Modesto, CA (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 10% down for all homes in the Modesto, CA Metro in February 2026 was $3,477.86. The month over month percentage change (MoM) was -0.35%, and the year over year percentage change (YoY) was -6.43%.
The chart below shows the trend of the total monthly payments with 10% down for all homes in the Modesto, CA metro. The table below shows the trend of the the total monthly payments with 10% down, and the MoM and YoY percentage changes for all homes in the Modesto, CA metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
Related Topics: Modesto, CA (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Modesto, CA (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Modesto, CA (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 906.1101948441747 | NaN | NaN |
| Feb 2012 | 905.5073873474183 | -0.07 | NaN |
| Mar 2012 | 911.4507353256072 | 0.66 | NaN |
| Apr 2012 | 909.6811842695624 | -0.19 | NaN |
| May 2012 | 904.3765840144662 | -0.58 | NaN |
| Jun 2012 | 900.8528863342191 | -0.39 | NaN |
| Jul 2012 | 898.7899628077055 | -0.23 | NaN |
| Aug 2012 | 909.9786836193716 | 1.25 | NaN |
| Sep 2012 | 911.0273937810955 | 0.12 | NaN |
| Oct 2012 | 911.5026656007524 | 0.05 | NaN |
| Nov 2012 | 919.5781560159953 | 0.89 | NaN |
| Dec 2012 | 932.6227417747514 | 1.42 | NaN |
| Jan 2013 | 953.5650446909339 | 2.25 | 5.24 |
| Feb 2013 | 978.3910885674393 | 2.60 | 8.05 |
| Mar 2013 | 997.2832908125846 | 1.93 | 9.42 |
| Apr 2013 | 1007.3617851097467 | 1.01 | 10.74 |
| May 2013 | 1038.6135094410724 | 3.10 | 14.84 |
| Jun 2013 | 1110.601077350081 | 6.93 | 23.28 |
| Jul 2013 | 1165.180142632334 | 4.91 | 29.64 |
| Aug 2013 | 1203.1169093337373 | 3.26 | 32.21 |
| Sep 2013 | 1236.7632340899665 | 2.80 | 35.76 |
| Oct 2013 | 1238.7653797889648 | 0.16 | 35.90 |
| Nov 2013 | 1272.67566759052 | 2.74 | 38.40 |
| Dec 2013 | 1316.8421869703445 | 3.47 | 41.20 |
| Jan 2014 | 1334.639540103929 | 1.35 | 39.96 |
| Feb 2014 | 1339.9653378878556 | 0.40 | 36.96 |
| Mar 2014 | 1364.649428701087 | 1.84 | 36.84 |
| Apr 2014 | 1384.3338416705244 | 1.44 | 37.42 |
| May 2014 | 1386.9905216830498 | 0.19 | 33.54 |
| Jun 2014 | 1398.7459439021754 | 0.85 | 25.95 |
| Jul 2014 | 1409.0277537977965 | 0.74 | 20.93 |
| Aug 2014 | 1418.9271856582986 | 0.70 | 17.94 |
| Sep 2014 | 1436.3056669172092 | 1.23 | 16.13 |
| Oct 2014 | 1431.654328923722 | -0.32 | 15.57 |
| Nov 2014 | 1439.8313016299953 | 0.57 | 13.13 |
| Dec 2014 | 1435.9329222365438 | -0.27 | 9.04 |
| Jan 2015 | 1407.8597009793025 | -1.95 | 5.49 |
| Feb 2015 | 1420.3678159789736 | 0.89 | 6.00 |
| Mar 2015 | 1435.3586501823056 | 1.06 | 5.18 |
| Apr 2015 | 1433.1299502450581 | -0.15 | 3.53 |
| May 2015 | 1462.5043098332753 | 2.05 | 5.44 |
| Jun 2015 | 1488.1252398617826 | 1.75 | 6.39 |
| Jul 2015 | 1506.518629733062 | 1.24 | 6.92 |
| Aug 2015 | 1502.7768951407522 | -0.25 | 5.91 |
| Sep 2015 | 1516.1811805906764 | 0.89 | 5.56 |
| Oct 2015 | 1518.4496951561596 | 0.15 | 6.06 |
| Nov 2015 | 1551.448070642721 | 2.17 | 7.75 |
