Napa, CA (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 10% down for all homes in the Napa, CA Metro in February 2026 was $7,092.113. The month over month percentage change (MoM) was -0.21%, and the year over year percentage change (YoY) was -8.74%.
The chart below shows the trend of the total monthly payments with 10% down for all homes in the Napa, CA metro. The table below shows the trend of the the total monthly payments with 10% down, and the MoM and YoY percentage changes for all homes in the Napa, CA metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 2376.3801845949824 | NaN | NaN |
| Feb 2012 | 2374.7328606399324 | -0.07 | NaN |
| Mar 2012 | 2392.519289371272 | 0.75 | NaN |
| Apr 2012 | 2406.82987155776 | 0.60 | NaN |
| May 2012 | 2413.7329859921892 | 0.29 | NaN |
| Jun 2012 | 2411.5851928529373 | -0.09 | NaN |
| Jul 2012 | 2397.13227393017 | -0.60 | NaN |
| Aug 2012 | 2421.422453912786 | 1.01 | NaN |
| Sep 2012 | 2419.8169616544515 | -0.07 | NaN |
| Oct 2012 | 2429.619184655404 | 0.41 | NaN |
| Nov 2012 | 2458.7286172837976 | 1.20 | NaN |
| Dec 2012 | 2498.9921529321314 | 1.64 | NaN |
| Jan 2013 | 2502.197353866769 | 0.13 | 5.29 |
| Feb 2013 | 2555.5640252953867 | 2.13 | 7.62 |
| Mar 2013 | 2596.491330724737 | 1.60 | 8.53 |
| Apr 2013 | 2621.405733592796 | 0.96 | 8.91 |
| May 2013 | 2705.2895495646435 | 3.20 | 12.08 |
| Jun 2013 | 2890.024605077582 | 6.83 | 19.84 |
| Jul 2013 | 3011.312093083434 | 4.20 | 25.62 |
| Aug 2013 | 3079.0564320587723 | 2.25 | 27.16 |
| Sep 2013 | 3130.78951819234 | 1.68 | 29.38 |
| Oct 2013 | 3102.7572894742834 | -0.89 | 27.71 |
| Nov 2013 | 3156.811822006766 | 1.74 | 28.39 |
| Dec 2013 | 3241.5403470463607 | 2.68 | 29.71 |
| Jan 2014 | 3232.3753991152253 | -0.28 | 29.18 |
| Feb 2014 | 3220.4316376432844 | -0.37 | 26.02 |
| Mar 2014 | 3257.645571893248 | 1.16 | 25.46 |
| Apr 2014 | 3288.2029856546783 | 0.94 | 25.44 |
| May 2014 | 3285.138300507 | -0.09 | 21.43 |
| Jun 2014 | 3301.4984157141234 | 0.50 | 14.24 |
| Jul 2014 | 3302.6193370271812 | 0.03 | 9.67 |
| Aug 2014 | 3309.902081255146 | 0.22 | 7.50 |
| Sep 2014 | 3341.4637275685864 | 0.95 | 6.73 |
| Oct 2014 | 3338.573361438289 | -0.09 | 7.60 |
| Nov 2014 | 3358.614705527689 | 0.60 | 6.39 |
| Dec 2014 | 3354.779692770306 | -0.11 | 3.49 |
| Jan 2015 | 3310.103516409244 | -1.33 | 2.40 |
| Feb 2015 | 3344.639053535642 | 1.04 | 3.86 |
| Mar 2015 | 3388.614890938443 | 1.32 | 4.02 |
| Apr 2015 | 3391.0216919415416 | 0.07 | 3.13 |
| May 2015 | 3471.988244237478 | 2.39 | 5.69 |
| Jun 2015 | 3532.1212365083265 | 1.73 | 6.99 |
| Jul 2015 | 3556.988323008718 | 0.70 | 7.70 |
| Aug 2015 | 3528.083652819937 | -0.81 | 6.59 |
| Sep 2015 | 3551.0989282895084 | 0.65 | 6.27 |
| Oct 2015 | 3567.2596199644486 | 0.46 | 6.85 |
| Nov 2015 | 3652.128170163756 | 2.38 | 8.74 |
| Dec 2015 | 3703.6380526414705 | 1.41 | 10.40 |
| Jan 2016 | 3716.012759160442 | 0.33 | 12.26 |
