Racine, WI (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 10% down for all homes in the Racine, WI Metro in February 2026 was $2,467.305. The month over month percentage change (MoM) was 0.21%, and the year over year percentage change (YoY) was -1.20%.
The chart below shows the trend of the total monthly payments with 10% down for all homes in the Racine, WI metro. The table below shows the trend of the the total monthly payments with 10% down, and the MoM and YoY percentage changes for all homes in the Racine, WI metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 991.5073488234009 | NaN | NaN |
| Feb 2012 | 997.6720604026243 | 0.62 | NaN |
| Mar 2012 | 1011.3046275296733 | 1.37 | NaN |
| Apr 2012 | 1004.2916130383365 | -0.69 | NaN |
| May 2012 | 993.2483522256509 | -1.10 | NaN |
| Jun 2012 | 983.0404208090575 | -1.03 | NaN |
| Jul 2012 | 976.6291718431262 | -0.65 | NaN |
| Aug 2012 | 984.1354044913487 | 0.77 | NaN |
| Sep 2012 | 982.6676885198324 | -0.15 | NaN |
| Oct 2012 | 979.6051450244738 | -0.31 | NaN |
| Nov 2012 | 981.8738634119015 | 0.23 | NaN |
| Dec 2012 | 984.2965099275793 | 0.25 | NaN |
| Jan 2013 | 988.0749442714198 | 0.38 | -0.35 |
| Feb 2013 | 993.6307763201161 | 0.56 | -0.40 |
| Mar 2013 | 995.3185512394815 | 0.17 | -1.58 |
| Apr 2013 | 989.2281672136398 | -0.61 | -1.50 |
| May 2013 | 1000.1817987643694 | 1.11 | 0.70 |
| Jun 2013 | 1041.3148288070215 | 4.11 | 5.93 |
| Jul 2013 | 1068.5658087592476 | 2.62 | 9.41 |
| Aug 2013 | 1083.258531960571 | 1.38 | 10.07 |
| Sep 2013 | 1095.2077719230049 | 1.10 | 11.45 |
| Oct 2013 | 1080.5717231718713 | -1.34 | 10.31 |
| Nov 2013 | 1087.985130283926 | 0.69 | 10.81 |
| Dec 2013 | 1104.1139994966102 | 1.48 | 12.17 |
| Jan 2014 | 1065.8285294152151 | -3.47 | 7.87 |
| Feb 2014 | 1058.0330170131274 | -0.73 | 6.48 |
| Mar 2014 | 1065.4652209257672 | 0.70 | 7.05 |
| Apr 2014 | 1071.2539648857166 | 0.54 | 8.29 |
| May 2014 | 1066.974448964207 | -0.40 | 6.68 |
| Jun 2014 | 1067.9381872040908 | 0.09 | 2.56 |
| Jul 2014 | 1068.4213296995463 | 0.05 | -0.01 |
| Aug 2014 | 1069.6705027615844 | 0.12 | -1.25 |
| Sep 2014 | 1075.0689532756626 | 0.51 | -1.84 |
| Oct 2014 | 1066.007324624978 | -0.84 | -1.35 |
| Nov 2014 | 1064.2149534066507 | -0.17 | -2.18 |
| Dec 2014 | 1055.4115912337295 | -0.83 | -4.41 |
| Jan 2015 | 1042.1610664907976 | -1.25 | -2.22 |
| Feb 2015 | 1045.7646745140255 | 0.35 | -1.16 |
| Mar 2015 | 1053.9243098893041 | 0.78 | -1.08 |
| Apr 2015 | 1052.6407935458828 | -0.12 | -1.74 |
| May 2015 | 1071.2184681988424 | 1.77 | 0.40 |
| Jun 2015 | 1085.4401688739017 | 1.33 | 1.64 |
| Jul 2015 | 1093.5208239344204 | 0.74 | 2.35 |
| Aug 2015 | 1087.0147656544295 | -0.59 | 1.62 |
| Sep 2015 | 1092.3003705222914 | 0.49 | 1.60 |
| Oct 2015 | 1092.0598203727498 | -0.02 | 2.44 |
| Nov 2015 | 1109.3764632581306 | 1.59 | 4.24 |
| Dec 2015 | 1115.88743547101 | 0.59 | 5.73 |
| Jan 2016 | 1102.0293781115438 | -1.24 | 5.75 |