| Dec 2015 | 1570.1307499322443 | 1.20 | 9.35 |
| Jan 2016 | 1577.7375893497722 | 0.48 | 12.07 |
| Feb 2016 | 1565.8575679769235 | -0.75 | 10.24 |
| Mar 2016 | 1581.2403388941098 | 0.98 | 10.16 |
| Apr 2016 | 1578.435247576091 | -0.18 | 10.14 |
| May 2016 | 1583.7022074267247 | 0.33 | 8.29 |
| Jun 2016 | 1587.6354973702237 | 0.25 | 6.69 |
| Jul 2016 | 1580.6876089322432 | -0.44 | 4.92 |
| Aug 2016 | 1589.224642664069 | 0.54 | 5.75 |
| Sep 2016 | 1600.8564991969179 | 0.73 | 5.59 |
| Oct 2016 | 1610.589465885975 | 0.61 | 6.07 |
| Nov 2016 | 1663.1422601517236 | 3.26 | 7.20 |
| Dec 2016 | 1736.7336760320932 | 4.43 | 10.61 |
| Jan 2017 | 1738.6997545553857 | 0.11 | 10.20 |
| Feb 2017 | 1755.1673927114607 | 0.95 | 12.09 |
| Mar 2017 | 1773.1366853153895 | 1.02 | 12.14 |
| Apr 2017 | 1764.6891653513676 | -0.48 | 11.80 |
| May 2017 | 1767.7201701677473 | 0.17 | 11.62 |
| Jun 2017 | 1759.395890101365 | -0.47 | 10.82 |
| Jul 2017 | 1775.9881459100418 | 0.94 | 12.36 |
| Aug 2017 | 1773.9833182817829 | -0.11 | 11.63 |
| Sep 2017 | 1775.6584064455728 | 0.09 | 10.92 |
| Oct 2017 | 1803.7518996548317 | 1.58 | 11.99 |
| Nov 2017 | 1824.68325542906 | 1.16 | 9.71 |
| Dec 2017 | 1847.5389924272931 | 1.25 | 6.38 |
| Jan 2018 | 1873.5334154173356 | 1.41 | 7.76 |
| Feb 2018 | 1938.8197676097782 | 3.49 | 10.46 |
| Mar 2018 | 1974.423134149378 | 1.84 | 11.35 |
| Apr 2018 | 1991.899068711807 | 0.89 | 12.88 |
| May 2018 | 2024.4075758460503 | 1.63 | 14.52 |
| Jun 2018 | 2032.1831476578088 | 0.38 | 15.51 |
| Jul 2018 | 2035.0989725667278 | 0.14 | 14.59 |
| Aug 2018 | 2045.2479433669928 | 0.50 | 15.29 |
| Sep 2018 | 2064.522522662282 | 0.94 | 16.27 |
| Oct 2018 | 2105.3332521141947 | 1.98 | 16.72 |
| Nov 2018 | 2117.6476774733155 | 0.59 | 16.06 |
| Dec 2018 | 2086.482039679477 | -1.47 | 12.93 |
| Jan 2019 | 2067.6602968831016 | -0.90 | 10.36 |
| Feb 2019 | 2062.2070887695636 | -0.26 | 6.36 |
| Mar 2019 | 2055.9611739694074 | -0.30 | 4.13 |
| Apr 2019 | 2043.8598392870017 | -0.59 | 2.61 |
| May 2019 | 2037.2911149625334 | -0.32 | 0.64 |
| Jun 2019 | 1995.1559554547966 | -2.07 | -1.82 |
| Jul 2019 | 1994.632715158853 | -0.03 | -1.99 |
| Aug 2019 | 1978.8070164529215 | -0.79 | -3.25 |
| Sep 2019 | 1986.570425053297 | 0.39 | -3.78 |
| Oct 2019 | 2009.5640115492674 | 1.16 | -4.55 |
| Nov 2019 | 2022.7288049745957 | 0.66 | -4.48 |
| Dec 2019 | 2039.5031111641838 | 0.83 | -2.25 |
| Jan 2020 | 2029.0453138221835 | -0.51 | -1.87 |
| Feb 2020 | 2013.250407345935 | -0.78 | -2.37 |
| Mar 2020 | 2023.507881892131 | 0.51 | -1.58 |
| Apr 2020 | 2012.013842813869 | -0.57 | -1.56 |
| May 2020 | 2008.1946740032754 | -0.19 | -1.43 |
| Jun 2020 | 2001.0123903159763 | -0.36 | 0.29 |
| Jul 2020 | 1981.8384931458795 | -0.96 | -0.64 |
| Aug 2020 | 1979.6309012368554 | -0.11 | 0.04 |
| Sep 2020 | 1992.9029859527573 | 0.67 | 0.32 |
| Oct 2020 | 2011.4536652565873 | 0.93 | 0.09 |
| Nov 2020 | 2034.3166824200966 | 1.14 | 0.57 |
| Dec 2020 | 2057.360493699617 | 1.13 | 0.88 |
| Jan 2021 | 2075.3667873412937 | 0.88 | 2.28 |
