Pensacola, FL (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 10% down for all homes in the Pensacola, FL Metro in February 2026 was $2,498.646. The month over month percentage change (MoM) was -0.11%, and the year over year percentage change (YoY) was -5.29%.
The chart below shows the trend of the total monthly payments with 10% down for all homes in the Pensacola, FL metro. The table below shows the trend of the the total monthly payments with 10% down, and the MoM and YoY percentage changes for all homes in the Pensacola, FL metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
Related Topics: Pensacola, FL (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Pensacola, FL (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Pensacola, FL (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 934.2807093507331 | NaN | NaN |
| Feb 2012 | 930.3940339633475 | -0.42 | NaN |
| Mar 2012 | 929.5346863960494 | -0.09 | NaN |
| Apr 2012 | 921.2604108653237 | -0.89 | NaN |
| May 2012 | 910.1439886078558 | -1.21 | NaN |
| Jun 2012 | 900.2005467681868 | -1.09 | NaN |
| Jul 2012 | 891.6642775025482 | -0.95 | NaN |
| Aug 2012 | 893.8402536525093 | 0.24 | NaN |
| Sep 2012 | 887.0769439237909 | -0.76 | NaN |
| Oct 2012 | 880.0723656889281 | -0.79 | NaN |
| Nov 2012 | 880.3268589869007 | 0.03 | NaN |
| Dec 2012 | 882.8533121924686 | 0.29 | NaN |
| Jan 2013 | 890.0837165117428 | 0.82 | -4.73 |
| Feb 2013 | 901.3095778447359 | 1.26 | -3.13 |
| Mar 2013 | 908.4618866830986 | 0.79 | -2.27 |
| Apr 2013 | 906.765314396223 | -0.19 | -1.57 |
| May 2013 | 919.9337991315936 | 1.45 | 1.08 |
| Jun 2013 | 962.7256872431151 | 4.65 | 6.95 |
| Jul 2013 | 989.921954518392 | 2.83 | 11.02 |
| Aug 2013 | 1001.9927277137244 | 1.22 | 12.10 |
| Sep 2013 | 1009.8508956629886 | 0.78 | 13.84 |
| Oct 2013 | 994.4061179060238 | -1.53 | 12.99 |
| Nov 2013 | 1003.890815883185 | 0.95 | 14.04 |
| Dec 2013 | 1023.4634828376559 | 1.95 | 15.93 |
| Jan 2014 | 1026.4630154970464 | 0.29 | 15.32 |
| Feb 2014 | 1022.5759256103138 | -0.38 | 13.45 |
| Mar 2014 | 1030.3818563183463 | 0.76 | 13.42 |
| Apr 2014 | 1034.9278644855874 | 0.44 | 14.13 |
| May 2014 | 1029.0541235309472 | -0.57 | 11.86 |
| Jun 2014 | 1031.2097652165396 | 0.21 | 7.11 |
| Jul 2014 | 1031.9770960372598 | 0.07 | 4.25 |
| Aug 2014 | 1032.8123784709665 | 0.08 | 3.08 |
| Sep 2014 | 1037.9981096951858 | 0.50 | 2.79 |
| Oct 2014 | 1029.1001264141375 | -0.86 | 3.49 |
| Nov 2014 | 1028.1890460751451 | -0.09 | 2.42 |
| Dec 2014 | 1022.1344062083203 | -0.59 | -0.13 |
| Jan 2015 | 1008.7749152914922 | -1.31 | -1.72 |
| Feb 2015 | 1014.9419916930094 | 0.61 | -0.75 |
| Mar 2015 | 1021.8422173882608 | 0.68 | -0.83 |
| Apr 2015 | 1017.9945689349757 | -0.38 | -1.64 |
| May 2015 | 1035.1462044856614 | 1.69 | 0.59 |
| Jun 2015 | 1050.7671048735788 | 1.51 | 1.90 |
| Jul 2015 | 1060.5850208216116 | 0.93 | 2.77 |
| Aug 2015 | 1053.3787052048424 | -0.68 | 1.99 |
| Sep 2015 | 1054.8585872477947 | 0.14 | 1.62 |
| Oct 2015 | 1049.2744142023664 | -0.53 | 1.96 |
