Owensboro, KY (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 10% down for all homes in the Owensboro, KY Metro in February 2026 was $1,583.349. The month over month percentage change (MoM) was -0.04%, and the year over year percentage change (YoY) was -4.18%.
The chart below shows the trend of the total monthly payments with 10% down for all homes in the Owensboro, KY metro. The table below shows the trend of the the total monthly payments with 10% down, and the MoM and YoY percentage changes for all homes in the Owensboro, KY metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
Related Topics: Owensboro, KY (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Owensboro, KY (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Owensboro, KY (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 681.7332172180348 | NaN | NaN |
| Feb 2012 | 682.1616580558441 | 0.06 | NaN |
| Mar 2012 | 688.0213360050317 | 0.86 | NaN |
| Apr 2012 | 688.7487998253957 | 0.11 | NaN |
| May 2012 | 684.8327020793204 | -0.57 | NaN |
| Jun 2012 | 679.0493910875816 | -0.84 | NaN |
| Jul 2012 | 673.0858634641322 | -0.88 | NaN |
| Aug 2012 | 675.3149276281725 | 0.33 | NaN |
| Sep 2012 | 670.0215711249913 | -0.78 | NaN |
| Oct 2012 | 665.5423790729499 | -0.67 | NaN |
| Nov 2012 | 663.6747559760515 | -0.28 | NaN |
| Dec 2012 | 662.6423898520443 | -0.16 | NaN |
| Jan 2013 | 665.1232824665781 | 0.37 | -2.44 |
| Feb 2013 | 672.0696429275677 | 1.04 | -1.48 |
| Mar 2013 | 675.2961452060654 | 0.48 | -1.85 |
| Apr 2013 | 670.9866828069664 | -0.64 | -2.58 |
| May 2013 | 677.0656713679995 | 0.91 | -1.13 |
| Jun 2013 | 705.8716946130015 | 4.26 | 3.95 |
| Jul 2013 | 722.0672963858732 | 2.29 | 7.28 |
| Aug 2013 | 727.987594639086 | 0.82 | 7.80 |
| Sep 2013 | 731.3248691822289 | 0.46 | 9.15 |
| Oct 2013 | 718.9362511327424 | -1.69 | 8.02 |
| Nov 2013 | 723.2576450552236 | 0.60 | 8.98 |
| Dec 2013 | 734.6472812515957 | 1.58 | 10.87 |
| Jan 2014 | 707.1160528573208 | -3.75 | 6.31 |
| Feb 2014 | 702.3631379287103 | -0.67 | 4.51 |
| Mar 2014 | 706.1174004626944 | 0.54 | 4.56 |
| Apr 2014 | 707.6923924182593 | 0.22 | 5.47 |
| May 2014 | 702.2336855805429 | -0.77 | 3.72 |
| Jun 2014 | 703.8755748664964 | 0.23 | -0.28 |
| Jul 2014 | 705.7170123766484 | 0.26 | -2.26 |
| Aug 2014 | 708.5192658546431 | 0.40 | -2.67 |
| Sep 2014 | 714.2780881105448 | 0.81 | -2.33 |
| Oct 2014 | 709.751503518831 | -0.63 | -1.28 |
| Nov 2014 | 708.6202284778661 | -0.16 | -2.02 |
| Dec 2014 | 701.8654327531975 | -0.95 | -4.46 |
| Jan 2015 | 732.3618755402108 | 4.35 | 3.57 |
| Feb 2015 | 735.9722332730498 | 0.49 | 4.79 |
| Mar 2015 | 740.7147576100626 | 0.64 | 4.90 |
| Apr 2015 | 738.0803886980339 | -0.36 | 4.29 |
| May 2015 | 748.6965539958671 | 1.44 | 6.62 |
| Jun 2015 | 758.1872961831772 | 1.27 | 7.72 |
| Jul 2015 | 764.7770473721954 | 0.87 | 8.37 |
| Aug 2015 | 762.0103378331843 | -0.36 | 7.55 |
| Sep 2015 | 766.3203320919105 | 0.57 | 7.29 |
| Oct 2015 | 766.6618576047864 | 0.05 | 8.02 |
