Rockford, IL (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 10% down for all homes in the Rockford, IL Metro in February 2026 was $1,907.397. The month over month percentage change (MoM) was 0.48%, and the year over year percentage change (YoY) was 2.89%.

The chart below shows the trend of the total monthly payments with 10% down for all homes in the Rockford, IL metro. The table below shows the trend of the the total monthly payments with 10% down, and the MoM and YoY percentage changes for all homes in the Rockford, IL metro.

You can see similar information for other US metros, and for the United States.

Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.

Data Source: Zillow.
Rockford, IL (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Rockford, IL (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 170
Month Total Monthly Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2012 772.9679649186653 NaN NaN
Feb 2012 769.7026471299555 -0.42 NaN
Mar 2012 770.4610055165849 0.10 NaN
Apr 2012 766.7955445208956 -0.48 NaN
May 2012 760.2509952145149 -0.85 NaN
Jun 2012 755.2183724810809 -0.66 NaN
Jul 2012 750.9740380225369 -0.56 NaN
Aug 2012 752.6920829111084 0.23 NaN
Sep 2012 747.4954784445121 -0.69 NaN
Oct 2012 741.9975274246237 -0.74 NaN
Nov 2012 739.831803689616 -0.29 NaN
Dec 2012 735.3484828900705 -0.61 NaN
Jan 2013 732.5369033318293 -0.38 -5.23
Feb 2013 735.3641549000822 0.39 -4.46
Mar 2013 738.9097596273 0.48 -4.09
Apr 2013 740.6348495611076 0.23 -3.41
May 2013 751.8825607480719 1.52 -1.10
Jun 2013 782.208662287531 4.03 3.57
Jul 2013 799.3106734933139 2.19 6.44
Aug 2013 806.0045444029467 0.84 7.08
Sep 2013 808.9896796775199 0.37 8.23
Oct 2013 795.6126436275097 -1.65 7.23
Nov 2013 793.9999412456726 -0.20 7.32
Dec 2013 796.7542436904406 0.35 8.35
Jan 2014 799.7977213306123 0.38 9.18
Feb 2014 786.3538731167453 -1.68 6.93
Mar 2014 781.7426274798684 -0.59 5.80
Apr 2014 779.9674738067595 -0.23 5.31
May 2014 777.4147033443242 -0.33 3.40
Jun 2014 782.7391420059619 0.69 0.07
Jul 2014 790.6121979494714 1.01 -1.09
Aug 2014 798.8628607553178 1.04 -0.89
Sep 2014 809.8500308585221 1.38 0.11
Oct 2014 808.5924708983964 -0.15 1.63
Nov 2014 809.1319851465935 0.07 1.91
Dec 2014 801.4523706460138 -0.95 0.59
Jan 2015 779.2253590068156 -2.77 -2.57
Feb 2015 775.5563970915479 -0.47 -1.37
Mar 2015 774.8245400165458 -0.09 -0.88
Apr 2015 770.789152396236 -0.52 -1.18
May 2015 782.4917153596061 1.52 0.65
Jun 2015 796.4226440157295 1.78 1.75
Jul 2015 808.5651867048928 1.53 2.27
Aug 2015 810.1487152354932 0.20 1.41
Sep 2015 815.3286930805957 0.64 0.68
Oct 2015 815.4484265412607 0.02 0.85
Nov 2015 824.511615770882 1.11 1.90
Dec 2015 828.3391657074944 0.46 3.36
Jan 2016 815.3144055278215 -1.57 4.63
Feb 2016 813.185407524062 -0.26 4.85
Mar 2016 820.8436224490026 0.94 5.94
Apr 2016 820.8371146905417 0.00 6.49
May 2016 823.9566690642231 0.38 5.30
Jun 2016 827.4839737924282 0.43 3.90
Jul 2016 826.4244944240634 -0.13 2.21
Aug 2016 831.8395163056889 0.66 2.68
Sep 2016 839.6842544728748 0.94 2.99
Oct 2016 846.9514211086187 0.87 3.86
Nov 2016 869.3296386153348 2.64 5.44
Dec 2016 897.5673411664254 3.25 8.36
Jan 2017 886.0857827123989 -1.28 8.68
Feb 2017 893.4960235443799 0.84 9.88
Mar 2017 902.043969173473 0.96 9.89
Apr 2017 899.1366986047856 -0.32 9.54
May 2017 900.5737438298474 0.16 9.30
Jun 2017 896.7829997308181 -0.42 8.38
Jul 2017 900.8876929557421 0.46 9.01
Aug 2017 897.4149143753351 -0.38 7.88
Sep 2017 895.1907418430807 -0.25 6.61
Oct 2017 904.4912706877122 1.04 6.79
Nov 2017 913.9879892909489 1.05 5.14
Dec 2017 926.041650184953 1.32 3.17
Jan 2018 945.5926067266264 2.11 6.72
Feb 2018 972.1367212136038 2.81 8.80
Mar 2018 987.7551976424046 1.61 9.50
