Phoenix, AZ (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 10% down for all homes in the Phoenix, AZ Metro in February 2026 was $3,217.504. The month over month percentage change (MoM) was -0.33%, and the year over year percentage change (YoY) was -8.08%.
The chart below shows the trend of the total monthly payments with 10% down for all homes in the Phoenix, AZ metro. The table below shows the trend of the the total monthly payments with 10% down, and the MoM and YoY percentage changes for all homes in the Phoenix, AZ metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 880.0274545883287 | NaN | NaN |
| Feb 2012 | 884.9526481812268 | 0.56 | NaN |
| Mar 2012 | 894.2923752897315 | 1.06 | NaN |
| Apr 2012 | 901.0683680063787 | 0.76 | NaN |
| May 2012 | 907.7359265137779 | 0.74 | NaN |
| Jun 2012 | 916.6308160693618 | 0.98 | NaN |
| Jul 2012 | 927.2979229535796 | 1.16 | NaN |
| Aug 2012 | 951.8129981099526 | 2.64 | NaN |
| Sep 2012 | 965.6091637078293 | 1.45 | NaN |
| Oct 2012 | 976.4176883401486 | 1.12 | NaN |
| Nov 2012 | 991.5040096269408 | 1.55 | NaN |
| Dec 2012 | 1005.123073497257 | 1.37 | NaN |
| Jan 2013 | 1024.7171607152711 | 1.95 | 16.44 |
| Feb 2013 | 1048.6289513732227 | 2.33 | 18.50 |
| Mar 2013 | 1066.915293761576 | 1.74 | 19.30 |
| Apr 2013 | 1073.8914300470014 | 0.65 | 19.18 |
| May 2013 | 1101.447825148438 | 2.57 | 21.34 |
| Jun 2013 | 1171.2916704548593 | 6.34 | 27.78 |
| Jul 2013 | 1220.4602213190024 | 4.20 | 31.62 |
| Aug 2013 | 1248.3376248988184 | 2.28 | 31.15 |
| Sep 2013 | 1270.1067145836294 | 1.74 | 31.53 |
| Oct 2013 | 1255.993076571468 | -1.11 | 28.63 |
| Nov 2013 | 1274.6368281221282 | 1.48 | 28.56 |
| Dec 2013 | 1304.3987218179363 | 2.34 | 29.78 |
| Jan 2014 | 1336.6138561644875 | 2.47 | 30.44 |
| Feb 2014 | 1334.623661448498 | -0.15 | 27.27 |
| Mar 2014 | 1350.736482451877 | 1.21 | 26.60 |
| Apr 2014 | 1357.5637666335494 | 0.51 | 26.42 |
| May 2014 | 1346.4115325122264 | -0.82 | 22.24 |
| Jun 2014 | 1345.5020472308227 | -0.07 | 14.87 |
| Jul 2014 | 1343.6491585262943 | -0.14 | 10.09 |
| Aug 2014 | 1344.105094473877 | 0.03 | 7.67 |
| Sep 2014 | 1351.8973400443824 | 0.58 | 6.44 |
| Oct 2014 | 1340.0943200107504 | -0.87 | 6.70 |
| Nov 2014 | 1338.8466898796212 | -0.09 | 5.04 |
| Dec 2014 | 1327.634402215856 | -0.84 | 1.78 |
| Jan 2015 | 1271.4630346871193 | -4.23 | -4.87 |
| Feb 2015 | 1280.9366187483974 | 0.75 | -4.02 |
| Mar 2015 | 1294.3240455743264 | 1.05 | -4.18 |
| Apr 2015 | 1291.852854172884 | -0.19 | -4.84 |
| May 2015 | 1319.5772810564188 | 2.15 | -1.99 |
| Jun 2015 | 1345.167555204125 | 1.94 | -0.02 |
| Jul 2015 | 1362.6823858674622 | 1.30 | 1.42 |
| Aug 2015 | 1357.3794209150233 | -0.39 | 0.99 |
| Sep 2015 | 1367.484292612114 | 0.74 | 1.15 |
| Oct 2015 | 1369.1681808035603 | 0.12 | 2.17 |
| Nov 2015 | 1398.3554215372785 | 2.13 | 4.45 |
| Dec 2015 | 1412.4712456803243 | 1.01 | 6.39 |
| Jan 2016 | 1416.2755253657547 | 0.27 | 11.39 |
