Lakeland, FL (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 10% down for all homes in the Lakeland, FL Metro in February 2026 was $2,670.673. The month over month percentage change (MoM) was -0.38%, and the year over year percentage change (YoY) was -7.99%.
The chart below shows the trend of the total monthly payments with 10% down for all homes in the Lakeland, FL metro. The table below shows the trend of the the total monthly payments with 10% down, and the MoM and YoY percentage changes for all homes in the Lakeland, FL metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
Related Topics: Lakeland, FL (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Lakeland, FL (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Lakeland, FL (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 689.1558742540229 | NaN | NaN |
| Feb 2012 | 690.3390481996469 | 0.17 | NaN |
| Mar 2012 | 698.6022672282757 | 1.20 | NaN |
| Apr 2012 | 702.1893593303146 | 0.51 | NaN |
| May 2012 | 701.9083506790258 | -0.04 | NaN |
| Jun 2012 | 700.0404080999723 | -0.27 | NaN |
| Jul 2012 | 697.9285563657514 | -0.30 | NaN |
| Aug 2012 | 703.7621602267291 | 0.84 | NaN |
| Sep 2012 | 700.3527367058691 | -0.48 | NaN |
| Oct 2012 | 696.9946473189782 | -0.48 | NaN |
| Nov 2012 | 698.8536374163162 | 0.27 | NaN |
| Dec 2012 | 704.7996470599603 | 0.85 | NaN |
| Jan 2013 | 711.3759053832157 | 0.93 | 3.22 |
| Feb 2013 | 724.276661240113 | 1.81 | 4.92 |
| Mar 2013 | 733.8439172620176 | 1.32 | 5.05 |
| Apr 2013 | 736.7788586494272 | 0.40 | 4.93 |
| May 2013 | 752.35926662955 | 2.12 | 7.19 |
| Jun 2013 | 792.9495224585108 | 5.40 | 13.27 |
| Jul 2013 | 820.9151450980107 | 3.53 | 17.62 |
| Aug 2013 | 836.9198385315311 | 1.95 | 18.92 |
| Sep 2013 | 848.6760635724944 | 1.41 | 21.18 |
| Oct 2013 | 840.2914353578946 | -0.99 | 20.56 |
| Nov 2013 | 852.4515167275716 | 1.45 | 21.98 |
| Dec 2013 | 873.8679332344576 | 2.51 | 23.99 |
| Jan 2014 | 889.7057996831497 | 1.81 | 25.07 |
| Feb 2014 | 889.1543048652197 | -0.06 | 22.76 |
| Mar 2014 | 898.9795128705221 | 1.11 | 22.50 |
| Apr 2014 | 904.7805867059752 | 0.65 | 22.80 |
| May 2014 | 901.1285354719917 | -0.40 | 19.77 |
| Jun 2014 | 904.5136694665322 | 0.38 | 14.07 |
| Jul 2014 | 908.9647128923314 | 0.49 | 10.73 |
| Aug 2014 | 914.2463817940938 | 0.58 | 9.24 |
| Sep 2014 | 922.2494881111866 | 0.88 | 8.67 |
| Oct 2014 | 918.3374081579216 | -0.42 | 9.29 |
| Nov 2014 | 922.109045307797 | 0.41 | 8.17 |
| Dec 2014 | 921.1143870817302 | -0.11 | 5.41 |
| Jan 2015 | 899.2994969013758 | -2.37 | 1.08 |
| Feb 2015 | 905.9400291029876 | 0.74 | 1.89 |
| Mar 2015 | 913.3305223714603 | 0.82 | 1.60 |
| Apr 2015 | 911.0686836688674 | -0.25 | 0.70 |
| May 2015 | 927.944959807239 | 1.85 | 2.98 |
| Jun 2015 | 944.1835197409897 | 1.75 | 4.39 |
| Jul 2015 | 955.7035039957038 | 1.22 | 5.14 |
| Aug 2015 | 952.722248049759 | -0.31 | 4.21 |
| Sep 2015 | 957.3951586287176 | 0.49 | 3.81 |
| Oct 2015 | 956.4739629799058 | -0.10 | 4.15 |
| Nov 2015 | 972.9562966335166 | 1.72 | 5.51 |
