Memphis, TN (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 10% down for all homes in the Memphis, TN Metro in February 2026 was $2,026.842. The month over month percentage change (MoM) was -0.17%, and the year over year percentage change (YoY) was -5.03%.

The chart below shows the trend of the total monthly payments with 10% down for all homes in the Memphis, TN metro. The table below shows the trend of the the total monthly payments with 10% down, and the MoM and YoY percentage changes for all homes in the Memphis, TN metro.

You can see similar information for other US metros, and for the United States.

Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.

Data Source: Zillow.
Memphis, TN (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Memphis, TN (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 170
Month Total Monthly Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2012 738.1598097197293 NaN NaN
Feb 2012 737.9388797282984 -0.03 NaN
Mar 2012 745.5901538951423 1.04 NaN
Apr 2012 747.1285360433918 0.21 NaN
May 2012 744.5095192374696 -0.35 NaN
Jun 2012 740.0093758316608 -0.60 NaN
Jul 2012 735.8303879271414 -0.56 NaN
Aug 2012 739.5491717898733 0.51 NaN
Sep 2012 734.6586379313259 -0.66 NaN
Oct 2012 727.255221879523 -1.01 NaN
Nov 2012 723.8563598639132 -0.47 NaN
Dec 2012 719.9553228560269 -0.54 NaN
Jan 2013 747.1598159909613 3.78 1.22
Feb 2013 752.5383863916767 0.72 1.98
Mar 2013 756.5775124116927 0.54 1.47
Apr 2013 754.030991643814 -0.34 0.92
May 2013 763.612245278902 1.27 2.57
Jun 2013 797.2668964853972 4.41 7.74
Jul 2013 816.6281228185333 2.43 10.98
Aug 2013 824.1205088757142 0.92 11.44
Sep 2013 829.028809338065 0.60 12.85
Oct 2013 816.0722268493623 -1.56 12.21
Nov 2013 824.3591012536469 1.01 13.88
Dec 2013 841.8915775737609 2.13 16.94
Jan 2014 848.6245609839417 0.80 13.58
Feb 2014 847.2623488070834 -0.16 12.59
Mar 2014 855.344129425663 0.95 13.05
Apr 2014 860.6669089799921 0.62 14.14
May 2014 857.8298062499847 -0.33 12.34
Jun 2014 861.8364071892272 0.47 8.10
Jul 2014 864.4658787030651 0.31 5.86
Aug 2014 865.3761798571569 0.11 5.01
Sep 2014 869.2574723980605 0.45 4.85
Oct 2014 860.8905519185226 -0.96 5.49
Nov 2014 859.9901515423961 -0.10 4.32
Dec 2014 854.1819729964941 -0.67 1.46
Jan 2015 832.1124243929788 -2.58 -1.95
Feb 2015 836.6318505008821 0.54 -1.25
Mar 2015 842.3933801576627 0.69 -1.51
Apr 2015 838.9134069589959 -0.41 -2.53
May 2015 853.1949109071447 1.70 -0.54
Jun 2015 865.9173637684387 1.49 0.47
Jul 2015 874.2771226823668 0.97 1.14
Aug 2015 868.6031879158184 -0.65 0.37
Sep 2015 871.342947716046 0.32 0.24
Oct 2015 868.7702737563097 -0.29 0.92
Nov 2015 881.9257409584127 1.51 2.55
Dec 2015 886.6882926331502 0.54 3.81
Jan 2016 886.9374046489309 0.03 6.59
Feb 2016 876.9348772793974 -1.13 4.82
Mar 2016 881.6535194543801 0.54 4.66
Apr 2016 877.4418609436711 -0.48 4.59
May 2016 877.6608102964738 0.03 2.87
Jun 2016 877.4598065971988 -0.02 1.33
Jul 2016 871.1220983190445 -0.72 -0.36
Aug 2016 874.1775448772091 0.35 0.64
Sep 2016 879.6327857245551 0.62 0.95
Oct 2016 884.8304166032236 0.59 1.85
Nov 2016 909.5833534776284 2.80 3.14
Dec 2016 944.3665533477616 3.82 6.51
Jan 2017 1009.9594320655107 6.95 13.87
Feb 2017 1015.6295898308233 0.56 15.82
Mar 2017 1021.2856209094305 0.56 15.84
Apr 2017 1015.418153716415 -0.57 15.73
May 2017 1017.5273568472455 0.21 15.94
Jun 2017 1014.7423269234404 -0.27 15.65
Jul 2017 1024.1523526924348 0.93 17.57
Aug 2017 1024.0969451036726 0.00 17.15
Sep 2017 1025.8224718645192 0.17 16.62
Oct 2017 1039.470353310858 1.33 17.48
Nov 2017 1049.0766649357029 0.92 15.34
Dec 2017 1058.4005510904442 0.89 12.08
Jan 2018 1004.1352080514779 -5.13 -0.58
Feb 2018 1031.0350878647791 2.68 1.52