Apr 2018 994.7118818923209 0.70 10.63
May 2018 1006.0095140705039 1.14 11.71
Jun 2018 1005.7365366731271 -0.03 12.15
Jul 2018 1004.5303793692551 -0.12 11.51
Aug 2018 1005.9687351884605 0.14 12.10
Sep 2018 1012.2601376330197 0.63 13.08
Oct 2018 1024.9035625741308 1.25 13.31
Nov 2018 1029.8163008188842 0.48 12.67
Dec 2018 1019.8082452534439 -0.97 10.13
Jan 2019 998.3546055558038 -2.10 5.58
Feb 2019 1004.5255198358307 0.62 3.33
Mar 2019 1010.4604585369998 0.59 2.30
Apr 2019 1010.0573061568255 -0.04 1.54
May 2019 1007.9803994984758 -0.21 0.20
Jun 2019 992.4470408447266 -1.54 -1.32
Jul 2019 990.3156679722806 -0.21 -1.41
Aug 2019 981.992930989932 -0.84 -2.38
Sep 2019 981.7700122261189 -0.02 -3.01
Oct 2019 988.8598942441722 0.72 -3.52
Nov 2019 993.1697051205635 0.44 -3.56
Dec 2019 999.5598122028134 0.64 -1.99
Jan 2020 988.8939853176621 -1.07 -0.95
Feb 2020 987.1198706842786 -0.18 -1.73
Mar 2020 993.1657439838513 0.61 -1.71
Apr 2020 986.8225914473032 -0.64 -2.30
May 2020 980.3771807118055 -0.65 -2.74
Jun 2020 971.8320430662495 -0.87 -2.08
Jul 2020 960.8231257195528 -1.13 -2.98
Aug 2020 958.2959550692342 -0.26 -2.41
Sep 2020 963.3730510656549 0.53 -1.87
Oct 2020 971.3895844766791 0.83 -1.77
Nov 2020 981.8821708547756 1.08 -1.14
Dec 2020 992.2812581866474 1.06 -0.73
Jan 2021 969.7637764511835 -2.27 -1.93
Feb 2021 988.2845337510932 1.91 0.12
Mar 2021 1019.0806538452683 3.12 2.61
Apr 2021 1028.6959109574673 0.94 4.24
May 2021 1032.4064189767132 0.36 5.31
Jun 2021 1044.8393428221848 1.20 7.51
Jul 2021 1048.2734308816216 0.33 9.10
Aug 2021 1054.2110972729797 0.57 10.01
Sep 2021 1061.384140358645 0.68 10.17
Oct 2021 1076.4577098175523 1.42 10.82
Nov 2021 1081.937794888835 0.51 10.19
Dec 2021 1091.6785314577587 0.90 10.02
Jan 2022 1130.727034088748 3.58 16.60
Feb 2022 1175.0836543421158 3.92 18.90
Mar 2022 1230.7194829582882 4.74 20.77
Apr 2022 1318.7757942635412 7.16 28.20
May 2022 1354.7371027719562 2.73 31.22
Jun 2022 1391.5580018187288 2.72 33.18
Jul 2022 1385.8246602183458 -0.41 32.20
Aug 2022 1367.1401141489484 -1.35 29.68
Sep 2022 1440.6104198394012 5.37 35.73
Oct 2022 1510.5655622517438 4.86 40.33
Nov 2022 1504.07091599615 -0.43 39.02
Dec 2022 1468.9870933199645 -2.33 34.56
Jan 2023 1464.6176796277637 -0.30 29.53
Feb 2023 1470.2418020162634 0.38 25.12
Mar 2023 1505.9049890445208 2.43 22.36
Apr 2023 1501.8044633552317 -0.27 13.88
May 2023 1525.946567936405 1.61 12.64
Jun 2023 1573.165727549763 3.09 13.05
Jul 2023 1605.4659888868252 2.05 15.85
Aug 2023 1648.325508002764 2.67 20.57
Sep 2023 1677.9069730759434 1.80 16.47
Oct 2023 1737.1300344456756 3.53 15.00
Nov 2023 1732.5730628705192 -0.26 15.19
Dec 2023 1679.5420589336636 -3.06 14.33
Jan 2024 1654.594202596476 -1.48 12.97
Feb 2024 1679.6098475652946 1.51 14.24
Mar 2024 1701.9921974342528 1.33 13.02
Apr 2024 1744.6860423976805 2.51 16.17
May 2024 1772.6218821214366 1.60 16.17
Jun 2024 1771.1711915334577 -0.08 12.59
Jul 2024 1775.1580612525026 0.23 10.57
Aug 2024 1746.9373870910545 -1.59 5.98
Sep 2024 1727.5471688316734 -1.11 2.96
Oct 2024 1763.0811732750758 2.06 1.49
Nov 2024 1813.6717029364863 2.87 4.68
Dec 2024 1815.9711048517424 0.13 8.12
Jan 2025 1855.395353195001 2.17 12.14
Feb 2025 1853.7845040681366 -0.09 10.37
Mar 2025 1839.75854659087 -0.76 8.09
Apr 2025 1855.7260824954647 0.87 6.36
May 2025 1872.805800182522 0.92 5.65
Jun 2025 1880.2917975385956 0.40 6.16
Jul 2025 1879.1425254854507 -0.06 5.86
Aug 2025 1873.8438789500615 -0.28 7.27
Sep 2025 1865.3116964078276 -0.45 7.98
Oct 2025 1866.9577461644171 0.09 5.89
Nov 2025 1881.0793393950921 0.76 3.72
Dec 2025 1892.8847734116612 0.63 4.24
Jan 2026 1898.267623518861 0.28 2.31
Feb 2026 1907.3968709634573 0.48 2.89