Houston, TX (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 10% down for all homes in the Houston, TX Metro in February 2026 was $2,567.81. The month over month percentage change (MoM) was -0.47%, and the year over year percentage change (YoY) was -6.48%.
The chart below shows the trend of the total monthly payments with 10% down for all homes in the Houston, TX metro. The table below shows the trend of the the total monthly payments with 10% down, and the MoM and YoY percentage changes for all homes in the Houston, TX metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 1284.0107312504529 | NaN | NaN |
| Feb 2012 | 1284.0366332836024 | 0.00 | NaN |
| Mar 2012 | 1290.8301568735915 | 0.53 | NaN |
| Apr 2012 | 1288.6093534505044 | -0.17 | NaN |
| May 2012 | 1280.7579144733213 | -0.61 | NaN |
| Jun 2012 | 1273.7495840679376 | -0.55 | NaN |
| Jul 2012 | 1267.920565009107 | -0.46 | NaN |
| Aug 2012 | 1275.7640450546405 | 0.62 | NaN |
| Sep 2012 | 1271.7075677298672 | -0.32 | NaN |
| Oct 2012 | 1266.254094922995 | -0.43 | NaN |
| Nov 2012 | 1267.131178570627 | 0.07 | NaN |
| Dec 2012 | 1269.2999624076645 | 0.17 | NaN |
| Jan 2013 | 1064.5418424741888 | -16.13 | -17.09 |
| Feb 2013 | 1077.0984136346046 | 1.18 | -16.12 |
| Mar 2013 | 1085.5155312084612 | 0.78 | -15.91 |
| Apr 2013 | 1083.4478320470334 | -0.19 | -15.92 |
| May 2013 | 1098.2918456614623 | 1.37 | -14.25 |
| Jun 2013 | 1148.804094625607 | 4.60 | -9.81 |
| Jul 2013 | 1183.3838160979499 | 3.01 | -6.67 |
| Aug 2013 | 1201.8538980083115 | 1.56 | -5.79 |
| Sep 2013 | 1214.7464450142809 | 1.07 | -4.48 |
| Oct 2013 | 1201.1697309731367 | -1.12 | -5.14 |
| Nov 2013 | 1216.6102116588481 | 1.29 | -3.99 |
| Dec 2013 | 1244.237565867364 | 2.27 | -1.97 |
| Jan 2014 | 1260.5079268161037 | 1.31 | 18.41 |
| Feb 2014 | 1260.5068784830976 | 0.00 | 17.03 |
| Mar 2014 | 1275.5955234661867 | 1.20 | 17.51 |
| Apr 2014 | 1286.359413257997 | 0.84 | 18.73 |
| May 2014 | 1284.9601185415383 | -0.11 | 17.00 |
| Jun 2014 | 1292.9919497672322 | 0.63 | 12.55 |
| Jul 2014 | 1302.0152604689097 | 0.70 | 10.03 |
| Aug 2014 | 1312.370083237643 | 0.80 | 9.20 |
| Sep 2014 | 1328.1619785114463 | 1.20 | 9.34 |
| Oct 2014 | 1326.7928146555591 | -0.10 | 10.46 |
| Nov 2014 | 1334.4513691555208 | 0.58 | 9.69 |
| Dec 2014 | 1334.070058552575 | -0.03 | 7.22 |
| Jan 2015 | 1334.4531083241345 | 0.03 | 5.87 |
| Feb 2015 | 1350.2519767509434 | 1.18 | 7.12 |
| Mar 2015 | 1367.8204233453805 | 1.30 | 7.23 |
| Apr 2015 | 1369.5373827472245 | 0.13 | 6.47 |
| May 2015 | 1395.7257641097017 | 1.91 | 8.62 |
| Jun 2015 | 1419.328079587507 | 1.69 | 9.77 |
| Jul 2015 | 1435.0525997317002 | 1.11 | 10.22 |
| Aug 2015 | 1430.4042251898545 | -0.32 | 8.99 |
| Sep 2015 | 1437.0129119172975 | 0.46 | 8.20 |
| Oct 2015 | 1435.2632811608687 | -0.12 | 8.18 |
| Nov 2015 | 1456.2902399296934 | 1.47 | 9.13 |
| Dec 2015 | 1465.4742158594586 | 0.63 | 9.85 |
| Jan 2016 | 1505.8936220458904 | 2.76 | 12.85 |
