Indianapolis, IN (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 10% down for all homes in the Indianapolis, IN Metro in February 2026 was $2,257.268. The month over month percentage change (MoM) was -0.17%, and the year over year percentage change (YoY) was -4.15%.
The chart below shows the trend of the total monthly payments with 10% down for all homes in the Indianapolis, IN metro. The table below shows the trend of the the total monthly payments with 10% down, and the MoM and YoY percentage changes for all homes in the Indianapolis, IN metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 835.406512332543 | NaN | NaN |
| Feb 2012 | 833.8788035387977 | -0.18 | NaN |
| Mar 2012 | 839.9515232397737 | 0.73 | NaN |
| Apr 2012 | 841.5386875845323 | 0.19 | NaN |
| May 2012 | 838.48797796019 | -0.36 | NaN |
| Jun 2012 | 834.4903728182142 | -0.48 | NaN |
| Jul 2012 | 829.6981118383073 | -0.57 | NaN |
| Aug 2012 | 835.0550414260665 | 0.65 | NaN |
| Sep 2012 | 830.0544770113432 | -0.60 | NaN |
| Oct 2012 | 824.0131403952013 | -0.73 | NaN |
| Nov 2012 | 821.4295632095606 | -0.31 | NaN |
| Dec 2012 | 819.6149004138285 | -0.22 | NaN |
| Jan 2013 | 817.9828601884864 | -0.20 | -2.09 |
| Feb 2013 | 825.1881180752304 | 0.88 | -1.04 |
| Mar 2013 | 827.9828089458526 | 0.34 | -1.42 |
| Apr 2013 | 822.4764124493 | -0.66 | -2.26 |
| May 2013 | 831.4324774079781 | 1.09 | -0.84 |
| Jun 2013 | 870.3141419206803 | 4.68 | 4.29 |
| Jul 2013 | 895.5524315522161 | 2.90 | 7.94 |
| Aug 2013 | 907.6389848862638 | 1.35 | 8.69 |
| Sep 2013 | 915.4359123444003 | 0.86 | 10.29 |
| Oct 2013 | 900.4945896413349 | -1.63 | 9.28 |
| Nov 2013 | 907.8808328475295 | 0.82 | 10.52 |
| Dec 2013 | 924.3409606465618 | 1.81 | 12.78 |
| Jan 2014 | 921.1687653712013 | -0.34 | 12.62 |
| Feb 2014 | 916.3996931325416 | -0.52 | 11.05 |
| Mar 2014 | 923.9319488644269 | 0.82 | 11.59 |
| Apr 2014 | 930.3376722988023 | 0.69 | 13.11 |
| May 2014 | 927.7291219544545 | -0.28 | 11.58 |
| Jun 2014 | 932.5897356301514 | 0.52 | 7.16 |
| Jul 2014 | 936.2359728693632 | 0.39 | 4.54 |
| Aug 2014 | 939.1385260166526 | 0.31 | 3.47 |
| Sep 2014 | 945.6954624171437 | 0.70 | 3.31 |
| Oct 2014 | 937.8754404579137 | -0.83 | 4.15 |
| Nov 2014 | 935.6460898557167 | -0.24 | 3.06 |
| Dec 2014 | 926.6387587168424 | -0.96 | 0.25 |
| Jan 2015 | 915.716816325715 | -1.18 | -0.59 |
| Feb 2015 | 920.056833080389 | 0.47 | 0.40 |
| Mar 2015 | 926.5843501290112 | 0.71 | 0.29 |
| Apr 2015 | 922.7127350797325 | -0.42 | -0.82 |
| May 2015 | 937.9263975002352 | 1.65 | 1.10 |
| Jun 2015 | 951.5416754036258 | 1.45 | 2.03 |
| Jul 2015 | 959.4657030645599 | 0.83 | 2.48 |
| Aug 2015 | 953.5883838166149 | -0.61 | 1.54 |
| Sep 2015 | 956.1560877304557 | 0.27 | 1.11 |
| Oct 2015 | 953.1398350436443 | -0.31 | 1.63 |
| Nov 2015 | 966.130463792751 | 1.36 | 3.26 |
| Dec 2015 | 971.4635967460744 | 0.55 | 4.84 |
| Jan 2016 | 961.4037346818816 | -1.04 | 4.99 |
