Phoenix, AZ (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 10% down for all homes in the Phoenix, AZ Metro in February 2026 was $3,217.504. The month over month percentage change (MoM) was -0.33%, and the year over year percentage change (YoY) was -8.08%.

The chart below shows the trend of the total monthly payments with 10% down for all homes in the Phoenix, AZ metro. The table below shows the trend of the the total monthly payments with 10% down, and the MoM and YoY percentage changes for all homes in the Phoenix, AZ metro.

You can see similar information for other US metros, and for the United States.

Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.

Data Source: Zillow.
Phoenix, AZ (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Phoenix, AZ (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 170
Month Total Monthly Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2012 880.0274545883287 NaN NaN
Feb 2012 884.9526481812268 0.56 NaN
Mar 2012 894.2923752897315 1.06 NaN
Apr 2012 901.0683680063787 0.76 NaN
May 2012 907.7359265137779 0.74 NaN
Jun 2012 916.6308160693618 0.98 NaN
Jul 2012 927.2979229535796 1.16 NaN
Aug 2012 951.8129981099526 2.64 NaN
Sep 2012 965.6091637078293 1.45 NaN
Oct 2012 976.4176883401486 1.12 NaN
Nov 2012 991.5040096269408 1.55 NaN
Dec 2012 1005.123073497257 1.37 NaN
Jan 2013 1024.7171607152711 1.95 16.44
Feb 2013 1048.6289513732227 2.33 18.50
Mar 2013 1066.915293761576 1.74 19.30
Apr 2013 1073.8914300470014 0.65 19.18
May 2013 1101.447825148438 2.57 21.34
Jun 2013 1171.2916704548593 6.34 27.78
Jul 2013 1220.4602213190024 4.20 31.62
Aug 2013 1248.3376248988184 2.28 31.15
Sep 2013 1270.1067145836294 1.74 31.53
Oct 2013 1255.993076571468 -1.11 28.63
Nov 2013 1274.6368281221282 1.48 28.56
Dec 2013 1304.3987218179363 2.34 29.78
Jan 2014 1336.6138561644875 2.47 30.44
Feb 2014 1334.623661448498 -0.15 27.27
Mar 2014 1350.736482451877 1.21 26.60
Apr 2014 1357.5637666335494 0.51 26.42
May 2014 1346.4115325122264 -0.82 22.24
Jun 2014 1345.5020472308227 -0.07 14.87
Jul 2014 1343.6491585262943 -0.14 10.09
Aug 2014 1344.105094473877 0.03 7.67
Sep 2014 1351.8973400443824 0.58 6.44
Oct 2014 1340.0943200107504 -0.87 6.70
Nov 2014 1338.8466898796212 -0.09 5.04
Dec 2014 1327.634402215856 -0.84 1.78
Jan 2015 1271.4630346871193 -4.23 -4.87
Feb 2015 1280.9366187483974 0.75 -4.02
Mar 2015 1294.3240455743264 1.05 -4.18
Apr 2015 1291.852854172884 -0.19 -4.84
May 2015 1319.5772810564188 2.15 -1.99
Jun 2015 1345.167555204125 1.94 -0.02
Jul 2015 1362.6823858674622 1.30 1.42
Aug 2015 1357.3794209150233 -0.39 0.99
Sep 2015 1367.484292612114 0.74 1.15
Oct 2015 1369.1681808035603 0.12 2.17
Nov 2015 1398.3554215372785 2.13 4.45
Dec 2015 1412.4712456803243 1.01 6.39
Jan 2016 1416.2755253657547 0.27 11.39
Feb 2016 1403.554061941282 -0.90 9.57
Mar 2016 1416.4604435334245 0.92 9.44
Apr 2016 1411.3247329724168 -0.36 9.25
May 2016 1415.6436194457062 0.31 7.28
Jun 2016 1417.623231826376 0.14 5.39
Jul 2016 1408.4204530109173 -0.65 3.36
Aug 2016 1413.0340905352787 0.33 4.10
Sep 2016 1422.8606298931365 0.70 4.05
Oct 2016 1430.8842382348034 0.56 4.51
Nov 2016 1473.9771986283959 3.01 5.41
Dec 2016 1533.7436047397198 4.06 8.59
Jan 2017 1537.1607941780462 0.22 8.54
Feb 2017 1547.1550017394284 0.65 10.23
Mar 2017 1559.6530763668536 0.81 10.11
Apr 2017 1549.6913671382074 -0.64 9.80
May 2017 1554.230807068831 0.29 9.79
Jun 2017 1549.4896997398712 -0.30 9.30
Jul 2017 1566.3455609119592 1.09 11.21
Aug 2017 1564.003327549849 -0.15 10.68
Sep 2017 1563.29379296819 -0.04 9.87
Oct 2017 1584.3849182662475 1.35 10.73
Nov 2017 1595.808444652006 0.72 8.27
Dec 2017 1607.382421547795 0.73 4.80
Jan 2018 1624.4677043933423 1.06 5.68
Feb 2018 1676.8946258764222 3.23 8.39
