Saginaw, MI (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 10% down for all homes in the Saginaw, MI Metro in February 2026 was $1,388.24. The month over month percentage change (MoM) was -0.14%, and the year over year percentage change (YoY) was 1.27%.
The chart below shows the trend of the total monthly payments with 10% down for all homes in the Saginaw, MI metro. The table below shows the trend of the the total monthly payments with 10% down, and the MoM and YoY percentage changes for all homes in the Saginaw, MI metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 512.7582980636085 | NaN | NaN |
| Feb 2012 | 515.0870518719406 | 0.45 | NaN |
| Mar 2012 | 519.2176421597187 | 0.80 | NaN |
| Apr 2012 | 516.5798875026146 | -0.51 | NaN |
| May 2012 | 509.7948047124444 | -1.31 | NaN |
| Jun 2012 | 503.5366353727206 | -1.23 | NaN |
| Jul 2012 | 499.1938755699817 | -0.86 | NaN |
| Aug 2012 | 500.9391117810213 | 0.35 | NaN |
| Sep 2012 | 498.8560521101092 | -0.42 | NaN |
| Oct 2012 | 496.4677918640916 | -0.48 | NaN |
| Nov 2012 | 497.1668799041587 | 0.14 | NaN |
| Dec 2012 | 498.10999038116825 | 0.19 | NaN |
| Jan 2013 | 501.8362080516016 | 0.75 | -2.13 |
| Feb 2013 | 507.5487434750835 | 1.14 | -1.46 |
| Mar 2013 | 510.593938076678 | 0.60 | -1.66 |
| Apr 2013 | 506.3961415847425 | -0.82 | -1.97 |
| May 2013 | 508.2723596036292 | 0.37 | -0.30 |
| Jun 2013 | 526.0749707490044 | 3.50 | 4.48 |
| Jul 2013 | 538.3945666253198 | 2.34 | 7.85 |
| Aug 2013 | 544.7501214334986 | 1.18 | 8.75 |
| Sep 2013 | 547.8119945855443 | 0.56 | 9.81 |
| Oct 2013 | 538.5795633847437 | -1.68 | 8.48 |
| Nov 2013 | 541.3426890600279 | 0.51 | 8.89 |
| Dec 2013 | 550.7081046978474 | 1.73 | 10.56 |
| Jan 2014 | 563.3226383394973 | 2.29 | 12.25 |
| Feb 2014 | 560.0506533085738 | -0.58 | 10.34 |
| Mar 2014 | 562.1346245751877 | 0.37 | 10.09 |
| Apr 2014 | 563.0935629915142 | 0.17 | 11.20 |
| May 2014 | 559.3482285217234 | -0.66 | 10.05 |
| Jun 2014 | 560.6012208825783 | 0.22 | 6.56 |
| Jul 2014 | 562.9984708743755 | 0.43 | 4.57 |
| Aug 2014 | 564.088605606097 | 0.19 | 3.55 |
| Sep 2014 | 566.6106825326534 | 0.45 | 3.43 |
| Oct 2014 | 561.0297286242001 | -0.98 | 4.17 |
| Nov 2014 | 560.6049757788854 | -0.08 | 3.56 |
| Dec 2014 | 556.2652800771493 | -0.77 | 1.01 |
| Jan 2015 | 526.7354271833949 | -5.31 | -6.49 |
| Feb 2015 | 528.383979526073 | 0.31 | -5.65 |
| Mar 2015 | 532.2923788501457 | 0.74 | -5.31 |
| Apr 2015 | 530.0912362865657 | -0.41 | -5.86 |
| May 2015 | 536.9730754776142 | 1.30 | -4.00 |
| Jun 2015 | 542.3484796831112 | 1.00 | -3.26 |
| Jul 2015 | 546.9028434263907 | 0.84 | -2.86 |
| Aug 2015 | 544.9921769989949 | -0.35 | -3.38 |
| Sep 2015 | 547.3360723067082 | 0.43 | -3.40 |
| Oct 2015 | 544.4675518816928 | -0.52 | -2.95 |
| Nov 2015 | 549.0241160146193 | 0.84 | -2.07 |
| Dec 2015 | 548.0273392611277 | -0.18 | -1.48 |
| Jan 2016 | 553.6725435011542 | 1.03 | 5.11 |
