Rochester, MN (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 10% down for all homes in the Rochester, MN Metro in February 2026 was $2,703.115. The month over month percentage change (MoM) was 0.03%, and the year over year percentage change (YoY) was -1.86%.
The chart below shows the trend of the total monthly payments with 10% down for all homes in the Rochester, MN metro. The table below shows the trend of the the total monthly payments with 10% down, and the MoM and YoY percentage changes for all homes in the Rochester, MN metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
Related Topics: Rochester, MN (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Rochester, MN (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Rochester, MN (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 1031.4887877774313 | NaN | NaN |
| Feb 2012 | 1033.0783941278858 | 0.15 | NaN |
| Mar 2012 | 1045.447671822296 | 1.20 | NaN |
| Apr 2012 | 1055.9251939584728 | 1.00 | NaN |
| May 2012 | 1060.497652483049 | 0.43 | NaN |
| Jun 2012 | 1062.5557415016262 | 0.19 | NaN |
| Jul 2012 | 1062.232228438581 | -0.03 | NaN |
| Aug 2012 | 1074.6227935249676 | 1.17 | NaN |
| Sep 2012 | 1073.2339853726112 | -0.13 | NaN |
| Oct 2012 | 1069.6023432505372 | -0.34 | NaN |
| Nov 2012 | 1070.5229330637012 | 0.09 | NaN |
| Dec 2012 | 1072.0717744241988 | 0.14 | NaN |
| Jan 2013 | 1066.173370238922 | -0.55 | 3.36 |
| Feb 2013 | 1077.3302125626512 | 1.05 | 4.28 |
| Mar 2013 | 1082.0594172340798 | 0.44 | 3.50 |
| Apr 2013 | 1075.732608417968 | -0.58 | 1.88 |
| May 2013 | 1088.5317793017146 | 1.19 | 2.64 |
| Jun 2013 | 1139.9097339297998 | 4.72 | 7.28 |
| Jul 2013 | 1173.1469602026202 | 2.92 | 10.44 |
| Aug 2013 | 1187.3075483103482 | 1.21 | 10.49 |
| Sep 2013 | 1196.469411145871 | 0.77 | 11.48 |
| Oct 2013 | 1176.0259447747171 | -1.71 | 9.95 |
| Nov 2013 | 1184.4133098091156 | 0.71 | 10.64 |
| Dec 2013 | 1203.975431575266 | 1.65 | 12.30 |
| Jan 2014 | 1210.2954524196846 | 0.53 | 13.52 |
| Feb 2014 | 1198.7338868943502 | -0.95 | 11.27 |
| Mar 2014 | 1202.3236158998275 | 0.30 | 11.11 |
| Apr 2014 | 1204.0802493663082 | 0.15 | 11.93 |
| May 2014 | 1196.131260364683 | -0.66 | 9.89 |
| Jun 2014 | 1198.7161879852795 | 0.22 | 5.16 |
| Jul 2014 | 1201.9370806114468 | 0.27 | 2.45 |
| Aug 2014 | 1206.0540253317386 | 0.34 | 1.58 |
| Sep 2014 | 1215.3467373326162 | 0.77 | 1.58 |
| Oct 2014 | 1206.9056699472121 | -0.69 | 2.63 |
| Nov 2014 | 1205.4449467001039 | -0.12 | 1.78 |
| Dec 2014 | 1195.1498720132802 | -0.85 | -0.73 |
| Jan 2015 | 1180.817745604172 | -1.20 | -2.44 |
| Feb 2015 | 1187.4293378021905 | 0.56 | -0.94 |
| Mar 2015 | 1195.7532995712827 | 0.70 | -0.55 |
| Apr 2015 | 1192.1186150214462 | -0.30 | -0.99 |
| May 2015 | 1214.2126401723156 | 1.85 | 1.51 |
| Jun 2015 | 1236.051144552484 | 1.80 | 3.12 |
| Jul 2015 | 1249.7760240007062 | 1.11 | 3.98 |
| Aug 2015 | 1244.025550697279 | -0.46 | 3.15 |
| Sep 2015 | 1250.4403312033246 | 0.52 | 2.89 |
| Oct 2015 | 1249.9475094476975 | -0.04 | 3.57 |