| Feb 2016 | 1087.4493538637344 | -1.32 | 3.99 |
| Mar 2016 | 1091.735891080224 | 0.39 | 3.59 |
| Apr 2016 | 1088.9936869728535 | -0.25 | 3.45 |
| May 2016 | 1093.7641671304186 | 0.44 | 2.11 |
| Jun 2016 | 1096.636116268141 | 0.26 | 1.03 |
| Jul 2016 | 1089.5298913836252 | -0.65 | -0.36 |
| Aug 2016 | 1093.0307073483411 | 0.32 | 0.55 |
| Sep 2016 | 1099.7020972251148 | 0.61 | 0.68 |
| Oct 2016 | 1107.7891346426222 | 0.74 | 1.44 |
| Nov 2016 | 1138.5765033631906 | 2.78 | 2.63 |
| Dec 2016 | 1180.9602378714862 | 3.72 | 5.83 |
| Jan 2017 | 1166.2283354162175 | -1.25 | 5.83 |
| Feb 2017 | 1172.1395193784758 | 0.51 | 7.79 |
| Mar 2017 | 1179.2762326589852 | 0.61 | 8.02 |
| Apr 2017 | 1173.7693726698335 | -0.47 | 7.79 |
| May 2017 | 1179.1045602680433 | 0.46 | 7.80 |
| Jun 2017 | 1178.0547092020392 | -0.09 | 7.42 |
| Jul 2017 | 1189.6961949477136 | 0.99 | 9.19 |
| Aug 2017 | 1188.279354220637 | -0.12 | 8.71 |
| Sep 2017 | 1188.798254204345 | 0.04 | 8.10 |
| Oct 2017 | 1204.0373996815588 | 1.28 | 8.69 |
| Nov 2017 | 1214.7209552933466 | 0.89 | 6.69 |
| Dec 2017 | 1225.136326658675 | 0.86 | 3.74 |
| Jan 2018 | 1221.2465719193542 | -0.32 | 4.72 |
| Feb 2018 | 1255.0296843030214 | 2.77 | 7.07 |
| Mar 2018 | 1273.664712275264 | 1.49 | 8.00 |
| Apr 2018 | 1285.2275509017059 | 0.91 | 9.50 |
| May 2018 | 1305.9579234177304 | 1.61 | 10.76 |
| Jun 2018 | 1313.613041699977 | 0.59 | 11.51 |
| Jul 2018 | 1320.364837547308 | 0.51 | 10.98 |
| Aug 2018 | 1332.5605143860648 | 0.92 | 12.14 |
| Sep 2018 | 1350.177521328731 | 1.32 | 13.58 |
| Oct 2018 | 1377.3710969267058 | 2.01 | 14.40 |
| Nov 2018 | 1389.3034164835606 | 0.87 | 14.37 |
| Dec 2018 | 1376.2391529366896 | -0.94 | 12.33 |
| Jan 2019 | 1401.2087488694044 | 1.81 | 14.74 |
| Feb 2019 | 1401.206711827278 | 0.00 | 11.65 |
| Mar 2019 | 1398.355335768037 | -0.20 | 9.79 |
| Apr 2019 | 1394.7606795025847 | -0.26 | 8.52 |
| May 2019 | 1395.0762543039968 | 0.02 | 6.82 |
| Jun 2019 | 1373.6383466378404 | -1.54 | 4.57 |
| Jul 2019 | 1373.1309630292606 | -0.04 | 4.00 |
| Aug 2019 | 1361.243471385385 | -0.87 | 2.15 |
| Sep 2019 | 1363.6835694631473 | 0.18 | 1.00 |
| Oct 2019 | 1376.0717685712218 | 0.91 | -0.09 |
| Nov 2019 | 1382.0503743622646 | 0.43 | -0.52 |
| Dec 2019 | 1390.8742052509106 | 0.64 | 1.06 |
| Jan 2020 | 1510.7310902527374 | 8.62 | 7.82 |
| Feb 2020 | 1502.797071120251 | -0.52 | 7.25 |
| Mar 2020 | 1511.8666116657569 | 0.60 | 8.12 |
| Apr 2020 | 1509.851548465664 | -0.13 | 8.25 |
| May 2020 | 1509.8056370793402 | 0.00 | 8.22 |
| Jun 2020 | 1502.908995859135 | -0.46 | 9.41 |
| Jul 2020 | 1487.7606168437587 | -1.01 | 8.35 |
| Aug 2020 | 1483.9011067003669 | -0.26 | 9.01 |
| Sep 2020 | 1492.4356099958577 | 0.57 | 9.44 |
| Oct 2020 | 1505.4845886425883 | 0.87 | 9.40 |
| Nov 2020 | 1520.330433909453 | 0.99 | 10.01 |
| Dec 2020 | 1533.3609867684659 | 0.86 | 10.24 |
| Jan 2021 | 1391.5205342217487 | -9.25 | -7.89 |
| Feb 2021 | 1414.7816300000209 | 1.67 | -5.86 |
