Merced, CA (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 10% down for all homes in the Merced, CA Metro in February 2026 was $3,094.224. The month over month percentage change (MoM) was -0.40%, and the year over year percentage change (YoY) was -7.39%.
The chart below shows the trend of the total monthly payments with 10% down for all homes in the Merced, CA metro. The table below shows the trend of the the total monthly payments with 10% down, and the MoM and YoY percentage changes for all homes in the Merced, CA metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
Related Topics: Merced, CA (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Merced, CA (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Merced, CA (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 823.3587686862127 | NaN | NaN |
| Feb 2012 | 815.0995795570409 | -1.00 | NaN |
| Mar 2012 | 815.8141428319257 | 0.09 | NaN |
| Apr 2012 | 811.956103499199 | -0.47 | NaN |
| May 2012 | 809.0375766747669 | -0.36 | NaN |
| Jun 2012 | 808.546879842144 | -0.06 | NaN |
| Jul 2012 | 807.9049446718493 | -0.08 | NaN |
| Aug 2012 | 817.3599661596737 | 1.17 | NaN |
| Sep 2012 | 817.9213828999196 | 0.07 | NaN |
| Oct 2012 | 819.7316743472895 | 0.22 | NaN |
| Nov 2012 | 826.7613013180776 | 0.86 | NaN |
| Dec 2012 | 836.0900082057606 | 1.13 | NaN |
| Jan 2013 | 851.5035556567668 | 1.84 | 3.42 |
| Feb 2013 | 871.201051512095 | 2.31 | 6.88 |
| Mar 2013 | 886.7878769933176 | 1.79 | 8.70 |
| Apr 2013 | 893.60086739039 | 0.77 | 10.06 |
| May 2013 | 918.7852561707944 | 2.82 | 13.57 |
| Jun 2013 | 979.4926327003444 | 6.61 | 21.14 |
| Jul 2013 | 1022.6369112404243 | 4.41 | 26.58 |
| Aug 2013 | 1048.5530192332892 | 2.53 | 28.29 |
| Sep 2013 | 1069.6852652790537 | 2.02 | 30.78 |
| Oct 2013 | 1066.992942303154 | -0.25 | 30.16 |
| Nov 2013 | 1093.321857169616 | 2.47 | 32.24 |
| Dec 2013 | 1128.7559014294748 | 3.24 | 35.00 |
| Jan 2014 | 1135.0958699169055 | 0.56 | 33.31 |
| Feb 2014 | 1139.833292942169 | 0.42 | 30.84 |
| Mar 2014 | 1162.5397134324435 | 1.99 | 31.10 |
| Apr 2014 | 1181.0389913960398 | 1.59 | 32.17 |
| May 2014 | 1188.093451461123 | 0.60 | 29.31 |
| Jun 2014 | 1204.1570009976078 | 1.35 | 22.94 |
| Jul 2014 | 1218.1254540503737 | 1.16 | 19.12 |
| Aug 2014 | 1230.6593256879048 | 1.03 | 17.37 |
| Sep 2014 | 1246.579612240144 | 1.29 | 16.54 |
| Oct 2014 | 1243.270847149685 | -0.26 | 16.52 |
| Nov 2014 | 1248.4205000916588 | 0.41 | 14.19 |
| Dec 2014 | 1241.8804040108364 | -0.52 | 10.02 |
| Jan 2015 | 1218.7784448465895 | -1.86 | 7.37 |
| Feb 2015 | 1228.369481088763 | 0.79 | 7.77 |
| Mar 2015 | 1241.7336643563951 | 1.09 | 6.81 |
| Apr 2015 | 1241.0132054336952 | -0.06 | 5.08 |
| May 2015 | 1269.8815396346026 | 2.33 | 6.88 |
| Jun 2015 | 1298.7007689210782 | 2.27 | 7.85 |
| Jul 2015 | 1318.6137102838443 | 1.53 | 8.25 |
| Aug 2015 | 1314.836309088648 | -0.29 | 6.84 |
| Sep 2015 | 1321.08142592711 | 0.48 | 5.98 |
| Oct 2015 | 1319.3457988986556 | -0.13 | 6.12 |
| Nov 2015 | 1343.058342201008 | 1.80 | 7.58 |