| Feb 2016 | 1492.5863746770215 | -0.88 | 10.54 |
| Mar 2016 | 1501.277991769442 | 0.58 | 9.76 |
| Apr 2016 | 1496.794092756617 | -0.30 | 9.29 |
| May 2016 | 1500.4993112806471 | 0.25 | 7.51 |
| Jun 2016 | 1502.424544425196 | 0.13 | 5.86 |
| Jul 2016 | 1493.3006163491607 | -0.61 | 4.06 |
| Aug 2016 | 1495.912036853087 | 0.18 | 4.58 |
| Sep 2016 | 1502.4422812931393 | 0.44 | 4.55 |
| Oct 2016 | 1508.5287672033967 | 0.41 | 5.11 |
| Nov 2016 | 1545.4197122578216 | 2.44 | 6.12 |
| Dec 2016 | 1596.0988022850174 | 3.28 | 8.91 |
| Jan 2017 | 1604.9118883389922 | 0.55 | 6.58 |
| Feb 2017 | 1610.341994679632 | 0.34 | 7.89 |
| Mar 2017 | 1617.9173067273432 | 0.47 | 7.77 |
| Apr 2017 | 1607.9246483401387 | -0.62 | 7.43 |
| May 2017 | 1609.7932734279743 | 0.12 | 7.28 |
| Jun 2017 | 1603.4291501108332 | -0.39 | 6.72 |
| Jul 2017 | 1612.9529990750116 | 0.59 | 8.01 |
| Aug 2017 | 1606.841335040428 | -0.38 | 7.42 |
| Sep 2017 | 1602.0391463483652 | -0.30 | 6.63 |
| Oct 2017 | 1616.338816593313 | 0.89 | 7.15 |
| Nov 2017 | 1624.649943932964 | 0.51 | 5.13 |
| Dec 2017 | 1633.551501991637 | 0.55 | 2.35 |
| Jan 2018 | 1623.6968896572466 | -0.60 | 1.17 |
| Feb 2018 | 1660.5588437613883 | 2.27 | 3.12 |
| Mar 2018 | 1678.8523846821931 | 1.10 | 3.77 |
| Apr 2018 | 1687.4950047895245 | 0.52 | 4.95 |
| May 2018 | 1708.410911188283 | 1.24 | 6.13 |
| Jun 2018 | 1712.8811598725028 | 0.26 | 6.83 |
| Jul 2018 | 1715.084252209187 | 0.13 | 6.33 |
| Aug 2018 | 1723.695093748228 | 0.50 | 7.27 |
| Sep 2018 | 1738.7297391710767 | 0.87 | 8.53 |
| Oct 2018 | 1767.5761068304646 | 1.66 | 9.36 |
| Nov 2018 | 1777.5095135932736 | 0.56 | 9.41 |
| Dec 2018 | 1756.5092994408578 | -1.18 | 7.53 |
| Jan 2019 | 1602.4776554417263 | -8.77 | -1.31 |
| Feb 2019 | 1597.2675426191277 | -0.32 | -3.81 |
| Mar 2019 | 1590.4853752827285 | -0.42 | -5.26 |
| Apr 2019 | 1580.345731127712 | -0.64 | -6.35 |
| May 2019 | 1575.2876788683502 | -0.32 | -7.79 |
| Jun 2019 | 1546.5504507548742 | -1.82 | -9.71 |
| Jul 2019 | 1544.8538483980146 | -0.11 | -9.93 |
| Aug 2019 | 1531.300967194097 | -0.88 | -11.16 |
| Sep 2019 | 1533.9796327015292 | 0.18 | -11.78 |
| Oct 2019 | 1548.345278108316 | 0.94 | -12.40 |
| Nov 2019 | 1555.5798606353208 | 0.47 | -12.48 |
| Dec 2019 | 1565.3435508448229 | 0.63 | -10.88 |
| Jan 2020 | 1575.7774854607808 | 0.67 | -1.67 |
| Feb 2020 | 1563.8602159598818 | -0.76 | -2.09 |
| Mar 2020 | 1568.168349729683 | 0.28 | -1.40 |
| Apr 2020 | 1555.8793557248277 | -0.78 | -1.55 |
| May 2020 | 1548.584350588752 | -0.47 | -1.69 |
| Jun 2020 | 1541.4816160411533 | -0.46 | -0.33 |
| Jul 2020 | 1527.7588735135669 | -0.89 | -1.11 |
| Aug 2020 | 1525.0773002399171 | -0.18 | -0.41 |
| Sep 2020 | 1529.9352648942506 | 0.32 | -0.26 |
| Oct 2020 | 1535.836067419806 | 0.39 | -0.81 |
| Nov 2020 | 1542.920746836181 | 0.46 | -0.81 |
| Dec 2020 | 1548.5902385392944 | 0.37 | -1.07 |
| Jan 2021 | 1614.0185261148185 | 4.22 | 2.43 |