| Feb 2016 | 950.901577060225 | -1.09 | 3.35 |
| Mar 2016 | 956.7387819211638 | 0.61 | 3.25 |
| Apr 2016 | 954.6498591818316 | -0.22 | 3.46 |
| May 2016 | 959.0540917945928 | 0.46 | 2.25 |
| Jun 2016 | 962.7247343128308 | 0.38 | 1.18 |
| Jul 2016 | 958.6237170969512 | -0.43 | -0.09 |
| Aug 2016 | 962.9001863552461 | 0.45 | 0.98 |
| Sep 2016 | 969.9551953259845 | 0.73 | 1.44 |
| Oct 2016 | 975.640725973976 | 0.59 | 2.36 |
| Nov 2016 | 1003.0772102301636 | 2.81 | 3.82 |
| Dec 2016 | 1040.6692692900092 | 3.75 | 7.12 |
| Jan 2017 | 1040.7008167743056 | 0.00 | 8.25 |
| Feb 2017 | 1045.4934852122792 | 0.46 | 9.95 |
| Mar 2017 | 1051.3039767614298 | 0.56 | 9.88 |
| Apr 2017 | 1044.6426389103888 | -0.63 | 9.43 |
| May 2017 | 1047.6901827304307 | 0.29 | 9.24 |
| Jun 2017 | 1045.1294996695829 | -0.24 | 8.56 |
| Jul 2017 | 1056.395638163986 | 1.08 | 10.20 |
| Aug 2017 | 1056.0605658914692 | -0.03 | 9.68 |
| Sep 2017 | 1056.4364012363123 | 0.04 | 8.92 |
| Oct 2017 | 1069.8277314911356 | 1.27 | 9.65 |
| Nov 2017 | 1078.9680735212319 | 0.85 | 7.57 |
| Dec 2017 | 1088.0874058427248 | 0.85 | 4.56 |
| Jan 2018 | 1095.5206035145645 | 0.68 | 5.27 |
| Feb 2018 | 1126.3264259849882 | 2.81 | 7.73 |
| Mar 2018 | 1143.7409724398922 | 1.55 | 8.79 |
| Apr 2018 | 1154.3198768406899 | 0.93 | 10.50 |
| May 2018 | 1174.3176555503633 | 1.73 | 12.09 |
| Jun 2018 | 1181.2531651539782 | 0.59 | 13.03 |
| Jul 2018 | 1185.5272905452175 | 0.36 | 12.22 |
| Aug 2018 | 1194.3933212467853 | 0.75 | 13.10 |
| Sep 2018 | 1208.4758674343905 | 1.18 | 14.39 |
| Oct 2018 | 1232.9367458550569 | 2.02 | 15.25 |
| Nov 2018 | 1242.6815480318935 | 0.79 | 15.17 |
| Dec 2018 | 1226.9774801223582 | -1.26 | 12.77 |
| Jan 2019 | 1218.4224445168022 | -0.70 | 11.22 |
| Feb 2019 | 1215.4170299070754 | -0.25 | 7.91 |
| Mar 2019 | 1212.1028149224558 | -0.27 | 5.98 |
| Apr 2019 | 1206.09699186547 | -0.49 | 4.49 |
| May 2019 | 1204.8260525716737 | -0.10 | 2.60 |
| Jun 2019 | 1184.6026616121153 | -1.68 | 0.28 |
| Jul 2019 | 1186.0730809322677 | 0.12 | 0.05 |
| Aug 2019 | 1177.9046144585143 | -0.69 | -1.38 |
| Sep 2019 | 1182.1112264013059 | 0.36 | -2.18 |
| Oct 2019 | 1196.1431811439504 | 1.19 | -2.98 |
| Nov 2019 | 1204.5954394001603 | 0.71 | -3.06 |
| Dec 2019 | 1215.7183086589052 | 0.92 | -0.92 |
| Jan 2020 | 1211.7445114198867 | -0.33 | -0.55 |
| Feb 2020 | 1206.1602547370564 | -0.46 | -0.76 |
| Mar 2020 | 1214.7424147475494 | 0.71 | 0.22 |
| Apr 2020 | 1210.0933438412535 | -0.38 | 0.33 |
| May 2020 | 1210.1866753264405 | 0.01 | 0.45 |
| Jun 2020 | 1208.7038087017854 | -0.12 | 2.04 |
| Jul 2020 | 1200.3524856662066 | -0.69 | 1.20 |
| Aug 2020 | 1200.3463401229394 | 0.00 | 1.91 |
| Sep 2020 | 1208.4205242149305 | 0.67 | 2.23 |
| Oct 2020 | 1218.317902341302 | 0.82 | 1.85 |
| Nov 2020 | 1230.1387538518284 | 0.97 | 2.12 |
| Dec 2020 | 1240.145036102216 | 0.81 | 2.01 |
| Jan 2021 | 1249.156033228177 | 0.73 | 3.09 |
| Feb 2021 | 1274.4937973188557 | 2.03 | 5.67 |