Mar 2018 1045.0702950042437 1.36 2.33
Apr 2018 1052.766594347852 0.74 3.68
May 2018 1068.616766683942 1.51 5.02
Jun 2018 1072.56945216843 0.37 5.70
Jul 2018 1075.1591246526577 0.24 4.98
Aug 2018 1083.3824342194341 0.77 5.79
Sep 2018 1096.7650243656062 1.24 6.92
Oct 2018 1120.2745518269408 2.14 7.77
Nov 2018 1131.534923020201 1.00 7.86
Dec 2018 1121.8489972579355 -0.86 6.00
Jan 2019 1088.0146063182417 -3.02 8.35
Feb 2019 1087.4021615588238 -0.06 5.47
Mar 2019 1085.1916448042195 -0.20 3.84
Apr 2019 1081.3130508655213 -0.36 2.71
May 2019 1080.6851783820719 -0.06 1.13
Jun 2019 1064.2291947193175 -1.52 -0.78
Jul 2019 1066.1068457932865 0.18 -0.84
Aug 2019 1057.9956837893978 -0.76 -2.34
Sep 2019 1060.3638627980783 0.22 -3.32
Oct 2019 1071.3438310982315 1.03 -4.37
Nov 2019 1077.8546808762087 0.61 -4.74
Dec 2019 1087.0616125956446 0.85 -3.10
Jan 2020 1076.6605919456688 -0.96 -1.04
Feb 2020 1069.4875536901634 -0.67 -1.65
Mar 2020 1074.2914224417189 0.45 -1.00
Apr 2020 1068.3313955313695 -0.56 -1.20
May 2020 1067.044689967006 -0.12 -1.26
Jun 2020 1065.6916939603716 -0.13 0.14
Jul 2020 1060.1947776107481 -0.52 -0.56
Aug 2020 1064.3710496037233 0.39 0.60
Sep 2020 1074.7632057159624 0.98 1.36
Oct 2020 1086.1407954982096 1.06 1.38
Nov 2020 1097.9936120856332 1.09 1.87
Dec 2020 1106.5191756287397 0.78 1.79
Jan 2021 1128.7447619491604 2.01 4.84
Feb 2021 1149.959605248682 1.88 7.52
Mar 2021 1191.630497916166 3.62 10.92
Apr 2021 1206.636007966695 1.26 12.95
May 2021 1216.2209273638987 0.79 13.98
Jun 2021 1238.0213872247646 1.79 16.17
Jul 2021 1245.3396592350668 0.59 17.46
Aug 2021 1254.372452453169 0.73 17.85
Sep 2021 1267.3042459766427 1.03 17.92
Oct 2021 1293.358409330191 2.06 19.08
Nov 2021 1307.6358874112727 1.10 19.09
Dec 2021 1327.3037320373373 1.50 19.95
Jan 2022 1365.8304750825523 2.90 21.00
Feb 2022 1422.0416896366153 4.12 23.66
Mar 2022 1492.985662506394 4.99 25.29
Apr 2022 1617.2522189690192 8.32 34.03
May 2022 1672.2473697722012 3.40 37.49
Jun 2022 1732.7531351273062 3.62 39.96
Jul 2022 1733.8101461744775 0.06 39.22
Aug 2022 1718.3892911424568 -0.89 36.99
Sep 2022 1844.4362163156454 7.34 45.54
Oct 2022 1959.2443443432744 6.23 51.49
Nov 2022 1946.5001374122157 -0.65 48.86
Dec 2022 1880.9775474688618 -3.37 41.71
Jan 2023 1937.5155765405193 3.01 41.86
Feb 2023 1928.3744464042848 -0.47 35.61
Mar 2023 1967.0837918637142 2.01 31.76
Apr 2023 1942.5448878314992 -1.25 20.11
May 2023 1960.9371622464794 0.95 17.26
Jun 2023 2008.3659662241735 2.42 15.91
Jul 2023 2031.7336809356395 1.16 17.18
Aug 2023 2070.61703994252 1.91 20.50
Sep 2023 2091.811398019159 1.02 13.41
Oct 2023 2153.9026060041792 2.97 9.94
Nov 2023 2125.0834962372423 -1.34 9.18
Dec 2023 2033.5582801613468 -4.31 8.11
Jan 2024 2010.3312420055104 -1.14 3.76
Feb 2024 2035.5802341850692 1.26 5.56
Mar 2024 2052.073042422915 0.81 4.32
Apr 2024 2091.28967651223 1.91 7.66
May 2024 2109.490361516506 0.87 7.58
Jun 2024 2090.7825571825824 -0.89 4.10
Jul 2024 2078.358632418279 -0.59 2.30
Aug 2024 2022.4716722459088 -2.69 -2.33
Sep 2024 1980.1840985706604 -2.09 -5.34
Oct 2024 2011.9377737412447 1.60 -6.59
Nov 2024 2066.0141261202834 2.69 -2.78
Dec 2024 2056.0172098051926 -0.48 1.10
Jan 2025 2147.5404521399278 4.45 6.83
Feb 2025 2134.1918312727585 -0.62 4.84
Mar 2025 2108.015324872887 -1.23 2.73
Apr 2025 2116.815216851453 0.42 1.22
May 2025 2126.974406128069 0.48 0.83
Jun 2025 2123.907120914485 -0.14 1.58
Jul 2025 2107.485219162979 -0.77 1.40
Aug 2025 2086.002127855613 -1.02 3.14
Sep 2025 2059.3221305797183 -1.28 4.00
Oct 2025 2044.3303121187769 -0.73 1.61
Nov 2025 2042.8019370667578 -0.07 -1.12
Dec 2025 2039.10077479242 -0.18 -0.82
Jan 2026 2030.2313118999396 -0.43 -5.46
Feb 2026 2026.841794547007 -0.17 -5.03