| Feb 2016 | 545.8047752973923 | -1.42 | 3.30 |
| Mar 2016 | 546.2773768894233 | 0.09 | 2.63 |
| Apr 2016 | 542.5405349171722 | -0.68 | 2.35 |
| May 2016 | 541.4874803805847 | -0.19 | 0.84 |
| Jun 2016 | 541.4243824619757 | -0.01 | -0.17 |
| Jul 2016 | 536.9810820707623 | -0.82 | -1.81 |
| Aug 2016 | 538.0100508881113 | 0.19 | -1.28 |
| Sep 2016 | 540.0903787478436 | 0.39 | -1.32 |
| Oct 2016 | 543.4314560007334 | 0.62 | -0.19 |
| Nov 2016 | 558.4900896848 | 2.77 | 1.72 |
| Dec 2016 | 579.2436615040584 | 3.72 | 5.70 |
| Jan 2017 | 574.6051086958998 | -0.80 | 3.78 |
| Feb 2017 | 577.2101430257461 | 0.45 | 5.75 |
| Mar 2017 | 581.6825425340973 | 0.78 | 6.48 |
| Apr 2017 | 580.5992071724622 | -0.19 | 7.02 |
| May 2017 | 585.6714905852361 | 0.87 | 8.16 |
| Jun 2017 | 586.5026433960722 | 0.14 | 8.33 |
| Jul 2017 | 593.687936990277 | 1.23 | 10.56 |
| Aug 2017 | 594.6822186503075 | 0.17 | 10.53 |
| Sep 2017 | 595.5477717228301 | 0.15 | 10.27 |
| Oct 2017 | 602.9827930831468 | 1.25 | 10.96 |
| Nov 2017 | 607.3585839932038 | 0.73 | 8.75 |
| Dec 2017 | 613.0017870177433 | 0.93 | 5.83 |
| Jan 2018 | 636.0487499783708 | 3.76 | 10.69 |
| Feb 2018 | 652.4098298370645 | 2.57 | 13.03 |
| Mar 2018 | 662.7214752852399 | 1.58 | 13.93 |
| Apr 2018 | 668.6017313043258 | 0.89 | 15.16 |
| May 2018 | 679.0015728879365 | 1.56 | 15.94 |
| Jun 2018 | 680.9111451182664 | 0.28 | 16.10 |
| Jul 2018 | 682.1086239095754 | 0.18 | 14.89 |
| Aug 2018 | 685.6981126876425 | 0.53 | 15.31 |
| Sep 2018 | 690.6165879951153 | 0.72 | 15.96 |
| Oct 2018 | 698.4290293545907 | 1.13 | 15.83 |
| Nov 2018 | 700.1788594832283 | 0.25 | 15.28 |
| Dec 2018 | 691.6465957757378 | -1.22 | 12.83 |
| Jan 2019 | 690.0259381377923 | -0.23 | 8.49 |
| Feb 2019 | 694.4186990485421 | 0.64 | 6.44 |
| Mar 2019 | 700.562141520812 | 0.89 | 5.71 |
| Apr 2019 | 704.6412992965022 | 0.58 | 5.39 |
| May 2019 | 708.0307691718838 | 0.48 | 4.28 |
| Jun 2019 | 700.2796704145075 | -1.09 | 2.85 |
| Jul 2019 | 700.7785832534473 | 0.07 | 2.74 |
| Aug 2019 | 696.0470269299728 | -0.67 | 1.51 |
| Sep 2019 | 696.2701346974976 | 0.03 | 0.82 |
| Oct 2019 | 705.1547564103386 | 1.28 | 0.96 |
| Nov 2019 | 712.2120167039162 | 1.00 | 1.72 |
| Dec 2019 | 720.1580296100473 | 1.12 | 4.12 |
| Jan 2020 | 728.7862622897383 | 1.20 | 5.62 |
| Feb 2020 | 725.3377920567627 | -0.47 | 4.45 |
| Mar 2020 | 730.4861201816877 | 0.71 | 4.27 |
| Apr 2020 | 730.9110823315335 | 0.06 | 3.73 |
| May 2020 | 731.4028224355757 | 0.07 | 3.30 |
| Jun 2020 | 729.1851800534923 | -0.30 | 4.13 |
| Jul 2020 | 723.6688769663788 | -0.76 | 3.27 |
| Aug 2020 | 725.0284872600139 | 0.19 | 4.16 |
| Sep 2020 | 733.5758020645674 | 1.18 | 5.36 |
| Oct 2020 | 743.8380498100632 | 1.40 | 5.49 |
| Nov 2020 | 754.1735300884354 | 1.39 | 5.89 |
| Dec 2020 | 761.985773075608 | 1.04 | 5.81 |
| Jan 2021 | 753.1287196260521 | -1.16 | 3.34 |
| Feb 2021 | 769.3838323147108 | 2.16 | 6.07 |
