Philadelphia, PA (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 10% down for all homes in the Philadelphia, PA Metro in February 2026 was $3,084.166. The month over month percentage change (MoM) was -0.18%, and the year over year percentage change (YoY) was -2.76%.
The chart below shows the trend of the total monthly payments with 10% down for all homes in the Philadelphia, PA metro. The table below shows the trend of the the total monthly payments with 10% down, and the MoM and YoY percentage changes for all homes in the Philadelphia, PA metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
Related Topics: Philadelphia, PA (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Philadelphia, PA (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Philadelphia, PA (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 1435.031509178391 | NaN | NaN |
| Feb 2012 | 1429.1434703656566 | -0.41 | NaN |
| Mar 2012 | 1434.8425360672595 | 0.40 | NaN |
| Apr 2012 | 1431.683145563364 | -0.22 | NaN |
| May 2012 | 1421.0744351100743 | -0.74 | NaN |
| Jun 2012 | 1408.2854288722015 | -0.90 | NaN |
| Jul 2012 | 1394.648348078922 | -0.97 | NaN |
| Aug 2012 | 1397.3597104584355 | 0.19 | NaN |
| Sep 2012 | 1385.1667201142027 | -0.87 | NaN |
| Oct 2012 | 1371.3896660952055 | -0.99 | NaN |
| Nov 2012 | 1367.2432584506437 | -0.30 | NaN |
| Dec 2012 | 1366.6504436719251 | -0.04 | NaN |
| Jan 2013 | 1448.0966760317597 | 5.96 | 0.91 |
| Feb 2013 | 1462.6615789842263 | 1.01 | 2.35 |
| Mar 2013 | 1469.1455769013432 | 0.44 | 2.39 |
| Apr 2013 | 1461.0859988642728 | -0.55 | 2.05 |
| May 2013 | 1475.1107261334596 | 0.96 | 3.80 |
| Jun 2013 | 1534.0756890667992 | 4.00 | 8.93 |
| Jul 2013 | 1568.6012729501017 | 2.25 | 12.47 |
| Aug 2013 | 1580.7713972523047 | 0.78 | 13.13 |
| Sep 2013 | 1587.4122987340138 | 0.42 | 14.60 |
| Oct 2013 | 1561.0288287467406 | -1.66 | 13.83 |
| Nov 2013 | 1572.7107875141055 | 0.75 | 15.03 |
| Dec 2013 | 1599.5376215240076 | 1.71 | 17.04 |
| Jan 2014 | 1498.5778526992262 | -6.31 | 3.49 |
| Feb 2014 | 1487.9958220500444 | -0.71 | 1.73 |
| Mar 2014 | 1494.8712888803539 | 0.46 | 1.75 |
| Apr 2014 | 1496.7083530246664 | 0.12 | 2.44 |
| May 2014 | 1485.8345207638768 | -0.73 | 0.73 |
| Jun 2014 | 1486.2805409447453 | 0.03 | -3.12 |
| Jul 2014 | 1486.0877794961687 | -0.01 | -5.26 |
| Aug 2014 | 1485.656753368722 | -0.03 | -6.02 |
| Sep 2014 | 1491.3995748313764 | 0.39 | -6.05 |
| Oct 2014 | 1477.1100085340206 | -0.96 | -5.38 |
| Nov 2014 | 1472.8701424889439 | -0.29 | -6.35 |
| Dec 2014 | 1460.1931176206444 | -0.86 | -8.71 |
| Jan 2015 | 1414.4400345558515 | -3.13 | -5.61 |
| Feb 2015 | 1421.892757515688 | 0.53 | -4.44 |
| Mar 2015 | 1431.8773997787657 | 0.70 | -4.21 |
| Apr 2015 | 1425.203150647425 | -0.47 | -4.78 |
| May 2015 | 1447.1278188225222 | 1.54 | -2.60 |
| Jun 2015 | 1465.994025797849 | 1.30 | -1.36 |
| Jul 2015 | 1478.1078034013462 | 0.83 | -0.54 |
| Aug 2015 | 1468.9659113041125 | -0.62 | -1.12 |
| Sep 2015 | 1473.9436112553328 | 0.34 | -1.17 |
| Oct 2015 | 1468.822738750119 | -0.35 | -0.56 |