| Dec 2015 | 981.7450675414173 | 0.90 | 6.58 |
| Jan 2016 | 977.5035949659498 | -0.43 | 8.70 |
| Feb 2016 | 967.7084859969632 | -1.00 | 6.82 |
| Mar 2016 | 974.7333595988557 | 0.73 | 6.72 |
| Apr 2016 | 973.6821635975139 | -0.11 | 6.87 |
| May 2016 | 977.9582815435567 | 0.44 | 5.39 |
| Jun 2016 | 981.1511362835067 | 0.33 | 3.92 |
| Jul 2016 | 977.2206947195256 | -0.40 | 2.25 |
| Aug 2016 | 985.1036898741095 | 0.81 | 3.40 |
| Sep 2016 | 995.5244584460245 | 1.06 | 3.98 |
| Oct 2016 | 1005.6496044401918 | 1.02 | 5.14 |
| Nov 2016 | 1037.0689453692567 | 3.12 | 6.59 |
| Dec 2016 | 1080.1247377677491 | 4.15 | 10.02 |
| Jan 2017 | 1112.3193645907743 | 2.98 | 13.79 |
| Feb 2017 | 1120.2664926028824 | 0.71 | 15.77 |
| Mar 2017 | 1128.9347442282342 | 0.77 | 15.82 |
| Apr 2017 | 1123.89776652727 | -0.45 | 15.43 |
| May 2017 | 1127.7450613783658 | 0.34 | 15.32 |
| Jun 2017 | 1126.819399276289 | -0.08 | 14.85 |
| Jul 2017 | 1140.1743317332578 | 1.19 | 16.68 |
| Aug 2017 | 1142.387043536885 | 0.19 | 15.97 |
| Sep 2017 | 1144.5550022300386 | 0.19 | 14.97 |
| Oct 2017 | 1161.0545299124174 | 1.44 | 15.45 |
| Nov 2017 | 1172.406526473113 | 0.98 | 13.05 |
| Dec 2017 | 1184.0244474062395 | 0.99 | 9.62 |
| Jan 2018 | 1199.190722414264 | 1.28 | 7.81 |
| Feb 2018 | 1234.7745300503111 | 2.97 | 10.22 |
| Mar 2018 | 1254.850558753447 | 1.63 | 11.15 |
| Apr 2018 | 1265.9316737299441 | 0.88 | 12.64 |
| May 2018 | 1285.70934499761 | 1.56 | 14.01 |
| Jun 2018 | 1292.2173569398542 | 0.51 | 14.68 |
| Jul 2018 | 1297.9905694714234 | 0.45 | 13.84 |
| Aug 2018 | 1309.525571718159 | 0.89 | 14.63 |
| Sep 2018 | 1326.3222595542948 | 1.28 | 15.88 |
| Oct 2018 | 1354.639171527095 | 2.13 | 16.67 |
| Nov 2018 | 1367.925504373659 | 0.98 | 16.68 |
| Dec 2018 | 1355.7836423801173 | -0.89 | 14.51 |
| Jan 2019 | 1311.8526833506621 | -3.24 | 9.40 |
| Feb 2019 | 1311.1522836342763 | -0.05 | 6.19 |
| Mar 2019 | 1306.5956506012974 | -0.35 | 4.12 |
| Apr 2019 | 1298.0451909045214 | -0.65 | 2.54 |
| May 2019 | 1293.427377756296 | -0.36 | 0.60 |
| Jun 2019 | 1270.1394525923786 | -1.80 | -1.71 |
| Jul 2019 | 1270.9712693524648 | 0.07 | -2.08 |
| Aug 2019 | 1262.4466992637397 | -0.67 | -3.59 |
| Sep 2019 | 1267.079612085131 | 0.37 | -4.47 |
| Oct 2019 | 1281.6709268792827 | 1.15 | -5.39 |
| Nov 2019 | 1289.8862732690493 | 0.64 | -5.70 |
| Dec 2019 | 1301.3754042414055 | 0.89 | -4.01 |
| Jan 2020 | 1296.634246348927 | -0.36 | -1.16 |
| Feb 2020 | 1289.710094152998 | -0.53 | -1.63 |
| Mar 2020 | 1295.971015606809 | 0.49 | -0.81 |
| Apr 2020 | 1287.4318543176948 | -0.66 | -0.82 |
| May 2020 | 1283.7790592665178 | -0.28 | -0.75 |
| Jun 2020 | 1281.0199132229964 | -0.21 | 0.86 |
| Jul 2020 | 1273.0289513183145 | -0.62 | 0.16 |
| Aug 2020 | 1275.466887395742 | 0.19 | 1.03 |
| Sep 2020 | 1285.0396863206838 | 0.75 | 1.42 |
| Oct 2020 | 1294.8337601168432 | 0.76 | 1.03 |
| Nov 2020 | 1304.8823337048264 | 0.78 | 1.16 |
| Dec 2020 | 1312.2853826410665 | 0.57 | 0.84 |
| Jan 2021 | 1318.505586555966 | 0.47 | 1.69 |
