Portland, OR (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 10% down for all homes in the Portland, OR Metro in February 2026 was $4,172.997. The month over month percentage change (MoM) was -0.42%, and the year over year percentage change (YoY) was -6.77%.
The chart below shows the trend of the total monthly payments with 10% down for all homes in the Portland, OR metro. The table below shows the trend of the the total monthly payments with 10% down, and the MoM and YoY percentage changes for all homes in the Portland, OR metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 1510.6408795306925 | NaN | NaN |
| Feb 2012 | 1504.4520040467826 | -0.41 | NaN |
| Mar 2012 | 1512.2823789924785 | 0.52 | NaN |
| Apr 2012 | 1509.49720352511 | -0.18 | NaN |
| May 2012 | 1499.2249299070986 | -0.68 | NaN |
| Jun 2012 | 1488.5485284489682 | -0.71 | NaN |
| Jul 2012 | 1479.9556677355647 | -0.58 | NaN |
| Aug 2012 | 1493.7112279785074 | 0.93 | NaN |
| Sep 2012 | 1492.5228247775372 | -0.08 | NaN |
| Oct 2012 | 1492.9300152939659 | 0.03 | NaN |
| Nov 2012 | 1504.8487396109167 | 0.80 | NaN |
| Dec 2012 | 1519.8579227524078 | 1.00 | NaN |
| Jan 2013 | 1533.5428565463912 | 0.90 | 1.52 |
| Feb 2013 | 1564.3342167406045 | 2.01 | 3.98 |
| Mar 2013 | 1583.9306873508758 | 1.25 | 4.74 |
| Apr 2013 | 1583.6091413856607 | -0.02 | 4.91 |
| May 2013 | 1610.0773403206135 | 1.67 | 7.39 |
| Jun 2013 | 1694.2753349771147 | 5.23 | 13.82 |
| Jul 2013 | 1751.4896522307783 | 3.38 | 18.35 |
| Aug 2013 | 1780.419982907596 | 1.65 | 19.19 |
| Sep 2013 | 1802.8825720550863 | 1.26 | 20.79 |
| Oct 2013 | 1780.8305827518402 | -1.22 | 19.28 |
| Nov 2013 | 1805.84879003192 | 1.41 | 20.00 |
| Dec 2013 | 1849.9180270471218 | 2.44 | 21.72 |
| Jan 2014 | 1856.072176362013 | 0.33 | 21.03 |
| Feb 2014 | 1851.649867210895 | -0.24 | 18.37 |
| Mar 2014 | 1870.3819420734071 | 1.01 | 18.09 |
| Apr 2014 | 1882.4014444662089 | 0.64 | 18.87 |
| May 2014 | 1874.7214410591941 | -0.41 | 16.44 |
| Jun 2014 | 1879.8009169539364 | 0.27 | 10.95 |
| Jul 2014 | 1884.2025889434676 | 0.23 | 7.58 |
| Aug 2014 | 1890.056146462574 | 0.31 | 6.16 |
| Sep 2014 | 1908.1159403478541 | 0.96 | 5.84 |
| Oct 2014 | 1900.4488652513005 | -0.40 | 6.72 |
| Nov 2014 | 1907.3135533757782 | 0.36 | 5.62 |
| Dec 2014 | 1902.510456206391 | -0.25 | 2.84 |
| Jan 2015 | 1863.6349353051226 | -2.04 | 0.41 |
| Feb 2015 | 1887.7638706177877 | 1.30 | 1.95 |
| Mar 2015 | 1913.1881772551938 | 1.35 | 2.29 |
| Apr 2015 | 1913.3727258240006 | 0.01 | 1.65 |
| May 2015 | 1953.110025310596 | 2.08 | 4.18 |
| Jun 2015 | 1990.5029812773098 | 1.92 | 5.89 |
| Jul 2015 | 2018.8346482325323 | 1.42 | 7.15 |
| Aug 2015 | 2017.2609858408744 | -0.08 | 6.73 |
| Sep 2015 | 2038.1151285526992 | 1.03 | 6.81 |
| Oct 2015 | 2048.541105496268 | 0.51 | 7.79 |
| Nov 2015 | 2098.0300678065105 | 2.42 | 10.00 |
| Dec 2015 | 2129.8523910862 | 1.52 | 11.95 |
| Jan 2016 | 2109.614788353773 | -0.95 | 13.20 |
