Miami, FL (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 10% down for all homes in the Miami, FL Metro in February 2026 was $3,947.262. The month over month percentage change (MoM) was -0.33%, and the year over year percentage change (YoY) was -8.49%.
The chart below shows the trend of the total monthly payments with 10% down for all homes in the Miami, FL metro. The table below shows the trend of the the total monthly payments with 10% down, and the MoM and YoY percentage changes for all homes in the Miami, FL metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
Related Topics: Miami, FL (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Miami, FL (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Miami, FL (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 1156.7954959666963 | NaN | NaN |
| Feb 2012 | 1155.1779285672746 | -0.14 | NaN |
| Mar 2012 | 1160.044035812844 | 0.42 | NaN |
| Apr 2012 | 1156.5605917829976 | -0.30 | NaN |
| May 2012 | 1149.2945982015553 | -0.63 | NaN |
| Jun 2012 | 1144.5178272966732 | -0.42 | NaN |
| Jul 2012 | 1141.3152597099356 | -0.28 | NaN |
| Aug 2012 | 1152.79907930552 | 1.01 | NaN |
| Sep 2012 | 1152.4104208352303 | -0.03 | NaN |
| Oct 2012 | 1151.463272850184 | -0.08 | NaN |
| Nov 2012 | 1159.0332372912196 | 0.66 | NaN |
| Dec 2012 | 1170.4769699304543 | 0.99 | NaN |
| Jan 2013 | 1168.732149982592 | -0.15 | 1.03 |
| Feb 2013 | 1194.4089980613005 | 2.20 | 3.40 |
| Mar 2013 | 1214.1414311160186 | 1.65 | 4.66 |
| Apr 2013 | 1220.7010603482167 | 0.54 | 5.55 |
| May 2013 | 1246.121567033385 | 2.08 | 8.43 |
| Jun 2013 | 1310.5731995983188 | 5.17 | 14.51 |
| Jul 2013 | 1356.1639791424398 | 3.48 | 18.83 |
| Aug 2013 | 1382.4393552426052 | 1.94 | 19.92 |
| Sep 2013 | 1403.8191002484518 | 1.55 | 21.82 |
| Oct 2013 | 1393.3584671239191 | -0.74 | 21.01 |
| Nov 2013 | 1415.7534073966835 | 1.61 | 22.15 |
| Dec 2013 | 1451.8965134469872 | 2.55 | 24.04 |
| Jan 2014 | 1457.8104854620467 | 0.41 | 24.73 |
| Feb 2014 | 1460.3567154298767 | 0.18 | 22.27 |
| Mar 2014 | 1480.0994167189197 | 1.35 | 21.91 |
| Apr 2014 | 1495.2638614208404 | 1.02 | 22.49 |
| May 2014 | 1496.5745989140687 | 0.09 | 20.10 |
| Jun 2014 | 1507.7752256248175 | 0.75 | 15.05 |
| Jul 2014 | 1518.5417980199431 | 0.71 | 11.97 |
| Aug 2014 | 1529.4309715914164 | 0.72 | 10.63 |
| Sep 2014 | 1547.1798454081268 | 1.16 | 10.21 |
| Oct 2014 | 1544.7071189554135 | -0.16 | 10.86 |
| Nov 2014 | 1552.7993928363235 | 0.52 | 9.68 |
| Dec 2014 | 1551.2628149864909 | -0.10 | 6.84 |
| Jan 2015 | 1539.5465967268808 | -0.75 | 5.61 |
| Feb 2015 | 1555.6169341500204 | 1.04 | 6.52 |
| Mar 2015 | 1573.0245268288604 | 1.12 | 6.28 |
| Apr 2015 | 1573.0668955384467 | 0.00 | 5.20 |
| May 2015 | 1603.8652041763335 | 1.96 | 7.17 |
| Jun 2015 | 1632.0955545236652 | 1.76 | 8.24 |
| Jul 2015 | 1652.1768829236476 | 1.23 | 8.80 |
| Aug 2015 | 1648.4742246236497 | -0.22 | 7.78 |
| Sep 2015 | 1660.468716648785 | 0.73 | 7.32 |
| Oct 2015 | 1663.3620426176603 | 0.17 | 7.68 |
| Nov 2015 | 1694.1019054993153 | 1.85 | 9.10 |
