Louisville, KY (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 10% down for all homes in the Louisville, KY Metro in February 2026 was $2,136.368. The month over month percentage change (MoM) was -0.10%, and the year over year percentage change (YoY) was -3.08%.
The chart below shows the trend of the total monthly payments with 10% down for all homes in the Louisville, KY metro. The table below shows the trend of the the total monthly payments with 10% down, and the MoM and YoY percentage changes for all homes in the Louisville, KY metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
Related Topics: Louisville, KY (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Louisville, KY (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Louisville, KY (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 875.2522109610693 | NaN | NaN |
| Feb 2012 | 873.7565436367997 | -0.17 | NaN |
| Mar 2012 | 879.7598527871392 | 0.69 | NaN |
| Apr 2012 | 880.293219298597 | 0.06 | NaN |
| May 2012 | 876.8033246352563 | -0.40 | NaN |
| Jun 2012 | 871.5538431473608 | -0.60 | NaN |
| Jul 2012 | 865.2523640506054 | -0.72 | NaN |
| Aug 2012 | 868.2926953442914 | 0.35 | NaN |
| Sep 2012 | 860.3537845312746 | -0.91 | NaN |
| Oct 2012 | 852.682401686979 | -0.89 | NaN |
| Nov 2012 | 852.565934709575 | -0.01 | NaN |
| Dec 2012 | 855.7140543143669 | 0.37 | NaN |
| Jan 2013 | 887.3348877670377 | 3.70 | 1.38 |
| Feb 2013 | 896.352311815446 | 1.02 | 2.59 |
| Mar 2013 | 897.7671550353788 | 0.16 | 2.05 |
| Apr 2013 | 889.2675806223867 | -0.95 | 1.02 |
| May 2013 | 897.1520887917251 | 0.89 | 2.32 |
| Jun 2013 | 937.9215840314229 | 4.54 | 7.62 |
| Jul 2013 | 964.9506558814932 | 2.88 | 11.52 |
| Aug 2013 | 976.8947855934039 | 1.24 | 12.51 |
| Sep 2013 | 984.1828528204844 | 0.75 | 14.39 |
| Oct 2013 | 967.6021375414937 | -1.68 | 13.48 |
| Nov 2013 | 975.9798280886458 | 0.87 | 14.48 |
| Dec 2013 | 994.5578008810097 | 1.90 | 16.23 |
| Jan 2014 | 978.4556266123734 | -1.62 | 10.27 |
| Feb 2014 | 970.1547078116101 | -0.85 | 8.23 |
| Mar 2014 | 974.0527150107462 | 0.40 | 8.50 |
| Apr 2014 | 977.0472452757608 | 0.31 | 9.87 |
| May 2014 | 971.7957399728673 | -0.54 | 8.32 |
| Jun 2014 | 975.3548979863233 | 0.37 | 3.99 |
| Jul 2014 | 978.4936645581009 | 0.32 | 1.40 |
| Aug 2014 | 981.6568105214146 | 0.32 | 0.49 |
| Sep 2014 | 988.5692752613224 | 0.70 | 0.45 |
| Oct 2014 | 981.5149169805072 | -0.71 | 1.44 |
| Nov 2014 | 981.2153268304332 | -0.03 | 0.54 |
| Dec 2014 | 974.7858728346166 | -0.65 | -1.99 |
| Jan 2015 | 958.7901533587506 | -1.64 | -2.01 |
| Feb 2015 | 963.6884086957614 | 0.51 | -0.67 |
| Mar 2015 | 969.6192454429852 | 0.62 | -0.45 |
| Apr 2015 | 965.6626883254858 | -0.41 | -1.16 |
| May 2015 | 982.3374770145682 | 1.73 | 1.09 |
| Jun 2015 | 997.6885502936282 | 1.56 | 2.29 |
| Jul 2015 | 1007.0015733064959 | 0.93 | 2.91 |
| Aug 2015 | 1001.08396073391 | -0.59 | 1.98 |
| Sep 2015 | 1004.0525160472082 | 0.30 | 1.57 |
| Oct 2015 | 1001.5380109865492 | -0.25 | 2.04 |
| Nov 2015 | 1016.3856996325289 | 1.48 | 3.58 |
