Madison, WI (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 10% down for all homes in the Madison, WI Metro in February 2026 was $3,521.645. The month over month percentage change (MoM) was 0.01%, and the year over year percentage change (YoY) was -2.54%.
The chart below shows the trend of the total monthly payments with 10% down for all homes in the Madison, WI metro. The table below shows the trend of the the total monthly payments with 10% down, and the MoM and YoY percentage changes for all homes in the Madison, WI metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
Related Topics: Madison, WI (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Madison, WI (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Madison, WI (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 1502.2954386808083 | NaN | NaN |
| Feb 2012 | 1497.3655718316445 | -0.33 | NaN |
| Mar 2012 | 1502.928419505412 | 0.37 | NaN |
| Apr 2012 | 1500.099827513517 | -0.19 | NaN |
| May 2012 | 1491.2452075396973 | -0.59 | NaN |
| Jun 2012 | 1482.4014534060357 | -0.59 | NaN |
| Jul 2012 | 1471.9672331237637 | -0.70 | NaN |
| Aug 2012 | 1479.5304892989088 | 0.51 | NaN |
| Sep 2012 | 1472.2495032354836 | -0.49 | NaN |
| Oct 2012 | 1465.463129619749 | -0.46 | NaN |
| Nov 2012 | 1466.1614983136487 | 0.05 | NaN |
| Dec 2012 | 1468.5820801934515 | 0.17 | NaN |
| Jan 2013 | 1462.084955621889 | -0.44 | -2.68 |
| Feb 2013 | 1481.1692688953349 | 1.31 | -1.08 |
| Mar 2013 | 1490.5041896373718 | 0.63 | -0.83 |
| Apr 2013 | 1482.8543597692606 | -0.51 | -1.15 |
| May 2013 | 1496.1642202883722 | 0.90 | 0.33 |
| Jun 2013 | 1558.5149399000693 | 4.17 | 5.13 |
| Jul 2013 | 1598.612893083476 | 2.57 | 8.60 |
| Aug 2013 | 1616.1552458211163 | 1.10 | 9.23 |
| Sep 2013 | 1627.54597588149 | 0.71 | 10.55 |
| Oct 2013 | 1603.5090977723157 | -1.48 | 9.42 |
| Nov 2013 | 1616.5639810689404 | 0.81 | 10.26 |
| Dec 2013 | 1644.7393473856046 | 1.74 | 12.00 |
| Jan 2014 | 1632.5784118583942 | -0.74 | 11.66 |
| Feb 2014 | 1625.7249829529014 | -0.42 | 9.76 |
| Mar 2014 | 1638.4706702311266 | 0.78 | 9.93 |
| Apr 2014 | 1644.1240867851898 | 0.35 | 10.88 |
| May 2014 | 1633.5760818644594 | -0.64 | 9.18 |
| Jun 2014 | 1634.9568907426121 | 0.09 | 4.91 |
| Jul 2014 | 1635.9851709253671 | 0.06 | 2.34 |
| Aug 2014 | 1637.96232895284 | 0.12 | 1.35 |
| Sep 2014 | 1646.1652239963446 | 0.50 | 1.14 |
| Oct 2014 | 1634.4976770161345 | -0.71 | 1.93 |
| Nov 2014 | 1633.968132546779 | -0.03 | 1.08 |
| Dec 2014 | 1624.4619792626897 | -0.58 | -1.23 |
| Jan 2015 | 1576.9357506326667 | -2.93 | -3.41 |
| Feb 2015 | 1587.9594942749086 | 0.70 | -2.32 |
| Mar 2015 | 1600.2462003511766 | 0.77 | -2.33 |
| Apr 2015 | 1594.0573517833168 | -0.39 | -3.04 |
| May 2015 | 1617.907606114938 | 1.50 | -0.96 |
| Jun 2015 | 1640.0060622913986 | 1.37 | 0.31 |
| Jul 2015 | 1654.479672691389 | 0.88 | 1.13 |
| Aug 2015 | 1646.2205214328724 | -0.50 | 0.50 |
| Sep 2015 | 1653.4105228292215 | 0.44 | 0.44 |
| Oct 2015 | 1653.936625815767 | 0.03 | 1.19 |
