Indianapolis, IN (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 10% down for all homes in the Indianapolis, IN Metro in February 2026 was $2,257.268. The month over month percentage change (MoM) was -0.17%, and the year over year percentage change (YoY) was -4.15%.

The chart below shows the trend of the total monthly payments with 10% down for all homes in the Indianapolis, IN metro. The table below shows the trend of the the total monthly payments with 10% down, and the MoM and YoY percentage changes for all homes in the Indianapolis, IN metro.

You can see similar information for other US metros, and for the United States.

Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.

Data Source: Zillow.
Indianapolis, IN (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Indianapolis, IN (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 170
Month Total Monthly Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2012 835.406512332543 NaN NaN
Feb 2012 833.8788035387977 -0.18 NaN
Mar 2012 839.9515232397737 0.73 NaN
Apr 2012 841.5386875845323 0.19 NaN
May 2012 838.48797796019 -0.36 NaN
Jun 2012 834.4903728182142 -0.48 NaN
Jul 2012 829.6981118383073 -0.57 NaN
Aug 2012 835.0550414260665 0.65 NaN
Sep 2012 830.0544770113432 -0.60 NaN
Oct 2012 824.0131403952013 -0.73 NaN
Nov 2012 821.4295632095606 -0.31 NaN
Dec 2012 819.6149004138285 -0.22 NaN
Jan 2013 817.9828601884864 -0.20 -2.09
Feb 2013 825.1881180752304 0.88 -1.04
Mar 2013 827.9828089458526 0.34 -1.42
Apr 2013 822.4764124493 -0.66 -2.26
May 2013 831.4324774079781 1.09 -0.84
Jun 2013 870.3141419206803 4.68 4.29
Jul 2013 895.5524315522161 2.90 7.94
Aug 2013 907.6389848862638 1.35 8.69
Sep 2013 915.4359123444003 0.86 10.29
Oct 2013 900.4945896413349 -1.63 9.28
Nov 2013 907.8808328475295 0.82 10.52
Dec 2013 924.3409606465618 1.81 12.78
Jan 2014 921.1687653712013 -0.34 12.62
Feb 2014 916.3996931325416 -0.52 11.05
Mar 2014 923.9319488644269 0.82 11.59
Apr 2014 930.3376722988023 0.69 13.11
May 2014 927.7291219544545 -0.28 11.58
Jun 2014 932.5897356301514 0.52 7.16
Jul 2014 936.2359728693632 0.39 4.54
Aug 2014 939.1385260166526 0.31 3.47
Sep 2014 945.6954624171437 0.70 3.31
Oct 2014 937.8754404579137 -0.83 4.15
Nov 2014 935.6460898557167 -0.24 3.06
Dec 2014 926.6387587168424 -0.96 0.25
Jan 2015 915.716816325715 -1.18 -0.59
Feb 2015 920.056833080389 0.47 0.40
Mar 2015 926.5843501290112 0.71 0.29
Apr 2015 922.7127350797325 -0.42 -0.82
May 2015 937.9263975002352 1.65 1.10
Jun 2015 951.5416754036258 1.45 2.03
Jul 2015 959.4657030645599 0.83 2.48
Aug 2015 953.5883838166149 -0.61 1.54
Sep 2015 956.1560877304557 0.27 1.11
Oct 2015 953.1398350436443 -0.31 1.63
Nov 2015 966.130463792751 1.36 3.26
Dec 2015 971.4635967460744 0.55 4.84
Jan 2016 961.4037346818816 -1.04 4.99
Feb 2016 950.901577060225 -1.09 3.35
Mar 2016 956.7387819211638 0.61 3.25
Apr 2016 954.6498591818316 -0.22 3.46
May 2016 959.0540917945928 0.46 2.25
Jun 2016 962.7247343128308 0.38 1.18
Jul 2016 958.6237170969512 -0.43 -0.09
Aug 2016 962.9001863552461 0.45 0.98
Sep 2016 969.9551953259845 0.73 1.44
Oct 2016 975.640725973976 0.59 2.36
Nov 2016 1003.0772102301636 2.81 3.82
Dec 2016 1040.6692692900092 3.75 7.12
Jan 2017 1040.7008167743056 0.00 8.25
Feb 2017 1045.4934852122792 0.46 9.95
Mar 2017 1051.3039767614298 0.56 9.88
Apr 2017 1044.6426389103888 -0.63 9.43
May 2017 1047.6901827304307 0.29 9.24
Jun 2017 1045.1294996695829 -0.24 8.56
Jul 2017 1056.395638163986 1.08 10.20
Aug 2017 1056.0605658914692 -0.03 9.68
Sep 2017 1056.4364012363123 0.04 8.92
Oct 2017 1069.8277314911356 1.27 9.65
Nov 2017 1078.9680735212319 0.85 7.57
Dec 2017 1088.0874058427248 0.85 4.56
Jan 2018 1095.5206035145645 0.68 5.27
Feb 2018 1126.3264259849882 2.81 7.73
