Richmond, VA (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 10% down for all homes in the Richmond, VA Metro in February 2026 was $2,926.168. The month over month percentage change (MoM) was -0.21%, and the year over year percentage change (YoY) was -3.98%.
The chart below shows the trend of the total monthly payments with 10% down for all homes in the Richmond, VA metro. The table below shows the trend of the the total monthly payments with 10% down, and the MoM and YoY percentage changes for all homes in the Richmond, VA metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
Related Topics: Richmond, VA (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Richmond, VA (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Richmond, VA (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 1177.7574065342444 | NaN | NaN |
| Feb 2012 | 1173.3181435524918 | -0.38 | NaN |
| Mar 2012 | 1178.9508222736645 | 0.48 | NaN |
| Apr 2012 | 1176.708015071374 | -0.19 | NaN |
| May 2012 | 1169.2484275152954 | -0.63 | NaN |
| Jun 2012 | 1160.6687417047392 | -0.73 | NaN |
| Jul 2012 | 1151.6844293777503 | -0.77 | NaN |
| Aug 2012 | 1158.3880837841684 | 0.58 | NaN |
| Sep 2012 | 1150.956717258137 | -0.64 | NaN |
| Oct 2012 | 1143.5338614328814 | -0.64 | NaN |
| Nov 2012 | 1144.6093083133997 | 0.09 | NaN |
| Dec 2012 | 1147.413174176892 | 0.25 | NaN |
| Jan 2013 | 1150.4055240840914 | 0.26 | -2.32 |
| Feb 2013 | 1165.1003282276174 | 1.28 | -0.70 |
| Mar 2013 | 1171.3344054650763 | 0.54 | -0.65 |
| Apr 2013 | 1162.9011493800094 | -0.72 | -1.17 |
| May 2013 | 1175.80195617138 | 1.11 | 0.56 |
| Jun 2013 | 1233.821260332707 | 4.93 | 6.30 |
| Jul 2013 | 1270.1940075550867 | 2.95 | 10.29 |
| Aug 2013 | 1284.2571021215338 | 1.11 | 10.87 |
| Sep 2013 | 1291.5142115751134 | 0.56 | 12.21 |
| Oct 2013 | 1265.6211543150093 | -2.00 | 10.68 |
| Nov 2013 | 1275.5668372938562 | 0.79 | 11.44 |
| Dec 2013 | 1300.0651730124432 | 1.92 | 13.30 |
| Jan 2014 | 1317.2454416350201 | 1.32 | 14.50 |
| Feb 2014 | 1306.4050515042557 | -0.82 | 12.13 |
| Mar 2014 | 1313.5514484970581 | 0.55 | 12.14 |
| Apr 2014 | 1316.1504788976627 | 0.20 | 13.18 |
| May 2014 | 1306.315973138272 | -0.75 | 11.10 |
| Jun 2014 | 1306.5449204345002 | 0.02 | 5.89 |
| Jul 2014 | 1305.985981368396 | -0.04 | 2.82 |
| Aug 2014 | 1306.555085081824 | 0.04 | 1.74 |
| Sep 2014 | 1314.0501304627135 | 0.57 | 1.75 |
| Oct 2014 | 1303.7087114504202 | -0.79 | 3.01 |
| Nov 2014 | 1302.7337707144084 | -0.07 | 2.13 |
| Dec 2014 | 1292.9983455135177 | -0.75 | -0.54 |
| Jan 2015 | 1270.6621618487275 | -1.73 | -3.54 |
| Feb 2015 | 1277.3456509065893 | 0.53 | -2.22 |
| Mar 2015 | 1285.5991601531935 | 0.65 | -2.13 |
| Apr 2015 | 1278.8915703181815 | -0.52 | -2.83 |
| May 2015 | 1301.0364750053313 | 1.73 | -0.40 |
| Jun 2015 | 1321.6125558907706 | 1.58 | 1.15 |
| Jul 2015 | 1334.6976160313595 | 0.99 | 2.20 |
| Aug 2015 | 1326.7372729145654 | -0.60 | 1.55 |
| Sep 2015 | 1331.8256938175734 | 0.38 | 1.35 |
| Oct 2015 | 1328.9202750943552 | -0.22 | 1.93 |