| Nov 2015 | 1270.0005836833668 | 1.60 | 5.36 |
| Dec 2015 | 1277.850817638357 | 0.62 | 6.92 |
| Jan 2016 | 1259.9896106546048 | -1.40 | 6.71 |
| Feb 2016 | 1245.777008948831 | -1.13 | 4.91 |
| Mar 2016 | 1252.6065257328364 | 0.55 | 4.76 |
| Apr 2016 | 1250.5453224029284 | -0.16 | 4.90 |
| May 2016 | 1257.1695697807736 | 0.53 | 3.54 |
| Jun 2016 | 1263.9353749577608 | 0.54 | 2.26 |
| Jul 2016 | 1260.3311461745723 | -0.28 | 0.85 |
| Aug 2016 | 1268.7350967372006 | 0.67 | 1.99 |
| Sep 2016 | 1280.5639030323719 | 0.93 | 2.41 |
| Oct 2016 | 1291.3869550404881 | 0.85 | 3.32 |
| Nov 2016 | 1329.624869220594 | 2.96 | 4.70 |
| Dec 2016 | 1380.636309338876 | 3.84 | 8.04 |
| Jan 2017 | 1389.3545381619087 | 0.63 | 10.27 |
| Feb 2017 | 1400.134225078921 | 0.78 | 12.39 |
| Mar 2017 | 1412.2952115105259 | 0.87 | 12.75 |
| Apr 2017 | 1408.5254082023685 | -0.27 | 12.63 |
| May 2017 | 1418.0095189974456 | 0.67 | 12.79 |
| Jun 2017 | 1420.396345744317 | 0.17 | 12.38 |
| Jul 2017 | 1436.2851517335826 | 1.12 | 13.96 |
| Aug 2017 | 1432.733424827958 | -0.25 | 12.93 |
| Sep 2017 | 1430.1261797969664 | -0.18 | 11.68 |
| Oct 2017 | 1446.2013074715046 | 1.12 | 11.99 |
| Nov 2017 | 1457.0399555009865 | 0.75 | 9.58 |
| Dec 2017 | 1468.1576726527906 | 0.76 | 6.34 |
| Jan 2018 | 1444.417264988102 | -1.62 | 3.96 |
| Feb 2018 | 1484.9325869818385 | 2.81 | 6.06 |
| Mar 2018 | 1504.584173229965 | 1.32 | 6.54 |
| Apr 2018 | 1512.6625337513356 | 0.54 | 7.39 |
| May 2018 | 1531.4330868546792 | 1.24 | 8.00 |
| Jun 2018 | 1534.26143619641 | 0.19 | 8.02 |
| Jul 2018 | 1536.8255895875354 | 0.17 | 7.00 |
| Aug 2018 | 1548.198442410139 | 0.74 | 8.06 |
| Sep 2018 | 1567.209673169244 | 1.23 | 9.59 |
| Oct 2018 | 1599.3062746830306 | 2.05 | 10.59 |
| Nov 2018 | 1611.3418660901061 | 0.75 | 10.59 |
| Dec 2018 | 1590.0912134539794 | -1.32 | 8.31 |
| Jan 2019 | 1602.1824699139688 | 0.76 | 10.92 |
| Feb 2019 | 1599.4849533666365 | -0.17 | 7.71 |
| Mar 2019 | 1597.2937485881992 | -0.14 | 6.16 |
| Apr 2019 | 1592.3997445201162 | -0.31 | 5.27 |
| May 2019 | 1592.1852046573931 | -0.01 | 3.97 |
| Jun 2019 | 1567.586940861278 | -1.54 | 2.17 |
| Jul 2019 | 1567.7802255938723 | 0.01 | 2.01 |
| Aug 2019 | 1552.9056130531717 | -0.95 | 0.30 |
| Sep 2019 | 1552.6917282996224 | -0.01 | -0.93 |
| Oct 2019 | 1565.4140902109843 | 0.82 | -2.12 |
| Nov 2019 | 1571.2053251623938 | 0.37 | -2.49 |
| Dec 2019 | 1580.1874733529971 | 0.57 | -0.62 |
| Jan 2020 | 1578.8259970728564 | -0.09 | -1.46 |
| Feb 2020 | 1565.667940057188 | -0.83 | -2.11 |
| Mar 2020 | 1570.4767177408978 | 0.31 | -1.68 |
| Apr 2020 | 1559.8869968192016 | -0.67 | -2.04 |
| May 2020 | 1554.5078708117144 | -0.34 | -2.37 |
| Jun 2020 | 1547.6511675163968 | -0.44 | -1.27 |
| Jul 2020 | 1532.313791888654 | -0.99 | -2.26 |
| Aug 2020 | 1529.9087139334074 | -0.16 | -1.48 |
| Sep 2020 | 1537.6379086079241 | 0.51 | -0.97 |
| Oct 2020 | 1548.6933463656846 | 0.72 | -1.07 |
| Nov 2020 | 1559.6659514822102 | 0.71 | -0.73 |
| Dec 2020 | 1567.9828147764633 | 0.53 | -0.77 |
| Jan 2021 | 1566.8823978458372 | -0.07 | -0.76 |
