Oxnard, CA (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 10% down for all homes in the Oxnard, CA Metro in February 2026 was $6,458.794. The month over month percentage change (MoM) was -0.42%, and the year over year percentage change (YoY) was -6.81%.
The chart below shows the trend of the total monthly payments with 10% down for all homes in the Oxnard, CA metro. The table below shows the trend of the the total monthly payments with 10% down, and the MoM and YoY percentage changes for all homes in the Oxnard, CA metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
Related Topics: Oxnard, CA (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Oxnard, CA (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Oxnard, CA (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 2458.440291246574 | NaN | NaN |
| Feb 2012 | 2427.791411123151 | -1.25 | NaN |
| Mar 2012 | 2414.415413613482 | -0.55 | NaN |
| Apr 2012 | 2383.5640410502992 | -1.28 | NaN |
| May 2012 | 2346.1781179681566 | -1.57 | NaN |
| Jun 2012 | 2318.595526358888 | -1.18 | NaN |
| Jul 2012 | 2297.4577064094765 | -0.91 | NaN |
| Aug 2012 | 2319.7130969455907 | 0.97 | NaN |
| Sep 2012 | 2316.88150794209 | -0.12 | NaN |
| Oct 2012 | 2319.339907404229 | 0.11 | NaN |
| Nov 2012 | 2338.203804689918 | 0.81 | NaN |
| Dec 2012 | 2361.996587685534 | 1.02 | NaN |
| Jan 2013 | 2401.7381437219965 | 1.68 | -2.31 |
| Feb 2013 | 2455.850892922221 | 2.25 | 1.16 |
| Mar 2013 | 2494.9444284569217 | 1.59 | 3.34 |
| Apr 2013 | 2505.759674695679 | 0.43 | 5.13 |
| May 2013 | 2568.34019908191 | 2.50 | 9.47 |
| Jun 2013 | 2738.4000017905073 | 6.62 | 18.11 |
| Jul 2013 | 2861.9980164423077 | 4.51 | 24.57 |
| Aug 2013 | 2930.402307461588 | 2.39 | 26.33 |
| Sep 2013 | 2978.4344606577756 | 1.64 | 28.55 |
| Oct 2013 | 2942.881722535774 | -1.19 | 26.88 |
| Nov 2013 | 2985.876367521591 | 1.46 | 27.70 |
| Dec 2013 | 3059.011630925505 | 2.45 | 29.51 |
| Jan 2014 | 3074.8124082854847 | 0.52 | 28.02 |
| Feb 2014 | 3067.0656606427956 | -0.25 | 24.89 |
| Mar 2014 | 3104.179140094339 | 1.21 | 24.42 |
| Apr 2014 | 3126.3365843960487 | 0.71 | 24.77 |
| May 2014 | 3114.0816835076093 | -0.39 | 21.25 |
| Jun 2014 | 3124.3076515873254 | 0.33 | 14.09 |
| Jul 2014 | 3125.5744400351264 | 0.04 | 9.21 |
| Aug 2014 | 3124.106572738013 | -0.05 | 6.61 |
| Sep 2014 | 3141.5785043221176 | 0.56 | 5.48 |
| Oct 2014 | 3121.6021224242018 | -0.64 | 6.07 |
| Nov 2014 | 3124.6448218063183 | 0.10 | 4.65 |
| Dec 2014 | 3102.3255263348747 | -0.71 | 1.42 |
| Jan 2015 | 3059.8553878062266 | -1.37 | -0.49 |
| Feb 2015 | 3087.242398999469 | 0.90 | 0.66 |
| Mar 2015 | 3121.4341549399155 | 1.11 | 0.56 |
| Apr 2015 | 3109.603444537248 | -0.38 | -0.53 |
| May 2015 | 3167.6789685470553 | 1.87 | 1.72 |
| Jun 2015 | 3217.743127829657 | 1.58 | 2.99 |
| Jul 2015 | 3247.348261974056 | 0.92 | 3.90 |
| Aug 2015 | 3221.060942954353 | -0.81 | 3.10 |
| Sep 2015 | 3231.6430462025414 | 0.33 | 2.87 |
| Oct 2015 | 3227.065998402222 | -0.14 | 3.38 |