| Dec 2015 | 1022.6963541220707 | 0.62 | 4.92 |
| Jan 2016 | 1007.4410616701454 | -1.49 | 5.07 |
| Feb 2016 | 995.2031002028575 | -1.22 | 3.27 |
| Mar 2016 | 1000.7119583332936 | 0.55 | 3.21 |
| Apr 2016 | 997.5142158214637 | -0.32 | 3.30 |
| May 2016 | 1001.0306729801657 | 0.35 | 1.90 |
| Jun 2016 | 1003.3146780832226 | 0.23 | 0.56 |
| Jul 2016 | 997.076120032164 | -0.62 | -0.99 |
| Aug 2016 | 1000.3828586491769 | 0.33 | -0.07 |
| Sep 2016 | 1007.295115442713 | 0.69 | 0.32 |
| Oct 2016 | 1015.2425355458565 | 0.79 | 1.37 |
| Nov 2016 | 1046.7997433613905 | 3.11 | 2.99 |
| Dec 2016 | 1089.008772650811 | 4.03 | 6.48 |
| Jan 2017 | 1117.656056295705 | 2.63 | 10.94 |
| Feb 2017 | 1123.7140467597683 | 0.54 | 12.91 |
| Mar 2017 | 1130.0316477706008 | 0.56 | 12.92 |
| Apr 2017 | 1122.783457057674 | -0.64 | 12.56 |
| May 2017 | 1125.5236869881242 | 0.24 | 12.44 |
| Jun 2017 | 1122.8961350194772 | -0.23 | 11.92 |
| Jul 2017 | 1134.7242034945175 | 1.05 | 13.81 |
| Aug 2017 | 1133.2733617832293 | -0.13 | 13.28 |
| Sep 2017 | 1133.118535691951 | -0.01 | 12.49 |
| Oct 2017 | 1142.6992763951605 | 0.85 | 12.55 |
| Nov 2017 | 1143.0104041197756 | 0.03 | 9.19 |
| Dec 2017 | 1141.0634933599897 | -0.17 | 4.78 |
| Jan 2018 | 1144.2607574710255 | 0.28 | 2.38 |
| Feb 2018 | 1178.235319675281 | 2.97 | 4.85 |
| Mar 2018 | 1201.3288160839634 | 1.96 | 6.31 |
| Apr 2018 | 1215.3920899138611 | 1.17 | 8.25 |
| May 2018 | 1234.97818933476 | 1.61 | 9.73 |
| Jun 2018 | 1239.5579448071483 | 0.37 | 10.39 |
| Jul 2018 | 1242.267497885523 | 0.22 | 9.48 |
| Aug 2018 | 1250.726222632991 | 0.68 | 10.36 |
| Sep 2018 | 1263.9699252540127 | 1.06 | 11.55 |
| Oct 2018 | 1287.4820456452335 | 1.86 | 12.67 |
| Nov 2018 | 1296.2335477818335 | 0.68 | 13.41 |
| Dec 2018 | 1279.9895830227956 | -1.25 | 12.18 |
| Jan 2019 | 1272.653571601465 | -0.57 | 11.22 |
| Feb 2019 | 1272.3137517093535 | -0.03 | 7.99 |
| Mar 2019 | 1271.5066908880658 | -0.06 | 5.84 |
| Apr 2019 | 1267.6139120626594 | -0.31 | 4.30 |
| May 2019 | 1266.3980026086208 | -0.10 | 2.54 |
| Jun 2019 | 1245.4334116485393 | -1.65 | 0.47 |
| Jul 2019 | 1245.557893951949 | 0.01 | 0.27 |
| Aug 2019 | 1235.164610014619 | -0.83 | -1.24 |
| Sep 2019 | 1236.3975521653101 | 0.10 | -2.18 |
| Oct 2019 | 1248.70491111469 | 1.00 | -3.01 |
| Nov 2019 | 1255.805767767995 | 0.57 | -3.12 |
| Dec 2019 | 1266.1632706062246 | 0.83 | -1.08 |
| Jan 2020 | 1254.3803828573318 | -0.93 | -1.44 |
| Feb 2020 | 1245.0689564331215 | -0.74 | -2.14 |
| Mar 2020 | 1249.0741774988524 | 0.32 | -1.76 |
| Apr 2020 | 1240.0828571155334 | -0.72 | -2.17 |
| May 2020 | 1236.502251526053 | -0.29 | -2.36 |
| Jun 2020 | 1233.5147223175868 | -0.24 | -0.96 |
| Jul 2020 | 1224.4962898705471 | -0.73 | -1.69 |
| Aug 2020 | 1225.8632243911948 | 0.11 | -0.75 |
| Sep 2020 | 1234.6639108061172 | 0.72 | -0.14 |
| Oct 2020 | 1245.5625862935813 | 0.88 | -0.25 |
| Nov 2020 | 1256.5049197206577 | 0.88 | 0.06 |
| Dec 2020 | 1265.166626210359 | 0.69 | -0.08 |
| Jan 2021 | 1282.0257934543213 | 1.33 | 2.20 |