| Nov 2015 | 1350.2745629411545 | 1.61 | 3.65 |
| Dec 2015 | 1358.9365136370022 | 0.64 | 5.10 |
| Jan 2016 | 1353.7665792288383 | -0.38 | 6.54 |
| Feb 2016 | 1337.6145917918197 | -1.19 | 4.72 |
| Mar 2016 | 1345.7886935729714 | 0.61 | 4.68 |
| Apr 2016 | 1339.6651800270529 | -0.45 | 4.75 |
| May 2016 | 1342.6758673917757 | 0.23 | 3.20 |
| Jun 2016 | 1344.579014179657 | 0.14 | 1.74 |
| Jul 2016 | 1336.3155798904768 | -0.61 | 0.12 |
| Aug 2016 | 1341.1053970662483 | 0.36 | 1.08 |
| Sep 2016 | 1349.2291181734577 | 0.61 | 1.31 |
| Oct 2016 | 1356.9241642801592 | 0.57 | 2.11 |
| Nov 2016 | 1397.3583421296912 | 2.98 | 3.49 |
| Dec 2016 | 1453.5611348459333 | 4.02 | 6.96 |
| Jan 2017 | 1441.4439126019668 | -0.83 | 6.48 |
| Feb 2017 | 1450.6624102984038 | 0.64 | 8.45 |
| Mar 2017 | 1460.783322095695 | 0.70 | 8.55 |
| Apr 2017 | 1450.284939566868 | -0.72 | 8.26 |
| May 2017 | 1452.1035848788115 | 0.13 | 8.15 |
| Jun 2017 | 1445.130831735536 | -0.48 | 7.48 |
| Jul 2017 | 1456.6897701059115 | 0.80 | 9.01 |
| Aug 2017 | 1450.7551694605506 | -0.41 | 8.18 |
| Sep 2017 | 1446.7000926570277 | -0.28 | 7.22 |
| Oct 2017 | 1463.1450199581207 | 1.14 | 7.83 |
| Nov 2017 | 1472.9741181234035 | 0.67 | 5.41 |
| Dec 2017 | 1483.557800801484 | 0.72 | 2.06 |
| Jan 2018 | 1512.5829203653325 | 1.96 | 4.93 |
| Feb 2018 | 1555.644115287908 | 2.85 | 7.24 |
| Mar 2018 | 1577.0210696105846 | 1.37 | 7.96 |
| Apr 2018 | 1586.307199310152 | 0.59 | 9.38 |
| May 2018 | 1606.6931756786632 | 1.29 | 10.65 |
| Jun 2018 | 1608.3016327548844 | 0.10 | 11.29 |
| Jul 2018 | 1608.7848425250454 | 0.03 | 10.44 |
| Aug 2018 | 1617.4700576843723 | 0.54 | 11.49 |
| Sep 2018 | 1634.8553742485494 | 1.08 | 13.01 |
| Oct 2018 | 1666.1918138308251 | 1.92 | 13.88 |
| Nov 2018 | 1676.038026303091 | 0.59 | 13.79 |
| Dec 2018 | 1650.029572652907 | -1.55 | 11.22 |
| Jan 2019 | 1631.0126122169022 | -1.15 | 7.83 |
| Feb 2019 | 1626.9703115589268 | -0.25 | 4.59 |
| Mar 2019 | 1623.121745036321 | -0.24 | 2.92 |
| Apr 2019 | 1616.7102270664582 | -0.39 | 1.92 |
| May 2019 | 1613.9569441214528 | -0.17 | 0.45 |
| Jun 2019 | 1584.5433606480906 | -1.82 | -1.48 |
| Jul 2019 | 1583.7818000212812 | -0.05 | -1.55 |
| Aug 2019 | 1570.6563428148283 | -0.83 | -2.89 |
| Sep 2019 | 1575.4964412298675 | 0.31 | -3.63 |
| Oct 2019 | 1593.1096332562306 | 1.12 | -4.39 |
| Nov 2019 | 1602.3149614561555 | 0.58 | -4.40 |
| Dec 2019 | 1614.3524517765165 | 0.75 | -2.16 |
| Jan 2020 | 1607.4087914683623 | -0.43 | -1.45 |
| Feb 2020 | 1596.1942092253153 | -0.70 | -1.89 |
| Mar 2020 | 1603.0969454736105 | 0.43 | -1.23 |
| Apr 2020 | 1592.0826710532974 | -0.69 | -1.52 |
| May 2020 | 1587.6478156686578 | -0.28 | -1.63 |
| Jun 2020 | 1583.1507614855886 | -0.28 | -0.09 |
| Jul 2020 | 1570.707533583443 | -0.79 | -0.83 |
| Aug 2020 | 1570.5508838052463 | -0.01 | -0.01 |
| Sep 2020 | 1580.2472703495243 | 0.62 | 0.30 |
| Oct 2020 | 1592.3021476017198 | 0.76 | -0.05 |
| Nov 2020 | 1604.642642194568 | 0.78 | 0.14 |
| Dec 2020 | 1615.3881417509278 | 0.67 | 0.06 |
| Jan 2021 | 1633.5686828312641 | 1.13 | 1.63 |
