Raleigh, NC (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 10% down for all homes in the Raleigh, NC Metro in February 2026 was $3,299.234. The month over month percentage change (MoM) was -0.47%, and the year over year percentage change (YoY) was -7.86%.
The chart below shows the trend of the total monthly payments with 10% down for all homes in the Raleigh, NC metro. The table below shows the trend of the the total monthly payments with 10% down, and the MoM and YoY percentage changes for all homes in the Raleigh, NC metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
Related Topics: Raleigh, NC (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Raleigh, NC (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Raleigh, NC (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 1242.691772015 | NaN | NaN |
| Feb 2012 | 1239.8744053267005 | -0.23 | NaN |
| Mar 2012 | 1247.1219379848355 | 0.59 | NaN |
| Apr 2012 | 1245.5534847265963 | -0.13 | NaN |
| May 2012 | 1237.1845151773782 | -0.67 | NaN |
| Jun 2012 | 1227.6030337535246 | -0.77 | NaN |
| Jul 2012 | 1217.3519463388125 | -0.83 | NaN |
| Aug 2012 | 1224.408403173853 | 0.58 | NaN |
| Sep 2012 | 1216.3371499442967 | -0.66 | NaN |
| Oct 2012 | 1207.4850776498968 | -0.73 | NaN |
| Nov 2012 | 1207.4108615738694 | -0.01 | NaN |
| Dec 2012 | 1208.7171902779728 | 0.11 | NaN |
| Jan 2013 | 1132.8548147073648 | -6.28 | -8.84 |
| Feb 2013 | 1148.0624624861932 | 1.34 | -7.40 |
| Mar 2013 | 1155.5283056653072 | 0.65 | -7.34 |
| Apr 2013 | 1147.3960651094792 | -0.70 | -7.88 |
| May 2013 | 1161.434252575779 | 1.22 | -6.12 |
| Jun 2013 | 1222.7070754072372 | 5.28 | -0.40 |
| Jul 2013 | 1261.7395169309573 | 3.19 | 3.65 |
| Aug 2013 | 1278.1573494046438 | 1.30 | 4.39 |
| Sep 2013 | 1288.3032075000217 | 0.79 | 5.92 |
| Oct 2013 | 1261.776204911034 | -2.06 | 4.50 |
| Nov 2013 | 1273.238162844611 | 0.91 | 5.45 |
| Dec 2013 | 1299.712298416914 | 2.08 | 7.53 |
| Jan 2014 | 1443.0048503245816 | 11.03 | 27.38 |
| Feb 2014 | 1434.7628164777402 | -0.57 | 24.97 |
| Mar 2014 | 1446.8111556428862 | 0.84 | 25.21 |
| Apr 2014 | 1453.2149137900592 | 0.44 | 26.65 |
| May 2014 | 1443.6636105421305 | -0.66 | 24.30 |
| Jun 2014 | 1445.7339140167592 | 0.14 | 18.24 |
| Jul 2014 | 1447.5201682477066 | 0.12 | 14.72 |
| Aug 2014 | 1450.0233832882768 | 0.17 | 13.45 |
| Sep 2014 | 1459.8571734821703 | 0.68 | 13.32 |
| Oct 2014 | 1448.7241400117032 | -0.76 | 14.82 |
| Nov 2014 | 1449.6043449882227 | 0.06 | 13.85 |
| Dec 2014 | 1440.0886153166778 | -0.66 | 10.80 |
| Jan 2015 | 1423.9092912212634 | -1.12 | -1.32 |
| Feb 2015 | 1436.3585627555083 | 0.87 | 0.11 |
| Mar 2015 | 1451.4190226676992 | 1.05 | 0.32 |
| Apr 2015 | 1447.2996521292007 | -0.28 | -0.41 |
| May 2015 | 1472.757406805946 | 1.76 | 2.02 |
| Jun 2015 | 1495.5197376295155 | 1.55 | 3.44 |
| Jul 2015 | 1510.3630479563417 | 0.99 | 4.34 |
| Aug 2015 | 1501.8556061440172 | -0.56 | 3.58 |
| Sep 2015 | 1509.465940113167 | 0.51 | 3.40 |
| Oct 2015 | 1508.5409113851597 | -0.06 | 4.13 |