| Mar 2021 | 797.0198458276184 | 3.59 | 9.11 |
| Apr 2021 | 806.0135892367607 | 1.13 | 10.28 |
| May 2021 | 811.8573512524935 | 0.73 | 11.00 |
| Jun 2021 | 824.7498994222432 | 1.59 | 13.11 |
| Jul 2021 | 826.8433256348591 | 0.25 | 14.26 |
| Aug 2021 | 824.2138223689124 | -0.32 | 13.68 |
| Sep 2021 | 820.5412279961614 | -0.45 | 11.86 |
| Oct 2021 | 826.675022437375 | 0.75 | 11.14 |
| Nov 2021 | 828.1027481985868 | 0.17 | 9.80 |
| Dec 2021 | 831.9103989932273 | 0.46 | 9.18 |
| Jan 2022 | 859.112042979902 | 3.27 | 14.07 |
| Feb 2022 | 891.7481315187249 | 3.80 | 15.90 |
| Mar 2022 | 936.7542468450386 | 5.05 | 17.53 |
| Apr 2022 | 1008.7269697200572 | 7.68 | 25.15 |
| May 2022 | 1037.9771945288182 | 2.90 | 27.85 |
| Jun 2022 | 1071.1609106542571 | 3.20 | 29.88 |
| Jul 2022 | 1073.303269690408 | 0.20 | 29.81 |
| Aug 2022 | 1067.1784263945283 | -0.57 | 29.48 |
| Sep 2022 | 1136.2452437972333 | 6.47 | 38.48 |
| Oct 2022 | 1200.615070649672 | 5.67 | 45.23 |
| Nov 2022 | 1198.4535201347944 | -0.18 | 44.72 |
| Dec 2022 | 1169.798130759686 | -2.39 | 40.62 |
| Jan 2023 | 1141.033824525662 | -2.46 | 32.82 |
| Feb 2023 | 1151.6367531852409 | 0.93 | 29.14 |
| Mar 2023 | 1188.8707913647033 | 3.23 | 26.91 |
| Apr 2023 | 1185.4853466549719 | -0.28 | 17.52 |
| May 2023 | 1200.7208322383115 | 1.29 | 15.68 |
| Jun 2023 | 1232.6181744020162 | 2.66 | 15.07 |
| Jul 2023 | 1250.6238501973592 | 1.46 | 16.52 |
| Aug 2023 | 1276.830792055561 | 2.10 | 19.65 |
| Sep 2023 | 1291.7295627874273 | 1.17 | 13.68 |
| Oct 2023 | 1331.6064292907279 | 3.09 | 10.91 |
| Nov 2023 | 1322.7684931853862 | -0.66 | 10.37 |
| Dec 2023 | 1279.7063882270313 | -3.25 | 9.40 |
| Jan 2024 | 1260.8944547249382 | -1.47 | 10.51 |
| Feb 2024 | 1284.765739338696 | 1.89 | 11.56 |
| Mar 2024 | 1301.6975420036686 | 1.32 | 9.49 |
| Apr 2024 | 1332.5517103869565 | 2.37 | 12.41 |
| May 2024 | 1346.6264993277994 | 1.06 | 12.15 |
| Jun 2024 | 1336.9293864840502 | -0.72 | 8.46 |
| Jul 2024 | 1329.6517269631463 | -0.54 | 6.32 |
| Aug 2024 | 1296.5141895763238 | -2.49 | 1.54 |
| Sep 2024 | 1273.4272627127216 | -1.78 | -1.42 |
| Oct 2024 | 1295.4101376647288 | 1.73 | -2.72 |
| Nov 2024 | 1335.0813769122676 | 3.06 | 0.93 |
| Dec 2024 | 1339.4893735855926 | 0.33 | 4.67 |
| Jan 2025 | 1373.2087425886468 | 2.52 | 8.91 |
| Feb 2025 | 1370.7780050234765 | -0.18 | 6.70 |
| Mar 2025 | 1357.012111146022 | -1.00 | 4.25 |
| Apr 2025 | 1365.5576714882318 | 0.63 | 2.48 |
| May 2025 | 1375.7437189971192 | 0.75 | 2.16 |
| Jun 2025 | 1381.7950854844714 | 0.44 | 3.36 |
| Jul 2025 | 1387.5756653873216 | 0.42 | 4.36 |
| Aug 2025 | 1390.9552538023627 | 0.24 | 7.28 |
| Sep 2025 | 1387.5228810799745 | -0.25 | 8.96 |
| Oct 2025 | 1385.2294922595506 | -0.16 | 6.93 |
| Nov 2025 | 1389.8925076248847 | 0.34 | 4.11 |
| Dec 2025 | 1393.0788189931015 | 0.23 | 4.00 |
| Jan 2026 | 1390.1263565724792 | -0.21 | 1.23 |
| Feb 2026 | 1388.2400589021543 | -0.14 | 1.27 |