| Feb 2016 | 3689.056522607657 | -0.72 | 10.30 |
| Mar 2016 | 3725.404065856281 | 0.99 | 9.94 |
| Apr 2016 | 3716.1962416357615 | -0.25 | 9.59 |
| May 2016 | 3732.70358642798 | 0.44 | 7.51 |
| Jun 2016 | 3734.5074192619068 | 0.05 | 5.73 |
| Jul 2016 | 3699.441531181006 | -0.94 | 4.01 |
| Aug 2016 | 3700.9756563515384 | 0.04 | 4.90 |
| Sep 2016 | 3715.38129117865 | 0.39 | 4.63 |
| Oct 2016 | 3736.7298471073245 | 0.57 | 4.75 |
| Nov 2016 | 3862.610424802772 | 3.37 | 5.76 |
| Dec 2016 | 4041.5568813359296 | 4.63 | 9.12 |
| Jan 2017 | 4060.0044083661064 | 0.46 | 9.26 |
| Feb 2017 | 4090.46897174938 | 0.75 | 10.88 |
| Mar 2017 | 4123.671509482645 | 0.81 | 10.69 |
| Apr 2017 | 4093.302315489485 | -0.74 | 10.15 |
| May 2017 | 4106.72683319721 | 0.33 | 10.02 |
| Jun 2017 | 4092.559805867744 | -0.34 | 9.59 |
| Jul 2017 | 4125.622571242191 | 0.81 | 11.52 |
| Aug 2017 | 4101.990790013017 | -0.57 | 10.84 |
| Sep 2017 | 4080.141410499579 | -0.53 | 9.82 |
| Oct 2017 | 4125.9168065042495 | 1.12 | 10.42 |
| Nov 2017 | 4156.577799463375 | 0.74 | 7.61 |
| Dec 2017 | 4201.293290271905 | 1.08 | 3.95 |
| Jan 2018 | 4261.695808318866 | 1.44 | 4.97 |
| Feb 2018 | 4395.929913197635 | 3.15 | 7.47 |
| Mar 2018 | 4451.399689279275 | 1.26 | 7.95 |
| Apr 2018 | 4472.136369230922 | 0.47 | 9.26 |
| May 2018 | 4539.7107423320585 | 1.51 | 10.54 |
| Jun 2018 | 4555.133827191676 | 0.34 | 11.30 |
| Jul 2018 | 4550.0246854006855 | -0.11 | 10.29 |
| Aug 2018 | 4556.814246974179 | 0.15 | 11.09 |
| Sep 2018 | 4588.206624896193 | 0.69 | 12.45 |
| Oct 2018 | 4682.372409513878 | 2.05 | 13.49 |
| Nov 2018 | 4715.091166510447 | 0.70 | 13.44 |
| Dec 2018 | 4639.396190522071 | -1.60 | 10.43 |
| Jan 2019 | 4595.870165377587 | -0.94 | 7.84 |
| Feb 2019 | 4568.254109272532 | -0.60 | 3.92 |
| Mar 2019 | 4541.670335291326 | -0.58 | 2.03 |
| Apr 2019 | 4504.456614177709 | -0.82 | 0.72 |
| May 2019 | 4488.45674557681 | -0.35 | -1.13 |
| Jun 2019 | 4397.3669584121335 | -2.03 | -3.46 |
| Jul 2019 | 4390.15507689772 | -0.16 | -3.51 |
| Aug 2019 | 4345.931291563771 | -1.01 | -4.63 |
| Sep 2019 | 4353.262728886163 | 0.17 | -5.12 |
| Oct 2019 | 4397.665944214644 | 1.02 | -6.08 |
| Nov 2019 | 4412.680152694396 | 0.34 | -6.41 |
| Dec 2019 | 4427.114526746321 | 0.33 | -4.58 |
| Jan 2020 | 4394.319799578022 | -0.74 | -4.38 |
| Feb 2020 | 4350.037252339566 | -1.01 | -4.78 |
| Mar 2020 | 4367.919927879066 | 0.41 | -3.83 |
| Apr 2020 | 4340.131949821278 | -0.64 | -3.65 |
| May 2020 | 4314.632818627729 | -0.59 | -3.87 |
| Jun 2020 | 4281.3845188729665 | -0.77 | -2.64 |
| Jul 2020 | 4218.312607666309 | -1.47 | -3.91 |
| Aug 2020 | 4200.8933807884905 | -0.41 | -3.34 |
| Sep 2020 | 4220.799283144142 | 0.47 | -3.04 |
| Oct 2020 | 4260.435031856144 | 0.94 | -3.12 |
| Nov 2020 | 4307.616844367327 | 1.11 | -2.38 |
| Dec 2020 | 4347.137133126342 | 0.92 | -1.81 |
| Jan 2021 | 4371.353391042461 | 0.56 | -0.52 |
| Feb 2021 | 4456.724048946045 | 1.95 | 2.45 |