| Feb 2016 | 1403.554061941282 | -0.90 | 9.57 |
| Mar 2016 | 1416.4604435334245 | 0.92 | 9.44 |
| Apr 2016 | 1411.3247329724168 | -0.36 | 9.25 |
| May 2016 | 1415.6436194457062 | 0.31 | 7.28 |
| Jun 2016 | 1417.623231826376 | 0.14 | 5.39 |
| Jul 2016 | 1408.4204530109173 | -0.65 | 3.36 |
| Aug 2016 | 1413.0340905352787 | 0.33 | 4.10 |
| Sep 2016 | 1422.8606298931365 | 0.70 | 4.05 |
| Oct 2016 | 1430.8842382348034 | 0.56 | 4.51 |
| Nov 2016 | 1473.9771986283959 | 3.01 | 5.41 |
| Dec 2016 | 1533.7436047397198 | 4.06 | 8.59 |
| Jan 2017 | 1537.1607941780462 | 0.22 | 8.54 |
| Feb 2017 | 1547.1550017394284 | 0.65 | 10.23 |
| Mar 2017 | 1559.6530763668536 | 0.81 | 10.11 |
| Apr 2017 | 1549.6913671382074 | -0.64 | 9.80 |
| May 2017 | 1554.230807068831 | 0.29 | 9.79 |
| Jun 2017 | 1549.4896997398712 | -0.30 | 9.30 |
| Jul 2017 | 1566.3455609119592 | 1.09 | 11.21 |
| Aug 2017 | 1564.003327549849 | -0.15 | 10.68 |
| Sep 2017 | 1563.29379296819 | -0.04 | 9.87 |
| Oct 2017 | 1584.3849182662475 | 1.35 | 10.73 |
| Nov 2017 | 1595.808444652006 | 0.72 | 8.27 |
| Dec 2017 | 1607.382421547795 | 0.73 | 4.80 |
| Jan 2018 | 1624.4677043933423 | 1.06 | 5.68 |
| Feb 2018 | 1676.8946258764222 | 3.23 | 8.39 |
| Mar 2018 | 1705.0225483982817 | 1.68 | 9.32 |
| Apr 2018 | 1718.5309873258698 | 0.79 | 10.90 |
| May 2018 | 1746.6047541582561 | 1.63 | 12.38 |
| Jun 2018 | 1755.8029955754191 | 0.53 | 13.32 |
| Jul 2018 | 1763.363131528499 | 0.43 | 12.58 |
| Aug 2018 | 1778.8954044078423 | 0.88 | 13.74 |
| Sep 2018 | 1801.9678387685244 | 1.30 | 15.27 |
| Oct 2018 | 1841.5584424201716 | 2.20 | 16.23 |
| Nov 2018 | 1855.627004411841 | 0.76 | 16.28 |
| Dec 2018 | 1828.737705537193 | -1.45 | 13.77 |
| Jan 2019 | 1802.9229111367035 | -1.41 | 10.99 |
| Feb 2019 | 1798.7745612844792 | -0.23 | 7.27 |
| Mar 2019 | 1792.2870917738555 | -0.36 | 5.12 |
| Apr 2019 | 1781.383094325009 | -0.61 | 3.66 |
| May 2019 | 1776.1629966397745 | -0.29 | 1.69 |
| Jun 2019 | 1741.9712338820739 | -1.92 | -0.79 |
| Jul 2019 | 1741.7382728826215 | -0.01 | -1.23 |
| Aug 2019 | 1727.1438526730037 | -0.84 | -2.91 |
| Sep 2019 | 1734.4047794805203 | 0.42 | -3.75 |
| Oct 2019 | 1757.5901568441914 | 1.34 | -4.56 |
| Nov 2019 | 1771.5507017192979 | 0.79 | -4.53 |
| Dec 2019 | 1788.614383670044 | 0.96 | -2.19 |
| Jan 2020 | 1780.5377825534506 | -0.45 | -1.24 |
| Feb 2020 | 1775.3715621357956 | -0.29 | -1.30 |
| Mar 2020 | 1794.6650626834862 | 1.09 | 0.13 |
| Apr 2020 | 1791.8849890244587 | -0.15 | 0.59 |
| May 2020 | 1793.877376671518 | 0.11 | 1.00 |
| Jun 2020 | 1791.94423378207 | -0.11 | 2.87 |
| Jul 2020 | 1778.9189246710935 | -0.73 | 2.13 |
| Aug 2020 | 1782.1811230056423 | 0.18 | 3.19 |
| Sep 2020 | 1799.8923465390599 | 0.99 | 3.78 |
| Oct 2020 | 1820.4518954287992 | 1.14 | 3.58 |
| Nov 2020 | 1841.4780130481763 | 1.16 | 3.95 |
| Dec 2020 | 1859.4004455710722 | 0.97 | 3.96 |
| Jan 2021 | 1872.9534070010477 | 0.73 | 5.19 |
| Feb 2021 | 1917.4791404903244 | 2.38 | 8.00 |