| Nov 2015 | 1683.1354257832118 | 1.77 | 3.01 |
| Dec 2015 | 1700.1688412950825 | 1.01 | 4.66 |
| Jan 2016 | 1707.1795936880494 | 0.41 | 8.26 |
| Feb 2016 | 1694.0093908277024 | -0.77 | 6.68 |
| Mar 2016 | 1706.321449484748 | 0.73 | 6.63 |
| Apr 2016 | 1703.9466146465384 | -0.14 | 6.89 |
| May 2016 | 1712.525944948066 | 0.50 | 5.85 |
| Jun 2016 | 1718.428091288757 | 0.35 | 4.78 |
| Jul 2016 | 1709.3675743899375 | -0.53 | 3.32 |
| Aug 2016 | 1713.320558080964 | 0.23 | 4.08 |
| Sep 2016 | 1721.927542574424 | 0.50 | 4.14 |
| Oct 2016 | 1731.159168740698 | 0.54 | 4.67 |
| Nov 2016 | 1777.9967260669198 | 2.71 | 5.64 |
| Dec 2016 | 1842.8326577710668 | 3.65 | 8.39 |
| Jan 2017 | 1836.9162540848579 | -0.32 | 7.60 |
| Feb 2017 | 1846.3850735492815 | 0.52 | 8.99 |
| Mar 2017 | 1857.1103222210756 | 0.58 | 8.84 |
| Apr 2017 | 1846.6111973082302 | -0.56 | 8.37 |
| May 2017 | 1851.4822464626795 | 0.26 | 8.11 |
| Jun 2017 | 1847.0775823174658 | -0.24 | 7.49 |
| Jul 2017 | 1864.101033613359 | 0.92 | 9.05 |
| Aug 2017 | 1860.3420123403093 | -0.20 | 8.58 |
| Sep 2017 | 1857.6666720327435 | -0.14 | 7.88 |
| Oct 2017 | 1877.4795326926073 | 1.07 | 8.45 |
| Nov 2017 | 1890.4234232958847 | 0.69 | 6.32 |
| Dec 2017 | 1903.4638412181976 | 0.69 | 3.29 |
| Jan 2018 | 1906.9407773291273 | 0.18 | 3.81 |
| Feb 2018 | 1956.4841144607203 | 2.60 | 5.96 |
| Mar 2018 | 1984.4034007336352 | 1.43 | 6.85 |
| Apr 2018 | 2001.0640365595186 | 0.84 | 8.36 |
| May 2018 | 2032.6069372792065 | 1.58 | 9.78 |
| Jun 2018 | 2041.5694974985854 | 0.44 | 10.53 |
| Jul 2018 | 2047.3979758586875 | 0.28 | 9.83 |
| Aug 2018 | 2060.132088206141 | 0.62 | 10.74 |
| Sep 2018 | 2078.46721808064 | 0.89 | 11.89 |
| Oct 2018 | 2110.3110755916314 | 1.53 | 12.40 |
| Nov 2018 | 2117.301916891453 | 0.33 | 12.00 |
| Dec 2018 | 2088.167252470538 | -1.38 | 9.70 |
| Jan 2019 | 2053.4135294192183 | -1.66 | 7.68 |
| Feb 2019 | 2049.9466432760296 | -0.17 | 4.78 |
| Mar 2019 | 2045.3483600319937 | -0.22 | 3.07 |
| Apr 2019 | 2036.751452653192 | -0.42 | 1.78 |
| May 2019 | 2033.741263151071 | -0.15 | 0.06 |
| Jun 2019 | 2001.2009901976821 | -1.60 | -1.98 |
| Jul 2019 | 2002.3012618703112 | 0.06 | -2.20 |
| Aug 2019 | 1988.0446648303619 | -0.71 | -3.50 |
| Sep 2019 | 1991.9793166698641 | 0.20 | -4.16 |
| Oct 2019 | 2011.700751099172 | 0.99 | -4.67 |
| Nov 2019 | 2022.7193062661513 | 0.55 | -4.47 |
| Dec 2019 | 2037.8775114130813 | 0.75 | -2.41 |
| Jan 2020 | 2012.1020403679195 | -1.26 | -2.01 |
| Feb 2020 | 2002.472420931768 | -0.48 | -2.32 |
| Mar 2020 | 2015.5908549544238 | 0.66 | -1.45 |
| Apr 2020 | 2008.0104931228552 | -0.38 | -1.41 |
| May 2020 | 2006.3943692026019 | -0.08 | -1.34 |
| Jun 2020 | 2002.3400643665846 | -0.20 | 0.06 |
| Jul 2020 | 1985.3319646382442 | -0.85 | -0.85 |
| Aug 2020 | 1982.2660162588286 | -0.15 | -0.29 |
| Sep 2020 | 1992.177179043814 | 0.50 | 0.01 |
| Oct 2020 | 2005.9741551510997 | 0.69 | -0.28 |
| Nov 2020 | 2017.4438999921836 | 0.57 | -0.26 |
| Dec 2020 | 2023.8364694333873 | 0.32 | -0.69 |
| Jan 2021 | 2003.5504073394177 | -1.00 | -0.42 |
