Lancaster, PA (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 10% down for all homes in the Lancaster, PA Metro in February 2026 was $2,934.756. The month over month percentage change (MoM) was -0.07%, and the year over year percentage change (YoY) was -1.40%.
The chart below shows the trend of the total monthly payments with 10% down for all homes in the Lancaster, PA metro. The table below shows the trend of the the total monthly payments with 10% down, and the MoM and YoY percentage changes for all homes in the Lancaster, PA metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
Related Topics: Lancaster, PA (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Lancaster, PA (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Lancaster, PA (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 1266.0543177548122 | NaN | NaN |
| Feb 2012 | 1263.310194583473 | -0.22 | NaN |
| Mar 2012 | 1272.6727243971332 | 0.74 | NaN |
| Apr 2012 | 1273.975204689336 | 0.10 | NaN |
| May 2012 | 1268.0689789758785 | -0.46 | NaN |
| Jun 2012 | 1259.0188532358084 | -0.71 | NaN |
| Jul 2012 | 1249.819531110008 | -0.73 | NaN |
| Aug 2012 | 1256.9856312190764 | 0.57 | NaN |
| Sep 2012 | 1248.7979426942952 | -0.65 | NaN |
| Oct 2012 | 1238.0459846598865 | -0.86 | NaN |
| Nov 2012 | 1235.3309237403819 | -0.22 | NaN |
| Dec 2012 | 1235.4390097771707 | 0.01 | NaN |
| Jan 2013 | 1243.0391061805913 | 0.62 | -1.82 |
| Feb 2013 | 1255.0800658131438 | 0.97 | -0.65 |
| Mar 2013 | 1257.431518170676 | 0.19 | -1.20 |
| Apr 2013 | 1245.5427780648333 | -0.94 | -2.23 |
| May 2013 | 1254.062904796358 | 0.68 | -1.10 |
| Jun 2013 | 1305.0895280790394 | 4.07 | 3.66 |
| Jul 2013 | 1335.8402187094248 | 2.36 | 6.88 |
| Aug 2013 | 1347.1656449700026 | 0.85 | 7.17 |
| Sep 2013 | 1355.134276867153 | 0.59 | 8.52 |
| Oct 2013 | 1330.0571368820151 | -1.85 | 7.43 |
| Nov 2013 | 1340.6971744391262 | 0.80 | 8.53 |
| Dec 2013 | 1366.2961888041198 | 1.91 | 10.59 |
| Jan 2014 | 1369.286210987203 | 0.22 | 10.16 |
| Feb 2014 | 1360.8122720678393 | -0.62 | 8.42 |
| Mar 2014 | 1368.6014482542887 | 0.57 | 8.84 |
| Apr 2014 | 1373.142375486328 | 0.33 | 10.24 |
| May 2014 | 1364.3558775957188 | -0.64 | 8.80 |
| Jun 2014 | 1366.2947117025105 | 0.14 | 4.69 |
| Jul 2014 | 1366.996509768949 | 0.05 | 2.33 |
| Aug 2014 | 1367.83621058752 | 0.06 | 1.53 |
| Sep 2014 | 1375.0514877492396 | 0.53 | 1.47 |
| Oct 2014 | 1361.3723169949053 | -0.99 | 2.35 |
| Nov 2014 | 1356.559418265981 | -0.35 | 1.18 |
| Dec 2014 | 1343.3860517436697 | -0.97 | -1.68 |
| Jan 2015 | 1319.3631891999762 | -1.79 | -3.65 |
| Feb 2015 | 1325.1474173647011 | 0.44 | -2.62 |
| Mar 2015 | 1331.6831121120895 | 0.49 | -2.70 |
| Apr 2015 | 1323.338037315398 | -0.63 | -3.63 |
| May 2015 | 1340.972122478323 | 1.33 | -1.71 |
| Jun 2015 | 1356.970360369275 | 1.19 | -0.68 |
| Jul 2015 | 1367.2281661280183 | 0.76 | 0.02 |
| Aug 2015 | 1359.3071916270626 | -0.58 | -0.62 |
| Sep 2015 | 1364.7751581926846 | 0.40 | -0.75 |
| Oct 2015 | 1359.6917168016507 | -0.37 | -0.12 |