Mar 2018 1143.7409724398922 1.55 8.79
Apr 2018 1154.3198768406899 0.93 10.50
May 2018 1174.3176555503633 1.73 12.09
Jun 2018 1181.2531651539782 0.59 13.03
Jul 2018 1185.5272905452175 0.36 12.22
Aug 2018 1194.3933212467853 0.75 13.10
Sep 2018 1208.4758674343905 1.18 14.39
Oct 2018 1232.9367458550569 2.02 15.25
Nov 2018 1242.6815480318935 0.79 15.17
Dec 2018 1226.9774801223582 -1.26 12.77
Jan 2019 1218.4224445168022 -0.70 11.22
Feb 2019 1215.4170299070754 -0.25 7.91
Mar 2019 1212.1028149224558 -0.27 5.98
Apr 2019 1206.09699186547 -0.49 4.49
May 2019 1204.8260525716737 -0.10 2.60
Jun 2019 1184.6026616121153 -1.68 0.28
Jul 2019 1186.0730809322677 0.12 0.05
Aug 2019 1177.9046144585143 -0.69 -1.38
Sep 2019 1182.1112264013059 0.36 -2.18
Oct 2019 1196.1431811439504 1.19 -2.98
Nov 2019 1204.5954394001603 0.71 -3.06
Dec 2019 1215.7183086589052 0.92 -0.92
Jan 2020 1211.7445114198867 -0.33 -0.55
Feb 2020 1206.1602547370564 -0.46 -0.76
Mar 2020 1214.7424147475494 0.71 0.22
Apr 2020 1210.0933438412535 -0.38 0.33
May 2020 1210.1866753264405 0.01 0.45
Jun 2020 1208.7038087017854 -0.12 2.04
Jul 2020 1200.3524856662066 -0.69 1.20
Aug 2020 1200.3463401229394 0.00 1.91
Sep 2020 1208.4205242149305 0.67 2.23
Oct 2020 1218.317902341302 0.82 1.85
Nov 2020 1230.1387538518284 0.97 2.12
Dec 2020 1240.145036102216 0.81 2.01
Jan 2021 1249.156033228177 0.73 3.09
Feb 2021 1274.4937973188557 2.03 5.67
Mar 2021 1323.3034307954074 3.83 8.94
Apr 2021 1342.6816712076286 1.46 10.96
May 2021 1353.9809251210684 0.84 11.88
Jun 2021 1376.6494587350385 1.67 13.90
Jul 2021 1383.8786397476292 0.53 15.29
Aug 2021 1394.5479981148842 0.77 16.18
Sep 2021 1409.414534620561 1.07 16.63
Oct 2021 1438.6902579098632 2.08 18.09
Nov 2021 1452.9530315817467 0.99 18.11
Dec 2021 1473.4688318377744 1.41 18.81
Jan 2022 1527.354494341828 3.66 22.27
Feb 2022 1595.9489743190552 4.49 25.22
Mar 2022 1682.545007918882 5.43 27.15
Apr 2022 1827.6078846077612 8.62 36.12
May 2022 1890.6516792202985 3.45 39.64
Jun 2022 1957.155395211453 3.52 42.17
Jul 2022 1951.8451911521038 -0.27 41.04
Aug 2022 1925.253032220311 -1.36 38.06
Sep 2022 2055.4352894387935 6.76 45.84
Oct 2022 2175.6896456106692 5.85 51.23
Nov 2022 2159.066045769302 -0.76 48.60
Dec 2022 2090.053838007854 -3.20 41.85
Jan 2023 2100.8152480377485 0.52 37.55
Feb 2023 2099.5427577159126 -0.06 31.56
Mar 2023 2146.794820935604 2.25 27.59
Apr 2023 2122.136327241922 -1.15 16.12
May 2023 2143.4959969419688 1.01 13.37
Jun 2023 2200.0850669657075 2.64 12.41
Jul 2023 2229.3530508265835 1.33 14.22
Aug 2023 2275.4029657028022 2.07 18.19
Sep 2023 2302.4234653606754 1.19 12.02
Oct 2023 2376.581485699149 3.22 9.23
Nov 2023 2348.1205188314143 -1.20 8.76
Dec 2023 2244.7299319471094 -4.40 7.40
Jan 2024 2226.2987401848072 -0.82 5.97
Feb 2024 2256.1441381466793 1.34 7.46
Mar 2024 2277.2834595992076 0.94 6.08
Apr 2024 2321.2452286657217 1.93 9.38
May 2024 2342.9312581513577 0.93 9.30
Jun 2024 2323.154113928039 -0.84 5.59
Jul 2024 2312.520931450265 -0.46 3.73
Aug 2024 2255.711239764421 -2.46 -0.86
Sep 2024 2211.7835439365144 -1.95 -3.94
Oct 2024 2255.3185161966067 1.97 -5.10
Nov 2024 2322.1987165780747 2.97 -1.10
Dec 2024 2315.1360671423204 -0.30 3.14
Jan 2025 2366.0422729425745 2.20 6.28
Feb 2025 2355.098931656084 -0.46 4.39
Mar 2025 2326.616000745151 -1.21 2.17
Apr 2025 2338.804169449756 0.52 0.76
May 2025 2353.210499420842 0.62 0.44
Jun 2025 2352.6954532164154 -0.02 1.27
Jul 2025 2337.9878886968704 -0.62 1.10
Aug 2025 2317.0714901078377 -0.89 2.72
Sep 2025 2286.975311279131 -1.30 3.40
Oct 2025 2272.404275788402 -0.64 0.76
Nov 2025 2273.1361864378864 0.03 -2.11
Dec 2025 2270.024245719751 -0.14 -1.95
Jan 2026 2261.0243707702157 -0.40 -4.44
Feb 2026 2257.268469523186 -0.17 -4.15