Rochester, NY (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 10% down for all homes in the Rochester, NY Metro in February 2026 was $2,188.606. The month over month percentage change (MoM) was -0.06%, and the year over year percentage change (YoY) was -2.26%.
The chart below shows the trend of the total monthly payments with 10% down for all homes in the Rochester, NY metro. The table below shows the trend of the the total monthly payments with 10% down, and the MoM and YoY percentage changes for all homes in the Rochester, NY metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
Related Topics: Rochester, NY (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Rochester, NY (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Rochester, NY (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 895.5706018419041 | NaN | NaN |
| Feb 2012 | 892.4882654318194 | -0.34 | NaN |
| Mar 2012 | 895.7654019804662 | 0.37 | NaN |
| Apr 2012 | 892.0921865875256 | -0.41 | NaN |
| May 2012 | 882.7172041588744 | -1.05 | NaN |
| Jun 2012 | 871.1341530446778 | -1.31 | NaN |
| Jul 2012 | 861.0431193646166 | -1.16 | NaN |
| Aug 2012 | 863.6480073824087 | 0.30 | NaN |
| Sep 2012 | 858.4985265614787 | -0.60 | NaN |
| Oct 2012 | 853.781283787587 | -0.55 | NaN |
| Nov 2012 | 853.9950170236311 | 0.03 | NaN |
| Dec 2012 | 855.6874104469955 | 0.20 | NaN |
| Jan 2013 | 862.1548596956673 | 0.76 | -3.73 |
| Feb 2013 | 872.893138428651 | 1.25 | -2.20 |
| Mar 2013 | 878.5228534517229 | 0.65 | -1.92 |
| Apr 2013 | 873.7013606921334 | -0.55 | -2.06 |
| May 2013 | 880.9431603811943 | 0.83 | -0.20 |
| Jun 2013 | 915.5526890325127 | 3.93 | 5.10 |
| Jul 2013 | 935.7883793597932 | 2.21 | 8.68 |
| Aug 2013 | 942.2062441012828 | 0.69 | 9.10 |
| Sep 2013 | 945.7099881536514 | 0.37 | 10.16 |
| Oct 2013 | 927.999553116038 | -1.87 | 8.69 |
| Nov 2013 | 934.9671133329764 | 0.75 | 9.48 |
| Dec 2013 | 952.3796222891812 | 1.86 | 11.30 |
| Jan 2014 | 954.3191989828618 | 0.20 | 10.69 |
| Feb 2014 | 948.6421805259301 | -0.59 | 8.68 |
| Mar 2014 | 953.375618572862 | 0.50 | 8.52 |
| Apr 2014 | 954.8075052319107 | 0.15 | 9.28 |
| May 2014 | 946.1991877565674 | -0.90 | 7.41 |
| Jun 2014 | 944.5508583941664 | -0.17 | 3.17 |
| Jul 2014 | 942.1441657903381 | -0.25 | 0.68 |
| Aug 2014 | 941.1774479417087 | -0.10 | -0.11 |
| Sep 2014 | 944.9906281307859 | 0.41 | -0.08 |
| Oct 2014 | 936.1964195103758 | -0.93 | 0.88 |
| Nov 2014 | 933.88706755757 | -0.25 | -0.12 |
| Dec 2014 | 927.0805543994513 | -0.73 | -2.66 |
| Jan 2015 | 1014.6605877579173 | 9.45 | 6.32 |
| Feb 2015 | 1019.5624115893193 | 0.48 | 7.48 |
| Mar 2015 | 1023.926889391586 | 0.43 | 7.40 |
| Apr 2015 | 1018.3371749993444 | -0.55 | 6.65 |
| May 2015 | 1029.790128400888 | 1.13 | 8.83 |
| Jun 2015 | 1040.6195488906685 | 1.05 | 10.17 |
| Jul 2015 | 1047.387782650349 | 0.65 | 11.17 |
| Aug 2015 | 1043.5291653366721 | -0.37 | 10.88 |
| Sep 2015 | 1048.2562740145695 | 0.45 | 10.93 |
| Oct 2015 | 1047.560752016126 | -0.07 | 11.90 |
| Nov 2015 | 1061.0712679156418 | 1.29 | 13.62 |
