Sacramento, CA (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 10% down for all homes in the Sacramento, CA Metro in February 2026 was $4,355.574. The month over month percentage change (MoM) was -0.41%, and the year over year percentage change (YoY) was -7.53%.
The chart below shows the trend of the total monthly payments with 10% down for all homes in the Sacramento, CA metro. The table below shows the trend of the the total monthly payments with 10% down, and the MoM and YoY percentage changes for all homes in the Sacramento, CA metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
Related Topics: Sacramento, CA (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Sacramento, CA (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Sacramento, CA (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 1375.8307483333217 | NaN | NaN |
| Feb 2012 | 1370.576360324895 | -0.38 | NaN |
| Mar 2012 | 1378.541343387123 | 0.58 | NaN |
| Apr 2012 | 1376.3699001319048 | -0.16 | NaN |
| May 2012 | 1368.4456346026966 | -0.58 | NaN |
| Jun 2012 | 1362.0789138180694 | -0.46 | NaN |
| Jul 2012 | 1354.7429449046772 | -0.54 | NaN |
| Aug 2012 | 1368.6580185083449 | 1.03 | NaN |
| Sep 2012 | 1367.9865453245634 | -0.05 | NaN |
| Oct 2012 | 1372.5402906512677 | 0.33 | NaN |
| Nov 2012 | 1391.3487603818216 | 1.37 | NaN |
| Dec 2012 | 1415.8148584358883 | 1.76 | NaN |
| Jan 2013 | 1452.3714607457257 | 2.58 | 5.56 |
| Feb 2013 | 1495.4092791928238 | 2.96 | 9.11 |
| Mar 2013 | 1529.1356537860245 | 2.26 | 10.92 |
| Apr 2013 | 1546.2051423076769 | 1.12 | 12.34 |
| May 2013 | 1596.1801691688174 | 3.23 | 16.64 |
| Jun 2013 | 1710.6081748625136 | 7.17 | 25.59 |
| Jul 2013 | 1793.4341945289136 | 4.84 | 32.38 |
| Aug 2013 | 1841.697224855079 | 2.69 | 34.56 |
| Sep 2013 | 1880.170674747595 | 2.09 | 37.44 |
| Oct 2013 | 1869.9221062380018 | -0.55 | 36.24 |
| Nov 2013 | 1908.9592615076701 | 2.09 | 37.20 |
| Dec 2013 | 1960.9608618914135 | 2.72 | 38.50 |
| Jan 2014 | 1980.8369995529454 | 1.01 | 36.39 |
| Feb 2014 | 1973.719622445637 | -0.36 | 31.99 |
| Mar 2014 | 1996.3065506077041 | 1.14 | 30.55 |
| Apr 2014 | 2012.8119521697963 | 0.83 | 30.18 |
| May 2014 | 2008.3004678210987 | -0.22 | 25.82 |
| Jun 2014 | 2015.7428565197786 | 0.37 | 17.84 |
| Jul 2014 | 2014.4178782597926 | -0.07 | 12.32 |
| Aug 2014 | 2009.915161234375 | -0.22 | 9.13 |
| Sep 2014 | 2019.885797366221 | 0.50 | 7.43 |
| Oct 2014 | 2007.9168640470846 | -0.59 | 7.38 |
| Nov 2014 | 2015.6130524969506 | 0.38 | 5.59 |
| Dec 2014 | 2007.5761590863299 | -0.40 | 2.38 |
| Jan 2015 | 1977.336299829621 | -1.51 | -0.18 |
| Feb 2015 | 1998.0263641160843 | 1.05 | 1.23 |
| Mar 2015 | 2022.5673093727492 | 1.23 | 1.32 |
| Apr 2015 | 2020.9561438174335 | -0.08 | 0.41 |
| May 2015 | 2062.9833563038796 | 2.08 | 2.72 |
| Jun 2015 | 2099.137038731961 | 1.75 | 4.14 |
| Jul 2015 | 2117.3003220067703 | 0.87 | 5.11 |
| Aug 2015 | 2099.4962240948016 | -0.84 | 4.46 |
| Sep 2015 | 2107.121077066922 | 0.36 | 4.32 |
| Oct 2015 | 2107.2875196849704 | 0.01 | 4.95 |