| Nov 2015 | 3288.724066403006 | 1.91 | 5.25 |
| Dec 2015 | 3316.7767712108007 | 0.85 | 6.91 |
| Jan 2016 | 3305.782562789553 | -0.33 | 8.04 |
| Feb 2016 | 3274.1818946712656 | -0.96 | 6.06 |
| Mar 2016 | 3307.040645329518 | 1.00 | 5.95 |
| Apr 2016 | 3298.3824856584515 | -0.26 | 6.07 |
| May 2016 | 3306.188002387097 | 0.24 | 4.37 |
| Jun 2016 | 3306.746405843255 | 0.02 | 2.77 |
| Jul 2016 | 3278.550162712911 | -0.85 | 0.96 |
| Aug 2016 | 3284.4143284736283 | 0.18 | 1.97 |
| Sep 2016 | 3294.8899656860303 | 0.32 | 1.96 |
| Oct 2016 | 3309.742520940553 | 0.45 | 2.56 |
| Nov 2016 | 3410.937099527613 | 3.06 | 3.72 |
| Dec 2016 | 3560.027793534954 | 4.37 | 7.33 |
| Jan 2017 | 3569.2908539575487 | 0.26 | 7.97 |
| Feb 2017 | 3602.342409965232 | 0.93 | 10.02 |
| Mar 2017 | 3633.3616468926743 | 0.86 | 9.87 |
| Apr 2017 | 3603.498104328606 | -0.82 | 9.25 |
| May 2017 | 3602.833915633181 | -0.02 | 8.97 |
| Jun 2017 | 3583.025591398412 | -0.55 | 8.36 |
| Jul 2017 | 3612.7163543897123 | 0.83 | 10.19 |
| Aug 2017 | 3598.3912646625395 | -0.40 | 9.56 |
| Sep 2017 | 3588.6981560268996 | -0.27 | 8.92 |
| Oct 2017 | 3634.5550302270594 | 1.28 | 9.81 |
| Nov 2017 | 3663.729345934205 | 0.80 | 7.41 |
| Dec 2017 | 3701.712125540895 | 1.04 | 3.98 |
| Jan 2018 | 3761.04196904082 | 1.60 | 5.37 |
| Feb 2018 | 3880.2775951217473 | 3.17 | 7.72 |
| Mar 2018 | 3931.8370851875306 | 1.33 | 8.22 |
| Apr 2018 | 3948.188740573492 | 0.42 | 9.57 |
| May 2018 | 3997.8046194672224 | 1.26 | 10.96 |
| Jun 2018 | 4002.429356156593 | 0.12 | 11.71 |
| Jul 2018 | 3991.3992830544385 | -0.28 | 10.48 |
| Aug 2018 | 3999.758982800075 | 0.21 | 11.15 |
| Sep 2018 | 4023.7142651340387 | 0.60 | 12.12 |
| Oct 2018 | 4100.888276012087 | 1.92 | 12.83 |
| Nov 2018 | 4120.296352476865 | 0.47 | 12.46 |
| Dec 2018 | 4049.771560177339 | -1.71 | 9.40 |
| Jan 2019 | 4008.8356464735857 | -1.01 | 6.59 |
| Feb 2019 | 3983.630156458113 | -0.63 | 2.66 |
| Mar 2019 | 3960.0765872640577 | -0.59 | 0.72 |
| Apr 2019 | 3926.3399532858894 | -0.85 | -0.55 |
| May 2019 | 3906.1698411746324 | -0.51 | -2.29 |
| Jun 2019 | 3817.102666817163 | -2.28 | -4.63 |
| Jul 2019 | 3802.538567768759 | -0.38 | -4.73 |
| Aug 2019 | 3753.174935560403 | -1.30 | -6.16 |
| Sep 2019 | 3750.078567564262 | -0.08 | -6.80 |
| Oct 2019 | 3781.211621953491 | 0.83 | -7.79 |
| Nov 2019 | 3793.541259993821 | 0.33 | -7.93 |
| Dec 2019 | 3813.896503657918 | 0.54 | -5.82 |
| Jan 2020 | 3800.2755643405294 | -0.36 | -5.20 |
| Feb 2020 | 3771.4328617073243 | -0.76 | -5.33 |
| Mar 2020 | 3795.9840712791356 | 0.65 | -4.14 |
| Apr 2020 | 3772.199192473458 | -0.63 | -3.93 |
| May 2020 | 3756.9392988142085 | -0.40 | -3.82 |
| Jun 2020 | 3728.908338546659 | -0.75 | -2.31 |
| Jul 2020 | 3682.941763233416 | -1.23 | -3.14 |
| Aug 2020 | 3673.2441642560834 | -0.26 | -2.13 |
| Sep 2020 | 3697.3702688286594 | 0.66 | -1.41 |
| Oct 2020 | 3730.753055047594 | 0.90 | -1.33 |
| Nov 2020 | 3770.228054681267 | 1.06 | -0.61 |
| Dec 2020 | 3804.49355867908 | 0.91 | -0.25 |
| Jan 2021 | 3827.3014079797567 | 0.60 | 0.71 |
