Reading, PA (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 10% down for all homes in the Reading, PA Metro in February 2026 was $2,487.621. The month over month percentage change (MoM) was -0.29%, and the year over year percentage change (YoY) was -3.33%.
The chart below shows the trend of the total monthly payments with 10% down for all homes in the Reading, PA metro. The table below shows the trend of the the total monthly payments with 10% down, and the MoM and YoY percentage changes for all homes in the Reading, PA metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
Related Topics: Reading, PA (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Reading, PA (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Reading, PA (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 953.2920650016832 | NaN | NaN |
| Feb 2012 | 949.924927994311 | -0.35 | NaN |
| Mar 2012 | 953.9571731022263 | 0.42 | NaN |
| Apr 2012 | 950.2012891971692 | -0.39 | NaN |
| May 2012 | 942.9721960462368 | -0.76 | NaN |
| Jun 2012 | 934.0480805927442 | -0.95 | NaN |
| Jul 2012 | 923.6279652317395 | -1.12 | NaN |
| Aug 2012 | 925.1611889950491 | 0.17 | NaN |
| Sep 2012 | 915.2962343342992 | -1.07 | NaN |
| Oct 2012 | 905.2902608170218 | -1.09 | NaN |
| Nov 2012 | 901.5342454362207 | -0.41 | NaN |
| Dec 2012 | 899.0245608517289 | -0.28 | NaN |
| Jan 2013 | 902.4593023674618 | 0.38 | -5.33 |
| Feb 2013 | 910.735505228336 | 0.92 | -4.13 |
| Mar 2013 | 914.1221515752491 | 0.37 | -4.18 |
| Apr 2013 | 906.5285569640497 | -0.83 | -4.60 |
| May 2013 | 914.4667860234003 | 0.88 | -3.02 |
| Jun 2013 | 955.4026594151377 | 4.48 | 2.29 |
| Jul 2013 | 978.3240964592437 | 2.40 | 5.92 |
| Aug 2013 | 986.3484687371661 | 0.82 | 6.61 |
| Sep 2013 | 991.2642443950406 | 0.50 | 8.30 |
| Oct 2013 | 971.4816215571038 | -2.00 | 7.31 |
| Nov 2013 | 979.6815190509125 | 0.84 | 8.67 |
| Dec 2013 | 998.4257714232403 | 1.91 | 11.06 |
| Jan 2014 | 997.4866818483291 | -0.09 | 10.53 |
| Feb 2014 | 986.1455700095951 | -1.14 | 8.28 |
| Mar 2014 | 989.1672162156376 | 0.31 | 8.21 |
| Apr 2014 | 990.6981802516934 | 0.16 | 9.29 |
| May 2014 | 983.8849675025302 | -0.69 | 7.59 |
| Jun 2014 | 985.8887935421515 | 0.20 | 3.19 |
| Jul 2014 | 987.4714652025676 | 0.16 | 0.94 |
| Aug 2014 | 988.4957687192422 | 0.10 | 0.22 |
| Sep 2014 | 993.4700789243766 | 0.50 | 0.22 |
| Oct 2014 | 981.7864447121485 | -1.18 | 1.06 |
| Nov 2014 | 978.2122095531539 | -0.36 | -0.15 |
| Dec 2014 | 968.2296166391475 | -1.02 | -3.02 |
| Jan 2015 | 977.4538260846243 | 0.95 | -2.01 |
| Feb 2015 | 981.2300918487321 | 0.39 | -0.50 |
| Mar 2015 | 986.2964141451287 | 0.52 | -0.29 |
| Apr 2015 | 979.7293647139697 | -0.67 | -1.11 |
| May 2015 | 994.8775778814008 | 1.55 | 1.12 |
| Jun 2015 | 1007.5772726230427 | 1.28 | 2.20 |
| Jul 2015 | 1014.9698842394978 | 0.73 | 2.79 |
| Aug 2015 | 1006.7435204428195 | -0.81 | 1.85 |
| Sep 2015 | 1009.7292576493563 | 0.30 | 1.64 |
| Oct 2015 | 1005.8613351500178 | -0.38 | 2.45 |
| Nov 2015 | 1019.359149346543 | 1.34 | 4.21 |