| Dec 2015 | 1355.7901460284047 | 0.95 | 9.17 |
| Jan 2016 | 1357.2404390934307 | 0.11 | 11.36 |
| Feb 2016 | 1343.1044883478896 | -1.04 | 9.34 |
| Mar 2016 | 1354.069671549676 | 0.82 | 9.05 |
| Apr 2016 | 1351.1535437802306 | -0.21 | 8.88 |
| May 2016 | 1357.3254673455317 | 0.46 | 6.89 |
| Jun 2016 | 1360.6947157248212 | 0.25 | 4.77 |
| Jul 2016 | 1354.3259859101652 | -0.47 | 2.71 |
| Aug 2016 | 1361.6129045514253 | 0.54 | 3.56 |
| Sep 2016 | 1372.3812483953427 | 0.79 | 3.88 |
| Oct 2016 | 1382.546218357951 | 0.74 | 4.79 |
| Nov 2016 | 1426.444924139403 | 3.18 | 6.21 |
| Dec 2016 | 1488.714604528085 | 4.37 | 9.80 |
| Jan 2017 | 1486.3294666000554 | -0.16 | 9.51 |
| Feb 2017 | 1504.4188362549553 | 1.22 | 12.01 |
| Mar 2017 | 1526.3493447300443 | 1.46 | 12.72 |
| Apr 2017 | 1524.0740447380733 | -0.15 | 12.80 |
| May 2017 | 1532.7716375441996 | 0.57 | 12.93 |
| Jun 2017 | 1528.5786154664888 | -0.27 | 12.34 |
| Jul 2017 | 1544.122323583786 | 1.02 | 14.01 |
| Aug 2017 | 1542.1243108200797 | -0.13 | 13.26 |
| Sep 2017 | 1542.6166306223738 | 0.03 | 12.40 |
| Oct 2017 | 1566.7752049632695 | 1.57 | 13.33 |
| Nov 2017 | 1581.9302400092236 | 0.97 | 10.90 |
| Dec 2017 | 1598.498480823902 | 1.05 | 7.37 |
| Jan 2018 | 1615.3935578520689 | 1.06 | 8.68 |
| Feb 2018 | 1670.7306587724697 | 3.43 | 11.06 |
| Mar 2018 | 1702.3218029450422 | 1.89 | 11.53 |
| Apr 2018 | 1716.9870333536358 | 0.86 | 12.66 |
| May 2018 | 1744.8545887261396 | 1.62 | 13.84 |
| Jun 2018 | 1752.4436694156059 | 0.44 | 14.65 |
| Jul 2018 | 1758.0846361291392 | 0.32 | 13.86 |
| Aug 2018 | 1772.263538691501 | 0.81 | 14.92 |
| Sep 2018 | 1794.4840545446443 | 1.25 | 16.33 |
| Oct 2018 | 1836.1874092205085 | 2.32 | 17.20 |
| Nov 2018 | 1849.8394898264576 | 0.74 | 16.94 |
| Dec 2018 | 1823.8291833826179 | -1.41 | 14.10 |
| Jan 2019 | 1814.0735377665096 | -0.53 | 12.30 |
| Feb 2019 | 1819.6829039391623 | 0.31 | 8.91 |
| Mar 2019 | 1825.9125091324129 | 0.34 | 7.26 |
| Apr 2019 | 1823.6988100180524 | -0.12 | 6.22 |
| May 2019 | 1822.198667994745 | -0.08 | 4.43 |
| Jun 2019 | 1786.6557387741307 | -1.95 | 1.95 |
| Jul 2019 | 1783.2583172065888 | -0.19 | 1.43 |
| Aug 2019 | 1765.6792188241375 | -0.99 | -0.37 |
| Sep 2019 | 1769.9583467119512 | 0.24 | -1.37 |
| Oct 2019 | 1789.0112791852644 | 1.08 | -2.57 |
| Nov 2019 | 1796.3892038776094 | 0.41 | -2.89 |
| Dec 2019 | 1805.2348864251037 | 0.49 | -1.02 |
| Jan 2020 | 1795.7417969228154 | -0.53 | -1.01 |
| Feb 2020 | 1780.0778788433713 | -0.87 | -2.18 |
| Mar 2020 | 1788.2703529964917 | 0.46 | -2.06 |
| Apr 2020 | 1775.4823139417028 | -0.71 | -2.64 |
| May 2020 | 1767.8539227215074 | -0.43 | -2.98 |
| Jun 2020 | 1757.460904034308 | -0.59 | -1.63 |
| Jul 2020 | 1739.8409185128091 | -1.00 | -2.43 |
| Aug 2020 | 1741.2511092814211 | 0.08 | -1.38 |
| Sep 2020 | 1755.8104786225886 | 0.84 | -0.80 |
| Oct 2020 | 1772.2062925429805 | 0.93 | -0.94 |
| Nov 2020 | 1790.9842867278478 | 1.06 | -0.30 |
| Dec 2020 | 1807.9969118441295 | 0.95 | 0.15 |
| Jan 2021 | 1820.0574534212114 | 0.67 | 1.35 |