| Nov 2015 | 1536.5504940397602 | 1.86 | 6.00 |
| Dec 2015 | 1549.381520615816 | 0.84 | 7.59 |
| Jan 2016 | 1538.6664157158448 | -0.69 | 8.06 |
| Feb 2016 | 1521.908261935022 | -1.09 | 5.96 |
| Mar 2016 | 1533.4578022926216 | 0.76 | 5.65 |
| Apr 2016 | 1529.5105954436901 | -0.26 | 5.68 |
| May 2016 | 1536.030418268677 | 0.43 | 4.30 |
| Jun 2016 | 1539.5316078163253 | 0.23 | 2.94 |
| Jul 2016 | 1531.1951947887364 | -0.54 | 1.38 |
| Aug 2016 | 1537.53754550148 | 0.41 | 2.38 |
| Sep 2016 | 1547.9025977856234 | 0.67 | 2.55 |
| Oct 2016 | 1556.6917368586949 | 0.57 | 3.19 |
| Nov 2016 | 1603.1189075135976 | 2.98 | 4.33 |
| Dec 2016 | 1667.8898394566686 | 4.04 | 7.65 |
| Jan 2017 | 1662.972926257571 | -0.29 | 8.08 |
| Feb 2017 | 1675.037666248846 | 0.73 | 10.06 |
| Mar 2017 | 1687.727837940804 | 0.76 | 10.06 |
| Apr 2017 | 1676.8934586921557 | -0.64 | 9.64 |
| May 2017 | 1679.6625218205904 | 0.17 | 9.35 |
| Jun 2017 | 1672.8993966994794 | -0.40 | 8.66 |
| Jul 2017 | 1687.751375185153 | 0.89 | 10.22 |
| Aug 2017 | 1682.6241588707812 | -0.30 | 9.44 |
| Sep 2017 | 1678.303505181838 | -0.26 | 8.42 |
| Oct 2017 | 1696.0239032952818 | 1.06 | 8.95 |
| Nov 2017 | 1705.85126216882 | 0.58 | 6.41 |
| Dec 2017 | 1717.7786460493571 | 0.70 | 2.99 |
| Jan 2018 | 1746.8578505176483 | 1.69 | 5.04 |
| Feb 2018 | 1797.5974388939658 | 2.91 | 7.32 |
| Mar 2018 | 1823.340092739862 | 1.43 | 8.04 |
| Apr 2018 | 1834.157170838263 | 0.59 | 9.38 |
| May 2018 | 1858.36084587304 | 1.32 | 10.64 |
| Jun 2018 | 1861.5456147157552 | 0.17 | 11.28 |
| Jul 2018 | 1862.8643596170339 | 0.07 | 10.38 |
| Aug 2018 | 1873.5406697585324 | 0.57 | 11.35 |
| Sep 2018 | 1893.1306564541078 | 1.05 | 12.80 |
| Oct 2018 | 1931.1600994517007 | 2.01 | 13.86 |
| Nov 2018 | 1944.9448607651266 | 0.71 | 14.02 |
| Dec 2018 | 1918.7064848565706 | -1.35 | 11.70 |
| Jan 2019 | 1888.9719331656252 | -1.55 | 8.14 |
| Feb 2019 | 1883.3891824651234 | -0.30 | 4.77 |
| Mar 2019 | 1877.0556472065327 | -0.34 | 2.95 |
| Apr 2019 | 1866.768514762246 | -0.55 | 1.78 |
| May 2019 | 1862.581911488145 | -0.22 | 0.23 |
| Jun 2019 | 1826.4984891289846 | -1.94 | -1.88 |
| Jul 2019 | 1824.5054646089911 | -0.11 | -2.06 |
| Aug 2019 | 1807.2697909933381 | -0.94 | -3.54 |
| Sep 2019 | 1811.2157498797158 | 0.22 | -4.33 |
| Oct 2019 | 1830.3099462957553 | 1.05 | -5.22 |
| Nov 2019 | 1839.6565872143326 | 0.51 | -5.41 |
| Dec 2019 | 1852.5984635900163 | 0.70 | -3.44 |
| Jan 2020 | 1843.355151529197 | -0.50 | -2.41 |
| Feb 2020 | 1828.8500499867282 | -0.79 | -2.90 |
| Mar 2020 | 1835.2603568784084 | 0.35 | -2.23 |
| Apr 2020 | 1821.6982906013764 | -0.74 | -2.41 |
| May 2020 | 1816.0459657719339 | -0.31 | -2.50 |
| Jun 2020 | 1809.8088041414908 | -0.34 | -0.91 |
| Jul 2020 | 1793.8088697858595 | -0.88 | -1.68 |
| Aug 2020 | 1792.3610743217614 | -0.08 | -0.82 |
| Sep 2020 | 1802.3858662067234 | 0.56 | -0.49 |
| Oct 2020 | 1813.588243894197 | 0.62 | -0.91 |
| Nov 2020 | 1824.2451103936314 | 0.59 | -0.84 |
| Dec 2020 | 1832.8211334177995 | 0.47 | -1.07 |
| Jan 2021 | 1833.7080081989316 | 0.05 | -0.52 |
