Lynchburg, VA (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 10% down for all homes in the Lynchburg, VA Metro in February 2026 was $2,180.209. The month over month percentage change (MoM) was -0.18%, and the year over year percentage change (YoY) was -4.11%.
The chart below shows the trend of the total monthly payments with 10% down for all homes in the Lynchburg, VA metro. The table below shows the trend of the the total monthly payments with 10% down, and the MoM and YoY percentage changes for all homes in the Lynchburg, VA metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
Related Topics: Lynchburg, VA (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Lynchburg, VA (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Lynchburg, VA (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 939.467733126776 | NaN | NaN |
| Feb 2012 | 936.3672383091829 | -0.33 | NaN |
| Mar 2012 | 942.5169798904437 | 0.66 | NaN |
| Apr 2012 | 942.2389133984859 | -0.03 | NaN |
| May 2012 | 938.1205219387919 | -0.44 | NaN |
| Jun 2012 | 931.7670066128728 | -0.68 | NaN |
| Jul 2012 | 925.073893365513 | -0.72 | NaN |
| Aug 2012 | 930.7578065864342 | 0.61 | NaN |
| Sep 2012 | 925.1799517187824 | -0.60 | NaN |
| Oct 2012 | 917.6261312539616 | -0.82 | NaN |
| Nov 2012 | 914.93852574419 | -0.29 | NaN |
| Dec 2012 | 911.7521364220303 | -0.35 | NaN |
| Jan 2013 | 913.9494095796757 | 0.24 | -2.72 |
| Feb 2013 | 921.7416590466983 | 0.85 | -1.56 |
| Mar 2013 | 925.3028420383462 | 0.39 | -1.83 |
| Apr 2013 | 917.9994462291747 | -0.79 | -2.57 |
| May 2013 | 927.7371235049362 | 1.06 | -1.11 |
| Jun 2013 | 971.667370552836 | 4.74 | 4.28 |
| Jul 2013 | 998.3581234457674 | 2.75 | 7.92 |
| Aug 2013 | 1007.5277966468313 | 0.92 | 8.25 |
| Sep 2013 | 1012.5532467418901 | 0.50 | 9.44 |
| Oct 2013 | 990.3087753875856 | -2.20 | 7.92 |
| Nov 2013 | 995.195171380903 | 0.49 | 8.77 |
| Dec 2013 | 1009.6373384450329 | 1.45 | 10.74 |
| Jan 2014 | 1009.5806325178761 | -0.01 | 10.46 |
| Feb 2014 | 997.6768283820229 | -1.18 | 8.24 |
| Mar 2014 | 1001.3931765974023 | 0.37 | 8.22 |
| Apr 2014 | 1003.4057778535023 | 0.20 | 9.30 |
| May 2014 | 995.3669948904267 | -0.80 | 7.29 |
| Jun 2014 | 995.636556598585 | 0.03 | 2.47 |
| Jul 2014 | 994.6009365807329 | -0.10 | -0.38 |
| Aug 2014 | 994.2716630089137 | -0.03 | -1.32 |
| Sep 2014 | 998.4298176982189 | 0.42 | -1.39 |
| Oct 2014 | 988.0094993811241 | -1.04 | -0.23 |
| Nov 2014 | 985.1905311569996 | -0.28 | -1.00 |
| Dec 2014 | 975.239790259674 | -1.01 | -3.41 |
| Jan 2015 | 957.7708202480763 | -1.79 | -5.13 |
| Feb 2015 | 960.9010712333824 | 0.33 | -3.69 |
| Mar 2015 | 966.2813060287932 | 0.56 | -3.51 |
| Apr 2015 | 961.837840342876 | -0.46 | -4.14 |
| May 2015 | 979.9351026604367 | 1.88 | -1.55 |
| Jun 2015 | 996.7368655760652 | 1.72 | 0.11 |
| Jul 2015 | 1006.8843360284243 | 1.02 | 1.24 |
| Aug 2015 | 999.3313330931231 | -0.75 | 0.51 |
| Sep 2015 | 1001.487907872264 | 0.22 | 0.31 |
| Oct 2015 | 996.7268363789111 | -0.47 | 0.88 |
| Nov 2015 | 1010.2530489531453 | 1.36 | 2.54 |