Mar 2018 1705.0225483982817 1.68 9.32
Apr 2018 1718.5309873258698 0.79 10.90
May 2018 1746.6047541582561 1.63 12.38
Jun 2018 1755.8029955754191 0.53 13.32
Jul 2018 1763.363131528499 0.43 12.58
Aug 2018 1778.8954044078423 0.88 13.74
Sep 2018 1801.9678387685244 1.30 15.27
Oct 2018 1841.5584424201716 2.20 16.23
Nov 2018 1855.627004411841 0.76 16.28
Dec 2018 1828.737705537193 -1.45 13.77
Jan 2019 1802.9229111367035 -1.41 10.99
Feb 2019 1798.7745612844792 -0.23 7.27
Mar 2019 1792.2870917738555 -0.36 5.12
Apr 2019 1781.383094325009 -0.61 3.66
May 2019 1776.1629966397745 -0.29 1.69
Jun 2019 1741.9712338820739 -1.92 -0.79
Jul 2019 1741.7382728826215 -0.01 -1.23
Aug 2019 1727.1438526730037 -0.84 -2.91
Sep 2019 1734.4047794805203 0.42 -3.75
Oct 2019 1757.5901568441914 1.34 -4.56
Nov 2019 1771.5507017192979 0.79 -4.53
Dec 2019 1788.614383670044 0.96 -2.19
Jan 2020 1780.5377825534506 -0.45 -1.24
Feb 2020 1775.3715621357956 -0.29 -1.30
Mar 2020 1794.6650626834862 1.09 0.13
Apr 2020 1791.8849890244587 -0.15 0.59
May 2020 1793.877376671518 0.11 1.00
Jun 2020 1791.94423378207 -0.11 2.87
Jul 2020 1778.9189246710935 -0.73 2.13
Aug 2020 1782.1811230056423 0.18 3.19
Sep 2020 1799.8923465390599 0.99 3.78
Oct 2020 1820.4518954287992 1.14 3.58
Nov 2020 1841.4780130481763 1.16 3.95
Dec 2020 1859.4004455710722 0.97 3.96
Jan 2021 1872.9534070010477 0.73 5.19
Feb 2021 1917.4791404903244 2.38 8.00
Mar 2021 2002.9822034997212 4.46 11.61
Apr 2021 2045.0227608869855 2.10 14.13
May 2021 2082.2509852772623 1.82 16.08
Jun 2021 2144.268750073156 2.98 19.66
Jul 2021 2183.080716811035 1.81 22.72
Aug 2021 2229.964599472057 2.15 25.13
Sep 2021 2284.958344631211 2.47 26.95
Oct 2021 2358.470604028214 3.22 29.55
Nov 2021 2396.107726538817 1.60 30.12
Dec 2021 2437.614368295236 1.73 31.10
Jan 2022 2527.9011772526783 3.70 34.97
Feb 2022 2643.931420145702 4.59 37.89
Mar 2022 2797.121646438449 5.79 39.65
Apr 2022 3066.235939726936 9.62 49.94
May 2022 3199.509588182679 4.35 53.66
Jun 2022 3336.4727173222723 4.28 55.60
Jul 2022 3334.7852964926496 -0.05 52.76
Aug 2022 3274.6819188778018 -1.80 46.85
Sep 2022 3482.913636340568 6.36 52.43
Oct 2022 3653.9450279472712 4.91 54.93
Nov 2022 3565.7817183612506 -2.41 48.82
Dec 2022 3384.7543518961074 -5.08 38.85
Jan 2023 3305.449332783581 -2.34 30.76
Feb 2023 3258.776555084931 -1.41 23.26
Mar 2023 3309.8914740492687 1.57 18.33
Apr 2023 3248.5389065093386 -1.85 5.95
May 2023 3274.520269459495 0.80 2.34
Jun 2023 3364.5494204189663 2.75 0.84
Jul 2023 3418.453418331062 1.60 2.51
Aug 2023 3504.2301982914137 2.51 7.01
Sep 2023 3559.1570443739815 1.57 2.19
Oct 2023 3694.0437600717564 3.79 1.10
Nov 2023 3657.904999072757 -0.98 2.58
Dec 2023 3490.831766279666 -4.57 3.13
Jan 2024 3442.085010764906 -1.40 4.13
Feb 2024 3484.0673431019513 1.22 6.91
Mar 2024 3508.0210312433683 0.69 5.99
Apr 2024 3570.9639606006367 1.79 9.93
May 2024 3600.018282424881 0.81 9.94
Jun 2024 3560.7449088631697 -1.09 5.83
Jul 2024 3536.4548131512975 -0.68 3.45
Aug 2024 3431.914091976003 -2.96 -2.06
Sep 2024 3344.2051329453116 -2.56 -6.04
Oct 2024 3406.2835905697357 1.86 -7.79
Nov 2024 3505.234973025739 2.91 -4.17
Dec 2024 3477.0223115195595 -0.80 -0.40
Jan 2025 3542.6322739338893 1.89 2.92
Feb 2025 3500.4431289925546 -1.19 0.47
Mar 2025 3433.326194279509 -1.92 -2.13
Apr 2025 3439.2022397158557 0.17 -3.69
May 2025 3449.4157801984366 0.30 -4.18
Jun 2025 3436.326772733208 -0.38 -3.49
Jul 2025 3396.3614477922592 -1.16 -3.96
Aug 2025 3349.5083865839456 -1.38 -2.40
Sep 2025 3286.0911692272016 -1.89 -1.74
Oct 2025 3256.861566921105 -0.89 -4.39
Nov 2025 3253.5318740223834 -0.10 -7.18
Dec 2025 3245.7717292208304 -0.24 -6.65
Jan 2026 3228.052262920571 -0.55 -8.88
Feb 2026 3217.503509423153 -0.33 -8.08