Napa, CA (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 10% down for all homes in the Napa, CA Metro in February 2026 was $7,092.113. The month over month percentage change (MoM) was -0.21%, and the year over year percentage change (YoY) was -8.74%.

The chart below shows the trend of the total monthly payments with 10% down for all homes in the Napa, CA metro. The table below shows the trend of the the total monthly payments with 10% down, and the MoM and YoY percentage changes for all homes in the Napa, CA metro.

You can see similar information for other US metros, and for the United States.

Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.

Data Source: Zillow.
Napa, CA (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Napa, CA (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 170
Month Total Monthly Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2012 2376.3801845949824 NaN NaN
Feb 2012 2374.7328606399324 -0.07 NaN
Mar 2012 2392.519289371272 0.75 NaN
Apr 2012 2406.82987155776 0.60 NaN
May 2012 2413.7329859921892 0.29 NaN
Jun 2012 2411.5851928529373 -0.09 NaN
Jul 2012 2397.13227393017 -0.60 NaN
Aug 2012 2421.422453912786 1.01 NaN
Sep 2012 2419.8169616544515 -0.07 NaN
Oct 2012 2429.619184655404 0.41 NaN
Nov 2012 2458.7286172837976 1.20 NaN
Dec 2012 2498.9921529321314 1.64 NaN
Jan 2013 2502.197353866769 0.13 5.29
Feb 2013 2555.5640252953867 2.13 7.62
Mar 2013 2596.491330724737 1.60 8.53
Apr 2013 2621.405733592796 0.96 8.91
May 2013 2705.2895495646435 3.20 12.08
Jun 2013 2890.024605077582 6.83 19.84
Jul 2013 3011.312093083434 4.20 25.62
Aug 2013 3079.0564320587723 2.25 27.16
Sep 2013 3130.78951819234 1.68 29.38
Oct 2013 3102.7572894742834 -0.89 27.71
Nov 2013 3156.811822006766 1.74 28.39
Dec 2013 3241.5403470463607 2.68 29.71
Jan 2014 3232.3753991152253 -0.28 29.18
Feb 2014 3220.4316376432844 -0.37 26.02
Mar 2014 3257.645571893248 1.16 25.46
Apr 2014 3288.2029856546783 0.94 25.44
May 2014 3285.138300507 -0.09 21.43
Jun 2014 3301.4984157141234 0.50 14.24
Jul 2014 3302.6193370271812 0.03 9.67
Aug 2014 3309.902081255146 0.22 7.50
Sep 2014 3341.4637275685864 0.95 6.73
Oct 2014 3338.573361438289 -0.09 7.60
Nov 2014 3358.614705527689 0.60 6.39
Dec 2014 3354.779692770306 -0.11 3.49
Jan 2015 3310.103516409244 -1.33 2.40
Feb 2015 3344.639053535642 1.04 3.86
Mar 2015 3388.614890938443 1.32 4.02
Apr 2015 3391.0216919415416 0.07 3.13
May 2015 3471.988244237478 2.39 5.69
Jun 2015 3532.1212365083265 1.73 6.99
Jul 2015 3556.988323008718 0.70 7.70
Aug 2015 3528.083652819937 -0.81 6.59
Sep 2015 3551.0989282895084 0.65 6.27
Oct 2015 3567.2596199644486 0.46 6.85
Nov 2015 3652.128170163756 2.38 8.74
Dec 2015 3703.6380526414705 1.41 10.40
Jan 2016 3716.012759160442 0.33 12.26
Feb 2016 3689.056522607657 -0.72 10.30
Mar 2016 3725.404065856281 0.99 9.94
Apr 2016 3716.1962416357615 -0.25 9.59
May 2016 3732.70358642798 0.44 7.51
Jun 2016 3734.5074192619068 0.05 5.73
Jul 2016 3699.441531181006 -0.94 4.01
Aug 2016 3700.9756563515384 0.04 4.90
Sep 2016 3715.38129117865 0.39 4.63
Oct 2016 3736.7298471073245 0.57 4.75
Nov 2016 3862.610424802772 3.37 5.76
Dec 2016 4041.5568813359296 4.63 9.12
Jan 2017 4060.0044083661064 0.46 9.26
Feb 2017 4090.46897174938 0.75 10.88
Mar 2017 4123.671509482645 0.81 10.69
Apr 2017 4093.302315489485 -0.74 10.15
May 2017 4106.72683319721 0.33 10.02
Jun 2017 4092.559805867744 -0.34 9.59
Jul 2017 4125.622571242191 0.81 11.52
Aug 2017 4101.990790013017 -0.57 10.84
Sep 2017 4080.141410499579 -0.53 9.82
Oct 2017 4125.9168065042495 1.12 10.42
Nov 2017 4156.577799463375 0.74 7.61
Dec 2017 4201.293290271905 1.08 3.95
Jan 2018 4261.695808318866 1.44 4.97
Feb 2018 4395.929913197635 3.15 7.47