| Dec 2015 | 1708.1890875239358 | 0.83 | 10.12 |
| Jan 2016 | 1711.7180179435718 | 0.21 | 11.18 |
| Feb 2016 | 1696.11231139925 | -0.91 | 9.03 |
| Mar 2016 | 1711.233968567893 | 0.89 | 8.79 |
| Apr 2016 | 1711.6563453442498 | 0.03 | 8.81 |
| May 2016 | 1722.1634108623155 | 0.61 | 7.38 |
| Jun 2016 | 1729.7793601517565 | 0.44 | 5.99 |
| Jul 2016 | 1724.6673992354893 | -0.30 | 4.39 |
| Aug 2016 | 1733.8546147910179 | 0.53 | 5.18 |
| Sep 2016 | 1746.7185468115572 | 0.74 | 5.19 |
| Oct 2016 | 1759.4063914549256 | 0.73 | 5.77 |
| Nov 2016 | 1808.0942637446105 | 2.77 | 6.73 |
| Dec 2016 | 1872.4173946397611 | 3.56 | 9.61 |
| Jan 2017 | 1871.6555127477236 | -0.04 | 9.34 |
| Feb 2017 | 1883.5482848603115 | 0.64 | 11.05 |
| Mar 2017 | 1900.4830475067047 | 0.90 | 11.06 |
| Apr 2017 | 1892.9547453651328 | -0.40 | 10.59 |
| May 2017 | 1898.5743941845517 | 0.30 | 10.24 |
| Jun 2017 | 1893.8434413833606 | -0.25 | 9.49 |
| Jul 2017 | 1912.3983354829836 | 0.98 | 10.89 |
| Aug 2017 | 1911.803125002666 | -0.03 | 10.26 |
| Sep 2017 | 1912.285890861445 | 0.03 | 9.48 |
| Oct 2017 | 1936.2326038098577 | 1.25 | 10.05 |
| Nov 2017 | 1952.289665157372 | 0.83 | 7.98 |
| Dec 2017 | 1970.4713316359057 | 0.93 | 5.24 |
| Jan 2018 | 1993.4500211682412 | 1.17 | 6.51 |
| Feb 2018 | 2046.620824359988 | 2.67 | 8.66 |
| Mar 2018 | 2072.183209704209 | 1.25 | 9.04 |
| Apr 2018 | 2084.2761778513873 | 0.58 | 10.11 |
| May 2018 | 2112.562660510846 | 1.36 | 11.27 |
| Jun 2018 | 2119.6961455239716 | 0.34 | 11.93 |
| Jul 2018 | 2125.480056434488 | 0.27 | 11.14 |
| Aug 2018 | 2140.15760498546 | 0.69 | 11.94 |
| Sep 2018 | 2162.884035331063 | 1.06 | 13.11 |
| Oct 2018 | 2203.9072618811133 | 1.90 | 13.83 |
| Nov 2018 | 2220.751511166166 | 0.76 | 13.75 |
| Dec 2018 | 2197.2526154428892 | -1.06 | 11.51 |
| Jan 2019 | 2183.6566745233304 | -0.62 | 9.54 |
| Feb 2019 | 2177.6383484098596 | -0.28 | 6.40 |
| Mar 2019 | 2166.5829813567784 | -0.51 | 4.56 |
| Apr 2019 | 2150.941778591615 | -0.72 | 3.20 |
| May 2019 | 2140.0470140646153 | -0.51 | 1.30 |
| Jun 2019 | 2099.4484664915008 | -1.90 | -0.95 |
| Jul 2019 | 2096.1079157343547 | -0.16 | -1.38 |
| Aug 2019 | 2078.97866505775 | -0.82 | -2.86 |
| Sep 2019 | 2083.618674377698 | 0.22 | -3.66 |
| Oct 2019 | 2104.763416953154 | 1.01 | -4.50 |
| Nov 2019 | 2118.1182285361547 | 0.64 | -4.62 |
| Dec 2019 | 2136.7350788370986 | 0.88 | -2.75 |
| Jan 2020 | 2139.4255657378817 | 0.13 | -2.03 |
| Feb 2020 | 2130.7355051656614 | -0.41 | -2.15 |
| Mar 2020 | 2142.1305988743516 | 0.54 | -1.13 |
| Apr 2020 | 2127.8667588794697 | -0.67 | -1.07 |
| May 2020 | 2118.024689117835 | -0.46 | -1.03 |
| Jun 2020 | 2106.498841077887 | -0.54 | 0.34 |
| Jul 2020 | 2086.2820358380377 | -0.96 | -0.47 |
| Aug 2020 | 2083.3320850328937 | -0.14 | 0.21 |
| Sep 2020 | 2092.7891119210008 | 0.45 | 0.44 |
| Oct 2020 | 2104.224439925984 | 0.55 | -0.03 |
| Nov 2020 | 2117.8115594793444 | 0.65 | -0.01 |
| Dec 2020 | 2129.943735884797 | 0.57 | -0.32 |
| Jan 2021 | 2122.7914700963343 | -0.34 | -0.78 |