| Feb 2021 | 1638.96508883645 | 1.55 | 4.80 |
| Mar 2021 | 1689.8129844045584 | 3.10 | 7.76 |
| Apr 2021 | 1707.109287434535 | 1.02 | 9.72 |
| May 2021 | 1718.296908416729 | 0.66 | 10.96 |
| Jun 2021 | 1745.2469576598405 | 1.57 | 13.22 |
| Jul 2021 | 1755.5622319557974 | 0.59 | 14.91 |
| Aug 2021 | 1771.314198495531 | 0.90 | 16.15 |
| Sep 2021 | 1793.156715366908 | 1.23 | 17.20 |
| Oct 2021 | 1831.1607789549957 | 2.12 | 19.23 |
| Nov 2021 | 1851.3183752471468 | 1.10 | 19.99 |
| Dec 2021 | 1878.106138460536 | 1.45 | 21.28 |
| Jan 2022 | 1846.7441751396661 | -1.67 | 14.42 |
| Feb 2022 | 1924.6062041661767 | 4.22 | 17.43 |
| Mar 2022 | 2024.718626922492 | 5.20 | 19.82 |
| Apr 2022 | 2193.001296129305 | 8.31 | 28.46 |
| May 2022 | 2271.538378191732 | 3.58 | 32.20 |
| Jun 2022 | 2354.395342750577 | 3.65 | 34.90 |
| Jul 2022 | 2358.7338696574525 | 0.18 | 34.36 |
| Aug 2022 | 2338.362320900734 | -0.86 | 32.01 |
| Sep 2022 | 2501.0455378315364 | 6.96 | 39.48 |
| Oct 2022 | 2647.5883529100174 | 5.86 | 44.59 |
| Nov 2022 | 2628.484932350698 | -0.72 | 41.98 |
| Dec 2022 | 2541.0764895996526 | -3.32 | 35.30 |
| Jan 2023 | 2539.862742134773 | -0.05 | 37.53 |
| Feb 2023 | 2527.937114403058 | -0.47 | 31.35 |
| Mar 2023 | 2574.7699794022046 | 1.85 | 27.17 |
| Apr 2023 | 2538.477866948 | -1.41 | 15.75 |
| May 2023 | 2558.414616285765 | 0.79 | 12.63 |
| Jun 2023 | 2621.381468398683 | 2.46 | 11.34 |
| Jul 2023 | 2655.862384822448 | 1.32 | 12.60 |
| Aug 2023 | 2710.1749084760672 | 2.05 | 15.90 |
| Sep 2023 | 2741.04847664243 | 1.14 | 9.60 |
| Oct 2023 | 2825.1818747708544 | 3.07 | 6.71 |
| Nov 2023 | 2792.478838272199 | -1.16 | 6.24 |
| Dec 2023 | 2674.7695837311167 | -4.21 | 5.26 |
| Jan 2024 | 2634.7550365874768 | -1.50 | 3.74 |
| Feb 2024 | 2664.5686345318322 | 1.13 | 5.41 |
| Mar 2024 | 2682.729427522014 | 0.68 | 4.19 |
| Apr 2024 | 2728.0346371066535 | 1.69 | 7.47 |
| May 2024 | 2746.208784430707 | 0.67 | 7.34 |
| Jun 2024 | 2718.582325360255 | -1.01 | 3.71 |
| Jul 2024 | 2703.1933889800584 | -0.57 | 1.78 |
| Aug 2024 | 2636.802483223546 | -2.46 | -2.71 |
| Sep 2024 | 2589.768546498806 | -1.78 | -5.52 |
| Oct 2024 | 2633.8317617956277 | 1.70 | -6.77 |
| Nov 2024 | 2701.28282744641 | 2.56 | -3.27 |
| Dec 2024 | 2683.7277274135454 | -0.65 | 0.34 |
| Jan 2025 | 2768.011457220531 | 3.14 | 5.06 |
| Feb 2025 | 2745.718660988843 | -0.80 | 3.05 |
| Mar 2025 | 2706.7403297218475 | -1.42 | 0.90 |
| Apr 2025 | 2713.654714516003 | 0.26 | -0.53 |
| May 2025 | 2723.435414877118 | 0.36 | -0.83 |
| Jun 2025 | 2716.071490678317 | -0.27 | -0.09 |
| Jul 2025 | 2692.4695466316107 | -0.87 | -0.40 |
| Aug 2025 | 2663.2437645701348 | -1.08 | 1.00 |
| Sep 2025 | 2629.3839860454286 | -1.27 | 1.53 |
| Oct 2025 | 2608.857022133559 | -0.78 | -0.95 |
| Nov 2025 | 2604.594459300053 | -0.16 | -3.58 |
| Dec 2025 | 2596.4424307355885 | -0.31 | -3.25 |
| Jan 2026 | 2579.9374312887066 | -0.64 | -6.79 |
| Feb 2026 | 2567.8097462208566 | -0.47 | -6.48 |