| Dec 2015 | 1013.4231590736371 | 0.31 | 3.92 |
| Jan 2016 | 1007.6987073370688 | -0.56 | 5.21 |
| Feb 2016 | 993.3927669617555 | -1.42 | 3.38 |
| Mar 2016 | 997.4986012336622 | 0.41 | 3.23 |
| Apr 2016 | 991.4010315368718 | -0.61 | 3.07 |
| May 2016 | 991.4600925987442 | 0.01 | 1.18 |
| Jun 2016 | 990.3609725364882 | -0.11 | -0.64 |
| Jul 2016 | 981.4157237480982 | -0.90 | -2.53 |
| Aug 2016 | 983.4541116404474 | 0.21 | -1.59 |
| Sep 2016 | 988.7825067995227 | 0.54 | -1.27 |
| Oct 2016 | 993.7424773861665 | 0.50 | -0.30 |
| Nov 2016 | 1022.2838214931726 | 2.87 | 1.19 |
| Dec 2016 | 1062.4859863206923 | 3.93 | 4.84 |
| Jan 2017 | 1060.0421434750551 | -0.23 | 5.19 |
| Feb 2017 | 1063.6626059441733 | 0.34 | 7.07 |
| Mar 2017 | 1067.3327701059325 | 0.35 | 7.00 |
| Apr 2017 | 1056.3262822751933 | -1.03 | 6.55 |
| May 2017 | 1055.2106163501544 | -0.11 | 6.43 |
| Jun 2017 | 1047.7469413974375 | -0.71 | 5.79 |
| Jul 2017 | 1054.8386344960988 | 0.68 | 7.48 |
| Aug 2017 | 1050.5283013147423 | -0.41 | 6.82 |
| Sep 2017 | 1047.8812183481275 | -0.25 | 5.98 |
| Oct 2017 | 1059.2896098575343 | 1.09 | 6.60 |
| Nov 2017 | 1065.646710332648 | 0.60 | 4.24 |
| Dec 2017 | 1072.290207973444 | 0.62 | 0.92 |
| Jan 2018 | 1085.6948016453534 | 1.25 | 2.42 |
| Feb 2018 | 1116.1236544753074 | 2.80 | 4.93 |
| Mar 2018 | 1131.1897444791987 | 1.35 | 5.98 |
| Apr 2018 | 1137.9571283720986 | 0.60 | 7.73 |
| May 2018 | 1152.071921174444 | 1.24 | 9.18 |
| Jun 2018 | 1152.5212173607006 | 0.04 | 10.00 |
| Jul 2018 | 1151.7064269936823 | -0.07 | 9.18 |
| Aug 2018 | 1157.0604519917672 | 0.47 | 10.14 |
| Sep 2018 | 1168.7088952321415 | 1.01 | 11.53 |
| Oct 2018 | 1189.3506040668767 | 1.77 | 12.28 |
| Nov 2018 | 1194.3984105885802 | 0.42 | 12.08 |
| Dec 2018 | 1174.0692365485736 | -1.70 | 9.49 |
| Jan 2019 | 1158.4739696998458 | -1.33 | 6.70 |
| Feb 2019 | 1155.9472304575168 | -0.22 | 3.57 |
| Mar 2019 | 1154.2222388478817 | -0.15 | 2.04 |
| Apr 2019 | 1149.6462199592029 | -0.40 | 1.03 |
| May 2019 | 1147.5702243128176 | -0.18 | -0.39 |
| Jun 2019 | 1125.8719543150658 | -1.89 | -2.31 |
| Jul 2019 | 1124.5565563138211 | -0.12 | -2.36 |
| Aug 2019 | 1114.6447378466762 | -0.88 | -3.67 |
| Sep 2019 | 1117.5412208555767 | 0.26 | -4.38 |
| Oct 2019 | 1130.3479986074576 | 1.15 | -4.96 |
| Nov 2019 | 1136.6574418803482 | 0.56 | -4.83 |
| Dec 2019 | 1144.1607486690325 | 0.66 | -2.55 |
| Jan 2020 | 1133.690693703095 | -0.91 | -2.14 |
| Feb 2020 | 1123.3745321284034 | -0.91 | -2.82 |
| Mar 2020 | 1126.7453900588894 | 0.30 | -2.38 |
| Apr 2020 | 1118.1529776017494 | -0.76 | -2.74 |
| May 2020 | 1115.735066809735 | -0.22 | -2.77 |
| Jun 2020 | 1113.3530716421112 | -0.21 | -1.11 |
| Jul 2020 | 1106.4454653590606 | -0.62 | -1.61 |
| Aug 2020 | 1108.5909122223786 | 0.19 | -0.54 |
| Sep 2020 | 1118.8816382277214 | 0.93 | 0.12 |
| Oct 2020 | 1129.3548779321172 | 0.94 | -0.09 |
| Nov 2020 | 1138.7807187369863 | 0.84 | 0.19 |
| Dec 2020 | 1144.3572346259357 | 0.49 | 0.02 |
| Jan 2021 | 1153.6249220706864 | 0.81 | 1.76 |