| Feb 2021 | 2030.3738166444468 | 1.34 | 1.39 |
| Mar 2021 | 2090.2285027716052 | 2.95 | 3.70 |
| Apr 2021 | 2110.2923551576496 | 0.96 | 5.09 |
| May 2021 | 2123.5984567830533 | 0.63 | 5.84 |
| Jun 2021 | 2154.1054683215475 | 1.44 | 7.58 |
| Jul 2021 | 2159.637432071857 | 0.26 | 8.78 |
| Aug 2021 | 2166.9539551636653 | 0.34 | 9.32 |
| Sep 2021 | 2177.7155523836864 | 0.50 | 9.31 |
| Oct 2021 | 2204.539245237245 | 1.23 | 9.90 |
| Nov 2021 | 2208.309859501548 | 0.17 | 9.46 |
| Dec 2021 | 2224.4187282227326 | 0.73 | 9.91 |
| Jan 2022 | 2278.478813949556 | 2.43 | 13.72 |
| Feb 2022 | 2360.5452119421307 | 3.60 | 16.26 |
| Mar 2022 | 2471.5349525373585 | 4.70 | 18.24 |
| Apr 2022 | 2671.033922431335 | 8.07 | 26.57 |
| May 2022 | 2767.470377598208 | 3.61 | 30.32 |
| Jun 2022 | 2864.5758164163576 | 3.51 | 32.98 |
| Jul 2022 | 2857.972476758963 | -0.23 | 32.34 |
| Aug 2022 | 2814.9435289282637 | -1.51 | 29.90 |
| Sep 2022 | 2991.0083937143995 | 6.26 | 37.35 |
| Oct 2022 | 3156.059582147639 | 5.52 | 43.16 |
| Nov 2022 | 3135.906273310414 | -0.64 | 42.01 |
| Dec 2022 | 3046.2328816042955 | -2.86 | 36.95 |
| Jan 2023 | 3065.870195898199 | 0.65 | 34.56 |
| Feb 2023 | 3080.32265493572 | 0.47 | 30.49 |
| Mar 2023 | 3168.9901954454226 | 2.88 | 28.22 |
| Apr 2023 | 3154.495200746233 | -0.46 | 18.10 |
| May 2023 | 3202.676023633507 | 1.53 | 15.73 |
| Jun 2023 | 3290.408850679869 | 2.74 | 14.87 |
| Jul 2023 | 3334.2477034989433 | 1.33 | 16.67 |
| Aug 2023 | 3402.2774721006685 | 2.04 | 20.87 |
| Sep 2023 | 3448.339736302533 | 1.35 | 15.29 |
| Oct 2023 | 3559.9566572571 | 3.24 | 12.80 |
| Nov 2023 | 3522.9432660048865 | -1.04 | 12.34 |
| Dec 2023 | 3373.429914693627 | -4.24 | 10.74 |
| Jan 2024 | 3335.1691572663963 | -1.13 | 8.78 |
| Feb 2024 | 3383.595802296991 | 1.45 | 9.85 |
| Mar 2024 | 3425.484358476524 | 1.24 | 8.09 |
| Apr 2024 | 3503.552697124885 | 2.28 | 11.07 |
| May 2024 | 3547.10336495536 | 1.24 | 10.75 |
| Jun 2024 | 3528.446884592451 | -0.53 | 7.23 |
| Jul 2024 | 3523.5081437044937 | -0.14 | 5.68 |
| Aug 2024 | 3448.9268171154667 | -2.12 | 1.37 |
| Sep 2024 | 3384.993602323403 | -1.85 | -1.84 |
| Oct 2024 | 3453.391736778615 | 2.02 | -2.99 |
| Nov 2024 | 3558.279766165374 | 3.04 | 1.00 |
| Dec 2024 | 3552.0108625915773 | -0.18 | 5.29 |
| Jan 2025 | 3628.778298217864 | 2.16 | 8.80 |
| Feb 2025 | 3613.2874732829987 | -0.43 | 6.79 |
| Mar 2025 | 3571.5904878365636 | -1.15 | 4.26 |
| Apr 2025 | 3594.8382527189156 | 0.65 | 2.61 |
| May 2025 | 3618.223953989076 | 0.65 | 2.01 |
| Jun 2025 | 3619.03725474009 | 0.02 | 2.57 |
| Jul 2025 | 3594.289311992423 | -0.68 | 2.01 |
| Aug 2025 | 3563.9942259785685 | -0.84 | 3.34 |
| Sep 2025 | 3518.9472144510582 | -1.26 | 3.96 |
| Oct 2025 | 3508.893068667333 | -0.29 | 1.61 |
| Nov 2025 | 3521.5642556527905 | 0.36 | -1.03 |
| Dec 2025 | 3527.464971004365 | 0.17 | -0.69 |
| Jan 2026 | 3521.4037919959756 | -0.17 | -2.96 |
| Feb 2026 | 3521.644509092408 | 0.01 | -2.54 |
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