| Feb 2021 | 2157.9245230201846 | 1.66 | 1.28 |
| Mar 2021 | 2226.1785104650307 | 3.16 | 3.92 |
| Apr 2021 | 2248.7327845002246 | 1.01 | 5.68 |
| May 2021 | 2263.631174626387 | 0.66 | 6.88 |
| Jun 2021 | 2302.123838245005 | 1.70 | 9.29 |
| Jul 2021 | 2321.9687618250173 | 0.86 | 11.30 |
| Aug 2021 | 2352.147014025324 | 1.30 | 12.90 |
| Sep 2021 | 2391.021777679262 | 1.65 | 14.25 |
| Oct 2021 | 2448.9903425720563 | 2.42 | 16.38 |
| Nov 2021 | 2481.565650409728 | 1.33 | 17.18 |
| Dec 2021 | 2524.1087997489935 | 1.71 | 18.51 |
| Jan 2022 | 2592.743477798733 | 2.72 | 22.14 |
| Feb 2022 | 2713.4050549824833 | 4.65 | 25.74 |
| Mar 2022 | 2868.4881893022216 | 5.72 | 28.85 |
| Apr 2022 | 3124.3169505456476 | 8.92 | 38.94 |
| May 2022 | 3257.3378179063957 | 4.26 | 43.90 |
| Jun 2022 | 3397.6239826903243 | 4.31 | 47.59 |
| Jul 2022 | 3422.8592561972137 | 0.74 | 47.41 |
| Aug 2022 | 3409.482269402379 | -0.39 | 44.95 |
| Sep 2022 | 3654.538729367508 | 7.19 | 52.84 |
| Oct 2022 | 3877.370094300237 | 6.10 | 58.33 |
| Nov 2022 | 3863.2040114801034 | -0.36 | 55.68 |
| Dec 2022 | 3757.7351251368405 | -2.73 | 48.87 |
| Jan 2023 | 3769.614490411878 | 0.32 | 45.39 |
| Feb 2023 | 3772.0481395130814 | 0.07 | 39.02 |
| Mar 2023 | 3858.2220495243514 | 2.29 | 34.50 |
| Apr 2023 | 3820.5473988344543 | -0.98 | 22.28 |
| May 2023 | 3867.2860521584885 | 1.22 | 18.73 |
| Jun 2023 | 3979.3009009666252 | 2.90 | 17.12 |
| Jul 2023 | 4048.5299396102155 | 1.74 | 18.28 |
| Aug 2023 | 4148.876740090115 | 2.48 | 21.69 |
| Sep 2023 | 4214.401262676347 | 1.58 | 15.32 |
| Oct 2023 | 4365.8945825282135 | 3.60 | 12.60 |
| Nov 2023 | 4342.324633028778 | -0.54 | 12.40 |
| Dec 2023 | 4185.213308129827 | -3.62 | 11.38 |
| Jan 2024 | 4177.55885824767 | -0.18 | 10.82 |
| Feb 2024 | 4235.011453228038 | 1.38 | 12.27 |
| Mar 2024 | 4268.394502912915 | 0.79 | 10.63 |
| Apr 2024 | 4342.6456981066585 | 1.74 | 13.67 |
| May 2024 | 4378.219536871501 | 0.82 | 13.21 |
| Jun 2024 | 4340.656626405227 | -0.86 | 9.08 |
| Jul 2024 | 4322.387600936922 | -0.42 | 6.76 |
| Aug 2024 | 4220.06672902393 | -2.37 | 1.72 |
| Sep 2024 | 4145.794525886335 | -1.76 | -1.63 |
| Oct 2024 | 4214.6114874592195 | 1.66 | -3.46 |
| Nov 2024 | 4317.984295293433 | 2.45 | -0.56 |
| Dec 2024 | 4285.663361455157 | -0.75 | 2.40 |
| Jan 2025 | 4352.7029652167375 | 1.56 | 4.19 |
| Feb 2025 | 4313.347030224293 | -0.90 | 1.85 |
| Mar 2025 | 4244.20290799729 | -1.60 | -0.57 |
| Apr 2025 | 4245.814264410142 | 0.04 | -2.23 |
| May 2025 | 4247.346149942026 | 0.04 | -2.99 |
| Jun 2025 | 4222.646972440544 | -0.58 | -2.72 |
| Jul 2025 | 4167.98018896128 | -1.29 | -3.57 |
| Aug 2025 | 4108.2032408597115 | -1.43 | -2.65 |
| Sep 2025 | 4045.66960852358 | -1.52 | -2.41 |
| Oct 2025 | 4011.532277866001 | -0.84 | -4.82 |
| Nov 2025 | 4001.777565208893 | -0.24 | -7.32 |
| Dec 2025 | 3985.511107475816 | -0.41 | -7.00 |
| Jan 2026 | 3960.439515451494 | -0.63 | -9.01 |
| Feb 2026 | 3947.261823637249 | -0.33 | -8.49 |
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