| Feb 2021 | 1862.2647920105887 | 2.32 | 4.62 |
| Mar 2021 | 1939.7851340436355 | 4.16 | 8.47 |
| Apr 2021 | 1974.3996110249948 | 1.78 | 11.20 |
| May 2021 | 1999.1831347905052 | 1.25 | 13.09 |
| Jun 2021 | 2043.0769022756651 | 2.20 | 16.25 |
| Jul 2021 | 2059.488994608367 | 0.80 | 18.37 |
| Aug 2021 | 2082.753395318525 | 1.13 | 19.61 |
| Sep 2021 | 2115.4353923215417 | 1.57 | 20.48 |
| Oct 2021 | 2168.2271002888865 | 2.50 | 22.35 |
| Nov 2021 | 2193.715495536526 | 1.18 | 22.49 |
| Dec 2021 | 2225.5769930614324 | 1.45 | 23.10 |
| Jan 2022 | 2316.456222463653 | 4.08 | 27.27 |
| Feb 2022 | 2418.5048701841247 | 4.41 | 29.87 |
| Mar 2022 | 2553.2626452514232 | 5.57 | 31.63 |
| Apr 2022 | 2780.0728705334395 | 8.88 | 40.81 |
| May 2022 | 2878.4585714592845 | 3.54 | 43.98 |
| Jun 2022 | 2972.50234763551 | 3.27 | 45.49 |
| Jul 2022 | 2954.826512646419 | -0.59 | 43.47 |
| Aug 2022 | 2901.8111291650757 | -1.79 | 39.33 |
| Sep 2022 | 3091.5578001245344 | 6.54 | 46.14 |
| Oct 2022 | 3257.2646413870116 | 5.36 | 50.23 |
| Nov 2022 | 3197.1302633951404 | -1.85 | 45.74 |
| Dec 2022 | 3053.886230012819 | -4.48 | 37.22 |
| Jan 2023 | 3009.1101752845525 | -1.47 | 29.90 |
| Feb 2023 | 2975.926740218124 | -1.10 | 23.05 |
| Mar 2023 | 3027.2495426802693 | 1.73 | 18.56 |
| Apr 2023 | 2980.5250544616897 | -1.54 | 7.21 |
| May 2023 | 3009.4140792867806 | 0.97 | 4.55 |
| Jun 2023 | 3091.9500905509217 | 2.74 | 4.02 |
| Jul 2023 | 3141.1037662436424 | 1.59 | 6.30 |
| Aug 2023 | 3215.838105387663 | 2.38 | 10.82 |
| Sep 2023 | 3263.480725097819 | 1.48 | 5.56 |
| Oct 2023 | 3379.9415760071106 | 3.57 | 3.77 |
| Nov 2023 | 3343.8945820967597 | -1.07 | 4.59 |
| Dec 2023 | 3197.946711633203 | -4.36 | 4.72 |
| Jan 2024 | 3169.394802697609 | -0.89 | 5.33 |
| Feb 2024 | 3215.212312708332 | 1.45 | 8.04 |
| Mar 2024 | 3243.692887854947 | 0.89 | 7.15 |
| Apr 2024 | 3308.8740029168985 | 2.01 | 11.02 |
| May 2024 | 3347.2379568330202 | 1.16 | 11.23 |
| Jun 2024 | 3324.1784589381823 | -0.69 | 7.51 |
| Jul 2024 | 3313.8603703306103 | -0.31 | 5.50 |
| Aug 2024 | 3231.6442977653082 | -2.48 | 0.49 |
| Sep 2024 | 3161.968760626908 | -2.16 | -3.11 |
| Oct 2024 | 3224.5399159405297 | 1.98 | -4.60 |
| Nov 2024 | 3320.060328300965 | 2.96 | -0.71 |
| Dec 2024 | 3299.293423789584 | -0.62 | 3.17 |
| Jan 2025 | 3373.004468292496 | 2.23 | 6.42 |
| Feb 2025 | 3341.210865242954 | -0.94 | 3.92 |
| Mar 2025 | 3286.0475055764464 | -1.65 | 1.31 |
| Apr 2025 | 3296.8516429211327 | 0.33 | -0.36 |
| May 2025 | 3311.803360176354 | 0.45 | -1.06 |
| Jun 2025 | 3303.928475882283 | -0.24 | -0.61 |
| Jul 2025 | 3269.031311393448 | -1.06 | -1.35 |
| Aug 2025 | 3224.2847346449025 | -1.37 | -0.23 |
| Sep 2025 | 3164.1115433379773 | -1.87 | 0.07 |
| Oct 2025 | 3136.805303789947 | -0.86 | -2.72 |
| Nov 2025 | 3133.634142347698 | -0.10 | -5.61 |
| Dec 2025 | 3126.1320686500076 | -0.24 | -5.25 |
| Jan 2026 | 3106.7956466476553 | -0.62 | -7.89 |
| Feb 2026 | 3094.223942916965 | -0.40 | -7.39 |
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