| Nov 2015 | 1061.4789212121486 | 1.16 | 3.24 |
| Dec 2015 | 1064.2144887959723 | 0.26 | 4.12 |
| Jan 2016 | 1056.6560043131403 | -0.71 | 4.75 |
| Feb 2016 | 1043.7945692930175 | -1.22 | 2.84 |
| Mar 2016 | 1049.9409519854953 | 0.59 | 2.75 |
| Apr 2016 | 1047.4334157467927 | -0.24 | 2.89 |
| May 2016 | 1050.6089530297947 | 0.30 | 1.49 |
| Jun 2016 | 1051.902158090831 | 0.12 | 0.11 |
| Jul 2016 | 1044.659632583626 | -0.69 | -1.50 |
| Aug 2016 | 1048.6835963987787 | 0.39 | -0.45 |
| Sep 2016 | 1056.1367142028282 | 0.71 | 0.12 |
| Oct 2016 | 1062.8706551199368 | 0.64 | 1.30 |
| Nov 2016 | 1091.5531401007354 | 2.70 | 2.83 |
| Dec 2016 | 1130.7288314316324 | 3.59 | 6.25 |
| Jan 2017 | 1125.1499398837161 | -0.49 | 6.48 |
| Feb 2017 | 1131.3340484486766 | 0.55 | 8.39 |
| Mar 2017 | 1139.638009078554 | 0.73 | 8.54 |
| Apr 2017 | 1133.8313257037285 | -0.51 | 8.25 |
| May 2017 | 1137.3077442418876 | 0.31 | 8.25 |
| Jun 2017 | 1135.1452551088018 | -0.19 | 7.91 |
| Jul 2017 | 1147.6862210420484 | 1.11 | 9.86 |
| Aug 2017 | 1148.6766229599734 | 0.09 | 9.54 |
| Sep 2017 | 1150.5653027362837 | 0.16 | 8.94 |
| Oct 2017 | 1166.4788248130008 | 1.38 | 9.75 |
| Nov 2017 | 1177.2935141921566 | 0.93 | 7.86 |
| Dec 2017 | 1187.8054829314583 | 0.89 | 5.05 |
| Jan 2018 | 1199.2717344300702 | 0.97 | 6.59 |
| Feb 2018 | 1234.9946551816718 | 2.98 | 9.16 |
| Mar 2018 | 1255.397274830083 | 1.65 | 10.16 |
| Apr 2018 | 1266.7782069715995 | 0.91 | 11.73 |
| May 2018 | 1285.367645426155 | 1.47 | 13.02 |
| Jun 2018 | 1290.0712895897602 | 0.37 | 13.65 |
| Jul 2018 | 1293.239273525972 | 0.25 | 12.68 |
| Aug 2018 | 1300.622932443578 | 0.57 | 13.23 |
| Sep 2018 | 1313.1111732206436 | 0.96 | 14.13 |
| Oct 2018 | 1336.583934283516 | 1.79 | 14.58 |
| Nov 2018 | 1345.3216037394589 | 0.65 | 14.27 |
| Dec 2018 | 1328.727793183071 | -1.23 | 11.86 |
| Jan 2019 | 1308.470707946758 | -1.52 | 9.11 |
| Feb 2019 | 1304.0912352148976 | -0.33 | 5.60 |
| Mar 2019 | 1298.5177796953285 | -0.43 | 3.44 |
| Apr 2019 | 1292.5466584654062 | -0.46 | 2.03 |
| May 2019 | 1292.2768249205787 | -0.02 | 0.54 |
| Jun 2019 | 1272.3546205426883 | -1.54 | -1.37 |
| Jul 2019 | 1276.0274481229235 | 0.29 | -1.33 |
| Aug 2019 | 1270.3076253787178 | -0.45 | -2.33 |
| Sep 2019 | 1278.1431275391762 | 0.62 | -2.66 |
| Oct 2019 | 1297.2288914486378 | 1.49 | -2.94 |
| Nov 2019 | 1309.760805100093 | 0.97 | -2.64 |
| Dec 2019 | 1324.296731590814 | 1.11 | -0.33 |
| Jan 2020 | 1320.1003635520015 | -0.32 | 0.89 |
| Feb 2020 | 1315.5944103993197 | -0.34 | 0.88 |
| Mar 2020 | 1325.48541584565 | 0.75 | 2.08 |
| Apr 2020 | 1320.7856818289188 | -0.35 | 2.19 |
| May 2020 | 1321.755133033544 | 0.07 | 2.28 |
| Jun 2020 | 1324.1484253275567 | 0.18 | 4.07 |
| Jul 2020 | 1319.4317929881813 | -0.36 | 3.40 |
| Aug 2020 | 1324.197313732921 | 0.36 | 4.24 |
| Sep 2020 | 1336.0311770225408 | 0.89 | 4.53 |
| Oct 2020 | 1347.9828073670503 | 0.90 | 3.91 |
| Nov 2020 | 1359.857928977115 | 0.88 | 3.83 |
| Dec 2020 | 1369.2962048601735 | 0.69 | 3.40 |
| Jan 2021 | 1377.8523269314387 | 0.63 | 4.38 |
