Portland, OR (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 10% down for all homes in the Portland, OR Metro in February 2026 was $4,172.997. The month over month percentage change (MoM) was -0.42%, and the year over year percentage change (YoY) was -6.77%.

The chart below shows the trend of the total monthly payments with 10% down for all homes in the Portland, OR metro. The table below shows the trend of the the total monthly payments with 10% down, and the MoM and YoY percentage changes for all homes in the Portland, OR metro.

You can see similar information for other US metros, and for the United States.

Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.

Data Source: Zillow.
Portland, OR (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Portland, OR (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 170
Month Total Monthly Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2012 1510.6408795306925 NaN NaN
Feb 2012 1504.4520040467826 -0.41 NaN
Mar 2012 1512.2823789924785 0.52 NaN
Apr 2012 1509.49720352511 -0.18 NaN
May 2012 1499.2249299070986 -0.68 NaN
Jun 2012 1488.5485284489682 -0.71 NaN
Jul 2012 1479.9556677355647 -0.58 NaN
Aug 2012 1493.7112279785074 0.93 NaN
Sep 2012 1492.5228247775372 -0.08 NaN
Oct 2012 1492.9300152939659 0.03 NaN
Nov 2012 1504.8487396109167 0.80 NaN
Dec 2012 1519.8579227524078 1.00 NaN
Jan 2013 1533.5428565463912 0.90 1.52
Feb 2013 1564.3342167406045 2.01 3.98
Mar 2013 1583.9306873508758 1.25 4.74
Apr 2013 1583.6091413856607 -0.02 4.91
May 2013 1610.0773403206135 1.67 7.39
Jun 2013 1694.2753349771147 5.23 13.82
Jul 2013 1751.4896522307783 3.38 18.35
Aug 2013 1780.419982907596 1.65 19.19
Sep 2013 1802.8825720550863 1.26 20.79
Oct 2013 1780.8305827518402 -1.22 19.28
Nov 2013 1805.84879003192 1.41 20.00
Dec 2013 1849.9180270471218 2.44 21.72
Jan 2014 1856.072176362013 0.33 21.03
Feb 2014 1851.649867210895 -0.24 18.37
Mar 2014 1870.3819420734071 1.01 18.09
Apr 2014 1882.4014444662089 0.64 18.87
May 2014 1874.7214410591941 -0.41 16.44
Jun 2014 1879.8009169539364 0.27 10.95
Jul 2014 1884.2025889434676 0.23 7.58
Aug 2014 1890.056146462574 0.31 6.16
Sep 2014 1908.1159403478541 0.96 5.84
Oct 2014 1900.4488652513005 -0.40 6.72
Nov 2014 1907.3135533757782 0.36 5.62
Dec 2014 1902.510456206391 -0.25 2.84
Jan 2015 1863.6349353051226 -2.04 0.41
Feb 2015 1887.7638706177877 1.30 1.95
Mar 2015 1913.1881772551938 1.35 2.29
Apr 2015 1913.3727258240006 0.01 1.65
May 2015 1953.110025310596 2.08 4.18
Jun 2015 1990.5029812773098 1.92 5.89
Jul 2015 2018.8346482325323 1.42 7.15
Aug 2015 2017.2609858408744 -0.08 6.73
Sep 2015 2038.1151285526992 1.03 6.81
Oct 2015 2048.541105496268 0.51 7.79
Nov 2015 2098.0300678065105 2.42 10.00
Dec 2015 2129.8523910862 1.52 11.95
Jan 2016 2109.614788353773 -0.95 13.20
Feb 2016 2100.591762030835 -0.43 11.27
Mar 2016 2129.309769303707 1.37 11.30
Apr 2016 2137.6974418354835 0.39 11.72
May 2016 2160.7095415655217 1.08 10.63
Jun 2016 2177.8761761411856 0.79 9.41
Jul 2016 2174.8310223405624 -0.14 7.73
Aug 2016 2189.108351062492 0.66 8.52
Sep 2016 2205.8592332678168 0.77 8.23
Oct 2016 2221.148939513372 0.69 8.43
Nov 2016 2291.3427100063172 3.16 9.21
Dec 2016 2391.598323468521 4.38 12.29
Jan 2017 2407.148905435566 0.65 14.10
Feb 2017 2432.2342021851487 1.04 15.79
Mar 2017 2458.08626016086 1.06 15.44
Apr 2017 2448.3900398311644 -0.39 14.53
May 2017 2456.8430256606084 0.35 13.71
Jun 2017 2448.97132520001 -0.32 12.45
Jul 2017 2470.3808187934283 0.87 13.59
Aug 2017 2461.1826422166096 -0.37 12.43
Sep 2017 2453.006395048762 -0.33 11.20
Oct 2017 2476.4537094045236 0.96 11.49
Nov 2017 2489.0334443052952 0.51 8.63
Dec 2017 2505.155326070951 0.65 4.75
Jan 2018 2513.2377568365655 0.32 4.41