| Nov 2015 | 777.6681579944268 | 1.44 | 9.74 |
| Dec 2015 | 782.0298436130818 | 0.56 | 11.42 |
| Jan 2016 | 791.0542235518956 | 1.15 | 8.01 |
| Feb 2016 | 781.0424986287898 | -1.27 | 6.12 |
| Mar 2016 | 782.2860856531755 | 0.16 | 5.61 |
| Apr 2016 | 778.8233153069635 | -0.44 | 5.52 |
| May 2016 | 779.941155625155 | 0.14 | 4.17 |
| Jun 2016 | 782.110839581128 | 0.28 | 3.16 |
| Jul 2016 | 778.3332006381168 | -0.48 | 1.77 |
| Aug 2016 | 778.2367209995266 | -0.01 | 2.13 |
| Sep 2016 | 777.5793176115393 | -0.08 | 1.47 |
| Oct 2016 | 773.8857977848178 | -0.47 | 0.94 |
| Nov 2016 | 788.5215249890673 | 1.89 | 1.40 |
| Dec 2016 | 811.7882068313389 | 2.95 | 3.81 |
| Jan 2017 | 805.2592617464301 | -0.80 | 1.80 |
| Feb 2017 | 808.4180500772048 | 0.39 | 3.51 |
| Mar 2017 | 815.0829756620714 | 0.82 | 4.19 |
| Apr 2017 | 813.3166244750022 | -0.22 | 4.43 |
| May 2017 | 818.0263300522082 | 0.58 | 4.88 |
| Jun 2017 | 818.575768293198 | 0.07 | 4.66 |
| Jul 2017 | 828.4214985820508 | 1.20 | 6.44 |
| Aug 2017 | 829.402771923906 | 0.12 | 6.58 |
| Sep 2017 | 832.4219814500816 | 0.36 | 7.05 |
| Oct 2017 | 845.6412352243186 | 1.59 | 9.27 |
| Nov 2017 | 856.1877978182781 | 1.25 | 8.58 |
| Dec 2017 | 865.5471306325012 | 1.09 | 6.62 |
| Jan 2018 | 830.0634007945594 | -4.10 | 3.08 |
| Feb 2018 | 857.671335266682 | 3.33 | 6.09 |
| Mar 2018 | 874.4002316388456 | 1.95 | 7.28 |
| Apr 2018 | 882.7286325093104 | 0.95 | 8.53 |
| May 2018 | 894.0884267525829 | 1.29 | 9.30 |
| Jun 2018 | 894.3632357854469 | 0.03 | 9.26 |
| Jul 2018 | 894.9622126437154 | 0.07 | 8.03 |
| Aug 2018 | 900.706427751082 | 0.64 | 8.60 |
| Sep 2018 | 911.2744410242317 | 1.17 | 9.47 |
| Oct 2018 | 929.1749669271887 | 1.96 | 9.88 |
| Nov 2018 | 936.8890243696408 | 0.83 | 9.43 |
| Dec 2018 | 924.7070091857223 | -1.30 | 6.84 |
| Jan 2019 | 908.8755960821765 | -1.71 | 9.49 |
| Feb 2019 | 906.9360625787576 | -0.21 | 5.74 |
| Mar 2019 | 903.8638596799855 | -0.34 | 3.37 |
| Apr 2019 | 899.2492366426089 | -0.51 | 1.87 |
| May 2019 | 896.7894916788493 | -0.27 | 0.30 |
| Jun 2019 | 880.5727484912369 | -1.81 | -1.54 |
| Jul 2019 | 880.1976027791686 | -0.04 | -1.65 |
| Aug 2019 | 872.3624039024646 | -0.89 | -3.15 |
| Sep 2019 | 873.3011532223079 | 0.11 | -4.17 |
| Oct 2019 | 880.8646029138007 | 0.87 | -5.20 |
| Nov 2019 | 885.281980642062 | 0.50 | -5.51 |
| Dec 2019 | 892.3732758564156 | 0.80 | -3.50 |
| Jan 2020 | 882.8205799060023 | -1.07 | -2.87 |
| Feb 2020 | 874.7538266833881 | -0.91 | -3.55 |
| Mar 2020 | 876.8480615305352 | 0.24 | -2.99 |
| Apr 2020 | 870.9111838568723 | -0.68 | -3.15 |
| May 2020 | 869.8802299953416 | -0.12 | -3.00 |
| Jun 2020 | 868.2971953502425 | -0.18 | -1.39 |
| Jul 2020 | 862.6886939755041 | -0.65 | -1.99 |
| Aug 2020 | 864.165301081108 | 0.17 | -0.94 |
| Sep 2020 | 872.5332331828356 | 0.97 | -0.09 |
| Oct 2020 | 881.3963816263213 | 1.02 | 0.06 |
| Nov 2020 | 887.3680580224196 | 0.68 | 0.24 |
| Dec 2020 | 889.359856566505 | 0.22 | -0.34 |
| Jan 2021 | 915.011109113862 | 2.88 | 3.65 |