| Mar 2021 | 2002.9822034997212 | 4.46 | 11.61 |
| Apr 2021 | 2045.0227608869855 | 2.10 | 14.13 |
| May 2021 | 2082.2509852772623 | 1.82 | 16.08 |
| Jun 2021 | 2144.268750073156 | 2.98 | 19.66 |
| Jul 2021 | 2183.080716811035 | 1.81 | 22.72 |
| Aug 2021 | 2229.964599472057 | 2.15 | 25.13 |
| Sep 2021 | 2284.958344631211 | 2.47 | 26.95 |
| Oct 2021 | 2358.470604028214 | 3.22 | 29.55 |
| Nov 2021 | 2396.107726538817 | 1.60 | 30.12 |
| Dec 2021 | 2437.614368295236 | 1.73 | 31.10 |
| Jan 2022 | 2527.9011772526783 | 3.70 | 34.97 |
| Feb 2022 | 2643.931420145702 | 4.59 | 37.89 |
| Mar 2022 | 2797.121646438449 | 5.79 | 39.65 |
| Apr 2022 | 3066.235939726936 | 9.62 | 49.94 |
| May 2022 | 3199.509588182679 | 4.35 | 53.66 |
| Jun 2022 | 3336.4727173222723 | 4.28 | 55.60 |
| Jul 2022 | 3334.7852964926496 | -0.05 | 52.76 |
| Aug 2022 | 3274.6819188778018 | -1.80 | 46.85 |
| Sep 2022 | 3482.913636340568 | 6.36 | 52.43 |
| Oct 2022 | 3653.9450279472712 | 4.91 | 54.93 |
| Nov 2022 | 3565.7817183612506 | -2.41 | 48.82 |
| Dec 2022 | 3384.7543518961074 | -5.08 | 38.85 |
| Jan 2023 | 3305.449332783581 | -2.34 | 30.76 |
| Feb 2023 | 3258.776555084931 | -1.41 | 23.26 |
| Mar 2023 | 3309.8914740492687 | 1.57 | 18.33 |
| Apr 2023 | 3248.5389065093386 | -1.85 | 5.95 |
| May 2023 | 3274.520269459495 | 0.80 | 2.34 |
| Jun 2023 | 3364.5494204189663 | 2.75 | 0.84 |
| Jul 2023 | 3418.453418331062 | 1.60 | 2.51 |
| Aug 2023 | 3504.2301982914137 | 2.51 | 7.01 |
| Sep 2023 | 3559.1570443739815 | 1.57 | 2.19 |
| Oct 2023 | 3694.0437600717564 | 3.79 | 1.10 |
| Nov 2023 | 3657.904999072757 | -0.98 | 2.58 |
| Dec 2023 | 3490.831766279666 | -4.57 | 3.13 |
| Jan 2024 | 3442.085010764906 | -1.40 | 4.13 |
| Feb 2024 | 3484.0673431019513 | 1.22 | 6.91 |
| Mar 2024 | 3508.0210312433683 | 0.69 | 5.99 |
| Apr 2024 | 3570.9639606006367 | 1.79 | 9.93 |
| May 2024 | 3600.018282424881 | 0.81 | 9.94 |
| Jun 2024 | 3560.7449088631697 | -1.09 | 5.83 |
| Jul 2024 | 3536.4548131512975 | -0.68 | 3.45 |
| Aug 2024 | 3431.914091976003 | -2.96 | -2.06 |
| Sep 2024 | 3344.2051329453116 | -2.56 | -6.04 |
| Oct 2024 | 3406.2835905697357 | 1.86 | -7.79 |
| Nov 2024 | 3505.234973025739 | 2.91 | -4.17 |
| Dec 2024 | 3477.0223115195595 | -0.80 | -0.40 |
| Jan 2025 | 3542.6322739338893 | 1.89 | 2.92 |
| Feb 2025 | 3500.4431289925546 | -1.19 | 0.47 |
| Mar 2025 | 3433.326194279509 | -1.92 | -2.13 |
| Apr 2025 | 3439.2022397158557 | 0.17 | -3.69 |
| May 2025 | 3449.4157801984366 | 0.30 | -4.18 |
| Jun 2025 | 3436.326772733208 | -0.38 | -3.49 |
| Jul 2025 | 3396.3614477922592 | -1.16 | -3.96 |
| Aug 2025 | 3349.5083865839456 | -1.38 | -2.40 |
| Sep 2025 | 3286.0911692272016 | -1.89 | -1.74 |
| Oct 2025 | 3256.861566921105 | -0.89 | -4.39 |
| Nov 2025 | 3253.5318740223834 | -0.10 | -7.18 |
| Dec 2025 | 3245.7717292208304 | -0.24 | -6.65 |
| Jan 2026 | 3228.052262920571 | -0.55 | -8.88 |
| Feb 2026 | 3217.503509423153 | -0.33 | -8.08 |