| Feb 2016 | 2100.591762030835 | -0.43 | 11.27 |
| Mar 2016 | 2129.309769303707 | 1.37 | 11.30 |
| Apr 2016 | 2137.6974418354835 | 0.39 | 11.72 |
| May 2016 | 2160.7095415655217 | 1.08 | 10.63 |
| Jun 2016 | 2177.8761761411856 | 0.79 | 9.41 |
| Jul 2016 | 2174.8310223405624 | -0.14 | 7.73 |
| Aug 2016 | 2189.108351062492 | 0.66 | 8.52 |
| Sep 2016 | 2205.8592332678168 | 0.77 | 8.23 |
| Oct 2016 | 2221.148939513372 | 0.69 | 8.43 |
| Nov 2016 | 2291.3427100063172 | 3.16 | 9.21 |
| Dec 2016 | 2391.598323468521 | 4.38 | 12.29 |
| Jan 2017 | 2407.148905435566 | 0.65 | 14.10 |
| Feb 2017 | 2432.2342021851487 | 1.04 | 15.79 |
| Mar 2017 | 2458.08626016086 | 1.06 | 15.44 |
| Apr 2017 | 2448.3900398311644 | -0.39 | 14.53 |
| May 2017 | 2456.8430256606084 | 0.35 | 13.71 |
| Jun 2017 | 2448.97132520001 | -0.32 | 12.45 |
| Jul 2017 | 2470.3808187934283 | 0.87 | 13.59 |
| Aug 2017 | 2461.1826422166096 | -0.37 | 12.43 |
| Sep 2017 | 2453.006395048762 | -0.33 | 11.20 |
| Oct 2017 | 2476.4537094045236 | 0.96 | 11.49 |
| Nov 2017 | 2489.0334443052952 | 0.51 | 8.63 |
| Dec 2017 | 2505.155326070951 | 0.65 | 4.75 |
| Jan 2018 | 2513.2377568365655 | 0.32 | 4.41 |
| Feb 2018 | 2591.523831226692 | 3.12 | 6.55 |
| Mar 2018 | 2634.571936610142 | 1.66 | 7.18 |
| Apr 2018 | 2654.8689657382097 | 0.77 | 8.43 |
| May 2018 | 2692.305272012177 | 1.41 | 9.58 |
| Jun 2018 | 2693.8909793290045 | 0.06 | 10.00 |
| Jul 2018 | 2690.6499970658583 | -0.12 | 8.92 |
| Aug 2018 | 2698.121584635427 | 0.28 | 9.63 |
| Sep 2018 | 2717.735230201638 | 0.73 | 10.79 |
| Oct 2018 | 2760.8116738134972 | 1.59 | 11.48 |
| Nov 2018 | 2768.649378484139 | 0.28 | 11.23 |
| Dec 2018 | 2722.7464381158243 | -1.66 | 8.69 |
| Jan 2019 | 2700.5293515311787 | -0.82 | 7.45 |
| Feb 2019 | 2692.0455012512 | -0.31 | 3.88 |
| Mar 2019 | 2681.542949705923 | -0.39 | 1.78 |
| Apr 2019 | 2664.3700789514423 | -0.64 | 0.36 |
| May 2019 | 2652.3543970594237 | -0.45 | -1.48 |
| Jun 2019 | 2595.9942429440835 | -2.12 | -3.63 |
| Jul 2019 | 2586.7677838172867 | -0.35 | -3.86 |
| Aug 2019 | 2557.003007964618 | -1.15 | -5.23 |
| Sep 2019 | 2557.3486893318973 | 0.01 | -5.90 |
| Oct 2019 | 2581.1081510189833 | 0.93 | -6.51 |
| Nov 2019 | 2594.4718446253364 | 0.52 | -6.29 |
| Dec 2019 | 2615.0011647486785 | 0.79 | -3.96 |
| Jan 2020 | 2597.4386400059243 | -0.67 | -3.82 |
| Feb 2020 | 2584.652429026961 | -0.49 | -3.99 |
| Mar 2020 | 2602.5585738107384 | 0.69 | -2.94 |
| Apr 2020 | 2588.1339665851783 | -0.55 | -2.86 |
| May 2020 | 2579.0216604339057 | -0.35 | -2.76 |
| Jun 2020 | 2563.956919308416 | -0.58 | -1.23 |
| Jul 2020 | 2533.2657476098016 | -1.20 | -2.07 |
| Aug 2020 | 2527.3293676153357 | -0.23 | -1.16 |
| Sep 2020 | 2542.8299443994824 | 0.61 | -0.57 |
| Oct 2020 | 2565.514634068525 | 0.89 | -0.60 |
| Nov 2020 | 2590.6423507224818 | 0.98 | -0.15 |
| Dec 2020 | 2612.3834263314775 | 0.84 | -0.10 |
| Jan 2021 | 2623.9999108416114 | 0.45 | 1.02 |
