sep 2019 | 1533.1217459064221 | 0.33 | -1.60 |
| Oct 2019 | 1550.5507057274713 | 1.14 | -2.34 |
| Nov 2019 | 1559.1852206827498 | 0.56 | -2.38 |
| Dec 2019 | 1571.6450722593993 | 0.80 | -0.27 |
| Jan 2020 | 1557.4882396192522 | -0.90 | -1.24 |
| Feb 2020 | 1548.151187849984 | -0.60 | -1.83 |
| Mar 2020 | 1555.32923253346 | 0.46 | -1.18 |
| Apr 2020 | 1546.3266973509262 | -0.58 | -1.20 |
| May 2020 | 1541.2889246082896 | -0.33 | -1.36 |
| Jun 2020 | 1535.4093184555375 | -0.38 | -0.07 |
| Jul 2020 | 1522.4420810160937 | -0.84 | -1.06 |
| Aug 2020 | 1524.9828316203298 | 0.17 | -0.20 |
| Sep 2020 | 1538.6734714919319 | 0.90 | 0.36 |
| Oct 2020 | 1554.62698245167 | 1.04 | 0.26 |
| Nov 2020 | 1570.2157897090958 | 1.00 | 0.71 |
| Dec 2020 | 1584.48984715511 | 0.91 | 0.82 |
| Jan 2021 | 1588.8475827507552 | 0.28 | 2.01 |
| Feb 2021 | 1625.9617811190449 | 2.34 | 5.03 |
| Mar 2021 | 1689.6695064228477 | 3.92 | 8.64 |
| Apr 2021 | 1714.2574389473189 | 1.46 | 10.86 |
| May 2021 | 1727.4570016534828 | 0.77 | 12.08 |
| Jun 2021 | 1758.8634507392526 | 1.82 | 14.55 |
| Jul 2021 | 1772.392689708936 | 0.77 | 16.42 |
| Aug 2021 | 1794.2069020122658 | 1.23 | 17.65 |
| Sep 2021 | 1825.668109377697 | 1.75 | 18.65 |
| Oct 2021 | 1876.0276272975284 | 2.76 | 20.67 |
| Nov 2021 | 1906.2794719235094 | 1.61 | 21.40 |
| Dec 2021 | 1943.5942582506013 | 1.96 | 22.66 |
| Jan 2022 | 2017.6008858471314 | 3.81 | 26.99 |
| Feb 2022 | 2119.6792109883327 | 5.06 | 30.37 |
| Mar 2022 | 2244.9912922792537 | 5.91 | 32.87 |
| Apr 2022 | 2449.9713274096025 | 9.13 | 42.92 |
| May 2022 | 2543.528087060052 | 3.82 | 47.24 |
| Jun 2022 | 2641.139006118786 | 3.84 | 50.16 |
| Jul 2022 | 2640.564231790549 | -0.02 | 48.98 |
| Aug 2022 | 2611.9691316489093 | -1.08 | 45.58 |
| Sep 2022 | 2799.097742003106 | 7.16 | 53.32 |
| Oct 2022 | 2970.100511820401 | 6.11 | 58.32 |
| Nov 2022 | 2942.4002103981516 | -0.93 | 54.35 |
| Dec 2022 | 2837.794507702741 | -3.55 | 46.01 |
| Jan 2023 | 2844.6102787819077 | 0.24 | 40.99 |
| Feb 2023 | 2835.941089839186 | -0.30 | 33.79 |
| Mar 2023 | 2899.3405516925513 | 2.24 | 29.15 |
| Apr 2023 | 2864.9463603077106 | -1.19 | 16.94 |
| May 2023 | 2898.5308826854907 | 1.17 | 13.96 |
| Jun 2023 | 2981.3215304388978 | 2.86 | 12.88 |
| Jul 2023 | 3029.8460709888286 | 1.63 | 14.74 |
| Aug 2023 | 3103.793249556681 | 2.44 | 18.83 |
| Sep 2023 | 3153.6014102239988 | 1.61 | 12.67 |
| Oct 2023 | 3270.2016066111505 | 3.70 | 10.10 |
| Nov 2023 | 3240.939667900695 | -0.89 | 10.15 |
| Dec 2023 | 3104.3451376241246 | -4.21 | 9.39 |
| Jan 2024 | 3062.991541800944 | -1.33 | 7.68 |
| Feb 2024 | 3104.2115179997604 | 1.35 | 9.46 |
| Mar 2024 | 3132.1004215563185 | 0.90 | 8.03 |
| Apr 2024 | 3194.9607958172933 | 2.01 | 11.52 |
| May 2024 | 3229.422299477659 | 1.08 | 11.42 |
| Jun 2024 | 3203.937689590107 | -0.79 | 7.47 |
| Jul 2024 | 3192.089481152008 | -0.37 | 5.36 |
| Aug 2024 | 3114.854580561551 | -2.42 | 0.36 |
| Sep 2024 | 3053.5271177304385 | -1.97 | -3.17 |
| Oct 2024 | 3111.9907852808815 | 1.92 | -4.84 |
| Nov 2024 | 3196.7958930763007 | 2.73 | -1.36 |
| Dec 2024 | 3174.966187288668 | -0.68 | 2.28 |
| Jan 2025 | 3203.8148280291557 | 0.91 | 4.60 |
| Feb 2025 | 3180.400672361283 | -0.73 | 2.45 |
| Mar 2025 | 3133.7236463683003 | -1.47 | 0.05 |
| Apr 2025 | 3144.6843482840004 | 0.35 | -1.57 |
| May 2025 | 3156.5325441852947 | 0.38 | -2.26 |
| Jun 2025 | 3144.0834894595273 | -0.39 | -1.87 |
| Jul 2025 | 3107.542714976919 | -1.16 | -2.65 |
| Aug 2025 | 3066.259483657188 | -1.33 | -1.56 |
| Sep 2025 | 3015.8995637429057 | -1.64 | -1.23 |
| Oct 2025 | 2992.5312621024195 | -0.77 | -3.84 |
| Nov 2025 | 2989.1412082436864 | -0.11 | -6.50 |
| Dec 2025 | 2979.3628955171143 | -0.33 | -6.16 |
| Jan 2026 | 2960.162567730987 | -0.64 | -7.60 |
| Feb 2026 | 2945.586812150728 | -0.49 | -7.38 |
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