Muncie, IN (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 10% down for all homes in the Muncie, IN Metro in February 2026 was $1,306.349. The month over month percentage change (MoM) was 0.37%, and the year over year percentage change (YoY) was -2.22%.

The chart below shows the trend of the total monthly payments with 10% down for all homes in the Muncie, IN metro. The table below shows the trend of the the total monthly payments with 10% down, and the MoM and YoY percentage changes for all homes in the Muncie, IN metro.

You can see similar information for other US metros, and for the United States.

Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.

Data Source: Zillow.
Muncie, IN (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Muncie, IN (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 170
Month Total Monthly Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2012 517.1486746132151 NaN NaN
Feb 2012 516.3106404708069 -0.16 NaN
Mar 2012 519.4838860763874 0.62 NaN
Apr 2012 518.1487394769742 -0.26 NaN
May 2012 514.0514485835906 -0.79 NaN
Jun 2012 510.20917482489597 -0.75 NaN
Jul 2012 507.28601884046367 -0.57 NaN
Aug 2012 511.23455459034375 0.78 NaN
Sep 2012 508.8250116596288 -0.47 NaN
Oct 2012 506.56889167229264 -0.44 NaN
Nov 2012 506.4950386738732 -0.01 NaN
Dec 2012 506.94490724910577 0.09 NaN
Jan 2013 507.57365579554164 0.12 -1.85
Feb 2013 513.4031565762917 1.15 -0.56
Mar 2013 516.1188466388767 0.53 -0.65
Apr 2013 513.3566907099226 -0.53 -0.92
May 2013 518.4329812503498 0.99 0.85
Jun 2013 540.5943155271613 4.28 5.96
Jul 2013 554.3714425621558 2.55 9.28
Aug 2013 559.3012780221668 0.89 9.40
Sep 2013 561.5693322126203 0.41 10.37
Oct 2013 549.5076951402243 -2.15 8.48
Nov 2013 550.1351214660647 0.11 8.62
Dec 2013 556.8207305112603 1.22 9.84
Jan 2014 558.6968629546884 0.34 10.07
Feb 2014 553.4859681303712 -0.93 7.81
Mar 2014 554.1903802393118 0.13 7.38
Apr 2014 554.2472591348436 0.01 7.97
May 2014 550.1870747873126 -0.73 6.13
Jun 2014 552.1169962894323 0.35 2.13
Jul 2014 554.4349228588765 0.42 0.01
Aug 2014 556.9858302824791 0.46 -0.41
Sep 2014 559.590412497583 0.47 -0.35
Oct 2014 553.1252124317836 -1.15 0.66
Nov 2014 549.8782605406133 -0.59 -0.05
Dec 2014 544.5286078857017 -0.97 -2.21
Jan 2015 537.5990667685594 -1.27 -3.78
Feb 2015 539.1398625033662 0.29 -2.59
Mar 2015 541.110007788012 0.37 -2.36
Apr 2015 538.0312847974652 -0.57 -2.93
May 2015 546.427977880994 1.56 -0.68
Jun 2015 554.4792826690236 1.47 0.43
Jul 2015 559.1038605444896 0.83 0.84
Aug 2015 555.7848977020517 -0.59 -0.22
Sep 2015 555.9394776756392 0.03 -0.65
Oct 2015 552.4236426550758 -0.63 -0.13
Nov 2015 557.0596551316248 0.84 1.31
Dec 2015 558.8446075337446 0.32 2.63
Jan 2016 550.2879400441873 -1.53 2.36
Feb 2016 545.6613399011972 -0.84 1.21
Mar 2016 549.0776270675876 0.63 1.47
Apr 2016 547.1416842409579 -0.35 1.69
May 2016 548.6809002189452 0.28 0.41
Jun 2016 550.7599209783767 0.38 -0.67
Jul 2016 548.6142236673143 -0.39 -1.88
Aug 2016 551.861033219265 0.59 -0.71
Sep 2016 556.2711319689486 0.80 0.06
Oct 2016 560.7112438710972 0.80 1.50
Nov 2016 576.4871279948409 2.81 3.49
Dec 2016 598.4272510639905 3.81 7.08
Jan 2017 604.9184168818058 1.09 9.93
Feb 2017 606.9916694746234 0.34 11.24
Mar 2017 608.1110541707657 0.18 10.75
Apr 2017 602.2162825849358 -0.97 10.07
May 2017 602.6964187299185 0.08 9.85
Jun 2017 600.4218631820329 -0.38 9.02
Jul 2017 605.7186634761382 0.88 10.41
Aug 2017 603.9198144458704 -0.30 9.43
Sep 2017 602.4784548268115 -0.24 8.31
Oct 2017 607.9298159623922 0.91 8.42
Nov 2017 612.2673686703168 0.71 6.21
Dec 2017 617.3394651610918 0.83 3.16
Jan 2018 620.1450865809339 0.45 2.52
Feb 2018 637.1753122376862 2.75 4.97