| Nov 2015 | 2152.107187545365 | 2.13 | 6.77 |
| Dec 2015 | 2174.1664908247503 | 1.02 | 8.30 |
| Jan 2016 | 2176.5066755534795 | 0.11 | 10.07 |
| Feb 2016 | 2158.811151008166 | -0.81 | 8.05 |
| Mar 2016 | 2182.3289771856 | 1.09 | 7.90 |
| Apr 2016 | 2180.719823005507 | -0.07 | 7.91 |
| May 2016 | 2192.5483520202374 | 0.54 | 6.28 |
| Jun 2016 | 2198.5005100453877 | 0.27 | 4.73 |
| Jul 2016 | 2183.581506846914 | -0.68 | 3.13 |
| Aug 2016 | 2188.6374876204336 | 0.23 | 4.25 |
| Sep 2016 | 2201.8729413570722 | 0.61 | 4.50 |
| Oct 2016 | 2216.4792318554364 | 0.66 | 5.18 |
| Nov 2016 | 2288.4064003628905 | 3.25 | 6.33 |
| Dec 2016 | 2388.2601476988148 | 4.36 | 9.85 |
| Jan 2017 | 2393.508701663063 | 0.22 | 9.97 |
| Feb 2017 | 2418.157463748294 | 1.03 | 12.01 |
| Mar 2017 | 2443.5116516529147 | 1.05 | 11.97 |
| Apr 2017 | 2431.7223530278147 | -0.48 | 11.51 |
| May 2017 | 2439.3747636141597 | 0.32 | 11.26 |
| Jun 2017 | 2431.365756511122 | -0.33 | 10.59 |
| Jul 2017 | 2454.8714929208313 | 0.97 | 12.42 |
| Aug 2017 | 2449.966931420181 | -0.20 | 11.94 |
| Sep 2017 | 2449.405421347702 | -0.02 | 11.24 |
| Oct 2017 | 2486.341658671189 | 1.51 | 12.18 |
| Nov 2017 | 2511.3399632172204 | 1.00 | 9.74 |
| Dec 2017 | 2538.6071437703868 | 1.09 | 6.30 |
| Jan 2018 | 2574.6735097867668 | 1.42 | 7.57 |
| Feb 2018 | 2660.207867614366 | 3.32 | 10.01 |
| Mar 2018 | 2705.078847385923 | 1.69 | 10.71 |
| Apr 2018 | 2726.2081909023664 | 0.78 | 12.11 |
| May 2018 | 2768.7045047238516 | 1.56 | 13.50 |
| Jun 2018 | 2778.568783770793 | 0.36 | 14.28 |
| Jul 2018 | 2777.5435372405705 | -0.04 | 13.14 |
| Aug 2018 | 2785.54520476462 | 0.29 | 13.70 |
| Sep 2018 | 2804.8349287362744 | 0.69 | 14.51 |
| Oct 2018 | 2853.914665704535 | 1.75 | 14.78 |
| Nov 2018 | 2864.709833172189 | 0.38 | 14.07 |
| Dec 2018 | 2815.257008437454 | -1.73 | 10.90 |
| Jan 2019 | 2794.3384012521474 | -0.74 | 8.53 |
| Feb 2019 | 2782.8259377783725 | -0.41 | 4.61 |
| Mar 2019 | 2772.5818371680884 | -0.37 | 2.50 |
| Apr 2019 | 2756.414715816586 | -0.58 | 1.11 |
| May 2019 | 2748.358643926962 | -0.29 | -0.73 |
| Jun 2019 | 2693.0198163279333 | -2.01 | -3.08 |
| Jul 2019 | 2688.2805408650647 | -0.18 | -3.21 |
| Aug 2019 | 2660.4811705890056 | -1.03 | -4.49 |
| Sep 2019 | 2664.399839475397 | 0.15 | -5.01 |
| Oct 2019 | 2691.903399711983 | 1.03 | -5.68 |
| Nov 2019 | 2707.549189594123 | 0.58 | -5.49 |
| Dec 2019 | 2727.592936188127 | 0.74 | -3.11 |
| Jan 2020 | 2712.5983654896586 | -0.55 | -2.92 |
| Feb 2020 | 2693.895502150028 | -0.69 | -3.20 |
| Mar 2020 | 2709.4675562396524 | 0.58 | -2.28 |
| Apr 2020 | 2693.838823027042 | -0.58 | -2.27 |
| May 2020 | 2684.125926702422 | -0.36 | -2.34 |
| Jun 2020 | 2668.6974453170697 | -0.57 | -0.90 |
| Jul 2020 | 2636.9913691628512 | -1.19 | -1.91 |
| Aug 2020 | 2630.069819333429 | -0.26 | -1.14 |
| Sep 2020 | 2645.400187231624 | 0.58 | -0.71 |
| Oct 2020 | 2668.885265138275 | 0.89 | -0.85 |
| Nov 2020 | 2697.765941961782 | 1.08 | -0.36 |
| Dec 2020 | 2726.4370499624 | 1.06 | -0.04 |