| Dec 2015 | 1066.4246495186221 | 0.51 | 15.03 |
| Jan 2016 | 911.2288033029109 | -14.55 | -10.19 |
| Feb 2016 | 901.6533061315805 | -1.05 | -11.56 |
| Mar 2016 | 909.608282578242 | 0.88 | -11.16 |
| Apr 2016 | 910.6771143739211 | 0.12 | -10.57 |
| May 2016 | 918.6969027033331 | 0.88 | -10.79 |
| Jun 2016 | 924.7464704012523 | 0.66 | -11.13 |
| Jul 2016 | 921.0249576888323 | -0.40 | -12.06 |
| Aug 2016 | 924.6213310416991 | 0.39 | -11.39 |
| Sep 2016 | 930.0259796220363 | 0.59 | -11.28 |
| Oct 2016 | 936.2027556101859 | 0.66 | -10.63 |
| Nov 2016 | 963.9789904503207 | 2.97 | -9.15 |
| Dec 2016 | 1002.3114704901308 | 3.98 | -6.01 |
| Jan 2017 | 1114.1082979472574 | 11.15 | 22.26 |
| Feb 2017 | 1119.0451277862144 | 0.44 | 24.11 |
| Mar 2017 | 1122.602706581009 | 0.32 | 23.42 |
| Apr 2017 | 1113.9840424662107 | -0.77 | 22.33 |
| May 2017 | 1116.6930381112186 | 0.24 | 21.55 |
| Jun 2017 | 1114.6703947613948 | -0.18 | 20.54 |
| Jul 2017 | 1121.962257815036 | 0.65 | 21.82 |
| Aug 2017 | 1112.9407401597684 | -0.80 | 20.37 |
| Sep 2017 | 1102.1116981426828 | -0.97 | 18.50 |
| Oct 2017 | 1104.1646297091609 | 0.19 | 17.94 |
| Nov 2017 | 1102.1981838235542 | -0.18 | 14.34 |
| Dec 2017 | 1102.602016609777 | 0.04 | 10.01 |
| Jan 2018 | 1108.1025353094878 | 0.50 | -0.54 |
| Feb 2018 | 1130.4554276022643 | 2.02 | 1.02 |
| Mar 2018 | 1140.1300930607529 | 0.86 | 1.56 |
| Apr 2018 | 1142.2910257454057 | 0.19 | 2.54 |
| May 2018 | 1152.6489615652722 | 0.91 | 3.22 |
| Jun 2018 | 1153.520082689996 | 0.08 | 3.49 |
| Jul 2018 | 1156.3923422244975 | 0.25 | 3.07 |
| Aug 2018 | 1166.6392344716287 | 0.89 | 4.83 |
| Sep 2018 | 1180.7210501907932 | 1.21 | 7.13 |
| Oct 2018 | 1201.515230118419 | 1.76 | 8.82 |
| Nov 2018 | 1207.5317024114884 | 0.50 | 9.56 |
| Dec 2018 | 1190.8731713630493 | -1.38 | 8.01 |
| Jan 2019 | 1181.1183791003882 | -0.82 | 6.59 |
| Feb 2019 | 1178.986555470276 | -0.18 | 4.29 |
| Mar 2019 | 1176.944036282758 | -0.17 | 3.23 |
| Apr 2019 | 1171.573916929371 | -0.46 | 2.56 |
| May 2019 | 1169.6770953286139 | -0.16 | 1.48 |
| Jun 2019 | 1153.0830020837939 | -1.42 | -0.04 |
| Jul 2019 | 1155.154457516303 | 0.18 | -0.11 |
| Aug 2019 | 1148.2639266761935 | -0.60 | -1.57 |
| Sep 2019 | 1151.9543494561044 | 0.32 | -2.44 |
| Oct 2019 | 1163.8590820680427 | 1.03 | -3.13 |
| Nov 2019 | 1170.4452227050192 | 0.57 | -3.07 |
| Dec 2019 | 1177.74882945797 | 0.62 | -1.10 |
| Jan 2020 | 1175.1082148059381 | -0.22 | -0.51 |
| Feb 2020 | 1166.986952947957 | -0.69 | -1.02 |
| Mar 2020 | 1170.1003034739226 | 0.27 | -0.58 |
| Apr 2020 | 1162.9364100080984 | -0.61 | -0.74 |
| May 2020 | 1162.0882726596956 | -0.07 | -0.65 |
| Jun 2020 | 1162.7787055964566 | 0.06 | 0.84 |
| Jul 2020 | 1159.9104661089825 | -0.25 | 0.41 |
| Aug 2020 | 1165.1319631079018 | 0.45 | 1.47 |
| Sep 2020 | 1178.0422535826426 | 1.11 | 2.27 |
| Oct 2020 | 1193.627818664546 | 1.32 | 2.56 |
| Nov 2020 | 1208.8748356986798 | 1.28 | 3.28 |
| Dec 2020 | 1219.1479268204791 | 0.85 | 3.52 |
| Jan 2021 | 1235.799638900307 | 1.37 | 5.17 |
