Memphis, TN (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 10% down for all homes in the Memphis, TN Metro in February 2026 was $2,026.842. The month over month percentage change (MoM) was -0.17%, and the year over year percentage change (YoY) was -5.03%.
The chart below shows the trend of the total monthly payments with 10% down for all homes in the Memphis, TN metro. The table below shows the trend of the the total monthly payments with 10% down, and the MoM and YoY percentage changes for all homes in the Memphis, TN metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 738.1598097197293 | NaN | NaN |
| Feb 2012 | 737.9388797282984 | -0.03 | NaN |
| Mar 2012 | 745.5901538951423 | 1.04 | NaN |
| Apr 2012 | 747.1285360433918 | 0.21 | NaN |
| May 2012 | 744.5095192374696 | -0.35 | NaN |
| Jun 2012 | 740.0093758316608 | -0.60 | NaN |
| Jul 2012 | 735.8303879271414 | -0.56 | NaN |
| Aug 2012 | 739.5491717898733 | 0.51 | NaN |
| Sep 2012 | 734.6586379313259 | -0.66 | NaN |
| Oct 2012 | 727.255221879523 | -1.01 | NaN |
| Nov 2012 | 723.8563598639132 | -0.47 | NaN |
| Dec 2012 | 719.9553228560269 | -0.54 | NaN |
| Jan 2013 | 747.1598159909613 | 3.78 | 1.22 |
| Feb 2013 | 752.5383863916767 | 0.72 | 1.98 |
| Mar 2013 | 756.5775124116927 | 0.54 | 1.47 |
| Apr 2013 | 754.030991643814 | -0.34 | 0.92 |
| May 2013 | 763.612245278902 | 1.27 | 2.57 |
| Jun 2013 | 797.2668964853972 | 4.41 | 7.74 |
| Jul 2013 | 816.6281228185333 | 2.43 | 10.98 |
| Aug 2013 | 824.1205088757142 | 0.92 | 11.44 |
| Sep 2013 | 829.028809338065 | 0.60 | 12.85 |
| Oct 2013 | 816.0722268493623 | -1.56 | 12.21 |
| Nov 2013 | 824.3591012536469 | 1.01 | 13.88 |
| Dec 2013 | 841.8915775737609 | 2.13 | 16.94 |
| Jan 2014 | 848.6245609839417 | 0.80 | 13.58 |
| Feb 2014 | 847.2623488070834 | -0.16 | 12.59 |
| Mar 2014 | 855.344129425663 | 0.95 | 13.05 |
| Apr 2014 | 860.6669089799921 | 0.62 | 14.14 |
| May 2014 | 857.8298062499847 | -0.33 | 12.34 |
| Jun 2014 | 861.8364071892272 | 0.47 | 8.10 |
| Jul 2014 | 864.4658787030651 | 0.31 | 5.86 |
| Aug 2014 | 865.3761798571569 | 0.11 | 5.01 |
| Sep 2014 | 869.2574723980605 | 0.45 | 4.85 |
| Oct 2014 | 860.8905519185226 | -0.96 | 5.49 |
| Nov 2014 | 859.9901515423961 | -0.10 | 4.32 |
| Dec 2014 | 854.1819729964941 | -0.67 | 1.46 |
| Jan 2015 | 832.1124243929788 | -2.58 | -1.95 |
| Feb 2015 | 836.6318505008821 | 0.54 | -1.25 |
| Mar 2015 | 842.3933801576627 | 0.69 | -1.51 |
| Apr 2015 | 838.9134069589959 | -0.41 | -2.53 |
| May 2015 | 853.1949109071447 | 1.70 | -0.54 |
| Jun 2015 | 865.9173637684387 | 1.49 | 0.47 |
| Jul 2015 | 874.2771226823668 | 0.97 | 1.14 |
| Aug 2015 | 868.6031879158184 | -0.65 | 0.37 |
| Sep 2015 | 871.342947716046 | 0.32 | 0.24 |
| Oct 2015 | 868.7702737563097 | -0.29 | 0.92 |
| Nov 2015 | 881.9257409584127 | 1.51 | 2.55 |
| Dec 2015 | 886.6882926331502 | 0.54 | 3.81 |
| Jan 2016 | 886.9374046489309 | 0.03 | 6.59 |
| Feb 2016 | 876.9348772793974 | -1.13 | 4.82 |