| Feb 2021 | 3903.984653040634 | 2.00 | 3.52 |
| Mar 2021 | 4044.9603566165406 | 3.61 | 6.56 |
| Apr 2021 | 4092.6770814361043 | 1.18 | 8.50 |
| May 2021 | 4121.487966219927 | 0.70 | 9.70 |
| Jun 2021 | 4193.613552293008 | 1.75 | 12.46 |
| Jul 2021 | 4214.6618146623405 | 0.50 | 14.44 |
| Aug 2021 | 4240.556365852515 | 0.61 | 15.44 |
| Sep 2021 | 4279.340651753851 | 0.92 | 15.74 |
| Oct 2021 | 4355.766769725156 | 1.79 | 16.75 |
| Nov 2021 | 4382.262883453504 | 0.61 | 16.23 |
| Dec 2021 | 4428.007300850719 | 1.04 | 16.39 |
| Jan 2022 | 4592.735896520579 | 3.72 | 20.00 |
| Feb 2022 | 4812.09722412946 | 4.78 | 23.26 |
| Mar 2022 | 5107.521458539548 | 6.14 | 26.27 |
| Apr 2022 | 5588.571103219234 | 9.42 | 36.55 |
| May 2022 | 5795.992478729864 | 3.71 | 40.63 |
| Jun 2022 | 5983.75370350615 | 3.24 | 42.69 |
| Jul 2022 | 5929.646426293779 | -0.90 | 40.69 |
| Aug 2022 | 5798.72688866122 | -2.21 | 36.74 |
| Sep 2022 | 6166.396230039544 | 6.34 | 44.10 |
| Oct 2022 | 6498.983761710554 | 5.39 | 49.20 |
| Nov 2022 | 6400.681245478102 | -1.51 | 46.06 |
| Dec 2022 | 6135.36675444669 | -4.14 | 38.56 |
| Jan 2023 | 6060.096427034312 | -1.23 | 31.95 |
| Feb 2023 | 6010.843726455527 | -0.81 | 24.91 |
| Mar 2023 | 6134.584617221643 | 2.06 | 20.11 |
| Apr 2023 | 6062.930699124045 | -1.17 | 8.49 |
| May 2023 | 6143.367112189559 | 1.33 | 5.99 |
| Jun 2023 | 6332.310922040565 | 3.08 | 5.83 |
| Jul 2023 | 6452.117502931688 | 1.89 | 8.81 |
| Aug 2023 | 6631.730276755015 | 2.78 | 14.37 |
| Sep 2023 | 6756.123339757329 | 1.88 | 9.56 |
| Oct 2023 | 7017.969191789393 | 3.88 | 7.99 |
| Nov 2023 | 6953.477961087077 | -0.92 | 8.64 |
| Dec 2023 | 6646.334726329128 | -4.42 | 8.33 |
| Jan 2024 | 6544.772811914323 | -1.53 | 8.00 |
| Feb 2024 | 6629.722978359326 | 1.30 | 10.30 |
| Mar 2024 | 6685.174893101014 | 0.84 | 8.98 |
| Apr 2024 | 6830.332992754449 | 2.17 | 12.66 |
| May 2024 | 6919.453869670173 | 1.31 | 12.63 |
| Jun 2024 | 6879.577892019228 | -0.58 | 8.64 |
| Jul 2024 | 6861.91377253153 | -0.26 | 6.35 |
| Aug 2024 | 6690.284274181289 | -2.50 | 0.88 |
| Sep 2024 | 6542.719535223002 | -2.21 | -3.16 |
| Oct 2024 | 6668.958390115517 | 1.93 | -4.97 |
| Nov 2024 | 6863.045645691582 | 2.91 | -1.30 |
| Dec 2024 | 6813.4912382205885 | -0.72 | 2.52 |
| Jan 2025 | 6992.789812791231 | 2.63 | 6.85 |
| Feb 2025 | 6931.091379898043 | -0.88 | 4.55 |
| Mar 2025 | 6821.170663729133 | -1.59 | 2.03 |
| Apr 2025 | 6851.241931153114 | 0.44 | 0.31 |
| May 2025 | 6881.995289583752 | 0.45 | -0.54 |
| Jun 2025 | 6861.068791936636 | -0.30 | -0.27 |
| Jul 2025 | 6786.8059203821085 | -1.08 | -1.09 |
| Aug 2025 | 6696.805119281028 | -1.33 | 0.10 |
| Sep 2025 | 6572.405618185734 | -1.86 | 0.45 |
| Oct 2025 | 6525.525002322522 | -0.71 | -2.15 |
| Nov 2025 | 6530.008995381384 | 0.07 | -4.85 |
| Dec 2025 | 6523.9822901747275 | -0.09 | -4.25 |
| Jan 2026 | 6486.114939188919 | -0.58 | -7.25 |
| Feb 2026 | 6458.794108435279 | -0.42 | -6.81 |
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