| Mar 2021 | 4626.241913553147 | 3.80 | 5.91 |
| Apr 2021 | 4687.694029986948 | 1.33 | 8.01 |
| May 2021 | 4725.934852222785 | 0.82 | 9.53 |
| Jun 2021 | 4795.2112796712045 | 1.47 | 12.00 |
| Jul 2021 | 4804.762722008258 | 0.20 | 13.90 |
| Aug 2021 | 4813.584825812045 | 0.18 | 14.59 |
| Sep 2021 | 4843.862984893342 | 0.63 | 14.76 |
| Oct 2021 | 4915.400876446326 | 1.48 | 15.37 |
| Nov 2021 | 4929.616086660313 | 0.29 | 14.44 |
| Dec 2021 | 4962.731292879603 | 0.67 | 14.16 |
| Jan 2022 | 5158.49980445418 | 3.95 | 18.01 |
| Feb 2022 | 5376.452499716537 | 4.22 | 20.64 |
| Mar 2022 | 5686.815080058746 | 5.77 | 22.93 |
| Apr 2022 | 6191.664997818084 | 8.88 | 32.08 |
| May 2022 | 6405.933568340679 | 3.46 | 35.55 |
| Jun 2022 | 6588.094603022078 | 2.84 | 37.39 |
| Jul 2022 | 6511.262459899958 | -1.17 | 35.52 |
| Aug 2022 | 6350.164546781018 | -2.47 | 31.92 |
| Sep 2022 | 6735.7770786006695 | 6.07 | 39.06 |
| Oct 2022 | 7109.176052570522 | 5.54 | 44.63 |
| Nov 2022 | 7029.340332926449 | -1.12 | 42.59 |
| Dec 2022 | 6769.409123720346 | -3.70 | 36.41 |
| Jan 2023 | 6719.019890102325 | -0.74 | 30.25 |
| Feb 2023 | 6685.651847972244 | -0.50 | 24.35 |
| Mar 2023 | 6837.5953640476255 | 2.27 | 20.24 |
| Apr 2023 | 6763.172509819201 | -1.09 | 9.23 |
| May 2023 | 6844.963349285157 | 1.21 | 6.85 |
| Jun 2023 | 7047.364458915417 | 2.96 | 6.97 |
| Jul 2023 | 7177.204860764927 | 1.84 | 10.23 |
| Aug 2023 | 7369.399401741324 | 2.68 | 16.05 |
| Sep 2023 | 7489.7268117705735 | 1.63 | 11.19 |
| Oct 2023 | 7746.0301150597115 | 3.42 | 8.96 |
| Nov 2023 | 7637.08324420653 | -1.41 | 8.65 |
| Dec 2023 | 7263.383005643635 | -4.89 | 7.30 |
| Jan 2024 | 7150.324028877558 | -1.56 | 6.42 |
| Feb 2024 | 7199.53599462931 | 0.69 | 7.69 |
| Mar 2024 | 7240.690747503617 | 0.57 | 5.90 |
| Apr 2024 | 7387.096674336212 | 2.02 | 9.23 |
| May 2024 | 7475.686674354539 | 1.20 | 9.21 |
| Jun 2024 | 7411.3215071164805 | -0.86 | 5.16 |
| Jul 2024 | 7372.093598020743 | -0.53 | 2.72 |
| Aug 2024 | 7174.4079122719495 | -2.68 | -2.65 |
| Sep 2024 | 6997.767160403187 | -2.46 | -6.57 |
| Oct 2024 | 7106.140594738106 | 1.55 | -8.26 |
| Nov 2024 | 7291.1067073030545 | 2.60 | -4.53 |
| Dec 2024 | 7240.234609263406 | -0.70 | -0.32 |
| Jan 2025 | 7836.49535259738 | 8.24 | 9.60 |
| Feb 2025 | 7771.366964145677 | -0.83 | 7.94 |
| Mar 2025 | 7649.918505448358 | -1.56 | 5.65 |
| Apr 2025 | 7658.649436523028 | 0.11 | 3.68 |
| May 2025 | 7668.320294609126 | 0.13 | 2.58 |
| Jun 2025 | 7616.48019615557 | -0.68 | 2.77 |
| Jul 2025 | 7520.833628374209 | -1.26 | 2.02 |
| Aug 2025 | 7400.458121165303 | -1.60 | 3.15 |
| Sep 2025 | 7255.361781495515 | -1.96 | 3.68 |
| Oct 2025 | 7176.7953090794545 | -1.08 | 0.99 |
| Nov 2025 | 7164.206736091324 | -0.17 | -1.74 |
| Dec 2025 | 7142.941092623525 | -0.30 | -1.34 |
| Jan 2026 | 7107.0328335658305 | -0.50 | -9.31 |
| Feb 2026 | 7092.113387462352 | -0.21 | -8.74 |