| Feb 2021 | 2679.8816988662516 | 2.13 | 3.68 |
| Mar 2021 | 2786.1399411994275 | 3.97 | 7.05 |
| Apr 2021 | 2828.5916146419067 | 1.52 | 9.29 |
| May 2021 | 2851.8984511123 | 0.82 | 10.58 |
| Jun 2021 | 2895.1281250783304 | 1.52 | 12.92 |
| Jul 2021 | 2904.685586082702 | 0.33 | 14.66 |
| Aug 2021 | 2924.7660955657516 | 0.69 | 15.73 |
| Sep 2021 | 2958.169987823765 | 1.14 | 16.33 |
| Oct 2021 | 3017.3420937938045 | 2.00 | 17.61 |
| Nov 2021 | 3038.8182860540164 | 0.71 | 17.30 |
| Dec 2021 | 3072.7671211937413 | 1.12 | 17.62 |
| Jan 2022 | 3176.761895705198 | 3.38 | 21.07 |
| Feb 2022 | 3310.7455605612786 | 4.22 | 23.54 |
| Mar 2022 | 3486.4326488855604 | 5.31 | 25.14 |
| Apr 2022 | 3789.695488360901 | 8.70 | 33.98 |
| May 2022 | 3920.941166647761 | 3.46 | 37.49 |
| Jun 2022 | 4045.4371209746514 | 3.18 | 39.73 |
| Jul 2022 | 4004.6451817984125 | -1.01 | 37.87 |
| Aug 2022 | 3907.902658458836 | -2.42 | 33.61 |
| Sep 2022 | 4136.150472992627 | 5.84 | 39.82 |
| Oct 2022 | 4350.310577552857 | 5.18 | 44.18 |
| Nov 2022 | 4289.951638568563 | -1.39 | 41.17 |
| Dec 2022 | 4124.589138961358 | -3.85 | 34.23 |
| Jan 2023 | 4098.097782405602 | -0.64 | 29.00 |
| Feb 2023 | 4069.8964612209884 | -0.69 | 22.93 |
| Mar 2023 | 4147.138114973554 | 1.90 | 18.95 |
| Apr 2023 | 4087.5424441050923 | -1.44 | 7.86 |
| May 2023 | 4127.96780414687 | 0.99 | 5.28 |
| Jun 2023 | 4239.796965693899 | 2.71 | 4.80 |
| Jul 2023 | 4300.6444979212165 | 1.44 | 7.39 |
| Aug 2023 | 4392.33847120568 | 2.13 | 12.40 |
| Sep 2023 | 4444.496484462103 | 1.19 | 7.46 |
| Oct 2023 | 4589.287264717373 | 3.26 | 5.49 |
| Nov 2023 | 4530.259647053081 | -1.29 | 5.60 |
| Dec 2023 | 4324.16875901119 | -4.55 | 4.84 |
| Jan 2024 | 4278.519122799933 | -1.06 | 4.40 |
| Feb 2024 | 4325.733769852086 | 1.10 | 6.29 |
| Mar 2024 | 4350.063976260927 | 0.56 | 4.89 |
| Apr 2024 | 4417.73288797489 | 1.56 | 8.08 |
| May 2024 | 4446.087230368474 | 0.64 | 7.71 |
| Jun 2024 | 4396.988581318999 | -1.10 | 3.71 |
| Jul 2024 | 4372.459805375546 | -0.56 | 1.67 |
| Aug 2024 | 4260.5932429919685 | -2.56 | -3.00 |
| Sep 2024 | 4171.253353799664 | -2.10 | -6.15 |
| Oct 2024 | 4259.8797746637065 | 2.13 | -7.18 |
| Nov 2024 | 4395.753736273101 | 3.19 | -2.97 |
| Dec 2024 | 4381.137343902956 | -0.33 | 1.32 |
| Jan 2025 | 4513.202111567575 | 3.01 | 5.49 |
| Feb 2025 | 4475.902320005473 | -0.83 | 3.47 |
| Mar 2025 | 4400.651781567789 | -1.68 | 1.16 |
| Apr 2025 | 4407.327729694287 | 0.15 | -0.24 |
| May 2025 | 4416.57745553536 | 0.21 | -0.66 |
| Jun 2025 | 4400.701937417124 | -0.36 | 0.08 |
| Jul 2025 | 4357.7397778428995 | -0.98 | -0.34 |
| Aug 2025 | 4307.960630687918 | -1.14 | 1.11 |
| Sep 2025 | 4238.206047691557 | -1.62 | 1.61 |
| Oct 2025 | 4212.153059310008 | -0.61 | -1.12 |
| Nov 2025 | 4216.853452962481 | 0.11 | -4.07 |
| Dec 2025 | 4212.197657273577 | -0.11 | -3.86 |
| Jan 2026 | 4190.523828431979 | -0.51 | -7.15 |
| Feb 2026 | 4172.996808349595 | -0.42 | -6.77 |