| Feb 2021 | 2127.6614171661704 | 2.52 | 5.68 |
| Mar 2021 | 2215.6285146257496 | 4.13 | 9.49 |
| Apr 2021 | 2249.898125688769 | 1.55 | 11.82 |
| May 2021 | 2268.651115216101 | 0.83 | 12.97 |
| Jun 2021 | 2309.1659485528053 | 1.79 | 15.40 |
| Jul 2021 | 2321.483467304797 | 0.53 | 17.14 |
| Aug 2021 | 2339.043441305257 | 0.76 | 18.16 |
| Sep 2021 | 2362.825863565129 | 1.02 | 18.56 |
| Oct 2021 | 2407.0672927226196 | 1.87 | 19.67 |
| Nov 2021 | 2424.502490977644 | 0.72 | 19.18 |
| Dec 2021 | 2454.359876814393 | 1.23 | 19.30 |
| Jan 2022 | 2558.2429861340493 | 4.23 | 23.27 |
| Feb 2022 | 2673.9129241698674 | 4.52 | 25.67 |
| Mar 2022 | 2822.7471801329984 | 5.57 | 27.40 |
| Apr 2022 | 3072.464328200025 | 8.85 | 36.56 |
| May 2022 | 3176.2998507214734 | 3.38 | 40.01 |
| Jun 2022 | 3280.3440674320464 | 3.28 | 42.06 |
| Jul 2022 | 3261.713234805774 | -0.57 | 40.50 |
| Aug 2022 | 3200.3040358371227 | -1.88 | 36.82 |
| Sep 2022 | 3402.585938160536 | 6.32 | 44.01 |
| Oct 2022 | 3576.1809433248586 | 5.10 | 48.57 |
| Nov 2022 | 3509.9848731266216 | -1.85 | 44.77 |
| Dec 2022 | 3358.1042485408857 | -4.33 | 36.82 |
| Jan 2023 | 3319.1171287953475 | -1.16 | 29.74 |
| Feb 2023 | 3288.215381581323 | -0.93 | 22.97 |
| Mar 2023 | 3348.562417063538 | 1.84 | 18.63 |
| Apr 2023 | 3299.964631179129 | -1.45 | 7.40 |
| May 2023 | 3335.038165233351 | 1.06 | 5.00 |
| Jun 2023 | 3427.709317242482 | 2.78 | 4.49 |
| Jul 2023 | 3484.1592884298284 | 1.65 | 6.82 |
| Aug 2023 | 3572.1325464535375 | 2.53 | 11.62 |
| Sep 2023 | 3630.789936646497 | 1.64 | 6.71 |
| Oct 2023 | 3765.6294046157836 | 3.71 | 5.30 |
| Nov 2023 | 3730.163963121738 | -0.94 | 6.27 |
| Dec 2023 | 3569.8781355934775 | -4.30 | 6.31 |
| Jan 2024 | 3530.684004936662 | -1.10 | 6.37 |
| Feb 2024 | 3578.5994411880033 | 1.36 | 8.83 |
| Mar 2024 | 3610.2842438435064 | 0.89 | 7.82 |
| Apr 2024 | 3680.6503654175563 | 1.95 | 11.54 |
| May 2024 | 3717.752213540817 | 1.01 | 11.48 |
| Jun 2024 | 3685.1842476127395 | -0.88 | 7.51 |
| Jul 2024 | 3671.3050751717037 | -0.38 | 5.37 |
| Aug 2024 | 3579.350605901615 | -2.50 | 0.20 |
| Sep 2024 | 3503.616279374051 | -2.12 | -3.50 |
| Oct 2024 | 3573.0361158941196 | 1.98 | -5.11 |
| Nov 2024 | 3683.2190995503533 | 3.08 | -1.26 |
| Dec 2024 | 3666.87761309273 | -0.44 | 2.72 |
| Jan 2025 | 3751.253273754852 | 2.30 | 6.25 |
| Feb 2025 | 3717.052668856727 | -0.91 | 3.87 |
| Mar 2025 | 3656.7492557000396 | -1.62 | 1.29 |
| Apr 2025 | 3673.5755154223543 | 0.46 | -0.19 |
| May 2025 | 3697.5467455295034 | 0.65 | -0.54 |
| Jun 2025 | 3693.332963176743 | -0.11 | 0.22 |
| Jul 2025 | 3656.8355595622224 | -0.99 | -0.39 |
| Aug 2025 | 3608.069204790395 | -1.33 | 0.80 |
| Sep 2025 | 3544.148331700501 | -1.77 | 1.16 |
| Oct 2025 | 3516.026350270958 | -0.79 | -1.60 |
| Nov 2025 | 3515.3549995497556 | -0.02 | -4.56 |
| Dec 2025 | 3508.5153786873407 | -0.19 | -4.32 |
| Jan 2026 | 3490.034992556358 | -0.53 | -6.96 |
| Feb 2026 | 3477.860169838351 | -0.35 | -6.43 |
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