Houston, TX (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 10% down for all homes in the Houston, TX Metro in February 2026 was $2,567.81. The month over month percentage change (MoM) was -0.47%, and the year over year percentage change (YoY) was -6.48%.

The chart below shows the trend of the total monthly payments with 10% down for all homes in the Houston, TX metro. The table below shows the trend of the the total monthly payments with 10% down, and the MoM and YoY percentage changes for all homes in the Houston, TX metro.

You can see similar information for other US metros, and for the United States.

Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.

Data Source: Zillow.
Houston, TX (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Houston, TX (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 170
Month Total Monthly Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2012 1284.0107312504529 NaN NaN
Feb 2012 1284.0366332836024 0.00 NaN
Mar 2012 1290.8301568735915 0.53 NaN
Apr 2012 1288.6093534505044 -0.17 NaN
May 2012 1280.7579144733213 -0.61 NaN
Jun 2012 1273.7495840679376 -0.55 NaN
Jul 2012 1267.920565009107 -0.46 NaN
Aug 2012 1275.7640450546405 0.62 NaN
Sep 2012 1271.7075677298672 -0.32 NaN
Oct 2012 1266.254094922995 -0.43 NaN
Nov 2012 1267.131178570627 0.07 NaN
Dec 2012 1269.2999624076645 0.17 NaN
Jan 2013 1064.5418424741888 -16.13 -17.09
Feb 2013 1077.0984136346046 1.18 -16.12
Mar 2013 1085.5155312084612 0.78 -15.91
Apr 2013 1083.4478320470334 -0.19 -15.92
May 2013 1098.2918456614623 1.37 -14.25
Jun 2013 1148.804094625607 4.60 -9.81
Jul 2013 1183.3838160979499 3.01 -6.67
Aug 2013 1201.8538980083115 1.56 -5.79
Sep 2013 1214.7464450142809 1.07 -4.48
Oct 2013 1201.1697309731367 -1.12 -5.14
Nov 2013 1216.6102116588481 1.29 -3.99
Dec 2013 1244.237565867364 2.27 -1.97
Jan 2014 1260.5079268161037 1.31 18.41
Feb 2014 1260.5068784830976 0.00 17.03
Mar 2014 1275.5955234661867 1.20 17.51
Apr 2014 1286.359413257997 0.84 18.73
May 2014 1284.9601185415383 -0.11 17.00
Jun 2014 1292.9919497672322 0.63 12.55
Jul 2014 1302.0152604689097 0.70 10.03
Aug 2014 1312.370083237643 0.80 9.20
Sep 2014 1328.1619785114463 1.20 9.34
Oct 2014 1326.7928146555591 -0.10 10.46
Nov 2014 1334.4513691555208 0.58 9.69
Dec 2014 1334.070058552575 -0.03 7.22
Jan 2015 1334.4531083241345 0.03 5.87
Feb 2015 1350.2519767509434 1.18 7.12
Mar 2015 1367.8204233453805 1.30 7.23
Apr 2015 1369.5373827472245 0.13 6.47
May 2015 1395.7257641097017 1.91 8.62
Jun 2015 1419.328079587507 1.69 9.77
Jul 2015 1435.0525997317002 1.11 10.22
Aug 2015 1430.4042251898545 -0.32 8.99
Sep 2015 1437.0129119172975 0.46 8.20
Oct 2015 1435.2632811608687 -0.12 8.18
Nov 2015 1456.2902399296934 1.47 9.13
Dec 2015 1465.4742158594586 0.63 9.85
Jan 2016 1505.8936220458904 2.76 12.85
Feb 2016 1492.5863746770215 -0.88 10.54
Mar 2016 1501.277991769442 0.58 9.76
Apr 2016 1496.794092756617 -0.30 9.29
May 2016 1500.4993112806471 0.25 7.51
Jun 2016 1502.424544425196 0.13 5.86
Jul 2016 1493.3006163491607 -0.61 4.06
Aug 2016 1495.912036853087 0.18 4.58
Sep 2016 1502.4422812931393 0.44 4.55
Oct 2016 1508.5287672033967 0.41 5.11
Nov 2016 1545.4197122578216 2.44 6.12
Dec 2016 1596.0988022850174 3.28 8.91
Jan 2017 1604.9118883389922 0.55 6.58
Feb 2017 1610.341994679632 0.34 7.89
Mar 2017 1617.9173067273432 0.47 7.77
Apr 2017 1607.9246483401387 -0.62 7.43
May 2017 1609.7932734279743 0.12 7.28
Jun 2017 1603.4291501108332 -0.39 6.72
Jul 2017 1612.9529990750116 0.59 8.01
Aug 2017 1606.841335040428 -0.38 7.42
Sep 2017 1602.0391463483652 -0.30 6.63
Oct 2017 1616.338816593313 0.89 7.15
Nov 2017 1624.649943932964 0.51 5.13
Dec 2017 1633.551501991637 0.55 2.35
Jan 2018 1623.6968896572466 -0.60 1.17
Feb 2018 1660.5588437613883 2.27 3.12