| Feb 2021 | 1301.9364561303646 | 1.55 | 4.57 |
| Mar 2021 | 1342.308598401763 | 3.10 | 7.46 |
| Apr 2021 | 1352.9066592967638 | 0.79 | 9.10 |
| May 2021 | 1356.5578155607154 | 0.27 | 9.71 |
| Jun 2021 | 1372.808446442255 | 1.20 | 11.29 |
| Jul 2021 | 1373.646198147968 | 0.06 | 12.18 |
| Aug 2021 | 1377.1197923171026 | 0.25 | 12.34 |
| Sep 2021 | 1384.1764285908155 | 0.51 | 12.11 |
| Oct 2021 | 1404.0862985871927 | 1.44 | 12.73 |
| Nov 2021 | 1409.2778791594696 | 0.37 | 12.16 |
| Dec 2021 | 1420.980109073103 | 0.83 | 12.32 |
| Jan 2022 | 1464.085206266331 | 3.03 | 14.20 |
| Feb 2022 | 1516.3978836612985 | 3.57 | 16.47 |
| Mar 2022 | 1583.5138243419144 | 4.43 | 17.97 |
| Apr 2022 | 1704.011331864955 | 7.61 | 25.95 |
| May 2022 | 1752.952409566085 | 2.87 | 29.22 |
| Jun 2022 | 1807.6641615677536 | 3.12 | 31.68 |
| Jul 2022 | 1801.4346569838674 | -0.34 | 31.14 |
| Aug 2022 | 1778.5763025921906 | -1.27 | 29.15 |
| Sep 2022 | 1898.044895535266 | 6.72 | 37.12 |
| Oct 2022 | 2009.9129650358161 | 5.89 | 43.15 |
| Nov 2022 | 1998.6420252921375 | -0.56 | 41.82 |
| Dec 2022 | 1940.2142755556342 | -2.92 | 36.54 |
| Jan 2023 | 1934.9629275576376 | -0.27 | 32.16 |
| Feb 2023 | 1936.027548348531 | 0.06 | 27.67 |
| Mar 2023 | 1983.543151782963 | 2.45 | 25.26 |
| Apr 2023 | 1966.7323449832384 | -0.85 | 15.42 |
| May 2023 | 1993.96802184922 | 1.39 | 13.75 |
| Jun 2023 | 2052.2707958075603 | 2.92 | 13.53 |
| Jul 2023 | 2083.2522720894635 | 1.51 | 15.64 |
| Aug 2023 | 2128.2497798141567 | 2.16 | 19.66 |
| Sep 2023 | 2154.856080650977 | 1.25 | 13.53 |
| Oct 2023 | 2226.5963562124307 | 3.33 | 10.78 |
| Nov 2023 | 2204.146530133895 | -1.01 | 10.28 |
| Dec 2023 | 2113.240603240506 | -4.12 | 8.92 |
| Jan 2024 | 2056.232577321668 | -2.70 | 6.27 |
| Feb 2024 | 2081.2049943182465 | 1.21 | 7.50 |
| Mar 2024 | 2096.057091835932 | 0.71 | 5.67 |
| Apr 2024 | 2135.009425207903 | 1.86 | 8.56 |
| May 2024 | 2155.5326264058262 | 0.96 | 8.10 |
| Jun 2024 | 2139.4596881890716 | -0.75 | 4.25 |
| Jul 2024 | 2133.8007518065774 | -0.26 | 2.43 |
| Aug 2024 | 2085.0160434899794 | -2.29 | -2.03 |
| Sep 2024 | 2047.7615774315386 | -1.79 | -4.97 |
| Oct 2024 | 2091.0647382848024 | 2.12 | -6.09 |
| Nov 2024 | 2157.3602250300314 | 3.17 | -2.12 |
| Dec 2024 | 2157.04858990118 | -0.01 | 2.07 |
| Jan 2025 | 2210.8131480397433 | 2.49 | 7.52 |
| Feb 2025 | 2204.2600035265746 | -0.30 | 5.91 |
| Mar 2025 | 2179.9342601832054 | -1.10 | 4.00 |
| Apr 2025 | 2194.9121000628274 | 0.69 | 2.81 |
| May 2025 | 2213.5512241730994 | 0.85 | 2.69 |
| Jun 2025 | 2218.0051700470876 | 0.20 | 3.67 |
| Jul 2025 | 2205.3264926780466 | -0.57 | 3.35 |
| Aug 2025 | 2184.9456336243284 | -0.92 | 4.79 |
| Sep 2025 | 2155.9514433940667 | -1.33 | 5.28 |
| Oct 2025 | 2142.888156330228 | -0.61 | 2.48 |
| Nov 2025 | 2145.3838543775055 | 0.12 | -0.56 |
| Dec 2025 | 2145.2479278115948 | -0.01 | -0.55 |
| Jan 2026 | 2138.598120606406 | -0.31 | -3.27 |
| Feb 2026 | 2136.3679127777646 | -0.10 | -3.08 |
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