| Feb 2021 | 1343.6878205875632 | 1.91 | 4.18 |
| Mar 2021 | 1392.8807340969563 | 3.66 | 7.48 |
| Apr 2021 | 1409.9932636137712 | 1.23 | 9.52 |
| May 2021 | 1420.6023170755257 | 0.75 | 10.66 |
| Jun 2021 | 1448.4756007110059 | 1.96 | 13.07 |
| Jul 2021 | 1463.7286399364507 | 1.05 | 14.98 |
| Aug 2021 | 1486.3293816074083 | 1.54 | 16.53 |
| Sep 2021 | 1514.6487640538965 | 1.91 | 17.87 |
| Oct 2021 | 1557.5340035488598 | 2.83 | 20.29 |
| Nov 2021 | 1583.8247853300136 | 1.69 | 21.38 |
| Dec 2021 | 1616.5744235623565 | 2.07 | 23.19 |
| Jan 2022 | 1683.3775139221675 | 4.13 | 27.67 |
| Feb 2022 | 1770.5834667222518 | 5.18 | 31.77 |
| Mar 2022 | 1879.7071102981015 | 6.16 | 34.95 |
| Apr 2022 | 2060.20120592814 | 9.60 | 46.11 |
| May 2022 | 2151.9759389899455 | 4.46 | 51.48 |
| Jun 2022 | 2250.4404305651647 | 4.58 | 55.37 |
| Jul 2022 | 2267.734533498355 | 0.77 | 54.93 |
| Aug 2022 | 2258.439163423724 | -0.41 | 51.95 |
| Sep 2022 | 2429.8357429836215 | 7.59 | 60.42 |
| Oct 2022 | 2580.292572110795 | 6.19 | 65.67 |
| Nov 2022 | 2559.3323656851044 | -0.81 | 61.59 |
| Dec 2022 | 2469.587785839284 | -3.51 | 52.77 |
| Jan 2023 | 2465.7918709344303 | -0.15 | 46.48 |
| Feb 2023 | 2454.6832753613553 | -0.45 | 38.64 |
| Mar 2023 | 2503.897104192612 | 2.01 | 33.21 |
| Apr 2023 | 2468.732936596051 | -1.40 | 19.83 |
| May 2023 | 2487.835642363696 | 0.77 | 15.61 |
| Jun 2023 | 2550.0394215865044 | 2.50 | 13.31 |
| Jul 2023 | 2585.635304812422 | 1.40 | 14.02 |
| Aug 2023 | 2642.4219331964923 | 2.20 | 17.00 |
| Sep 2023 | 2675.89560171064 | 1.27 | 10.13 |
| Oct 2023 | 2763.81219279691 | 3.29 | 7.11 |
| Nov 2023 | 2735.0929843208214 | -1.04 | 6.87 |
| Dec 2023 | 2621.687145108645 | -4.15 | 6.16 |
| Jan 2024 | 2611.124275194081 | -0.40 | 5.89 |
| Feb 2024 | 2643.788176442329 | 1.25 | 7.70 |
| Mar 2024 | 2660.5743250583164 | 0.64 | 6.26 |
| Apr 2024 | 2701.288724014653 | 1.53 | 9.42 |
| May 2024 | 2714.584113725089 | 0.49 | 9.11 |
| Jun 2024 | 2681.822937630038 | -1.21 | 5.17 |
| Jul 2024 | 2661.4031280633035 | -0.76 | 2.93 |
| Aug 2024 | 2588.438343753176 | -2.74 | -2.04 |
| Sep 2024 | 2534.4842914798933 | -2.08 | -5.28 |
| Oct 2024 | 2574.52993803396 | 1.58 | -6.85 |
| Nov 2024 | 2638.788117278384 | 2.50 | -3.52 |
| Dec 2024 | 2617.5589381849127 | -0.80 | -0.16 |
| Jan 2025 | 2929.5841940110827 | 11.92 | 12.20 |
| Feb 2025 | 2902.5765205041216 | -0.92 | 9.79 |
| Mar 2025 | 2859.0992950352197 | -1.50 | 7.46 |
| Apr 2025 | 2859.4817623497515 | 0.01 | 5.86 |
| May 2025 | 2861.6504658876897 | 0.08 | 5.42 |
| Jun 2025 | 2846.097321217408 | -0.54 | 6.13 |
| Jul 2025 | 2814.2219024821165 | -1.12 | 5.74 |
| Aug 2025 | 2777.152362618672 | -1.32 | 7.29 |
| Sep 2025 | 2737.436028828599 | -1.43 | 8.01 |
| Oct 2025 | 2713.4667552081564 | -0.88 | 5.40 |
| Nov 2025 | 2706.8481931953606 | -0.24 | 2.58 |
| Dec 2025 | 2696.7992001723333 | -0.37 | 3.03 |
| Jan 2026 | 2680.8655974969092 | -0.59 | -8.49 |
| Feb 2026 | 2670.6733916253493 | -0.38 | -7.99 |
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