| Feb 2021 | 1253.1003425737451 | 1.40 | 7.38 |
| Mar 2021 | 1289.5173518027957 | 2.91 | 10.21 |
| Apr 2021 | 1303.271872147502 | 1.07 | 12.07 |
| May 2021 | 1316.0623630467903 | 0.98 | 13.25 |
| Jun 2021 | 1343.3301855179325 | 2.07 | 15.53 |
| Jul 2021 | 1354.877755685254 | 0.86 | 16.81 |
| Aug 2021 | 1361.9596384585495 | 0.52 | 16.89 |
| Sep 2021 | 1363.8674155794076 | 0.14 | 15.77 |
| Oct 2021 | 1372.8751121650441 | 0.66 | 15.02 |
| Nov 2021 | 1368.6175563268498 | -0.31 | 13.21 |
| Dec 2021 | 1371.5579141472422 | 0.22 | 12.50 |
| Jan 2022 | 1416.306350596228 | 3.26 | 14.61 |
| Feb 2022 | 1467.8006345106476 | 3.64 | 17.13 |
| Mar 2022 | 1539.8002708021309 | 4.91 | 19.41 |
| Apr 2022 | 1660.406338382993 | 7.83 | 27.40 |
| May 2022 | 1720.325237706334 | 3.61 | 30.72 |
| Jun 2022 | 1784.8257900377544 | 3.75 | 32.87 |
| Jul 2022 | 1792.438266759105 | 0.43 | 32.30 |
| Aug 2022 | 1779.719371502761 | -0.71 | 30.67 |
| Sep 2022 | 1888.5760530389848 | 6.12 | 38.47 |
| Oct 2022 | 1985.503232516609 | 5.13 | 44.62 |
| Nov 2022 | 1970.875516376681 | -0.74 | 44.01 |
| Dec 2022 | 1916.5465331575824 | -2.76 | 39.74 |
| Jan 2023 | 1785.5569942404984 | -6.83 | 26.07 |
| Feb 2023 | 1786.8542393994078 | 0.07 | 21.74 |
| Mar 2023 | 1831.5494583382642 | 2.50 | 18.95 |
| Apr 2023 | 1822.833548379836 | -0.48 | 9.78 |
| May 2023 | 1857.0570090001738 | 1.88 | 7.95 |
| Jun 2023 | 1923.2973566203416 | 3.57 | 7.76 |
| Jul 2023 | 1969.4373638188263 | 2.40 | 9.88 |
| Aug 2023 | 2029.991416292397 | 3.08 | 14.06 |
| Sep 2023 | 2068.4801287240175 | 1.90 | 9.53 |
| Oct 2023 | 2141.4647779825336 | 3.53 | 7.86 |
| Nov 2023 | 2121.0395583884074 | -0.95 | 7.62 |
| Dec 2023 | 2031.8793638276509 | -4.20 | 6.02 |
| Jan 2024 | 2033.8949943099813 | 0.10 | 13.91 |
| Feb 2024 | 2056.5273533468708 | 1.11 | 15.09 |
| Mar 2024 | 2076.071920237737 | 0.95 | 13.35 |
| Apr 2024 | 2123.878577628291 | 2.30 | 16.52 |
| May 2024 | 2159.6420127470183 | 1.68 | 16.29 |
| Jun 2024 | 2161.5100756980623 | 0.09 | 12.39 |
| Jul 2024 | 2168.9979364221563 | 0.35 | 10.13 |
| Aug 2024 | 2131.408095284428 | -1.73 | 5.00 |
| Sep 2024 | 2100.508232565475 | -1.45 | 1.55 |
| Oct 2024 | 2148.1072456320708 | 2.27 | 0.31 |
| Nov 2024 | 2212.8972601963815 | 3.02 | 4.33 |
| Dec 2024 | 2208.0660358615373 | -0.22 | 8.67 |
| Jan 2025 | 2251.413273732166 | 1.96 | 10.70 |
| Feb 2025 | 2239.1853805832525 | -0.54 | 8.88 |
| Mar 2025 | 2209.4110260282764 | -1.33 | 6.42 |
| Apr 2025 | 2221.3541915663163 | 0.54 | 4.59 |
| May 2025 | 2238.529259834967 | 0.77 | 3.65 |
| Jun 2025 | 2246.231232042913 | 0.34 | 3.92 |
| Jul 2025 | 2241.1258751969153 | -0.23 | 3.33 |
| Aug 2025 | 2227.603588823184 | -0.60 | 4.51 |
| Sep 2025 | 2201.840052647002 | -1.16 | 4.82 |
| Oct 2025 | 2191.170199324351 | -0.48 | 2.01 |
| Nov 2025 | 2194.880263660637 | 0.17 | -0.81 |
| Dec 2025 | 2195.347282867192 | 0.02 | -0.58 |
| Jan 2026 | 2189.8499200873775 | -0.25 | -2.73 |
| Feb 2026 | 2188.6060566956326 | -0.06 | -2.26 |
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