| Dec 2015 | 1023.2956555166176 | 0.39 | 5.69 |
| Jan 2016 | 1015.6467331266392 | -0.75 | 3.91 |
| Feb 2016 | 1002.1381635410231 | -1.33 | 2.13 |
| Mar 2016 | 1007.1618247172495 | 0.50 | 2.12 |
| Apr 2016 | 1001.7528103627925 | -0.54 | 2.25 |
| May 2016 | 1003.0384304251996 | 0.13 | 0.82 |
| Jun 2016 | 1003.2102545867302 | 0.02 | -0.43 |
| Jul 2016 | 995.5442898664464 | -0.76 | -1.91 |
| Aug 2016 | 997.8483185661694 | 0.23 | -0.88 |
| Sep 2016 | 1003.0918818986686 | 0.53 | -0.66 |
| Oct 2016 | 1007.9313480686756 | 0.48 | 0.21 |
| Nov 2016 | 1036.5838511943764 | 2.84 | 1.69 |
| Dec 2016 | 1076.5906535302156 | 3.86 | 5.21 |
| Jan 2017 | 1311.5971534392638 | 21.83 | 29.14 |
| Feb 2017 | 1314.8751790653941 | 0.25 | 31.21 |
| Mar 2017 | 1319.1617950357374 | 0.33 | 30.98 |
| Apr 2017 | 1309.328276621614 | -0.74 | 30.70 |
| May 2017 | 1312.2283451189035 | 0.22 | 30.83 |
| Jun 2017 | 1308.5326525722996 | -0.28 | 30.44 |
| Jul 2017 | 1319.0797420344586 | 0.81 | 32.50 |
| Aug 2017 | 1316.2801026892046 | -0.21 | 31.91 |
| Sep 2017 | 1314.9359289457284 | -0.10 | 31.09 |
| Oct 2017 | 1328.6585861883684 | 1.04 | 31.82 |
| Nov 2017 | 1338.6098210270175 | 0.75 | 29.14 |
| Dec 2017 | 1349.549430614719 | 0.82 | 25.35 |
| Jan 2018 | 1345.7895012731115 | -0.28 | 2.61 |
| Feb 2018 | 1381.1528050545173 | 2.63 | 5.04 |
| Mar 2018 | 1400.1948812141413 | 1.38 | 6.14 |
| Apr 2018 | 1408.748621894958 | 0.61 | 7.59 |
| May 2018 | 1424.2779804515144 | 1.10 | 8.54 |
| Jun 2018 | 1425.179554244423 | 0.06 | 8.91 |
| Jul 2018 | 1423.6758625409313 | -0.11 | 7.93 |
| Aug 2018 | 1426.4339973692383 | 0.19 | 8.37 |
| Sep 2018 | 1434.2946777839138 | 0.55 | 9.08 |
| Oct 2018 | 1453.8485986712212 | 1.36 | 9.42 |
| Nov 2018 | 1459.8837602240205 | 0.42 | 9.06 |
| Dec 2018 | 1441.6149020641162 | -1.25 | 6.82 |
| Jan 2019 | 1421.3429442954975 | -1.41 | 5.61 |
| Feb 2019 | 1417.576938071512 | -0.26 | 2.64 |
| Mar 2019 | 1414.6660599181887 | -0.20 | 1.03 |
| Apr 2019 | 1410.4934830884024 | -0.29 | 0.12 |
| May 2019 | 1410.224582126307 | -0.02 | -0.99 |
| Jun 2019 | 1391.6161761975793 | -1.32 | -2.35 |
| Jul 2019 | 1394.10834235924 | 0.18 | -2.08 |
| Aug 2019 | 1386.8125438806367 | -0.52 | -2.78 |
| Sep 2019 | 1391.7314401011395 | 0.36 | -2.97 |
| Oct 2019 | 1406.1893893071026 | 1.04 | -3.28 |
| Nov 2019 | 1414.2255936961121 | 0.57 | -3.13 |
| Dec 2019 | 1422.6808759312148 | 0.60 | -1.31 |
| Jan 2020 | 1395.7383649315905 | -1.89 | -1.80 |
| Feb 2020 | 1389.1704280254173 | -0.47 | -2.00 |
| Mar 2020 | 1400.4344652743548 | 0.81 | -1.01 |
| Apr 2020 | 1402.4313912970965 | 0.14 | -0.57 |
| May 2020 | 1407.6274303675773 | 0.37 | -0.18 |
| Jun 2020 | 1407.1956569890776 | -0.03 | 1.12 |
| Jul 2020 | 1396.110395803241 | -0.79 | 0.14 |
| Aug 2020 | 1395.2671624841619 | -0.06 | 0.61 |
| Sep 2020 | 1404.56669877067 | 0.67 | 0.92 |
| Oct 2020 | 1416.9818210296974 | 0.88 | 0.77 |
| Nov 2020 | 1431.8046553570362 | 1.05 | 1.24 |
| Dec 2020 | 1444.8396835087035 | 0.91 | 1.56 |
| Jan 2021 | 1428.2439801413734 | -1.15 | 2.33 |