| Feb 2021 | 1172.0459323317875 | 1.60 | 4.33 |
| Mar 2021 | 1211.3132280408074 | 3.35 | 7.51 |
| Apr 2021 | 1223.445341260327 | 1.00 | 9.42 |
| May 2021 | 1229.4850125580647 | 0.49 | 10.20 |
| Jun 2021 | 1248.016027218308 | 1.51 | 12.10 |
| Jul 2021 | 1250.3807301054496 | 0.19 | 13.01 |
| Aug 2021 | 1255.226300874955 | 0.39 | 13.23 |
| Sep 2021 | 1264.0103088328092 | 0.70 | 12.97 |
| Oct 2021 | 1284.0004777001227 | 1.58 | 13.69 |
| Nov 2021 | 1289.5050575571408 | 0.43 | 13.24 |
| Dec 2021 | 1300.9588084770535 | 0.89 | 13.69 |
| Jan 2022 | 1346.2849321429228 | 3.48 | 16.70 |
| Feb 2022 | 1400.7893963633592 | 4.05 | 19.52 |
| Mar 2022 | 1469.5769203217028 | 4.91 | 21.32 |
| Apr 2022 | 1591.960983500352 | 8.33 | 30.12 |
| May 2022 | 1646.6135616341019 | 3.43 | 33.93 |
| Jun 2022 | 1710.8491709459154 | 3.90 | 37.09 |
| Jul 2022 | 1713.2165549826498 | 0.14 | 37.02 |
| Aug 2022 | 1697.0015804573359 | -0.95 | 35.20 |
| Sep 2022 | 1822.72343648203 | 7.41 | 44.20 |
| Oct 2022 | 1938.8714054278662 | 6.37 | 51.00 |
| Nov 2022 | 1927.5546588339846 | -0.58 | 49.48 |
| Dec 2022 | 1866.7902392585602 | -3.15 | 43.49 |
| Jan 2023 | 1858.0070490316707 | -0.47 | 38.01 |
| Feb 2023 | 1858.5542155961775 | 0.03 | 32.68 |
| Mar 2023 | 1911.0221933229159 | 2.82 | 30.04 |
| Apr 2023 | 1900.7714867895404 | -0.54 | 19.40 |
| May 2023 | 1939.242923570883 | 2.02 | 17.77 |
| Jun 2023 | 2008.061699964218 | 3.55 | 17.37 |
| Jul 2023 | 2047.4669571693223 | 1.96 | 19.51 |
| Aug 2023 | 2097.886989901458 | 2.46 | 23.62 |
| Sep 2023 | 2128.0001874285954 | 1.44 | 16.75 |
| Oct 2023 | 2203.6882567959356 | 3.56 | 13.66 |
| Nov 2023 | 2182.0270445916017 | -0.98 | 13.20 |
| Dec 2023 | 2085.3983817529916 | -4.43 | 11.71 |
| Jan 2024 | 2049.594989302009 | -1.72 | 10.31 |
| Feb 2024 | 2073.3535273103 | 1.16 | 11.56 |
| Mar 2024 | 2088.728291461821 | 0.74 | 9.30 |
| Apr 2024 | 2132.247110450286 | 2.08 | 12.18 |
| May 2024 | 2158.0866288218326 | 1.21 | 11.29 |
| Jun 2024 | 2146.181568055277 | -0.55 | 6.88 |
| Jul 2024 | 2143.221131614466 | -0.14 | 4.68 |
| Aug 2024 | 2089.6925384507426 | -2.50 | -0.39 |
| Sep 2024 | 2046.298142065389 | -2.08 | -3.84 |
| Oct 2024 | 2087.9933004781888 | 2.04 | -5.25 |
| Nov 2024 | 2152.5616085847932 | 3.09 | -1.35 |
| Dec 2024 | 2146.3222386470134 | -0.29 | 2.92 |
| Jan 2025 | 2287.2901464265433 | 6.57 | 11.60 |
| Feb 2025 | 2273.773079878176 | -0.59 | 9.67 |
| Mar 2025 | 2240.311080362882 | -1.47 | 7.26 |
| Apr 2025 | 2246.5540631492163 | 0.28 | 5.36 |
| May 2025 | 2257.916267944297 | 0.51 | 4.63 |
| Jun 2025 | 2255.9300546168497 | -0.09 | 5.11 |
| Jul 2025 | 2242.1851979308753 | -0.61 | 4.62 |
| Aug 2025 | 2224.2691197733825 | -0.80 | 6.44 |
| Sep 2025 | 2199.3085713364508 | -1.12 | 7.48 |
| Oct 2025 | 2191.1246227348643 | -0.37 | 4.94 |
| Nov 2025 | 2195.528411841731 | 0.20 | 2.00 |
| Dec 2025 | 2193.562197221319 | -0.09 | 2.20 |
| Jan 2026 | 2184.138537967194 | -0.43 | -4.51 |
| Feb 2026 | 2180.2087177577296 | -0.18 | -4.11 |
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