| Feb 2021 | 1590.3771259516793 | 1.50 | 1.58 |
| Mar 2021 | 1639.013581752682 | 3.06 | 4.36 |
| Apr 2021 | 1652.778243376727 | 0.84 | 5.96 |
| May 2021 | 1660.5649116074628 | 0.47 | 6.82 |
| Jun 2021 | 1685.5015834174067 | 1.50 | 8.91 |
| Jul 2021 | 1694.3571646967293 | 0.53 | 10.58 |
| Aug 2021 | 1706.8175781742016 | 0.74 | 11.56 |
| Sep 2021 | 1721.5799114051108 | 0.87 | 11.96 |
| Oct 2021 | 1747.9444814229087 | 1.53 | 12.87 |
| Nov 2021 | 1755.917616599151 | 0.46 | 12.58 |
| Dec 2021 | 1771.8333047581677 | 0.91 | 13.00 |
| Jan 2022 | 1835.8099035285445 | 3.61 | 17.16 |
| Feb 2022 | 1908.9843157057876 | 3.99 | 20.03 |
| Mar 2022 | 2005.755884371177 | 5.07 | 22.38 |
| Apr 2022 | 2169.8668675238023 | 8.18 | 31.29 |
| May 2022 | 2242.616576329835 | 3.35 | 35.05 |
| Jun 2022 | 2315.3015351400254 | 3.24 | 37.37 |
| Jul 2022 | 2304.3696852384746 | -0.47 | 36.00 |
| Aug 2022 | 2264.863352300778 | -1.71 | 32.70 |
| Sep 2022 | 2403.983235450815 | 6.14 | 39.64 |
| Oct 2022 | 2533.8967993309066 | 5.40 | 44.96 |
| Nov 2022 | 2512.774262490093 | -0.83 | 43.10 |
| Dec 2022 | 2432.1002186313262 | -3.21 | 37.27 |
| Jan 2023 | 2384.42716669966 | -1.96 | 29.88 |
| Feb 2023 | 2381.0955394312077 | -0.14 | 24.73 |
| Mar 2023 | 2437.0549339883464 | 2.35 | 21.50 |
| Apr 2023 | 2413.4005240043944 | -0.97 | 11.22 |
| May 2023 | 2444.057406936307 | 1.27 | 8.98 |
| Jun 2023 | 2512.61419463858 | 2.81 | 8.52 |
| Jul 2023 | 2548.492906183914 | 1.43 | 10.59 |
| Aug 2023 | 2600.918379481031 | 2.06 | 14.84 |
| Sep 2023 | 2631.7868594102024 | 1.19 | 9.48 |
| Oct 2023 | 2713.7174918387805 | 3.11 | 7.10 |
| Nov 2023 | 2682.124248605969 | -1.16 | 6.74 |
| Dec 2023 | 2566.465693470308 | -4.31 | 5.53 |
| Jan 2024 | 2588.781431019131 | 0.87 | 8.57 |
| Feb 2024 | 2618.885131563473 | 1.16 | 9.99 |
| Mar 2024 | 2639.5778297423863 | 0.79 | 8.31 |
| Apr 2024 | 2688.7269247696295 | 1.86 | 11.41 |
| May 2024 | 2712.9415450579363 | 0.90 | 11.00 |
| Jun 2024 | 2688.8352526387207 | -0.89 | 7.01 |
| Jul 2024 | 2675.3314655479744 | -0.50 | 4.98 |
| Aug 2024 | 2612.094581933139 | -2.36 | 0.43 |
| Sep 2024 | 2566.4288232217223 | -1.75 | -2.48 |
| Oct 2024 | 2620.673639137195 | 2.11 | -3.43 |
| Nov 2024 | 2700.1912149573814 | 3.03 | 0.67 |
| Dec 2024 | 2696.8992697355006 | -0.12 | 5.08 |
| Jan 2025 | 2769.1418002481723 | 2.68 | 6.97 |
| Feb 2025 | 2754.4701946816176 | -0.53 | 5.18 |
| Mar 2025 | 2717.1391563153875 | -1.35 | 2.94 |
| Apr 2025 | 2729.1219208823704 | 0.44 | 1.50 |
| May 2025 | 2745.9547857453067 | 0.62 | 1.22 |
| Jun 2025 | 2750.187850158884 | 0.15 | 2.28 |
| Jul 2025 | 2739.2340014215497 | -0.40 | 2.39 |
| Aug 2025 | 2723.3958239661506 | -0.58 | 4.26 |
| Sep 2025 | 2699.26453965976 | -0.89 | 5.18 |
| Oct 2025 | 2693.2308416195306 | -0.22 | 2.77 |
| Nov 2025 | 2703.0597347146636 | 0.37 | 0.11 |
| Dec 2025 | 2708.0324920652683 | 0.18 | 0.41 |
| Jan 2026 | 2702.3557387522214 | -0.21 | -2.41 |
| Feb 2026 | 2703.1154222803734 | 0.03 | -1.86 |
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