| Feb 2021 | 1663.715150781229 | 1.85 | 4.23 |
| Mar 2021 | 1722.2207245969587 | 3.52 | 7.43 |
| Apr 2021 | 1740.4659473278818 | 1.06 | 9.32 |
| May 2021 | 1748.641472383494 | 0.47 | 10.14 |
| Jun 2021 | 1772.2833283845453 | 1.35 | 11.95 |
| Jul 2021 | 1774.5134584469758 | 0.13 | 12.98 |
| Aug 2021 | 1782.4660296975362 | 0.45 | 13.49 |
| Sep 2021 | 1795.2870786687506 | 0.72 | 13.61 |
| Oct 2021 | 1824.7797884480929 | 1.64 | 14.60 |
| Nov 2021 | 1833.4759328753141 | 0.48 | 14.26 |
| Dec 2021 | 1851.9055261440699 | 1.00 | 14.64 |
| Jan 2022 | 1917.0270459505246 | 3.52 | 17.35 |
| Feb 2022 | 1996.5992968545015 | 4.15 | 20.01 |
| Mar 2022 | 2097.6154625233294 | 5.06 | 21.80 |
| Apr 2022 | 2272.4296183756715 | 8.33 | 30.56 |
| May 2022 | 2351.5637000794613 | 3.48 | 34.48 |
| Jun 2022 | 2441.42442918445 | 3.82 | 37.76 |
| Jul 2022 | 2446.999904570657 | 0.23 | 37.90 |
| Aug 2022 | 2422.563255181261 | -1.00 | 35.91 |
| Sep 2022 | 2596.5083136767057 | 7.18 | 44.63 |
| Oct 2022 | 2754.4319796111918 | 6.08 | 50.95 |
| Nov 2022 | 2738.7720968272642 | -0.57 | 49.38 |
| Dec 2022 | 2654.991989421146 | -3.06 | 43.37 |
| Jan 2023 | 2651.3970128461615 | -0.13 | 38.31 |
| Feb 2023 | 2651.1562604091023 | -0.01 | 32.78 |
| Mar 2023 | 2715.727314735148 | 2.44 | 29.47 |
| Apr 2023 | 2687.080488935011 | -1.05 | 18.25 |
| May 2023 | 2725.487572328645 | 1.43 | 15.90 |
| Jun 2023 | 2809.074679307186 | 3.07 | 15.06 |
| Jul 2023 | 2856.1444273834177 | 1.68 | 16.72 |
| Aug 2023 | 2918.6395082835197 | 2.19 | 20.48 |
| Sep 2023 | 2955.6427064866502 | 1.27 | 13.83 |
| Oct 2023 | 3054.0252544636 | 3.33 | 10.88 |
| Nov 2023 | 3020.4697148656937 | -1.10 | 10.29 |
| Dec 2023 | 2889.8690809910076 | -4.32 | 8.85 |
| Jan 2024 | 2861.3428560040097 | -0.99 | 7.92 |
| Feb 2024 | 2900.9698765429443 | 1.39 | 9.42 |
| Mar 2024 | 2928.4058219703393 | 0.95 | 7.83 |
| Apr 2024 | 2990.028570858107 | 2.10 | 11.27 |
| May 2024 | 3024.6051642474604 | 1.16 | 10.98 |
| Jun 2024 | 3003.0039961149223 | -0.71 | 6.90 |
| Jul 2024 | 2993.360777864459 | -0.32 | 4.80 |
| Aug 2024 | 2922.6168157072416 | -2.36 | 0.14 |
| Sep 2024 | 2865.547572922397 | -1.95 | -3.05 |
| Oct 2024 | 2927.826529977605 | 2.17 | -4.13 |
| Nov 2024 | 3017.335394915519 | 3.06 | -0.10 |
| Dec 2024 | 3003.73486902002 | -0.45 | 3.94 |
| Jan 2025 | 3068.4950279682307 | 2.16 | 7.24 |
| Feb 2025 | 3047.485783269555 | -0.68 | 5.05 |
| Mar 2025 | 3005.3295177176774 | -1.38 | 2.63 |
| Apr 2025 | 3020.5085500853984 | 0.51 | 1.02 |
| May 2025 | 3038.3589193783696 | 0.59 | 0.46 |
| Jun 2025 | 3036.771796098569 | -0.05 | 1.12 |
| Jul 2025 | 3016.206957203407 | -0.68 | 0.76 |
| Aug 2025 | 2990.592531354679 | -0.85 | 2.33 |
| Sep 2025 | 2952.2970241918697 | -1.28 | 3.03 |
| Oct 2025 | 2939.9507897449785 | -0.42 | 0.41 |
| Nov 2025 | 2945.8630164408264 | 0.20 | -2.37 |
| Dec 2025 | 2944.5977145375145 | -0.04 | -1.97 |
| Jan 2026 | 2932.309575546723 | -0.42 | -4.44 |
| Feb 2026 | 2926.1681507007634 | -0.21 | -3.98 |
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