| Jan 2021 | 2740.3436347939055 | 0.51 | 1.02 |
| Feb 2021 | 2804.5193340387623 | 2.34 | 4.11 |
| Mar 2021 | 2919.1909640045515 | 4.09 | 7.74 |
| Apr 2021 | 2970.0206329169864 | 1.74 | 10.25 |
| May 2021 | 3006.5350724670834 | 1.23 | 12.01 |
| Jun 2021 | 3069.2320344894533 | 2.09 | 15.01 |
| Jul 2021 | 3093.5545792732532 | 0.79 | 17.31 |
| Aug 2021 | 3121.5672692429544 | 0.91 | 18.69 |
| Sep 2021 | 3158.713232732908 | 1.19 | 19.40 |
| Oct 2021 | 3220.1383289450173 | 1.95 | 20.66 |
| Nov 2021 | 3243.9840935920715 | 0.74 | 20.25 |
| Dec 2021 | 3282.875545786966 | 1.20 | 20.41 |
| Jan 2022 | 3420.5778185338386 | 4.20 | 24.82 |
| Feb 2022 | 3573.280447001198 | 4.46 | 27.41 |
| Mar 2022 | 3772.2147352767047 | 5.57 | 29.22 |
| Apr 2022 | 4101.545071654873 | 8.73 | 38.10 |
| May 2022 | 4239.658553929944 | 3.37 | 41.02 |
| Jun 2022 | 4368.711507461836 | 3.04 | 42.34 |
| Jul 2022 | 4326.375714924732 | -0.97 | 39.85 |
| Aug 2022 | 4223.633318385273 | -2.37 | 35.31 |
| Sep 2022 | 4468.635587556217 | 5.80 | 41.47 |
| Oct 2022 | 4683.8964524433195 | 4.82 | 45.46 |
| Nov 2022 | 4595.094191455314 | -1.90 | 41.65 |
| Dec 2022 | 4391.688908038514 | -4.43 | 33.78 |
| Jan 2023 | 4337.730312339767 | -1.23 | 26.81 |
| Feb 2023 | 4287.594436504802 | -1.16 | 19.99 |
| Mar 2023 | 4356.189991480644 | 1.60 | 15.48 |
| Apr 2023 | 4286.195411200072 | -1.61 | 4.50 |
| May 2023 | 4320.950108397612 | 0.81 | 1.92 |
| Jun 2023 | 4435.501094927491 | 2.65 | 1.53 |
| Jul 2023 | 4504.784724844498 | 1.56 | 4.12 |
| Aug 2023 | 4614.689420881045 | 2.44 | 9.26 |
| Sep 2023 | 4680.621163543739 | 1.43 | 4.74 |
| Oct 2023 | 4841.41978076522 | 3.44 | 3.36 |
| Nov 2023 | 4785.143217610889 | -1.16 | 4.14 |
| Dec 2023 | 4570.922849149833 | -4.48 | 4.08 |
| Jan 2024 | 4515.01696668907 | -1.22 | 4.09 |
| Feb 2024 | 4567.955212346662 | 1.17 | 6.54 |
| Mar 2024 | 4602.848775142215 | 0.76 | 5.66 |
| Apr 2024 | 4690.590239784951 | 1.91 | 9.44 |
| May 2024 | 4736.3585513436965 | 0.98 | 9.61 |
| Jun 2024 | 4692.789962468298 | -0.92 | 5.80 |
| Jul 2024 | 4670.751325003381 | -0.47 | 3.68 |
| Aug 2024 | 4547.721808886797 | -2.63 | -1.45 |
| Sep 2024 | 4447.371435874027 | -2.21 | -4.98 |
| Oct 2024 | 4533.519449547039 | 1.94 | -6.36 |
| Nov 2024 | 4670.979383624674 | 3.03 | -2.39 |
| Dec 2024 | 4647.446165859286 | -0.50 | 1.67 |
| Jan 2025 | 4754.502648965818 | 2.30 | 5.30 |
| Feb 2025 | 4710.262663649341 | -0.93 | 3.12 |
| Mar 2025 | 4631.596227369901 | -1.67 | 0.63 |
| Apr 2025 | 4642.832689279684 | 0.24 | -1.02 |
| May 2025 | 4654.543898581202 | 0.25 | -1.73 |
| Jun 2025 | 4633.333604674326 | -0.46 | -1.27 |
| Jul 2025 | 4579.842977157531 | -1.15 | -1.95 |
| Aug 2025 | 4518.248825666551 | -1.34 | -0.65 |
| Sep 2025 | 4438.60395170496 | -1.76 | -0.20 |
| Oct 2025 | 4404.10543105526 | -0.78 | -2.85 |
| Nov 2025 | 4404.403768040394 | 0.01 | -5.71 |
| Dec 2025 | 4397.695575093763 | -0.15 | -5.37 |
| Jan 2026 | 4373.491624916314 | -0.55 | -8.01 |
| Feb 2026 | 4355.573648694534 | -0.41 | -7.53 |
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