| Mar 2016 | 881.6535194543801 | 0.54 | 4.66 |
| Apr 2016 | 877.4418609436711 | -0.48 | 4.59 |
| May 2016 | 877.6608102964738 | 0.03 | 2.87 |
| Jun 2016 | 877.4598065971988 | -0.02 | 1.33 |
| Jul 2016 | 871.1220983190445 | -0.72 | -0.36 |
| Aug 2016 | 874.1775448772091 | 0.35 | 0.64 |
| Sep 2016 | 879.6327857245551 | 0.62 | 0.95 |
| Oct 2016 | 884.8304166032236 | 0.59 | 1.85 |
| Nov 2016 | 909.5833534776284 | 2.80 | 3.14 |
| Dec 2016 | 944.3665533477616 | 3.82 | 6.51 |
| Jan 2017 | 1009.9594320655107 | 6.95 | 13.87 |
| Feb 2017 | 1015.6295898308233 | 0.56 | 15.82 |
| Mar 2017 | 1021.2856209094305 | 0.56 | 15.84 |
| Apr 2017 | 1015.418153716415 | -0.57 | 15.73 |
| May 2017 | 1017.5273568472455 | 0.21 | 15.94 |
| Jun 2017 | 1014.7423269234404 | -0.27 | 15.65 |
| Jul 2017 | 1024.1523526924348 | 0.93 | 17.57 |
| Aug 2017 | 1024.0969451036726 | 0.00 | 17.15 |
| Sep 2017 | 1025.8224718645192 | 0.17 | 16.62 |
| Oct 2017 | 1039.470353310858 | 1.33 | 17.48 |
| Nov 2017 | 1049.0766649357029 | 0.92 | 15.34 |
| Dec 2017 | 1058.4005510904442 | 0.89 | 12.08 |
| Jan 2018 | 1004.1352080514779 | -5.13 | -0.58 |
| Feb 2018 | 1031.0350878647791 | 2.68 | 1.52 |
| Mar 2018 | 1045.0702950042437 | 1.36 | 2.33 |
| Apr 2018 | 1052.766594347852 | 0.74 | 3.68 |
| May 2018 | 1068.616766683942 | 1.51 | 5.02 |
| Jun 2018 | 1072.56945216843 | 0.37 | 5.70 |
| Jul 2018 | 1075.1591246526577 | 0.24 | 4.98 |
| Aug 2018 | 1083.3824342194341 | 0.77 | 5.79 |
| Sep 2018 | 1096.7650243656062 | 1.24 | 6.92 |
| Oct 2018 | 1120.2745518269408 | 2.14 | 7.77 |
| Nov 2018 | 1131.534923020201 | 1.00 | 7.86 |
| Dec 2018 | 1121.8489972579355 | -0.86 | 6.00 |
| Jan 2019 | 1088.0146063182417 | -3.02 | 8.35 |
| Feb 2019 | 1087.4021615588238 | -0.06 | 5.47 |
| Mar 2019 | 1085.1916448042195 | -0.20 | 3.84 |
| Apr 2019 | 1081.3130508655213 | -0.36 | 2.71 |
| May 2019 | 1080.6851783820719 | -0.06 | 1.13 |
| Jun 2019 | 1064.2291947193175 | -1.52 | -0.78 |
| Jul 2019 | 1066.1068457932865 | 0.18 | -0.84 |
| Aug 2019 | 1057.9956837893978 | -0.76 | -2.34 |
| Sep 2019 | 1060.3638627980783 | 0.22 | -3.32 |
| Oct 2019 | 1071.3438310982315 | 1.03 | -4.37 |
| Nov 2019 | 1077.8546808762087 | 0.61 | -4.74 |
| Dec 2019 | 1087.0616125956446 | 0.85 | -3.10 |
| Jan 2020 | 1076.6605919456688 | -0.96 | -1.04 |
| Feb 2020 | 1069.4875536901634 | -0.67 | -1.65 |
| Mar 2020 | 1074.2914224417189 | 0.45 | -1.00 |
| Apr 2020 | 1068.3313955313695 | -0.56 | -1.20 |
| May 2020 | 1067.044689967006 | -0.12 | -1.26 |
| Jun 2020 | 1065.6916939603716 | -0.13 | 0.14 |
| Jul 2020 | 1060.1947776107481 | -0.52 | -0.56 |
| Aug 2020 | 1064.3710496037233 | 0.39 | 0.60 |
| Sep 2020 | 1074.7632057159624 | 0.98 | 1.36 |
| Oct 2020 | 1086.1407954982096 | 1.06 | 1.38 |
| Nov 2020 | 1097.9936120856332 | 1.09 | 1.87 |
| Dec 2020 | 1106.5191756287397 | 0.78 | 1.79 |
| Jan 2021 | 1128.7447619491604 | 2.01 | 4.84 |
| Feb 2021 | 1149.959605248682 | 1.88 | 7.52 |