| Mar 2021 | 1460.0700489198716 | 3.20 | -3.43 |
| Apr 2021 | 1477.8223534295225 | 1.22 | -2.12 |
| May 2021 | 1488.9866818550367 | 0.76 | -1.38 |
| Jun 2021 | 1511.2169315742135 | 1.49 | 0.55 |
| Jul 2021 | 1516.7256794194816 | 0.37 | 1.95 |
| Aug 2021 | 1525.385340025362 | 0.57 | 2.80 |
| Sep 2021 | 1538.428005120843 | 0.86 | 3.08 |
| Oct 2021 | 1562.1576843346882 | 1.54 | 3.76 |
| Nov 2021 | 1567.0998574896573 | 0.32 | 3.08 |
| Dec 2021 | 1574.646838397717 | 0.48 | 2.69 |
| Jan 2022 | 1604.9339758141673 | 1.92 | 15.34 |
| Feb 2022 | 1654.9556773997567 | 3.12 | 16.98 |
| Mar 2022 | 1724.7255200022469 | 4.22 | 18.13 |
| Apr 2022 | 1854.7798478508362 | 7.54 | 25.51 |
| May 2022 | 1914.3691884768655 | 3.21 | 28.57 |
| Jun 2022 | 1979.9324954380297 | 3.43 | 31.02 |
| Jul 2022 | 1977.8484018295621 | -0.10 | 30.40 |
| Aug 2022 | 1952.7907881567555 | -1.27 | 28.02 |
| Sep 2022 | 2072.0838017231004 | 6.11 | 34.69 |
| Oct 2022 | 2179.6944433345343 | 5.19 | 39.53 |
| Nov 2022 | 2161.983553764345 | -0.81 | 37.96 |
| Dec 2022 | 2099.705392532142 | -2.88 | 33.35 |
| Jan 2023 | 2097.4265106674284 | -0.11 | 30.69 |
| Feb 2023 | 2109.707471751156 | 0.59 | 27.48 |
| Mar 2023 | 2172.8291496282377 | 2.99 | 25.98 |
| Apr 2023 | 2164.4146888409673 | -0.39 | 16.69 |
| May 2023 | 2201.6221052116503 | 1.72 | 15.01 |
| Jun 2023 | 2264.9993413345237 | 2.88 | 14.40 |
| Jul 2023 | 2296.3882315299315 | 1.39 | 16.11 |
| Aug 2023 | 2341.8896232860357 | 1.98 | 19.93 |
| Sep 2023 | 2372.3583333932247 | 1.30 | 14.49 |
| Oct 2023 | 2450.909645125276 | 3.31 | 12.44 |
| Nov 2023 | 2429.423489116146 | -0.88 | 12.37 |
| Dec 2023 | 2329.7012237584495 | -4.11 | 10.95 |
| Jan 2024 | 2291.9858487632373 | -1.62 | 9.28 |
| Feb 2024 | 2324.631321487724 | 1.42 | 10.19 |
| Mar 2024 | 2353.5562557422977 | 1.24 | 8.32 |
| Apr 2024 | 2406.5428564234567 | 2.25 | 11.19 |
| May 2024 | 2433.062677128719 | 1.10 | 10.51 |
| Jun 2024 | 2420.2054535518046 | -0.53 | 6.85 |
| Jul 2024 | 2416.883824860719 | -0.14 | 5.25 |
| Aug 2024 | 2369.975443017844 | -1.94 | 1.20 |
| Sep 2024 | 2332.703029860498 | -1.57 | -1.67 |
| Oct 2024 | 2382.7286840572788 | 2.15 | -2.78 |
| Nov 2024 | 2454.8074165484195 | 3.03 | 1.05 |
| Dec 2024 | 2448.9179734784484 | -0.24 | 5.12 |
| Jan 2025 | 2502.4970636174335 | 2.19 | 9.19 |
| Feb 2025 | 2497.18877289627 | -0.21 | 7.42 |
| Mar 2025 | 2478.8972011943915 | -0.73 | 5.33 |
| Apr 2025 | 2502.407327388876 | 0.95 | 3.98 |
| May 2025 | 2525.2833032955937 | 0.91 | 3.79 |
| Jun 2025 | 2529.4768278490537 | 0.17 | 4.51 |
| Jul 2025 | 2514.8940355954287 | -0.58 | 4.06 |
| Aug 2025 | 2494.752107676589 | -0.80 | 5.27 |
| Sep 2025 | 2466.3106947907686 | -1.14 | 5.73 |
| Oct 2025 | 2456.399427096139 | -0.40 | 3.09 |
| Nov 2025 | 2463.289702376143 | 0.28 | 0.35 |
| Dec 2025 | 2465.182880768569 | 0.08 | 0.66 |
| Jan 2026 | 2462.0342252047553 | -0.13 | -1.62 |
| Feb 2026 | 2467.3045550959678 | 0.21 | -1.20 |