| Mar 2021 | 1323.3034307954074 | 3.83 | 8.94 |
| Apr 2021 | 1342.6816712076286 | 1.46 | 10.96 |
| May 2021 | 1353.9809251210684 | 0.84 | 11.88 |
| Jun 2021 | 1376.6494587350385 | 1.67 | 13.90 |
| Jul 2021 | 1383.8786397476292 | 0.53 | 15.29 |
| Aug 2021 | 1394.5479981148842 | 0.77 | 16.18 |
| Sep 2021 | 1409.414534620561 | 1.07 | 16.63 |
| Oct 2021 | 1438.6902579098632 | 2.08 | 18.09 |
| Nov 2021 | 1452.9530315817467 | 0.99 | 18.11 |
| Dec 2021 | 1473.4688318377744 | 1.41 | 18.81 |
| Jan 2022 | 1527.354494341828 | 3.66 | 22.27 |
| Feb 2022 | 1595.9489743190552 | 4.49 | 25.22 |
| Mar 2022 | 1682.545007918882 | 5.43 | 27.15 |
| Apr 2022 | 1827.6078846077612 | 8.62 | 36.12 |
| May 2022 | 1890.6516792202985 | 3.45 | 39.64 |
| Jun 2022 | 1957.155395211453 | 3.52 | 42.17 |
| Jul 2022 | 1951.8451911521038 | -0.27 | 41.04 |
| Aug 2022 | 1925.253032220311 | -1.36 | 38.06 |
| Sep 2022 | 2055.4352894387935 | 6.76 | 45.84 |
| Oct 2022 | 2175.6896456106692 | 5.85 | 51.23 |
| Nov 2022 | 2159.066045769302 | -0.76 | 48.60 |
| Dec 2022 | 2090.053838007854 | -3.20 | 41.85 |
| Jan 2023 | 2100.8152480377485 | 0.52 | 37.55 |
| Feb 2023 | 2099.5427577159126 | -0.06 | 31.56 |
| Mar 2023 | 2146.794820935604 | 2.25 | 27.59 |
| Apr 2023 | 2122.136327241922 | -1.15 | 16.12 |
| May 2023 | 2143.4959969419688 | 1.01 | 13.37 |
| Jun 2023 | 2200.0850669657075 | 2.64 | 12.41 |
| Jul 2023 | 2229.3530508265835 | 1.33 | 14.22 |
| Aug 2023 | 2275.4029657028022 | 2.07 | 18.19 |
| Sep 2023 | 2302.4234653606754 | 1.19 | 12.02 |
| Oct 2023 | 2376.581485699149 | 3.22 | 9.23 |
| Nov 2023 | 2348.1205188314143 | -1.20 | 8.76 |
| Dec 2023 | 2244.7299319471094 | -4.40 | 7.40 |
| Jan 2024 | 2226.2987401848072 | -0.82 | 5.97 |
| Feb 2024 | 2256.1441381466793 | 1.34 | 7.46 |
| Mar 2024 | 2277.2834595992076 | 0.94 | 6.08 |
| Apr 2024 | 2321.2452286657217 | 1.93 | 9.38 |
| May 2024 | 2342.9312581513577 | 0.93 | 9.30 |
| Jun 2024 | 2323.154113928039 | -0.84 | 5.59 |
| Jul 2024 | 2312.520931450265 | -0.46 | 3.73 |
| Aug 2024 | 2255.711239764421 | -2.46 | -0.86 |
| Sep 2024 | 2211.7835439365144 | -1.95 | -3.94 |
| Oct 2024 | 2255.3185161966067 | 1.97 | -5.10 |
| Nov 2024 | 2322.1987165780747 | 2.97 | -1.10 |
| Dec 2024 | 2315.1360671423204 | -0.30 | 3.14 |
| Jan 2025 | 2366.0422729425745 | 2.20 | 6.28 |
| Feb 2025 | 2355.098931656084 | -0.46 | 4.39 |
| Mar 2025 | 2326.616000745151 | -1.21 | 2.17 |
| Apr 2025 | 2338.804169449756 | 0.52 | 0.76 |
| May 2025 | 2353.210499420842 | 0.62 | 0.44 |
| Jun 2025 | 2352.6954532164154 | -0.02 | 1.27 |
| Jul 2025 | 2337.9878886968704 | -0.62 | 1.10 |
| Aug 2025 | 2317.0714901078377 | -0.89 | 2.72 |
| Sep 2025 | 2286.975311279131 | -1.30 | 3.40 |
| Oct 2025 | 2272.404275788402 | -0.64 | 0.76 |
| Nov 2025 | 2273.1361864378864 | 0.03 | -2.11 |
| Dec 2025 | 2270.024245719751 | -0.14 | -1.95 |
| Jan 2026 | 2261.0243707702157 | -0.40 | -4.44 |
| Feb 2026 | 2257.268469523186 | -0.17 | -4.15 |