| Nov 2015 | 1487.7096275723625 | 1.29 | 1.01 |
| Dec 2015 | 1493.5953848427682 | 0.40 | 2.29 |
| Jan 2016 | 1508.80068625973 | 1.02 | 6.67 |
| Feb 2016 | 1491.0601011596552 | -1.18 | 4.86 |
| Mar 2016 | 1497.4719230540477 | 0.43 | 4.58 |
| Apr 2016 | 1490.0477320451018 | -0.50 | 4.55 |
| May 2016 | 1492.5319437609978 | 0.17 | 3.14 |
| Jun 2016 | 1493.9013627676586 | 0.09 | 1.90 |
| Jul 2016 | 1484.5921919350826 | -0.62 | 0.44 |
| Aug 2016 | 1488.9454244846452 | 0.29 | 1.36 |
| Sep 2016 | 1496.4522834662926 | 0.50 | 1.53 |
| Oct 2016 | 1503.5329983584693 | 0.47 | 2.36 |
| Nov 2016 | 1542.1524154122644 | 2.57 | 3.66 |
| Dec 2016 | 1597.1499724797854 | 3.57 | 6.93 |
| Jan 2017 | 1569.4624182241957 | -1.73 | 4.02 |
| Feb 2017 | 1575.5464206734139 | 0.39 | 5.67 |
| Mar 2017 | 1582.6094087003974 | 0.45 | 5.69 |
| Apr 2017 | 1571.1092191693797 | -0.73 | 5.44 |
| May 2017 | 1573.673726020682 | 0.16 | 5.44 |
| Jun 2017 | 1567.8842651121759 | -0.37 | 4.95 |
| Jul 2017 | 1579.706134335271 | 0.75 | 6.41 |
| Aug 2017 | 1573.311783585524 | -0.40 | 5.67 |
| Sep 2017 | 1568.8863697868053 | -0.28 | 4.84 |
| Oct 2017 | 1585.0881687336987 | 1.03 | 5.42 |
| Nov 2017 | 1595.726991490099 | 0.67 | 3.47 |
| Dec 2017 | 1606.728975389828 | 0.69 | 0.60 |
| Jan 2018 | 1688.074289672922 | 5.06 | 7.56 |
| Feb 2018 | 1731.190886183968 | 2.55 | 9.88 |
| Mar 2018 | 1753.860538977417 | 1.31 | 10.82 |
| Apr 2018 | 1763.8441076592385 | 0.57 | 12.27 |
| May 2018 | 1783.7400258079801 | 1.13 | 13.35 |
| Jun 2018 | 1782.9095814135417 | -0.05 | 13.71 |
| Jul 2018 | 1779.5169847631269 | -0.19 | 12.65 |
| Aug 2018 | 1785.2643287594356 | 0.32 | 13.47 |
| Sep 2018 | 1799.8242059052172 | 0.82 | 14.72 |
| Oct 2018 | 1830.3080793432223 | 1.69 | 15.47 |
| Nov 2018 | 1840.4080294735122 | 0.55 | 15.33 |
| Dec 2018 | 1816.568722391349 | -1.29 | 13.06 |
| Jan 2019 | 1842.7298645805854 | 1.44 | 9.16 |
| Feb 2019 | 1838.9127658499128 | -0.21 | 6.22 |
| Mar 2019 | 1834.3056021360785 | -0.25 | 4.59 |
| Apr 2019 | 1826.0262582738644 | -0.45 | 3.53 |
| May 2019 | 1821.804995855376 | -0.23 | 2.13 |
| Jun 2019 | 1792.6080495122396 | -1.60 | 0.54 |
| Jul 2019 | 1792.5046435509341 | -0.01 | 0.73 |
| Aug 2019 | 1778.8944386202456 | -0.76 | -0.36 |
| Sep 2019 | 1781.4015454107262 | 0.14 | -1.02 |
| Oct 2019 | 1796.7337645893276 | 0.86 | -1.83 |
| Nov 2019 | 1805.7309356585201 | 0.50 | -1.88 |
| Dec 2019 | 1817.9788980106641 | 0.68 | 0.08 |
| Jan 2020 | 1716.8705082444867 | -5.56 | -6.83 |
| Feb 2020 | 1708.8323391185254 | -0.47 | -7.07 |
| Mar 2020 | 1721.202824627513 | 0.72 | -6.17 |
| Apr 2020 | 1716.4278033814312 | -0.28 | -6.00 |
| May 2020 | 1715.3681873713258 | -0.06 | -5.84 |
| Jun 2020 | 1709.991008048567 | -0.31 | -4.61 |
| Jul 2020 | 1693.830173380788 | -0.94 | -5.50 |
| Aug 2020 | 1689.9392208858953 | -0.23 | -5.00 |
| Sep 2020 | 1698.0375551749148 | 0.48 | -4.68 |
| Oct 2020 | 1710.2886815014901 | 0.72 | -4.81 |
| Nov 2020 | 1726.0109235895918 | 0.92 | -4.41 |
| Dec 2020 | 1740.9347498729353 | 0.87 | -4.24 |
