Lexington, KY (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 10% down for all homes in the Lexington, KY Metro in February 2026 was $2,476.242. The month over month percentage change (MoM) was -0.20%, and the year over year percentage change (YoY) was -2.81%.

The chart below shows the trend of the total monthly payments with 10% down for all homes in the Lexington, KY metro. The table below shows the trend of the the total monthly payments with 10% down, and the MoM and YoY percentage changes for all homes in the Lexington, KY metro.

You can see similar information for other US metros, and for the United States.

Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.

Data Source: Zillow.
Lexington, KY (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Lexington, KY (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 170
Month Total Monthly Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2012 1022.9875662627244 NaN NaN
Feb 2012 1018.0505034878096 -0.48 NaN
Mar 2012 1023.031153134408 0.49 NaN
Apr 2012 1022.1565427699811 -0.08 NaN
May 2012 1016.9047389891758 -0.51 NaN
Jun 2012 1011.007016191121 -0.58 NaN
Jul 2012 1004.3957296089777 -0.65 NaN
Aug 2012 1011.1273108578173 0.67 NaN
Sep 2012 1004.7011032017514 -0.64 NaN
Oct 2012 996.3098616391325 -0.83 NaN
Nov 2012 992.8320865536646 -0.35 NaN
Dec 2012 992.1777415734565 -0.07 NaN
Jan 2013 895.1118299036764 -9.78 -12.50
Feb 2013 905.6358654413318 1.18 -11.04
Mar 2013 909.2951099342495 0.40 -11.12
Apr 2013 901.8639530762011 -0.82 -11.77
May 2013 911.1625345005218 1.03 -10.40
Jun 2013 956.2673022122842 4.95 -5.41
Jul 2013 984.2801033517053 2.93 -2.00
Aug 2013 994.9096354532871 1.08 -1.60
Sep 2013 998.9961330472977 0.41 -0.57
Oct 2013 975.2509247431403 -2.38 -2.11
Nov 2013 980.4335136716518 0.53 -1.25
Dec 2013 998.7511689187038 1.87 0.66
Jan 2014 1092.1941373985392 9.36 22.02
Feb 2014 1084.03977036652 -0.75 19.70
Mar 2014 1088.8498740603234 0.44 19.75
Apr 2014 1092.177858527225 0.31 21.10
May 2014 1085.1142303791798 -0.65 19.09
Jun 2014 1088.1972310531348 0.28 13.80
Jul 2014 1089.4721291584333 0.12 10.69
Aug 2014 1090.154896047663 0.06 9.57
Sep 2014 1094.5300049437342 0.40 9.56
Oct 2014 1082.5987477469112 -1.09 11.01
Nov 2014 1078.6093179039267 -0.37 10.01
Dec 2014 1068.3965518226073 -0.95 6.97
Jan 2015 1045.2504479589952 -2.17 -4.30
Feb 2015 1049.9227142012817 0.45 -3.15
Mar 2015 1056.4696048885298 0.62 -2.97
Apr 2015 1051.4505107705031 -0.47 -3.73
May 2015 1069.1026230292407 1.68 -1.48
Jun 2015 1084.535113890067 1.44 -0.34
Jul 2015 1094.1266051749758 0.88 0.43
Aug 2015 1087.4572416423835 -0.61 -0.25
Sep 2015 1090.939081536476 0.32 -0.33
Oct 2015 1086.852748147795 -0.37 0.39
Nov 2015 1101.9451450558017 1.39 2.16
Dec 2015 1108.6928924522267 0.61 3.77
Jan 2016 1075.5155377290243 -2.99 2.90
Feb 2016 1064.9248807299832 -0.98 1.43
Mar 2016 1072.60570102766 0.72 1.53
Apr 2016 1069.959784089215 -0.25 1.76
May 2016 1075.2662004629042 0.50 0.58
Jun 2016 1079.4864374821173 0.39 -0.47
Jul 2016 1072.6639316133233 -0.63 -1.96
Aug 2016 1074.87980059177 0.21 -1.16
Sep 2016 1079.741549751478 0.45 -1.03
Oct 2016 1084.0973587934836 0.40 -0.25
Nov 2016 1113.4568636028823 2.71 1.05
Dec 2016 1154.9058407128634 3.72 4.17
Jan 2017 1184.9567467021748 2.60 10.18
Feb 2017 1190.0039091300473 0.43 11.75
Mar 2017 1196.7152616362816 0.56 11.57
Apr 2017 1188.767483155455 -0.66 11.10
May 2017 1192.5118608675625 0.32 10.90
Jun 2017 1189.9450201663278 -0.21 10.23
Jul 2017 1202.4324064420134 1.05 12.10
Aug 2017 1200.9943422431365 -0.12 11.73
Sep 2017 1200.6399323678904 -0.03 11.20
Oct 2017 1215.742071081814 1.26 12.14
Nov 2017 1225.0903773992698 0.77 10.03
Dec 2017 1234.2040618708068 0.74 6.87
Jan 2018 1257.6436005598903 1.90 6.13