| Feb 2021 | 928.1486560819537 | 1.44 | 6.10 |
| Mar 2021 | 955.9345714442637 | 2.99 | 9.02 |
| Apr 2021 | 960.92723089537 | 0.52 | 10.34 |
| May 2021 | 960.2610680064251 | -0.07 | 10.39 |
| Jun 2021 | 969.8541149527127 | 1.00 | 11.70 |
| Jul 2021 | 967.8363854415844 | -0.21 | 12.19 |
| Aug 2021 | 970.5376763075469 | 0.28 | 12.31 |
| Sep 2021 | 977.3756824630909 | 0.71 | 12.02 |
| Oct 2021 | 996.4001233451929 | 1.95 | 13.05 |
| Nov 2021 | 1003.8860468615119 | 0.75 | 13.13 |
| Dec 2021 | 1015.3955101765798 | 1.15 | 14.17 |
| Jan 2022 | 1047.0062633054952 | 3.11 | 14.43 |
| Feb 2022 | 1086.817874999695 | 3.80 | 17.10 |
| Mar 2022 | 1137.5919105072721 | 4.67 | 19.00 |
| Apr 2022 | 1228.7220044650307 | 8.01 | 27.87 |
| May 2022 | 1266.3775291166871 | 3.07 | 31.88 |
| Jun 2022 | 1309.981341742443 | 3.44 | 35.07 |
| Jul 2022 | 1312.0143325305198 | 0.16 | 35.56 |
| Aug 2022 | 1303.0678354361535 | -0.68 | 34.26 |
| Sep 2022 | 1399.6642504884578 | 7.41 | 43.21 |
| Oct 2022 | 1488.4820656233221 | 6.35 | 49.39 |
| Nov 2022 | 1481.8828428472923 | -0.44 | 47.62 |
| Dec 2022 | 1437.293133265601 | -3.01 | 41.55 |
| Jan 2023 | 1426.224706993124 | -0.77 | 36.22 |
| Feb 2023 | 1421.6674288921529 | -0.32 | 30.81 |
| Mar 2023 | 1454.7172339891101 | 2.33 | 27.88 |
| Apr 2023 | 1442.81645438328 | -0.82 | 17.42 |
| May 2023 | 1466.1441735998205 | 1.62 | 15.78 |
| Jun 2023 | 1508.6913039428955 | 2.90 | 15.17 |
| Jul 2023 | 1527.8812536662456 | 1.27 | 16.45 |
| Aug 2023 | 1555.8413924227198 | 1.83 | 19.40 |
| Sep 2023 | 1573.6270514206112 | 1.14 | 12.43 |
| Oct 2023 | 1628.2565265978783 | 3.47 | 9.39 |
| Nov 2023 | 1612.5030798780926 | -0.97 | 8.81 |
| Dec 2023 | 1544.5978871952543 | -4.21 | 7.47 |
| Jan 2024 | 1528.0784424473543 | -1.07 | 7.14 |
| Feb 2024 | 1551.0046640171272 | 1.50 | 9.10 |
| Mar 2024 | 1566.0490322053565 | 0.97 | 7.65 |
| Apr 2024 | 1599.8055281845463 | 2.16 | 10.88 |
| May 2024 | 1616.9279309907324 | 1.07 | 10.28 |
| Jun 2024 | 1604.568716664143 | -0.76 | 6.36 |
| Jul 2024 | 1597.8114999012146 | -0.42 | 4.58 |
| Aug 2024 | 1558.483414178309 | -2.46 | 0.17 |
| Sep 2024 | 1530.2718562845314 | -1.81 | -2.75 |
| Oct 2024 | 1562.8768840336493 | 2.13 | -4.01 |
| Nov 2024 | 1612.0518676516467 | 3.15 | -0.03 |
| Dec 2024 | 1610.958914017927 | -0.07 | 4.30 |
| Jan 2025 | 1652.9661363688608 | 2.61 | 8.17 |
| Feb 2025 | 1652.4104874451768 | -0.03 | 6.54 |
| Mar 2025 | 1641.1045825910287 | -0.68 | 4.79 |
| Apr 2025 | 1657.889013202909 | 1.02 | 3.63 |
| May 2025 | 1674.5073070515623 | 1.00 | 3.56 |
| Jun 2025 | 1675.659586634875 | 0.07 | 4.43 |
| Jul 2025 | 1657.3716497729556 | -1.09 | 3.73 |
| Aug 2025 | 1631.3627869682082 | -1.57 | 4.68 |
| Sep 2025 | 1600.8098452429456 | -1.87 | 4.61 |
| Oct 2025 | 1587.230156851348 | -0.85 | 1.56 |
| Nov 2025 | 1588.0220528024015 | 0.05 | -1.49 |
| Dec 2025 | 1587.8296566301824 | -0.01 | -1.44 |
| Jan 2026 | 1583.9128202346255 | -0.25 | -4.18 |
| Feb 2026 | 1583.348983898695 | -0.04 | -4.18 |
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