| Nov 2015 | 1377.7835543796468 | 1.33 | 1.57 |
| Dec 2015 | 1383.6286380687927 | 0.42 | 3.00 |
| Jan 2016 | 1461.182537665678 | 5.61 | 10.75 |
| Feb 2016 | 1444.8155750364901 | -1.12 | 9.03 |
| Mar 2016 | 1450.1726257913942 | 0.37 | 8.90 |
| Apr 2016 | 1443.3742231297795 | -0.47 | 9.07 |
| May 2016 | 1445.0341275878309 | 0.12 | 7.76 |
| Jun 2016 | 1446.673491305669 | 0.11 | 6.61 |
| Jul 2016 | 1438.3280636172371 | -0.58 | 5.20 |
| Aug 2016 | 1443.1441780403777 | 0.34 | 6.17 |
| Sep 2016 | 1451.2710655814549 | 0.56 | 6.34 |
| Oct 2016 | 1458.0319875090952 | 0.47 | 7.23 |
| Nov 2016 | 1494.8046040336214 | 2.52 | 8.49 |
| Dec 2016 | 1547.715225164681 | 3.54 | 11.86 |
| Jan 2017 | 1535.140556096841 | -0.81 | 5.06 |
| Feb 2017 | 1542.7472590465316 | 0.50 | 6.78 |
| Mar 2017 | 1550.3632167054461 | 0.49 | 6.91 |
| Apr 2017 | 1538.4804502246848 | -0.77 | 6.59 |
| May 2017 | 1539.9226930845368 | 0.09 | 6.57 |
| Jun 2017 | 1534.9309319404022 | -0.32 | 6.10 |
| Jul 2017 | 1549.0260621606053 | 0.92 | 7.70 |
| Aug 2017 | 1545.8642789281168 | -0.20 | 7.12 |
| Sep 2017 | 1542.5434655182803 | -0.21 | 6.29 |
| Oct 2017 | 1558.1639849666187 | 1.01 | 6.87 |
| Nov 2017 | 1569.3096988110524 | 0.72 | 4.98 |
| Dec 2017 | 1580.5477642755018 | 0.72 | 2.12 |
| Jan 2018 | 1334.4473083310722 | -15.57 | -13.07 |
| Feb 2018 | 1372.9507481908029 | 2.89 | -11.01 |
| Mar 2018 | 1397.9146389479192 | 1.82 | -9.83 |
| Apr 2018 | 1413.9621463018648 | 1.15 | -8.09 |
| May 2018 | 1442.0744587496602 | 1.99 | -6.35 |
| Jun 2018 | 1446.3701795064617 | 0.30 | -5.77 |
| Jul 2018 | 1443.004527783297 | -0.23 | -6.84 |
| Aug 2018 | 1445.9590068355715 | 0.21 | -6.46 |
| Sep 2018 | 1456.117426817907 | 0.70 | -5.60 |
| Oct 2018 | 1483.5281611766945 | 1.88 | -4.79 |
| Nov 2018 | 1491.0115151128666 | 0.50 | -4.99 |
| Dec 2018 | 1466.1420520957076 | -1.67 | -7.24 |
| Jan 2019 | 1710.0046194166139 | 16.63 | 28.14 |
| Feb 2019 | 1703.0036822397365 | -0.41 | 24.04 |
| Mar 2019 | 1694.6223225156903 | -0.49 | 21.23 |
| Apr 2019 | 1684.3196769292836 | -0.61 | 19.12 |
| May 2019 | 1681.1216746076768 | -0.19 | 16.58 |
| Jun 2019 | 1655.05148653452 | -1.55 | 14.43 |
| Jul 2019 | 1655.5013008482285 | 0.03 | 14.73 |
| Aug 2019 | 1642.7053217564182 | -0.77 | 13.61 |
| Sep 2019 | 1645.6291471973427 | 0.18 | 13.02 |
| Oct 2019 | 1661.5525717870687 | 0.97 | 12.00 |
| Nov 2019 | 1669.6319503992054 | 0.49 | 11.98 |
| Dec 2019 | 1678.8510735562675 | 0.55 | 14.51 |
| Jan 2020 | 1394.3669759598129 | -16.94 | -18.46 |
| Feb 2020 | 1379.9106517679118 | -1.04 | -18.97 |
| Mar 2020 | 1382.6769876861892 | 0.20 | -18.41 |
| Apr 2020 | 1368.881532225766 | -1.00 | -18.73 |
| May 2020 | 1361.6272704169153 | -0.53 | -19.00 |
| Jun 2020 | 1355.2980388900348 | -0.46 | -18.11 |
| Jul 2020 | 1343.0027433548985 | -0.91 | -18.88 |
| Aug 2020 | 1343.3999651572701 | 0.03 | -18.22 |
| Sep 2020 | 1352.6965918415408 | 0.69 | -17.80 |
| Oct 2020 | 1363.2399118249577 | 0.78 | -17.95 |
| Nov 2020 | 1375.0149716653132 | 0.86 | -17.65 |
| Dec 2020 | 1385.088885724602 | 0.73 | -17.50 |