| Mar 2021 | 1191.630497916166 | 3.62 | 10.92 |
| Apr 2021 | 1206.636007966695 | 1.26 | 12.95 |
| May 2021 | 1216.2209273638987 | 0.79 | 13.98 |
| Jun 2021 | 1238.0213872247646 | 1.79 | 16.17 |
| Jul 2021 | 1245.3396592350668 | 0.59 | 17.46 |
| Aug 2021 | 1254.372452453169 | 0.73 | 17.85 |
| Sep 2021 | 1267.3042459766427 | 1.03 | 17.92 |
| Oct 2021 | 1293.358409330191 | 2.06 | 19.08 |
| Nov 2021 | 1307.6358874112727 | 1.10 | 19.09 |
| Dec 2021 | 1327.3037320373373 | 1.50 | 19.95 |
| Jan 2022 | 1365.8304750825523 | 2.90 | 21.00 |
| Feb 2022 | 1422.0416896366153 | 4.12 | 23.66 |
| Mar 2022 | 1492.985662506394 | 4.99 | 25.29 |
| Apr 2022 | 1617.2522189690192 | 8.32 | 34.03 |
| May 2022 | 1672.2473697722012 | 3.40 | 37.49 |
| Jun 2022 | 1732.7531351273062 | 3.62 | 39.96 |
| Jul 2022 | 1733.8101461744775 | 0.06 | 39.22 |
| Aug 2022 | 1718.3892911424568 | -0.89 | 36.99 |
| Sep 2022 | 1844.4362163156454 | 7.34 | 45.54 |
| Oct 2022 | 1959.2443443432744 | 6.23 | 51.49 |
| Nov 2022 | 1946.5001374122157 | -0.65 | 48.86 |
| Dec 2022 | 1880.9775474688618 | -3.37 | 41.71 |
| Jan 2023 | 1937.5155765405193 | 3.01 | 41.86 |
| Feb 2023 | 1928.3744464042848 | -0.47 | 35.61 |
| Mar 2023 | 1967.0837918637142 | 2.01 | 31.76 |
| Apr 2023 | 1942.5448878314992 | -1.25 | 20.11 |
| May 2023 | 1960.9371622464794 | 0.95 | 17.26 |
| Jun 2023 | 2008.3659662241735 | 2.42 | 15.91 |
| Jul 2023 | 2031.7336809356395 | 1.16 | 17.18 |
| Aug 2023 | 2070.61703994252 | 1.91 | 20.50 |
| Sep 2023 | 2091.811398019159 | 1.02 | 13.41 |
| Oct 2023 | 2153.9026060041792 | 2.97 | 9.94 |
| Nov 2023 | 2125.0834962372423 | -1.34 | 9.18 |
| Dec 2023 | 2033.5582801613468 | -4.31 | 8.11 |
| Jan 2024 | 2010.3312420055104 | -1.14 | 3.76 |
| Feb 2024 | 2035.5802341850692 | 1.26 | 5.56 |
| Mar 2024 | 2052.073042422915 | 0.81 | 4.32 |
| Apr 2024 | 2091.28967651223 | 1.91 | 7.66 |
| May 2024 | 2109.490361516506 | 0.87 | 7.58 |
| Jun 2024 | 2090.7825571825824 | -0.89 | 4.10 |
| Jul 2024 | 2078.358632418279 | -0.59 | 2.30 |
| Aug 2024 | 2022.4716722459088 | -2.69 | -2.33 |
| Sep 2024 | 1980.1840985706604 | -2.09 | -5.34 |
| Oct 2024 | 2011.9377737412447 | 1.60 | -6.59 |
| Nov 2024 | 2066.0141261202834 | 2.69 | -2.78 |
| Dec 2024 | 2056.0172098051926 | -0.48 | 1.10 |
| Jan 2025 | 2147.5404521399278 | 4.45 | 6.83 |
| Feb 2025 | 2134.1918312727585 | -0.62 | 4.84 |
| Mar 2025 | 2108.015324872887 | -1.23 | 2.73 |
| Apr 2025 | 2116.815216851453 | 0.42 | 1.22 |
| May 2025 | 2126.974406128069 | 0.48 | 0.83 |
| Jun 2025 | 2123.907120914485 | -0.14 | 1.58 |
| Jul 2025 | 2107.485219162979 | -0.77 | 1.40 |
| Aug 2025 | 2086.002127855613 | -1.02 | 3.14 |
| Sep 2025 | 2059.3221305797183 | -1.28 | 4.00 |
| Oct 2025 | 2044.3303121187769 | -0.73 | 1.61 |
| Nov 2025 | 2042.8019370667578 | -0.07 | -1.12 |
| Dec 2025 | 2039.10077479242 | -0.18 | -0.82 |
| Jan 2026 | 2030.2313118999396 | -0.43 | -5.46 |
| Feb 2026 | 2026.841794547007 | -0.17 | -5.03 |