| Feb 2021 | 1404.0501635303888 | 1.90 | 6.72 |
| Mar 2021 | 1452.4764803424514 | 3.45 | 9.58 |
| Apr 2021 | 1467.9487560364248 | 1.07 | 11.14 |
| May 2021 | 1478.2175772872902 | 0.70 | 11.84 |
| Jun 2021 | 1507.0883676509768 | 1.95 | 13.82 |
| Jul 2021 | 1522.4035694225133 | 1.02 | 15.38 |
| Aug 2021 | 1543.6358379947394 | 1.40 | 16.57 |
| Sep 2021 | 1567.9394341571974 | 1.57 | 17.36 |
| Oct 2021 | 1604.6339058126568 | 2.34 | 19.04 |
| Nov 2021 | 1622.1446307086676 | 1.09 | 19.29 |
| Dec 2021 | 1646.035515023618 | 1.47 | 20.21 |
| Jan 2022 | 1709.518937475136 | 3.86 | 24.07 |
| Feb 2022 | 1783.3605133045608 | 4.32 | 27.02 |
| Mar 2022 | 1878.366118550211 | 5.33 | 29.32 |
| Apr 2022 | 2042.154496602174 | 8.72 | 39.12 |
| May 2022 | 2121.270779125089 | 3.87 | 43.50 |
| Jun 2022 | 2205.266831956042 | 3.96 | 46.33 |
| Jul 2022 | 2211.4975467325858 | 0.28 | 45.26 |
| Aug 2022 | 2193.7262323918676 | -0.80 | 42.11 |
| Sep 2022 | 2352.142205409365 | 7.22 | 50.02 |
| Oct 2022 | 2496.280309999186 | 6.13 | 55.57 |
| Nov 2022 | 2481.573393805119 | -0.59 | 52.98 |
| Dec 2022 | 2404.796665584336 | -3.09 | 46.10 |
| Jan 2023 | 2403.6072958010286 | -0.05 | 40.60 |
| Feb 2023 | 2406.9471913699003 | 0.14 | 34.97 |
| Mar 2023 | 2469.470437743933 | 2.60 | 31.47 |
| Apr 2023 | 2448.3933090757464 | -0.85 | 19.89 |
| May 2023 | 2476.6063534395557 | 1.15 | 16.75 |
| Jun 2023 | 2540.400288933053 | 2.58 | 15.20 |
| Jul 2023 | 2573.855077713311 | 1.32 | 16.39 |
| Aug 2023 | 2629.696346771312 | 2.17 | 19.87 |
| Sep 2023 | 2665.3040601169605 | 1.35 | 13.31 |
| Oct 2023 | 2755.349926100395 | 3.38 | 10.38 |
| Nov 2023 | 2730.190667347867 | -0.91 | 10.02 |
| Dec 2023 | 2620.5987844207048 | -4.01 | 8.97 |
| Jan 2024 | 2592.4029682337764 | -1.08 | 7.86 |
| Feb 2024 | 2620.9298260470414 | 1.10 | 8.89 |
| Mar 2024 | 2634.6751974423223 | 0.52 | 6.69 |
| Apr 2024 | 2677.1948787927813 | 1.61 | 9.35 |
| May 2024 | 2695.9541011059973 | 0.70 | 8.86 |
| Jun 2024 | 2671.578740076393 | -0.90 | 5.16 |
| Jul 2024 | 2659.3566887675206 | -0.46 | 3.32 |
| Aug 2024 | 2591.9207076254247 | -2.54 | -1.44 |
| Sep 2024 | 2542.186205670894 | -1.92 | -4.62 |
| Oct 2024 | 2579.656897005233 | 1.47 | -6.38 |
| Nov 2024 | 2640.627083013901 | 2.36 | -3.28 |
| Dec 2024 | 2619.5625717870353 | -0.80 | -0.04 |
| Jan 2025 | 2661.614354581485 | 1.61 | 2.67 |
| Feb 2025 | 2638.333414172203 | -0.87 | 0.66 |
| Mar 2025 | 2599.680665148645 | -1.46 | -1.33 |
| Apr 2025 | 2606.7365161495427 | 0.27 | -2.63 |
| May 2025 | 2616.6727695211607 | 0.38 | -2.94 |
| Jun 2025 | 2610.864208887983 | -0.22 | -2.27 |
| Jul 2025 | 2589.1104786525584 | -0.83 | -2.64 |
| Aug 2025 | 2562.2573990260785 | -1.04 | -1.14 |
| Sep 2025 | 2533.7173538166485 | -1.11 | -0.33 |
| Oct 2025 | 2516.1656480844777 | -0.69 | -2.46 |
| Nov 2025 | 2515.138830077748 | -0.04 | -4.75 |
| Dec 2025 | 2510.8863361791164 | -0.17 | -4.15 |
| Jan 2026 | 2501.3127767602427 | -0.38 | -6.02 |
| Feb 2026 | 2498.645647598498 | -0.11 | -5.29 |
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