Feb 2018 1293.4914771592564 2.85 8.70
Mar 2018 1312.9811564845343 1.51 9.72
Apr 2018 1322.061473538448 0.69 11.21
May 2018 1339.1484100185749 1.29 12.30
Jun 2018 1340.2050289963536 0.08 12.63
Jul 2018 1340.2237705819482 0.00 11.46
Aug 2018 1347.5413939754567 0.55 12.20
Sep 2018 1360.1905337628596 0.94 13.29
Oct 2018 1383.6125168857905 1.72 13.81
Nov 2018 1389.2432294513058 0.41 13.40
Dec 2018 1368.0732106716719 -1.52 10.85
Jan 2019 1355.8898815331593 -0.89 7.81
Feb 2019 1352.2797114571583 -0.27 4.55
Mar 2019 1349.4272239845163 -0.21 2.78
Apr 2019 1344.2508715144106 -0.38 1.68
May 2019 1342.6045608776362 -0.12 0.26
Jun 2019 1319.1425815571583 -1.75 -1.57
Jul 2019 1319.0231960948279 -0.01 -1.58
Aug 2019 1308.1541633943925 -0.82 -2.92
Sep 2019 1310.7448099156895 0.20 -3.63
Oct 2019 1323.2022493952973 0.95 -4.37
Nov 2019 1328.4003634146895 0.39 -4.38
Dec 2019 1336.3090539803266 0.60 -2.32
Jan 2020 1324.4852477708412 -0.88 -2.32
Feb 2020 1316.3826817497804 -0.61 -2.65
Mar 2020 1324.1561406101453 0.59 -1.87
Apr 2020 1316.7520525722864 -0.56 -2.05
May 2020 1315.0898943518182 -0.13 -2.05
Jun 2020 1312.9640097607173 -0.16 -0.47
Jul 2020 1305.2477251753642 -0.59 -1.04
Aug 2020 1307.898712326575 0.20 -0.02
Sep 2020 1317.838342001278 0.76 0.54
Oct 2020 1327.7513750085213 0.75 0.34
Nov 2020 1337.4126711857011 0.73 0.68
Dec 2020 1343.8266372156893 0.48 0.56
Jan 2021 1344.22375660994 0.03 1.49
Feb 2021 1364.4399565907222 1.50 3.65
Mar 2021 1408.9838108447898 3.27 6.41
Apr 2021 1422.8090771402528 0.98 8.05
May 2021 1429.0356835482005 0.44 8.66
Jun 2021 1447.7539567357087 1.31 10.27
Jul 2021 1451.6663024768613 0.27 11.22
Aug 2021 1460.4429823411951 0.61 11.66
Sep 2021 1473.3846237525252 0.89 11.80
Oct 2021 1497.9313147834082 1.67 12.82
Nov 2021 1505.3119935432846 0.49 12.55
Dec 2021 1519.9234091518183 0.97 13.10
Jan 2022 1568.4488187774823 3.19 16.68
Feb 2022 1628.9551733794735 3.86 19.39
Mar 2022 1707.4450070970192 4.82 21.18
Apr 2022 1847.4780640350884 8.20 29.85
May 2022 1910.073588903633 3.39 33.66
Jun 2022 1978.4753869454494 3.58 36.66
Jul 2022 1977.6706672199277 -0.04 36.24
Aug 2022 1956.345226309179 -1.08 33.96
Sep 2022 2094.7606855337363 7.08 42.17
Oct 2022 2224.4274280361997 6.19 48.50
Nov 2022 2215.650513963699 -0.39 47.19
Dec 2022 2151.083637360987 -2.91 41.53
Jan 2023 2133.186710844034 -0.83 36.01
Feb 2023 2134.9437356347917 0.08 31.06
Mar 2023 2191.4270746466227 2.65 28.35
Apr 2023 2176.9297038982495 -0.66 17.83
May 2023 2212.8440522817737 1.65 15.85
Jun 2023 2284.14083906913 3.22 15.45
Jul 2023 2326.8623754678933 1.87 17.66
Aug 2023 2385.963669328795 2.54 21.96
Sep 2023 2423.7480863819724 1.58 15.71
Oct 2023 2512.572377394195 3.67 12.95
Nov 2023 2492.0916468302385 -0.81 12.48
Dec 2023 2389.5551552647207 -4.11 11.09
Jan 2024 2360.0535595886313 -1.24 10.64
Feb 2024 2392.4671309927808 1.37 12.06
Mar 2024 2415.033665342218 0.94 10.20
Apr 2024 2466.2213587765045 2.12 13.29
May 2024 2493.922184933925 1.12 12.70
Jun 2024 2479.9607282826914 -0.56 8.57
Jul 2024 2476.290542948682 -0.15 6.42
Aug 2024 2420.7426096088957 -2.24 1.46
Sep 2024 2376.338889152816 -1.83 -1.96
Oct 2024 2423.76014981847 2.00 -3.53
Nov 2024 2496.2649605092884 2.99 0.17
Dec 2024 2490.390629382737 -0.23 4.22
Jan 2025 2551.9577129084046 2.47 8.13
Feb 2025 2547.7879301757857 -0.16 6.49
Mar 2025 2523.34913921287 -0.96 4.49
Apr 2025 2538.7279410165274 0.61 2.94
May 2025 2555.3624167940943 0.66 2.46
Jun 2025 2556.3074319178963 0.04 3.08
Jul 2025 2541.252839958592 -0.59 2.62
Aug 2025 2521.13414520605 -0.79 4.15
Sep 2025 2492.636100099104 -1.13 4.89
Oct 2025 2483.052578606627 -0.38 2.45
Nov 2025 2489.455270444649 0.26 -0.27
Dec 2025 2490.1455968231503 0.03 -0.01
Jan 2026 2481.1809228825396 -0.36 -2.77
Feb 2026 2476.2416997872697 -0.20 -2.81