| Feb 2021 | 1867.837624569893 | 1.86 | 2.13 |
| Mar 2021 | 1934.7462850110107 | 3.58 | 5.42 |
| Apr 2021 | 1958.5257021978991 | 1.23 | 7.51 |
| May 2021 | 1976.004872525604 | 0.89 | 8.81 |
| Jun 2021 | 2019.4239204152275 | 2.20 | 11.58 |
| Jul 2021 | 2047.708408928027 | 1.40 | 14.15 |
| Aug 2021 | 2089.4640497867986 | 2.04 | 16.58 |
| Sep 2021 | 2142.2027818401148 | 2.52 | 18.85 |
| Oct 2021 | 2214.002513088515 | 3.35 | 22.08 |
| Nov 2021 | 2254.9222659640955 | 1.85 | 23.61 |
| Dec 2021 | 2299.698600845686 | 1.99 | 25.47 |
| Jan 2022 | 2373.7310766855544 | 3.22 | 29.45 |
| Feb 2022 | 2487.6151725274385 | 4.80 | 33.18 |
| Mar 2022 | 2637.5500582759014 | 6.03 | 36.33 |
| Apr 2022 | 2890.8641984617448 | 9.60 | 47.60 |
| May 2022 | 3022.024289987613 | 4.54 | 52.94 |
| Jun 2022 | 3152.7731935872357 | 4.33 | 56.12 |
| Jul 2022 | 3156.9947240874 | 0.13 | 54.17 |
| Aug 2022 | 3111.392600748094 | -1.44 | 48.91 |
| Sep 2022 | 3317.970432509559 | 6.64 | 54.89 |
| Oct 2022 | 3499.6619364841563 | 5.48 | 58.07 |
| Nov 2022 | 3448.13601567568 | -1.47 | 52.92 |
| Dec 2022 | 3310.3802451822467 | -3.99 | 43.95 |
| Jan 2023 | 3274.58841460664 | -1.08 | 37.95 |
| Feb 2023 | 3252.1757341393627 | -0.68 | 30.74 |
| Mar 2023 | 3315.0758689300674 | 1.93 | 25.69 |
| Apr 2023 | 3266.1891577277684 | -1.47 | 12.98 |
| May 2023 | 3298.4318729953607 | 0.99 | 9.15 |
| Jun 2023 | 3390.600377025876 | 2.79 | 7.54 |
| Jul 2023 | 3440.2674822185786 | 1.47 | 8.97 |
| Aug 2023 | 3515.6321390022495 | 2.19 | 12.99 |
| Sep 2023 | 3558.397803174531 | 1.22 | 7.25 |
| Oct 2023 | 3677.761678441192 | 3.35 | 5.09 |
| Nov 2023 | 3633.5319570690926 | -1.20 | 5.38 |
| Dec 2023 | 3467.587429590761 | -4.57 | 4.75 |
| Jan 2024 | 3469.8502209705985 | 0.07 | 5.96 |
| Feb 2024 | 3512.2262983743594 | 1.22 | 8.00 |
| Mar 2024 | 3541.008256803823 | 0.82 | 6.82 |
| Apr 2024 | 3606.076341979485 | 1.84 | 10.41 |
| May 2024 | 3636.5579536793416 | 0.85 | 10.25 |
| Jun 2024 | 3599.8651554090125 | -1.01 | 6.17 |
| Jul 2024 | 3579.453864023095 | -0.57 | 4.05 |
| Aug 2024 | 3484.1958970068526 | -2.66 | -0.89 |
| Sep 2024 | 3406.3828485397903 | -2.23 | -4.27 |
| Oct 2024 | 3470.0925560985456 | 1.87 | -5.65 |
| Nov 2024 | 3568.390642165445 | 2.83 | -1.79 |
| Dec 2024 | 3543.635012617853 | -0.69 | 2.19 |
| Jan 2025 | 3616.0645133321946 | 2.04 | 4.21 |
| Feb 2025 | 3580.871234501692 | -0.97 | 1.95 |
| Mar 2025 | 3521.6887532571454 | -1.65 | -0.55 |
| Apr 2025 | 3532.1954297834736 | 0.30 | -2.05 |
| May 2025 | 3545.627177889557 | 0.38 | -2.50 |
| Jun 2025 | 3534.883218557509 | -0.30 | -1.80 |
| Jul 2025 | 3497.7068423053415 | -1.05 | -2.28 |
| Aug 2025 | 3453.2715315195783 | -1.27 | -0.89 |
| Sep 2025 | 3393.9026154389508 | -1.72 | -0.37 |
| Oct 2025 | 3364.292555273378 | -0.87 | -3.05 |
| Nov 2025 | 3356.504295949388 | -0.23 | -5.94 |
| Dec 2025 | 3340.215518241921 | -0.48 | -5.74 |
| Jan 2026 | 3314.9266572724882 | -0.76 | -8.33 |
| Feb 2026 | 3299.2343368312722 | -0.47 | -7.86 |
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