Mar 2018 646.9549211730532 1.54 6.39
Apr 2018 651.6655021726478 0.73 8.21
May 2018 660.045934332334 1.29 9.52
Jun 2018 661.0720147854129 0.16 10.10
Jul 2018 662.6429889684863 0.24 9.40
Aug 2018 668.1306734468935 0.83 10.63
Sep 2018 676.339603961297 1.23 12.26
Oct 2018 689.3154096249682 1.92 13.39
Nov 2018 695.3775974950483 0.88 13.57
Dec 2018 687.387626766808 -1.15 11.35
Jan 2019 676.6242014877863 -1.57 9.11
Feb 2019 672.5581709438458 -0.60 5.55
Mar 2019 669.1435272245632 -0.51 3.43
Apr 2019 665.8384527350083 -0.49 2.17
May 2019 664.4922107095979 -0.20 0.67
Jun 2019 654.0867462233816 -1.57 -1.06
Jul 2019 654.2294941886424 0.02 -1.27
Aug 2019 647.65509794815 -1.00 -3.06
Sep 2019 647.1432233757209 -0.08 -4.32
Oct 2019 651.0932213457515 0.61 -5.54
Nov 2019 652.3606589682252 0.20 -6.19
Dec 2019 654.7758196083637 0.37 -4.74
Jan 2020 647.1488027980712 -1.16 -4.36
Feb 2020 641.8884709475062 -0.81 -4.56
Mar 2020 644.4725060032785 0.40 -3.69
Apr 2020 641.9048746227277 -0.40 -3.59
May 2020 641.6736154623293 -0.04 -3.43
Jun 2020 640.5483107420483 -0.17 -2.07
Jul 2020 636.5628915504037 -0.62 -2.70
Aug 2020 638.7283267791245 0.34 -1.38
Sep 2020 644.5937456599604 0.92 -0.39
Oct 2020 651.5908798627408 1.09 0.08
Nov 2020 659.3680486508974 1.19 1.07
Dec 2020 666.024140817386 1.01 1.72
Jan 2021 670.2211263095066 0.63 3.57
Feb 2021 682.0587567764356 1.77 6.26
Mar 2021 705.6537600067651 3.46 9.49
Apr 2021 714.0943618675216 1.20 11.25
May 2021 719.4066878542318 0.74 12.11
Jun 2021 731.3920440125117 1.67 14.18
Jul 2021 735.9832930775781 0.63 15.62
Aug 2021 743.3286811974135 1.00 16.38
Sep 2021 751.2600752832934 1.07 16.55
Oct 2021 764.8656051546114 1.81 17.38
Nov 2021 769.2689092773923 0.58 16.67
Dec 2021 777.3992583072245 1.06 16.72
Jan 2022 806.6743063635923 3.77 20.36
Feb 2022 840.6254511043715 4.21 23.25
Mar 2022 882.391961267885 4.97 25.05
Apr 2022 951.1333331332437 7.79 33.19
May 2022 978.8034999375957 2.91 36.06
Jun 2022 1011.2468850310247 3.32 38.26
Jul 2022 1011.6235024303143 0.04 37.45
Aug 2022 1001.4218799567682 -1.01 34.72
Sep 2022 1070.3185094657395 6.88 42.47
Oct 2022 1133.8282682600518 5.93 48.24
Nov 2022 1130.4371751275742 -0.30 46.95
Dec 2022 1099.1153893503893 -2.77 41.38
Jan 2023 1098.8687009427363 -0.02 36.22
Feb 2023 1101.6371108307383 0.25 31.05
Mar 2023 1132.043686124731 2.76 28.29
Apr 2023 1127.9866537177566 -0.36 18.59
May 2023 1147.313976963911 1.71 17.22
Jun 2023 1183.847942755558 3.18 17.07
Jul 2023 1203.272428668978 1.64 18.95
Aug 2023 1229.3268951711311 2.17 22.76
Sep 2023 1242.7913623297861 1.10 16.11
Oct 2023 1278.5130167528603 2.87 12.76
Nov 2023 1261.5030116685032 -1.33 11.59
Dec 2023 1206.7983180936897 -4.34 9.80
Jan 2024 1193.9497910101084 -1.06 8.65
Feb 2024 1216.1735698225943 1.86 10.40
Mar 2024 1235.8218623133823 1.62 9.17
Apr 2024 1268.1313533580837 2.61 12.42
May 2024 1285.6604486051938 1.38 12.06
Jun 2024 1278.7650559256683 -0.54 8.02
Jul 2024 1276.048880763984 -0.21 6.05
Aug 2024 1248.1404480660342 -2.19 1.53
Sep 2024 1228.8171844277167 -1.55 -1.12
Oct 2024 1256.0893551716024 2.22 -1.75
Nov 2024 1297.1095062095164 3.27 2.82
Dec 2024 1299.3451070537917 0.17 7.67
Jan 2025 1333.3688546477117 2.62 11.68
Feb 2025 1335.9859482722027 0.20 9.85
Mar 2025 1327.7764148451142 -0.61 7.44
Apr 2025 1340.05966378187 0.93 5.67
May 2025 1348.9671155051246 0.67 4.92
Jun 2025 1348.3360573350058 -0.05 5.44
Jul 2025 1341.4746895045919 -0.51 5.13
Aug 2025 1330.4222817350155 -0.82 6.59
Sep 2025 1315.392642605878 -1.13 7.05
Oct 2025 1304.9136359962972 -0.80 3.89
Nov 2025 1303.0715196490346 -0.14 0.46
Dec 2025 1302.7342931138587 -0.03 0.26
Jan 2026 1301.5520648930578 -0.09 -2.39
Feb 2026 1306.3488277884167 0.37 -2.22