| Jan 2021 | 1744.0636387464754 | 0.18 | 1.58 |
| Feb 2021 | 1776.4619826895164 | 1.86 | 3.96 |
| Mar 2021 | 1836.017744482176 | 3.35 | 6.67 |
| Apr 2021 | 1855.3812462014816 | 1.06 | 8.10 |
| May 2021 | 1863.9029204076537 | 0.46 | 8.66 |
| Jun 2021 | 1887.3613820057476 | 1.26 | 10.37 |
| Jul 2021 | 1888.4555087764052 | 0.06 | 11.49 |
| Aug 2021 | 1892.9177441580473 | 0.24 | 12.01 |
| Sep 2021 | 1899.5205488431216 | 0.35 | 11.87 |
| Oct 2021 | 1922.7029886488087 | 1.22 | 12.42 |
| Nov 2021 | 1926.0407515810894 | 0.17 | 11.59 |
| Dec 2021 | 1940.8620462340114 | 0.77 | 11.48 |
| Jan 2022 | 1991.7948379884815 | 2.62 | 14.20 |
| Feb 2022 | 2068.5893811287738 | 3.86 | 16.44 |
| Mar 2022 | 2169.2090650953473 | 4.86 | 18.15 |
| Apr 2022 | 2342.526863221119 | 7.99 | 26.26 |
| May 2022 | 2420.148038162394 | 3.31 | 29.84 |
| Jun 2022 | 2500.8617199527816 | 3.34 | 32.51 |
| Jul 2022 | 2493.552962218773 | -0.29 | 32.04 |
| Aug 2022 | 2458.923795886616 | -1.39 | 29.90 |
| Sep 2022 | 2617.7649718005364 | 6.46 | 37.81 |
| Oct 2022 | 2768.039229826908 | 5.74 | 43.97 |
| Nov 2022 | 2751.784410650307 | -0.59 | 42.87 |
| Dec 2022 | 2669.648791911219 | -2.98 | 37.55 |
| Jan 2023 | 2668.144851795059 | -0.06 | 33.96 |
| Feb 2023 | 2667.34609191106 | -0.03 | 28.95 |
| Mar 2023 | 2731.216328285899 | 2.40 | 25.91 |
| Apr 2023 | 2708.283180063856 | -0.84 | 15.61 |
| May 2023 | 2747.655945050739 | 1.45 | 13.53 |
| Jun 2023 | 2829.604489473635 | 2.98 | 13.15 |
| Jul 2023 | 2879.4022408038572 | 1.76 | 15.47 |
| Aug 2023 | 2949.7227445011167 | 2.44 | 19.96 |
| Sep 2023 | 2996.198394008811 | 1.58 | 14.46 |
| Oct 2023 | 3100.2930643415457 | 3.47 | 12.00 |
| Nov 2023 | 3074.9513677562695 | -0.82 | 11.74 |
| Dec 2023 | 2953.4921897895406 | -3.95 | 10.63 |
| Jan 2024 | 2925.7496092618067 | -0.94 | 9.65 |
| Feb 2024 | 2967.146038884981 | 1.42 | 11.24 |
| Mar 2024 | 2996.264335613258 | 0.98 | 9.70 |
| Apr 2024 | 3057.77442244348 | 2.05 | 12.91 |
| May 2024 | 3089.6788531056422 | 1.04 | 12.45 |
| Jun 2024 | 3066.5195106691936 | -0.75 | 8.37 |
| Jul 2024 | 3054.8791698416576 | -0.38 | 6.09 |
| Aug 2024 | 2986.248761615031 | -2.25 | 1.24 |
| Sep 2024 | 2934.206477999719 | -1.74 | -2.07 |
| Oct 2024 | 2997.188354485054 | 2.15 | -3.33 |
| Nov 2024 | 3087.3788468208872 | 3.01 | 0.40 |
| Dec 2024 | 3077.82456718481 | -0.31 | 4.21 |
| Jan 2025 | 3187.8228297530377 | 3.57 | 8.96 |
| Feb 2025 | 3171.5778607021607 | -0.51 | 6.89 |
| Mar 2025 | 3135.975948757823 | -1.12 | 4.66 |
| Apr 2025 | 3159.492330255413 | 0.75 | 3.33 |
| May 2025 | 3187.316388055123 | 0.88 | 3.16 |
| Jun 2025 | 3195.113255923329 | 0.25 | 4.19 |
| Jul 2025 | 3182.343303061106 | -0.40 | 4.17 |
| Aug 2025 | 3159.428724372435 | -0.72 | 5.80 |
| Sep 2025 | 3120.840597415733 | -1.22 | 6.36 |
| Oct 2025 | 3103.44708129837 | -0.56 | 3.55 |
| Nov 2025 | 3105.084467681837 | 0.05 | 0.57 |
| Dec 2025 | 3101.600936396191 | -0.11 | 0.77 |
| Jan 2026 | 3089.616635007955 | -0.39 | -3.08 |
| Feb 2026 | 3084.166443690461 | -0.18 | -2.76 |
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