Feb 2018 2591.523831226692 3.12 6.55
Mar 2018 2634.571936610142 1.66 7.18
Apr 2018 2654.8689657382097 0.77 8.43
May 2018 2692.305272012177 1.41 9.58
Jun 2018 2693.8909793290045 0.06 10.00
Jul 2018 2690.6499970658583 -0.12 8.92
Aug 2018 2698.121584635427 0.28 9.63
Sep 2018 2717.735230201638 0.73 10.79
Oct 2018 2760.8116738134972 1.59 11.48
Nov 2018 2768.649378484139 0.28 11.23
Dec 2018 2722.7464381158243 -1.66 8.69
Jan 2019 2700.5293515311787 -0.82 7.45
Feb 2019 2692.0455012512 -0.31 3.88
Mar 2019 2681.542949705923 -0.39 1.78
Apr 2019 2664.3700789514423 -0.64 0.36
May 2019 2652.3543970594237 -0.45 -1.48
Jun 2019 2595.9942429440835 -2.12 -3.63
Jul 2019 2586.7677838172867 -0.35 -3.86
Aug 2019 2557.003007964618 -1.15 -5.23
Sep 2019 2557.3486893318973 0.01 -5.90
Oct 2019 2581.1081510189833 0.93 -6.51
Nov 2019 2594.4718446253364 0.52 -6.29
Dec 2019 2615.0011647486785 0.79 -3.96
Jan 2020 2597.4386400059243 -0.67 -3.82
Feb 2020 2584.652429026961 -0.49 -3.99
Mar 2020 2602.5585738107384 0.69 -2.94
Apr 2020 2588.1339665851783 -0.55 -2.86
May 2020 2579.0216604339057 -0.35 -2.76
Jun 2020 2563.956919308416 -0.58 -1.23
Jul 2020 2533.2657476098016 -1.20 -2.07
Aug 2020 2527.3293676153357 -0.23 -1.16
Sep 2020 2542.8299443994824 0.61 -0.57
Oct 2020 2565.514634068525 0.89 -0.60
Nov 2020 2590.6423507224818 0.98 -0.15
Dec 2020 2612.3834263314775 0.84 -0.10
Jan 2021 2623.9999108416114 0.45 1.02
Feb 2021 2679.8816988662516 2.13 3.68
Mar 2021 2786.1399411994275 3.97 7.05
Apr 2021 2828.5916146419067 1.52 9.29
May 2021 2851.8984511123 0.82 10.58
Jun 2021 2895.1281250783304 1.52 12.92
Jul 2021 2904.685586082702 0.33 14.66
Aug 2021 2924.7660955657516 0.69 15.73
Sep 2021 2958.169987823765 1.14 16.33
Oct 2021 3017.3420937938045 2.00 17.61
Nov 2021 3038.8182860540164 0.71 17.30
Dec 2021 3072.7671211937413 1.12 17.62
Jan 2022 3176.761895705198 3.38 21.07
Feb 2022 3310.7455605612786 4.22 23.54
Mar 2022 3486.4326488855604 5.31 25.14
Apr 2022 3789.695488360901 8.70 33.98
May 2022 3920.941166647761 3.46 37.49
Jun 2022 4045.4371209746514 3.18 39.73
Jul 2022 4004.6451817984125 -1.01 37.87
Aug 2022 3907.902658458836 -2.42 33.61
Sep 2022 4136.150472992627 5.84 39.82
Oct 2022 4350.310577552857 5.18 44.18
Nov 2022 4289.951638568563 -1.39 41.17
Dec 2022 4124.589138961358 -3.85 34.23
Jan 2023 4098.097782405602 -0.64 29.00
Feb 2023 4069.8964612209884 -0.69 22.93
Mar 2023 4147.138114973554 1.90 18.95
Apr 2023 4087.5424441050923 -1.44 7.86
May 2023 4127.96780414687 0.99 5.28
Jun 2023 4239.796965693899 2.71 4.80
Jul 2023 4300.6444979212165 1.44 7.39
Aug 2023 4392.33847120568 2.13 12.40
Sep 2023 4444.496484462103 1.19 7.46
Oct 2023 4589.287264717373 3.26 5.49
Nov 2023 4530.259647053081 -1.29 5.60
Dec 2023 4324.16875901119 -4.55 4.84
Jan 2024 4278.519122799933 -1.06 4.40
Feb 2024 4325.733769852086 1.10 6.29
Mar 2024 4350.063976260927 0.56 4.89
Apr 2024 4417.73288797489 1.56 8.08
May 2024 4446.087230368474 0.64 7.71
Jun 2024 4396.988581318999 -1.10 3.71
Jul 2024 4372.459805375546 -0.56 1.67
Aug 2024 4260.5932429919685 -2.56 -3.00
Sep 2024 4171.253353799664 -2.10 -6.15
Oct 2024 4259.8797746637065 2.13 -7.18
Nov 2024 4395.753736273101 3.19 -2.97
Dec 2024 4381.137343902956 -0.33 1.32
Jan 2025 4513.202111567575 3.01 5.49
Feb 2025 4475.902320005473 -0.83 3.47
Mar 2025 4400.651781567789 -1.68 1.16
Apr 2025 4407.327729694287 0.15 -0.24
May 2025 4416.57745553536 0.21 -0.66
Jun 2025 4400.701937417124 -0.36 0.08
Jul 2025 4357.7397778428995 -0.98 -0.34
Aug 2025 4307.960630687918 -1.14 1.11
Sep 2025 4238.206047691557 -1.62 1.61
Oct 2025 4212.153059310008 -0.61 -1.12
Nov 2025 4216.853452962481 0.11 -4.07
Dec 2025 4212.197657273577 -0.11 -3.86
Jan 2026 4190.523828431979 -0.51 -7.15
Feb 2026 4172.996808349595 -0.42 -6.77