Mar 2018 4451.399689279275 1.26 7.95
Apr 2018 4472.136369230922 0.47 9.26
May 2018 4539.7107423320585 1.51 10.54
Jun 2018 4555.133827191676 0.34 11.30
Jul 2018 4550.0246854006855 -0.11 10.29
Aug 2018 4556.814246974179 0.15 11.09
Sep 2018 4588.206624896193 0.69 12.45
Oct 2018 4682.372409513878 2.05 13.49
Nov 2018 4715.091166510447 0.70 13.44
Dec 2018 4639.396190522071 -1.60 10.43
Jan 2019 4595.870165377587 -0.94 7.84
Feb 2019 4568.254109272532 -0.60 3.92
Mar 2019 4541.670335291326 -0.58 2.03
Apr 2019 4504.456614177709 -0.82 0.72
May 2019 4488.45674557681 -0.35 -1.13
Jun 2019 4397.3669584121335 -2.03 -3.46
Jul 2019 4390.15507689772 -0.16 -3.51
Aug 2019 4345.931291563771 -1.01 -4.63
Sep 2019 4353.262728886163 0.17 -5.12
Oct 2019 4397.665944214644 1.02 -6.08
Nov 2019 4412.680152694396 0.34 -6.41
Dec 2019 4427.114526746321 0.33 -4.58
Jan 2020 4394.319799578022 -0.74 -4.38
Feb 2020 4350.037252339566 -1.01 -4.78
Mar 2020 4367.919927879066 0.41 -3.83
Apr 2020 4340.131949821278 -0.64 -3.65
May 2020 4314.632818627729 -0.59 -3.87
Jun 2020 4281.3845188729665 -0.77 -2.64
Jul 2020 4218.312607666309 -1.47 -3.91
Aug 2020 4200.8933807884905 -0.41 -3.34
Sep 2020 4220.799283144142 0.47 -3.04
Oct 2020 4260.435031856144 0.94 -3.12
Nov 2020 4307.616844367327 1.11 -2.38
Dec 2020 4347.137133126342 0.92 -1.81
Jan 2021 4371.353391042461 0.56 -0.52
Feb 2021 4456.724048946045 1.95 2.45
Mar 2021 4626.241913553147 3.80 5.91
Apr 2021 4687.694029986948 1.33 8.01
May 2021 4725.934852222785 0.82 9.53
Jun 2021 4795.2112796712045 1.47 12.00
Jul 2021 4804.762722008258 0.20 13.90
Aug 2021 4813.584825812045 0.18 14.59
Sep 2021 4843.862984893342 0.63 14.76
Oct 2021 4915.400876446326 1.48 15.37
Nov 2021 4929.616086660313 0.29 14.44
Dec 2021 4962.731292879603 0.67 14.16
Jan 2022 5158.49980445418 3.95 18.01
Feb 2022 5376.452499716537 4.22 20.64
Mar 2022 5686.815080058746 5.77 22.93
Apr 2022 6191.664997818084 8.88 32.08
May 2022 6405.933568340679 3.46 35.55
Jun 2022 6588.094603022078 2.84 37.39
Jul 2022 6511.262459899958 -1.17 35.52
Aug 2022 6350.164546781018 -2.47 31.92
Sep 2022 6735.7770786006695 6.07 39.06
Oct 2022 7109.176052570522 5.54 44.63
Nov 2022 7029.340332926449 -1.12 42.59
Dec 2022 6769.409123720346 -3.70 36.41
Jan 2023 6719.019890102325 -0.74 30.25
Feb 2023 6685.651847972244 -0.50 24.35
Mar 2023 6837.5953640476255 2.27 20.24
Apr 2023 6763.172509819201 -1.09 9.23
May 2023 6844.963349285157 1.21 6.85
Jun 2023 7047.364458915417 2.96 6.97
Jul 2023 7177.204860764927 1.84 10.23
Aug 2023 7369.399401741324 2.68 16.05
Sep 2023 7489.7268117705735 1.63 11.19
Oct 2023 7746.0301150597115 3.42 8.96
Nov 2023 7637.08324420653 -1.41 8.65
Dec 2023 7263.383005643635 -4.89 7.30
Jan 2024 7150.324028877558 -1.56 6.42
Feb 2024 7199.53599462931 0.69 7.69
Mar 2024 7240.690747503617 0.57 5.90
Apr 2024 7387.096674336212 2.02 9.23
May 2024 7475.686674354539 1.20 9.21
Jun 2024 7411.3215071164805 -0.86 5.16
Jul 2024 7372.093598020743 -0.53 2.72
Aug 2024 7174.4079122719495 -2.68 -2.65
Sep 2024 6997.767160403187 -2.46 -6.57
Oct 2024 7106.140594738106 1.55 -8.26
Nov 2024 7291.1067073030545 2.60 -4.53
Dec 2024 7240.234609263406 -0.70 -0.32
Jan 2025 7836.49535259738 8.24 9.60
Feb 2025 7771.366964145677 -0.83 7.94
Mar 2025 7649.918505448358 -1.56 5.65
Apr 2025 7658.649436523028 0.11 3.68
May 2025 7668.320294609126 0.13 2.58
Jun 2025 7616.48019615557 -0.68 2.77
Jul 2025 7520.833628374209 -1.26 2.02
Aug 2025 7400.458121165303 -1.60 3.15
Sep 2025 7255.361781495515 -1.96 3.68
Oct 2025 7176.7953090794545 -1.08 0.99
Nov 2025 7164.206736091324 -0.17 -1.74
Dec 2025 7142.941092623525 -0.30 -1.34
Jan 2026 7107.0328335658305 -0.50 -9.31
Feb 2026 7092.113387462352 -0.21 -8.74