| Jan 2021 | 1662.4137598302987 | 20.02 | 19.22 |
| Feb 2021 | 1694.0166940510032 | 1.90 | 22.76 |
| Mar 2021 | 1751.6863532115538 | 3.40 | 26.69 |
| Apr 2021 | 1769.4787081623006 | 1.02 | 29.27 |
| May 2021 | 1778.3757969836465 | 0.50 | 30.61 |
| Jun 2021 | 1803.2625224846079 | 1.40 | 33.05 |
| Jul 2021 | 1807.6678145115316 | 0.24 | 34.60 |
| Aug 2021 | 1813.5085554645566 | 0.32 | 34.99 |
| Sep 2021 | 1821.0707623411558 | 0.42 | 34.63 |
| Oct 2021 | 1846.0640340595637 | 1.37 | 35.42 |
| Nov 2021 | 1855.1284234406612 | 0.49 | 34.92 |
| Dec 2021 | 1877.4210823625763 | 1.20 | 35.55 |
| Jan 2022 | 1913.700047363376 | 1.93 | 15.12 |
| Feb 2022 | 1994.9112520693852 | 4.24 | 17.76 |
| Mar 2022 | 2095.121244219828 | 5.02 | 19.61 |
| Apr 2022 | 2261.8032043252983 | 7.96 | 27.82 |
| May 2022 | 2329.755809649091 | 3.00 | 31.01 |
| Jun 2022 | 2401.459901586327 | 3.08 | 33.17 |
| Jul 2022 | 2392.346096329038 | -0.38 | 32.34 |
| Aug 2022 | 2361.3443542376144 | -1.30 | 30.21 |
| Sep 2022 | 2518.1081027918426 | 6.64 | 38.28 |
| Oct 2022 | 2668.5158230260745 | 5.97 | 44.55 |
| Nov 2022 | 2661.2186427800857 | -0.27 | 43.45 |
| Dec 2022 | 2591.682429209689 | -2.61 | 38.05 |
| Jan 2023 | 2576.4149455089037 | -0.59 | 34.63 |
| Feb 2023 | 2582.67828877118 | 0.24 | 29.46 |
| Mar 2023 | 2647.6499061024383 | 2.52 | 26.37 |
| Apr 2023 | 2621.781319395483 | -0.98 | 15.92 |
| May 2023 | 2656.7394832233385 | 1.33 | 14.04 |
| Jun 2023 | 2735.379273516286 | 2.96 | 13.91 |
| Jul 2023 | 2783.3004940364444 | 1.75 | 16.34 |
| Aug 2023 | 2850.589113899552 | 2.42 | 20.72 |
| Sep 2023 | 2895.1115598323677 | 1.56 | 14.97 |
| Oct 2023 | 2995.553766164471 | 3.47 | 12.26 |
| Nov 2023 | 2967.4538055790827 | -0.94 | 11.51 |
| Dec 2023 | 2844.761470586929 | -4.13 | 9.77 |
| Jan 2024 | 2803.4950664094235 | -1.45 | 8.81 |
| Feb 2024 | 2842.339077135588 | 1.39 | 10.05 |
| Mar 2024 | 2865.752827768633 | 0.82 | 8.24 |
| Apr 2024 | 2918.039972503183 | 1.83 | 11.30 |
| May 2024 | 2942.8024757488756 | 0.85 | 10.77 |
| Jun 2024 | 2914.1829820478097 | -0.97 | 6.54 |
| Jul 2024 | 2901.0707664346783 | -0.45 | 4.23 |
| Aug 2024 | 2836.975728533882 | -2.21 | -0.48 |
| Sep 2024 | 2790.12586028199 | -1.65 | -3.63 |
| Oct 2024 | 2855.351095807849 | 2.34 | -4.68 |
| Nov 2024 | 2945.061970493097 | 3.14 | -0.75 |
| Dec 2024 | 2938.23401523912 | -0.23 | 3.29 |
| Jan 2025 | 2991.400305808011 | 1.81 | 6.70 |
| Feb 2025 | 2976.4757121477023 | -0.50 | 4.72 |
| Mar 2025 | 2939.5263795044557 | -1.24 | 2.57 |
| Apr 2025 | 2959.7656053538108 | 0.69 | 1.43 |
| May 2025 | 2985.8249637903227 | 0.88 | 1.46 |
| Jun 2025 | 2994.745382255886 | 0.30 | 2.76 |
| Jul 2025 | 2988.4488456947 | -0.21 | 3.01 |
| Aug 2025 | 2973.3265983469137 | -0.51 | 4.81 |
| Sep 2025 | 2941.4806663060917 | -1.07 | 5.43 |
| Oct 2025 | 2929.0632597716285 | -0.42 | 2.58 |
| Nov 2025 | 2936.5978521061684 | 0.26 | -0.29 |
| Dec 2025 | 2941.014255338441 | 0.15 | 0.10 |
| Jan 2026 | 2936.808037875987 | -0.14 | -1.82 |
| Feb 2026 | 2934.7564140159934 | -0.07 | -1.40 |
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