Mar 2018 1678.8523846821931 1.10 3.77
Apr 2018 1687.4950047895245 0.52 4.95
May 2018 1708.410911188283 1.24 6.13
Jun 2018 1712.8811598725028 0.26 6.83
Jul 2018 1715.084252209187 0.13 6.33
Aug 2018 1723.695093748228 0.50 7.27
Sep 2018 1738.7297391710767 0.87 8.53
Oct 2018 1767.5761068304646 1.66 9.36
Nov 2018 1777.5095135932736 0.56 9.41
Dec 2018 1756.5092994408578 -1.18 7.53
Jan 2019 1602.4776554417263 -8.77 -1.31
Feb 2019 1597.2675426191277 -0.32 -3.81
Mar 2019 1590.4853752827285 -0.42 -5.26
Apr 2019 1580.345731127712 -0.64 -6.35
May 2019 1575.2876788683502 -0.32 -7.79
Jun 2019 1546.5504507548742 -1.82 -9.71
Jul 2019 1544.8538483980146 -0.11 -9.93
Aug 2019 1531.300967194097 -0.88 -11.16
Sep 2019 1533.9796327015292 0.18 -11.78
Oct 2019 1548.345278108316 0.94 -12.40
Nov 2019 1555.5798606353208 0.47 -12.48
Dec 2019 1565.3435508448229 0.63 -10.88
Jan 2020 1575.7774854607808 0.67 -1.67
Feb 2020 1563.8602159598818 -0.76 -2.09
Mar 2020 1568.168349729683 0.28 -1.40
Apr 2020 1555.8793557248277 -0.78 -1.55
May 2020 1548.584350588752 -0.47 -1.69
Jun 2020 1541.4816160411533 -0.46 -0.33
Jul 2020 1527.7588735135669 -0.89 -1.11
Aug 2020 1525.0773002399171 -0.18 -0.41
Sep 2020 1529.9352648942506 0.32 -0.26
Oct 2020 1535.836067419806 0.39 -0.81
Nov 2020 1542.920746836181 0.46 -0.81
Dec 2020 1548.5902385392944 0.37 -1.07
Jan 2021 1614.0185261148185 4.22 2.43
Feb 2021 1638.96508883645 1.55 4.80
Mar 2021 1689.8129844045584 3.10 7.76
Apr 2021 1707.109287434535 1.02 9.72
May 2021 1718.296908416729 0.66 10.96
Jun 2021 1745.2469576598405 1.57 13.22
Jul 2021 1755.5622319557974 0.59 14.91
Aug 2021 1771.314198495531 0.90 16.15
Sep 2021 1793.156715366908 1.23 17.20
Oct 2021 1831.1607789549957 2.12 19.23
Nov 2021 1851.3183752471468 1.10 19.99
Dec 2021 1878.106138460536 1.45 21.28
Jan 2022 1846.7441751396661 -1.67 14.42
Feb 2022 1924.6062041661767 4.22 17.43
Mar 2022 2024.718626922492 5.20 19.82
Apr 2022 2193.001296129305 8.31 28.46
May 2022 2271.538378191732 3.58 32.20
Jun 2022 2354.395342750577 3.65 34.90
Jul 2022 2358.7338696574525 0.18 34.36
Aug 2022 2338.362320900734 -0.86 32.01
Sep 2022 2501.0455378315364 6.96 39.48
Oct 2022 2647.5883529100174 5.86 44.59
Nov 2022 2628.484932350698 -0.72 41.98
Dec 2022 2541.0764895996526 -3.32 35.30
Jan 2023 2539.862742134773 -0.05 37.53
Feb 2023 2527.937114403058 -0.47 31.35
Mar 2023 2574.7699794022046 1.85 27.17
Apr 2023 2538.477866948 -1.41 15.75
May 2023 2558.414616285765 0.79 12.63
Jun 2023 2621.381468398683 2.46 11.34
Jul 2023 2655.862384822448 1.32 12.60
Aug 2023 2710.1749084760672 2.05 15.90
Sep 2023 2741.04847664243 1.14 9.60
Oct 2023 2825.1818747708544 3.07 6.71
Nov 2023 2792.478838272199 -1.16 6.24
Dec 2023 2674.7695837311167 -4.21 5.26
Jan 2024 2634.7550365874768 -1.50 3.74
Feb 2024 2664.5686345318322 1.13 5.41
Mar 2024 2682.729427522014 0.68 4.19
Apr 2024 2728.0346371066535 1.69 7.47
May 2024 2746.208784430707 0.67 7.34
Jun 2024 2718.582325360255 -1.01 3.71
Jul 2024 2703.1933889800584 -0.57 1.78
Aug 2024 2636.802483223546 -2.46 -2.71
Sep 2024 2589.768546498806 -1.78 -5.52
Oct 2024 2633.8317617956277 1.70 -6.77
Nov 2024 2701.28282744641 2.56 -3.27
Dec 2024 2683.7277274135454 -0.65 0.34
Jan 2025 2768.011457220531 3.14 5.06
Feb 2025 2745.718660988843 -0.80 3.05
Mar 2025 2706.7403297218475 -1.42 0.90
Apr 2025 2713.654714516003 0.26 -0.53
May 2025 2723.435414877118 0.36 -0.83
Jun 2025 2716.071490678317 -0.27 -0.09
Jul 2025 2692.4695466316107 -0.87 -0.40
Aug 2025 2663.2437645701348 -1.08 1.00
Sep 2025 2629.3839860454286 -1.27 1.53
Oct 2025 2608.857022133559 -0.78 -0.95
Nov 2025 2604.594459300053 -0.16 -3.58
Dec 2025 2596.4424307355885 -0.31 -3.25
Jan 2026 2579.9374312887066 -0.64 -6.79
Feb 2026 2567.8097462208566 -0.47 -6.48