| Feb 2021 | 1454.1244018599634 | 1.81 | 4.68 |
| Mar 2021 | 1502.8212266070182 | 3.35 | 7.31 |
| Apr 2021 | 1520.5854656639856 | 1.18 | 8.43 |
| May 2021 | 1530.8502766665342 | 0.68 | 8.75 |
| Jun 2021 | 1553.9741567488668 | 1.51 | 10.43 |
| Jul 2021 | 1557.5029608388606 | 0.23 | 11.56 |
| Aug 2021 | 1557.9100667659354 | 0.03 | 11.66 |
| Sep 2021 | 1554.9723728715544 | -0.19 | 10.71 |
| Oct 2021 | 1566.928276653236 | 0.77 | 10.58 |
| Nov 2021 | 1567.7398375506323 | 0.05 | 9.49 |
| Dec 2021 | 1579.5633620448568 | 0.75 | 9.32 |
| Jan 2022 | 1596.21772972249 | 1.05 | 11.76 |
| Feb 2022 | 1665.594709086542 | 4.35 | 14.54 |
| Mar 2022 | 1755.3540111155241 | 5.39 | 16.80 |
| Apr 2022 | 1897.0927022047754 | 8.07 | 24.76 |
| May 2022 | 1959.204450687517 | 3.27 | 27.98 |
| Jun 2022 | 2023.6323146559553 | 3.29 | 30.22 |
| Jul 2022 | 2021.2724365278855 | -0.12 | 29.78 |
| Aug 2022 | 2001.0376784573969 | -1.00 | 28.44 |
| Sep 2022 | 2131.8037737904842 | 6.54 | 37.10 |
| Oct 2022 | 2257.8983865625883 | 5.92 | 44.10 |
| Nov 2022 | 2252.4131259060723 | -0.24 | 43.67 |
| Dec 2022 | 2192.543320954082 | -2.66 | 38.81 |
| Jan 2023 | 2164.1641220985043 | -1.29 | 35.58 |
| Feb 2023 | 2162.7980139830283 | -0.06 | 29.85 |
| Mar 2023 | 2211.1394635277393 | 2.24 | 25.97 |
| Apr 2023 | 2191.9690761242773 | -0.87 | 15.54 |
| May 2023 | 2222.843111974382 | 1.41 | 13.46 |
| Jun 2023 | 2289.056063073599 | 2.98 | 13.12 |
| Jul 2023 | 2330.569823094702 | 1.81 | 15.30 |
| Aug 2023 | 2390.3264945790024 | 2.56 | 19.45 |
| Sep 2023 | 2431.1610440163545 | 1.71 | 14.04 |
| Oct 2023 | 2517.803208397522 | 3.56 | 11.51 |
| Nov 2023 | 2498.354123962734 | -0.77 | 10.92 |
| Dec 2023 | 2403.383901965386 | -3.80 | 9.62 |
| Jan 2024 | 2369.901225691838 | -1.39 | 9.51 |
| Feb 2024 | 2402.0283323763165 | 1.36 | 11.06 |
| Mar 2024 | 2422.154592083462 | 0.84 | 9.54 |
| Apr 2024 | 2466.098910143708 | 1.81 | 12.51 |
| May 2024 | 2490.520925642758 | 0.99 | 12.04 |
| Jun 2024 | 2475.4940728889756 | -0.60 | 8.15 |
| Jul 2024 | 2471.799822740815 | -0.15 | 6.06 |
| Aug 2024 | 2419.8422099806685 | -2.10 | 1.24 |
| Sep 2024 | 2381.7680960097587 | -1.57 | -2.03 |
| Oct 2024 | 2437.7197518489775 | 2.35 | -3.18 |
| Nov 2024 | 2521.2500337030565 | 3.43 | 0.92 |
| Dec 2024 | 2526.3138247014176 | 0.20 | 5.12 |
| Jan 2025 | 2582.7375750688557 | 2.23 | 8.98 |
| Feb 2025 | 2573.1955786567696 | -0.37 | 7.13 |
| Mar 2025 | 2542.2028553251694 | -1.20 | 4.96 |
| Apr 2025 | 2553.0531729168997 | 0.43 | 3.53 |
| May 2025 | 2570.473307467823 | 0.68 | 3.21 |
| Jun 2025 | 2572.7338935909474 | 0.09 | 3.93 |
| Jul 2025 | 2565.2566136939236 | -0.29 | 3.78 |
| Aug 2025 | 2550.231660238948 | -0.59 | 5.39 |
| Sep 2025 | 2523.3741108363083 | -1.05 | 5.95 |
| Oct 2025 | 2508.2378521531937 | -0.60 | 2.89 |
| Nov 2025 | 2508.075226175402 | -0.01 | -0.52 |
| Dec 2025 | 2504.5938329686323 | -0.14 | -0.86 |
| Jan 2026 | 2494.8982540872466 | -0.39 | -3.40 |
| Feb 2026 | 2487.6212497120655 | -0.29 | -3.33 |
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